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MGIC Investment (MTG) Financials

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$25.99 -0.11 (-0.42%)
As of 09:37 AM Eastern
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Annual Income Statements for MGIC Investment

Annual Income Statements for MGIC Investment

This table shows MGIC Investment's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders
1,172 343 356 670 674 446 635 865 713 763
Consolidated Net Income / (Loss)
1,172 343 356 670 674 446 635 865 713 763
Net Income / (Loss) Continuing Operations
1,172 343 356 670 674 446 635 865 713 763
Total Pre-Tax Income
488 515 784 844 848 559 802 1,090 902 969
Total Revenue
972 915 1,009 1,071 1,161 1,113 1,072 1,092 1,118 1,172
Net Interest Income / (Expense)
-69 -57 -57 -53 -53 -60 -71 -48 -37 -36
Total Interest Income
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense
69 57 57 53 53 60 71 48 37 36
Long-Term Debt Interest Expense
69 57 57 53 53 60 71 48 37 36
Total Non-Interest Income
1,041 972 1,066 1,124 1,214 1,172 1,143 1,140 1,155 1,208
Other Service Charges
13 18 10 8.71 11 10 8.96 5.64 1.95 2.13
Net Realized & Unrealized Capital Gains on Investments
132 29 121 140 172 140 120 127 201 235
Premiums Earned
896 925 935 975 1,031 1,022 1,014 1,007 953 971
Total Non-Interest Expense
484 401 224 227 313 554 276 -5.50 216 203
Property & Liability Insurance Claims
320 240 54 37 119 365 65 -255 -21 -15
Insurance Policy Acquisition Costs
156 151 160 178 183 176 198 237 226 209
Amortization Expense
8.79 9.65 11 12 12 12 13 12 11 8.96
Income Tax Expense
-684 172 429 174 174 113 167 225 189 206
Basic Earnings per Share
$3.45 $1.00 $0.98 $1.83 $1.91 $1.31 $1.90 $2.83 $2.51 $2.92
Weighted Average Basic Shares Outstanding
339.55M 342.89M 362.38M 365.41M 352.83M 339.95M 334.33M 305.85M 283.61M 261.68M
Diluted Earnings per Share
$2.60 $0.86 $0.95 $1.78 $1.85 $1.29 $1.85 $2.79 $2.49 $2.89
Weighted Average Diluted Shares Outstanding
468.04M 431.99M 394.77M 386.08M 373.92M 359.29M 351.31M 311.23M 287.16M 264.00M
Weighted Average Basic & Diluted Shares Outstanding
339.70M 342.50M 363M 355.64M 345.85M 338.78M 315.61M 290.43M 269.67M 242.71M
Cash Dividends to Common per Share
$0.00 $0.00 $0.00 - - $0.06 $0.14 - $0.22 $0.25

Quarterly Income Statements for MGIC Investment

This table shows MGIC Investment's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Income / (Loss) Attributable to Common Shareholders
250 191 155 191 183 185 174 204 200 185 185
Consolidated Net Income / (Loss)
250 191 155 191 183 185 174 204 200 185 185
Net Income / (Loss) Continuing Operations
250 191 155 191 183 185 174 204 200 185 185
Total Pre-Tax Income
314 240 196 242 234 230 220 260 254 235 235
Total Revenue
271 289 275 281 288 274 285 297 297 293 297
Net Interest Income / (Expense)
-10 -9.38 -9.37 -9.38 -9.25 -8.90 -8.90 -8.90 -8.91 -8.90 -8.90
Total Interest Income
0.00 - 0.00 0.00 0.00 - 0.00 0.00 0.00 - 0.00
Total Interest Expense
10 9.38 9.37 9.38 9.25 8.90 8.90 8.90 8.91 8.90 8.90
Long-Term Debt Interest Expense
10 9.38 9.37 9.38 9.25 8.90 8.90 8.90 8.91 8.90 8.90
Total Non-Interest Income
281 299 284 291 297 283 294 306 306 302 305
Other Service Charges
1.40 0.50 0.43 0.51 0.55 0.47 0.48 0.55 0.63 0.47 0.33
Net Realized & Unrealized Capital Gains on Investments
28 54 42 47 55 56 51 61 62 60 61
Premiums Earned
252 244 242 243 241 226 243 244 243 241 244
Total Non-Interest Expense
-43 42 79 39 53 45 66 37 43 58 63
Property & Liability Insurance Claims
-105 -31 6.45 -18 -0.08 -9.53 4.56 -18 -9.84 8.70 9.59
Insurance Policy Acquisition Costs
58 70 70 54 50 52 59 53 51 47 51
Amortization Expense
3.18 3.47 2.48 2.61 2.80 2.93 2.01 2.15 2.32 2.48 1.66
Income Tax Expense
65 49 41 51 52 45 46 56 54 50 49
Basic Earnings per Share
$0.82 $0.65 $0.53 $0.67 $0.65 $0.66 $0.64 $0.77 $0.77 $0.74 $0.76
Weighted Average Basic Shares Outstanding
302.62M 305.85M 290.99M 285.91M 281.76M 283.61M 270.31M 265.32M 258.60M 261.68M 244.15M
Diluted Earnings per Share
$0.81 $0.64 $0.53 $0.66 $0.64 $0.66 $0.64 $0.77 $0.77 $0.71 $0.75
Weighted Average Diluted Shares Outstanding
307.19M 311.23M 294.71M 289.57M 285.60M 287.16M 273.11M 266.87M 260.83M 264.00M 246.49M
Weighted Average Basic & Diluted Shares Outstanding
594.05M 290.43M 573.24M 564.64M 554.62M 269.67M 533.17M 259.23M 253.37M 242.71M 237.44M
Cash Dividends to Common per Share
- - $0.10 - - - $0.12 - $0.13 - $0.13

Annual Cash Flow Statements for MGIC Investment

This table details how cash moves in and out of MGIC Investment's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents
-17 -26 -56 55 14 128 8.28 28 38 -136
Net Cash From Operating Activities
161 225 407 545 610 732 696 650 713 725
Net Cash From Continuing Operating Activities
161 225 407 545 610 732 696 650 713 725
Net Income / (Loss) Continuing Operations
1,172 343 356 670 674 446 635 865 713 763
Consolidated Net Income / (Loss)
1,172 343 356 670 674 446 635 865 713 763
Depreciation Expense
53 61 64 58 49 58 66 54 35 18
Non-Cash Adjustments to Reconcile Net Income
-28 82 -0.17 15 -5.31 28 48 72 46 41
Changes in Operating Assets and Liabilities, net
-1,035 -261 -13 -199 -108 200 -53 -342 -81 -98
Net Cash From Investing Activities
-97 -93 -304 -318 -422 -773 -161 410 -179 -142
Net Cash From Continuing Investing Activities
-97 -93 -304 -318 -422 -773 -161 410 -179 -142
Purchase of Property, Leasehold Improvements and Equipment
-4.63 -11 -16 -14 -5.64 -3.31 -4.12 -3.25 -2.00 -1.17
Purchase of Investment Securities
-2,465 -1,364 -1,294 -1,459 -1,394 -2,637 -1,531 -674 -1,470 -1,556
Sale of Property, Leasehold Improvements and Equipment
- - - - - - 0.00 0.00 2.34 0.00
Sale and/or Maturity of Investments
2,356 1,281 1,006 1,156 978 1,868 1,374 1,088 1,290 1,415
Net Cash From Financing Activities
-81 -157 -159 -172 -173 168 -527 -1,033 -496 -719
Net Cash From Continuing Financing Activities
-81 -157 -159 -172 -173 168 -527 -1,033 -496 -719
Repayment of Debt
-74 -578 -302 0.00 0.00 -243 -136 -526 -29 0.00
Repurchase of Common Equity
0.00 -147 0.00 -163 -126 -120 -291 -386 -337 -569
Payment of Dividends
- - 0.00 0.00 -42 -82 -94 -111 -123 -131
Other Financing Activities, Net
-7.24 -5.03 -6.82 -8.13 -5.73 -24 -6.73 -10 -7.26 -19

Quarterly Cash Flow Statements for MGIC Investment

This table details how cash moves in and out of MGIC Investment's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Net Change in Cash & Equivalents
-170 83 34 -50 -42 96 69 -152 12 -65 -22
Net Cash From Operating Activities
122 166 212 145 170 186 191 169 183 182 224
Net Cash From Continuing Operating Activities
122 166 212 145 170 186 191 169 183 182 224
Net Income / (Loss) Continuing Operations
250 191 155 191 183 185 174 204 200 185 185
Consolidated Net Income / (Loss)
250 191 155 191 183 185 174 204 200 185 185
Depreciation Expense
13 11 10 9.18 9.63 6.23 6.49 4.48 3.43 4.03 2.69
Non-Cash Adjustments to Reconcile Net Income
17 3.95 19 10 4.16 12 26 5.83 4.21 5.38 17
Changes in Operating Assets and Liabilities, net
-158 -41 28 -66 -27 -17 -16 -45 -25 -12 18
Net Cash From Investing Activities
91 30 -65 -92 -84 62 26 -134 -14 -20 32
Net Cash From Continuing Investing Activities
91 30 -65 -92 -84 62 26 -134 -14 -20 32
Purchase of Property, Leasehold Improvements and Equipment
-0.26 -0.85 -0.36 -0.31 -0.78 -0.54 0.00 -0.28 -0.38 -0.51 -0.13
Purchase of Investment Securities
-168 -130 -229 -602 -389 -249 -328 -410 -377 -441 -456
Sale and/or Maturity of Investments
260 161 164 510 306 309 354 276 363 422 488
Net Cash From Financing Activities
-383 -113 -113 -103 -128 -152 -148 -187 -157 -228 -278
Net Cash From Continuing Financing Activities
-383 -113 -113 -103 -128 -152 -148 -187 -157 -228 -278
Repurchase of Common Equity
-84 -83 -76 -74 -67 -120 -95 -156 -124 -195 -225
Payment of Dividends
-30 -30 -30 -29 -32 -32 -33 -31 -34 -33 -34
Other Financing Activities, Net
-1.27 -0.14 -7.20 - -0.05 -0.01 -19 - - -0.02 -19

Annual Balance Sheets for MGIC Investment

This table presents MGIC Investment's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets
5,868 5,735 5,619 5,678 6,230 7,355 7,325 6,214 6,538 6,547
Cash and Due from Banks
181 155 100 152 162 288 285 327 364 229
Restricted Cash
- - 0.00 3.15 7.21 8.73 20 5.53 6.98 5.14
Trading Account Securities
4,663 4,692 4,991 5,156 5,755 6,680 6,604 5,424 5,738 5,866
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
40 44 46 48 50 50 52 55 59 61
Premises and Equipment, Net
30 36 45 52 50 47 46 41 39 36
Unearned Premiums Asset
48 52 54 55 56 56 57 58 58 58
Deferred Acquisition Cost
15 18 19 18 19 22 22 19 15 12
Other Assets
890 736 365 194 131 203 241 283 259 280
Total Liabilities & Shareholders' Equity
5,868 5,735 5,619 5,678 6,230 7,355 7,325 6,214 6,538 6,547
Total Liabilities
3,632 3,186 2,465 2,096 1,920 2,656 2,464 1,571 1,466 1,375
Long-Term Debt
1,212 1,179 830 832 833 1,243 1,147 663 643 645
Claims and Claim Expense
1,893 1,439 986 674 555 881 884 558 505 463
Unearned Premiums Liability
280 330 393 410 380 287 242 195 158 120
Other Long-Term Liabilities
247 238 256 180 152 245 192 155 160 147
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
2,236 2,549 3,155 3,582 4,309 4,699 4,861 4,643 5,072 5,172
Total Preferred & Common Equity
2,236 2,549 3,155 3,582 4,309 4,699 4,861 4,643 5,072 5,172
Total Common Equity
2,236 2,549 3,155 3,582 4,309 4,699 4,861 4,643 5,072 5,172
Common Stock
2,010 2,142 2,221 2,234 2,241 2,233 2,166 2,170 2,179 2,057
Retained Earnings
290 633 977 1,647 2,279 2,642 3,251 4,004 4,593 3,404
Treasury Stock
-3.36 -150 0.00 -175 -283 -393 -675 -1,050 -1,384 0.00
Accumulated Other Comprehensive Income / (Loss)
-61 -75 -44 -124 73 217 120 -482 -316 -288

Quarterly Balance Sheets for MGIC Investment

This table presents MGIC Investment's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024 Q1 2025
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024 3/31/2025
Total Assets
6,154 6,352 6,353 6,332 6,535 6,524 6,678 6,535
Cash and Due from Banks
242 358 311 267 431 282 289 207
Restricted Cash
7.78 8.36 6.00 8.58 8.22 6.02 11 5.71
Trading Account Securities
5,415 5,579 5,617 5,595 5,687 5,805 5,979 5,900
Loans and Leases, Net of Allowance
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income
53 55 55 58 58 60 59 59
Premises and Equipment, Net
44 41 40 39 38 37 36 34
Unearned Premiums Asset
58 57 57 58 56 57 58 56
Deferred Acquisition Cost
20 18 17 16 14 13 13 11
Other Assets
315 237 250 290 243 265 233 262
Total Liabilities & Shareholders' Equity
6,154 6,352 6,353 6,332 6,535 6,524 6,678 6,535
Total Liabilities
1,614 1,575 1,509 1,477 1,433 1,407 1,384 1,395
Long-Term Debt
663 663 664 643 644 644 644 645
Claims and Claim Expense
603 559 531 526 504 478 461 465
Unearned Premiums Liability
208 183 172 165 149 139 130 112
Other Long-Term Liabilities
140 169 143 144 136 147 149 173
Commitments & Contingencies
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests
4,540 4,778 4,844 4,855 5,102 5,117 5,294 5,140
Total Preferred & Common Equity
4,540 4,778 4,844 4,855 5,102 5,117 5,294 5,140
Total Common Equity
4,540 4,778 4,844 4,855 5,102 5,117 5,294 5,140
Common Stock
2,163 2,163 2,171 2,171 2,159 2,167 2,173 2,037
Retained Earnings
3,843 4,129 4,291 4,441 4,735 4,908 5,074 3,340
Accumulated Other Comprehensive Income / (Loss)
-496 -395 -425 -497 -326 -333 -204 -236

Annual Metrics and Ratios for MGIC Investment

This table displays calculated financial ratios and metrics derived from MGIC Investment's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics
- - - - - - - - - -
Revenue Growth
11.44% -5.82% 10.23% 6.14% 8.45% -4.18% -3.71% 1.91% 2.40% 4.82%
EBITDA Growth
78.01% 6.63% 47.37% 6.29% -0.62% -31.19% 39.68% 33.62% -18.61% 5.30%
EBIT Growth
91.53% 5.54% 52.41% 7.60% 0.45% -34.05% 42.32% 37.89% -17.79% 7.37%
NOPAT Growth
365.17% -70.78% 3.87% 88.36% 0.55% -33.79% 42.34% 36.28% -17.61% 7.02%
Net Income Growth
365.17% -70.78% 3.87% 88.36% 0.55% -33.79% 42.34% 36.28% -17.61% 7.02%
EPS Growth
306.25% -66.92% 10.47% 87.37% 3.93% -30.27% 43.41% 50.81% -10.75% 16.06%
Operating Cash Flow Growth
139.82% 39.26% 80.93% 33.90% 11.94% 20.14% -4.91% -6.65% 9.68% 1.69%
Free Cash Flow Firm Growth
393.34% 9.62% 56.42% 145.55% -122.66% -546.97% 260.70% 175.52% -80.66% 118.00%
Invested Capital Growth
47.77% 8.11% 6.90% 10.75% 16.51% 15.56% 1.11% -11.69% 7.72% 1.78%
Revenue Q/Q Growth
1.85% 1.02% 0.79% 1.34% 2.32% -1.28% -4.48% 5.36% -1.34% 1.60%
EBITDA Q/Q Growth
7.47% 10.74% 10.68% -5.58% 3.23% -4.39% 2.56% 2.64% -2.41% 0.37%
EBIT Q/Q Growth
7.49% 11.49% 11.90% -5.67% 3.41% -5.49% 2.91% 3.24% -1.95% 0.61%
NOPAT Q/Q Growth
2.45% 1.50% -18.39% 24.17% 2.96% -5.44% 3.67% 2.07% -0.96% 0.03%
Net Income Q/Q Growth
2.45% 1.50% -18.39% 24.17% 2.96% -5.44% 3.67% 2.07% -0.96% 0.03%
EPS Q/Q Growth
1.17% 8.86% -18.10% 23.61% 3.35% -2.27% 3.93% 4.49% 0.81% 1.76%
Operating Cash Flow Q/Q Growth
139.39% 28.18% 22.44% 2.00% -1.55% 10.92% -5.37% -2.65% 2.89% -0.53%
Free Cash Flow Firm Q/Q Growth
386.21% 194.87% -58.44% 34.86% -225.02% -21.09% 130.82% -11.29% -28.65% 105.36%
Invested Capital Q/Q Growth
0.09% -0.89% 0.62% 2.14% 3.00% 3.23% -1.86% 1.98% 3.96% -2.04%
Profitability Metrics
- - - - - - - - - -
EBITDA Margin
55.59% 62.94% 84.14% 84.27% 77.22% 55.45% 80.44% 105.47% 83.84% 84.22%
EBIT Margin
50.18% 56.24% 77.75% 78.83% 73.02% 50.26% 74.28% 100.50% 80.69% 82.65%
Profit (Net Income) Margin
120.59% 37.42% 35.26% 62.58% 58.02% 40.09% 59.26% 79.24% 63.76% 65.09%
Tax Burden Percent
240.32% 66.55% 45.35% 79.38% 79.46% 79.76% 79.20% 79.39% 79.02% 78.76%
Interest Burden Percent
100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.74% 99.32% 100.00% 100.00%
Effective Tax Rate
-140.32% 33.45% 54.65% 20.62% 20.54% 20.24% 20.80% 20.61% 20.98% 21.24%
Return on Invested Capital (ROIC)
40.54% 9.55% 9.23% 15.96% 14.10% 8.05% 10.63% 15.30% 12.94% 13.23%
ROIC Less NNEP Spread (ROIC-NNEP)
40.54% 9.55% 9.23% 15.96% 14.10% 8.05% 10.63% 15.30% 12.94% 13.23%
Return on Net Nonoperating Assets (RNNOA)
31.07% 4.77% 3.25% 3.94% 2.97% 1.85% 2.66% 2.91% 1.74% 1.66%
Return on Equity (ROE)
71.62% 14.32% 12.48% 19.89% 17.08% 9.90% 13.28% 18.21% 14.68% 14.90%
Cash Return on Invested Capital (CROIC)
1.99% 1.75% 2.55% 5.75% -1.15% -6.39% 9.52% 27.72% 5.50% 11.47%
Operating Return on Assets (OROA)
8.76% 8.87% 13.82% 14.94% 14.24% 8.23% 10.84% 16.21% 14.15% 14.81%
Return on Assets (ROA)
21.05% 5.90% 6.27% 11.86% 11.32% 6.57% 8.65% 12.78% 11.18% 11.66%
Return on Common Equity (ROCE)
71.62% 14.32% 12.48% 19.89% 17.08% 9.90% 13.28% 18.21% 14.68% 14.90%
Return on Equity Simple (ROE_SIMPLE)
52.41% 13.44% 11.28% 18.71% 15.64% 9.49% 13.06% 18.64% 14.06% 14.75%
Net Operating Profit after Tax (NOPAT)
1,172 343 356 670 674 446 635 865 713 763
NOPAT Margin
120.59% 37.42% 35.26% 62.58% 58.02% 40.09% 59.26% 79.24% 63.76% 65.09%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
49.82% 43.76% 22.25% 21.17% 26.98% 49.74% 25.72% -0.50% 19.31% 17.35%
Earnings before Interest and Taxes (EBIT)
488 515 784 844 848 559 796 1,097 902 969
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
540 576 849 902 897 617 862 1,152 937 987
Valuation Ratios
- - - - - - - - - -
Price to Book Value (P/BV)
1.19 1.20 1.47 0.93 1.02 0.83 0.90 0.79 1.03 1.16
Price to Tangible Book Value (P/TBV)
1.19 1.20 1.47 0.93 1.02 0.83 0.90 0.79 1.03 1.16
Price to Revenue (P/Rev)
2.73 3.35 4.58 3.12 3.80 3.49 4.09 3.35 4.65 5.10
Price to Earnings (P/E)
2.26 8.96 12.99 4.99 6.54 8.71 6.90 4.23 7.30 7.83
Dividend Yield
0.00% 0.00% 0.00% 0.00% 0.95% 2.09% 2.08% 2.92% 2.29% 2.08%
Earnings Yield
44.21% 11.16% 7.70% 20.04% 15.29% 11.48% 14.50% 23.66% 13.70% 12.77%
Enterprise Value to Invested Capital (EV/IC)
1.07 1.10 1.34 0.91 0.99 0.81 0.87 0.75 0.96 1.10
Enterprise Value to Revenue (EV/Rev)
3.79 4.47 5.31 3.75 4.37 4.34 4.87 3.65 4.90 5.45
Enterprise Value to EBITDA (EV/EBITDA)
6.82 7.10 6.31 4.45 5.66 7.83 6.06 3.46 5.84 6.47
Enterprise Value to EBIT (EV/EBIT)
7.55 7.95 6.82 4.76 5.98 8.64 6.56 3.63 6.07 6.59
Enterprise Value to NOPAT (EV/NOPAT)
3.14 11.95 15.05 6.00 7.53 10.83 8.22 4.61 7.68 8.37
Enterprise Value to Operating Cash Flow (EV/OCF)
22.81 18.21 13.16 7.38 8.32 6.60 7.50 6.13 7.68 8.81
Enterprise Value to Free Cash Flow (EV/FCFF)
64.17 65.05 54.40 16.64 0.00 0.00 9.18 2.54 18.06 9.66
Leverage & Solvency
- - - - - - - - - -
Debt to Equity
0.54 0.46 0.26 0.23 0.19 0.26 0.24 0.14 0.13 0.12
Long-Term Debt to Equity
0.54 0.46 0.26 0.23 0.19 0.26 0.24 0.14 0.13 0.12
Financial Leverage
0.77 0.50 0.35 0.25 0.21 0.23 0.25 0.19 0.13 0.13
Leverage Ratio
3.40 2.42 1.99 1.68 1.51 1.51 1.54 1.42 1.31 1.28
Compound Leverage Factor
3.40 2.42 1.99 1.68 1.51 1.51 1.55 1.41 1.31 1.28
Debt to Total Capital
35.15% 31.62% 20.84% 18.84% 16.19% 20.92% 19.09% 12.49% 11.25% 11.08%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
35.15% 31.62% 20.84% 18.84% 16.19% 20.92% 19.09% 12.49% 11.25% 11.08%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
64.85% 68.38% 79.16% 81.16% 83.81% 79.08% 80.91% 87.51% 88.75% 88.92%
Debt to EBITDA
2.24 2.05 0.98 0.92 0.93 2.01 1.33 0.58 0.69 0.65
Net Debt to EBITDA
1.91 1.78 0.86 0.75 0.74 1.53 0.98 0.29 0.29 0.42
Long-Term Debt to EBITDA
2.24 2.05 0.98 0.92 0.93 2.01 1.33 0.58 0.69 0.65
Debt to NOPAT
1.03 3.44 2.33 1.24 1.24 2.79 1.81 0.77 0.90 0.84
Net Debt to NOPAT
0.88 2.99 2.05 1.01 0.99 2.12 1.33 0.38 0.38 0.54
Long-Term Debt to NOPAT
1.03 3.44 2.33 1.24 1.24 2.79 1.81 0.77 0.90 0.84
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - -
Free Cash Flow to Firm (FCFF)
57 63 98 242 -55 -354 569 1,568 303 661
Operating Cash Flow to CapEx
3,485.85% 2,130.02% 2,531.17% 3,824.39% 10,814.98% 22,117.46% 16,921.43% 19,975.78% 0.00% 61,757.41%
Free Cash Flow to Firm to Interest Expense
0.83 1.11 1.73 4.56 -1.04 -5.94 7.97 32.63 8.22 18.57
Operating Cash Flow to Interest Expense
2.34 3.97 7.13 10.28 11.58 12.29 9.76 13.53 19.32 20.36
Operating Cash Flow Less CapEx to Interest Expense
2.27 3.78 6.85 10.01 11.47 12.23 9.70 13.46 19.33 20.33
Efficiency Ratios
- - - - - - - - - -
Asset Turnover
0.17 0.16 0.18 0.19 0.20 0.16 0.15 0.16 0.18 0.18
Fixed Asset Turnover
33.06 27.66 24.91 22.15 22.80 22.88 23.10 25.09 27.89 31.49
Capital & Investment Metrics
- - - - - - - - - -
Invested Capital
3,448 3,728 3,985 4,413 5,142 5,942 6,008 5,306 5,715 5,817
Invested Capital Turnover
0.34 0.26 0.26 0.26 0.24 0.20 0.18 0.19 0.20 0.20
Increase / (Decrease) in Invested Capital
1,115 280 257 429 728 800 66 -703 410 102
Enterprise Value (EV)
3,682 4,092 5,352 4,020 5,072 4,833 5,221 3,987 5,476 6,386
Market Capitalization
2,651 3,068 4,622 3,343 4,408 3,886 4,379 3,657 5,204 5,976
Book Value per Share
$6.58 $7.48 $8.51 $9.91 $12.36 $13.88 $14.93 $15.63 $18.29 $20.41
Tangible Book Value per Share
$6.58 $7.48 $8.51 $9.91 $12.36 $13.88 $14.93 $15.63 $18.29 $20.41
Total Capital
3,448 3,728 3,985 4,413 5,142 5,942 6,008 5,306 5,715 5,817
Total Debt
1,212 1,179 830 832 833 1,243 1,147 663 643 645
Total Long-Term Debt
1,212 1,179 830 832 833 1,243 1,147 663 643 645
Net Debt
1,031 1,023 731 677 664 947 842 330 273 410
Capital Expenditures (CapEx)
4.63 11 16 14 5.64 3.31 4.12 3.25 -0.34 1.17
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
1,212 1,179 830 832 833 1,243 1,147 663 643 645
Total Depreciation and Amortization (D&A)
53 61 64 58 49 58 66 54 35 18
Earnings Adjustments
- - - - - - - - - -
Adjusted Basic Earnings per Share
$3.45 $1.00 $0.98 $1.83 $1.91 $1.31 $1.90 $2.83 $2.51 $2.92
Adjusted Weighted Average Basic Shares Outstanding
339.55M 342.89M 362.38M 365.41M 352.83M 339.95M 334.33M 305.85M 283.61M 261.68M
Adjusted Diluted Earnings per Share
$2.60 $0.86 $0.95 $1.78 $1.85 $1.29 $1.85 $2.79 $2.49 $2.89
Adjusted Weighted Average Diluted Shares Outstanding
468.04M 431.99M 394.77M 386.08M 373.92M 359.29M 351.31M 311.23M 287.16M 264.00M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $1.91 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
340.01M 340.99M 370.86M 355.64M 345.85M 338.78M 315.61M 290.43M 269.67M 242.71M
Normalized Net Operating Profit after Tax (NOPAT)
341 343 549 670 674 446 635 865 713 763
Normalized NOPAT Margin
35.13% 37.42% 54.43% 62.58% 58.02% 40.09% 59.26% 79.24% 63.76% 65.09%
Pre Tax Income Margin
50.18% 56.24% 77.75% 78.83% 73.02% 50.26% 74.82% 99.82% 80.69% 82.65%
Debt Service Ratios
- - - - - - - - - -
EBIT to Interest Expense
7.07 9.08 13.75 15.93 16.10 9.38 11.15 22.84 24.45 27.21
NOPAT to Interest Expense
17.00 6.04 6.24 12.65 12.80 7.49 8.90 18.01 19.32 21.43
EBIT Less CapEx to Interest Expense
7.01 8.90 13.47 15.66 16.00 9.33 11.10 22.77 24.46 27.18
NOPAT Less CapEx to Interest Expense
16.94 5.86 5.96 12.38 12.69 7.43 8.84 17.94 19.33 21.40
Payout Ratios
- - - - - - - - - -
Dividend Payout Ratio
0.00% 0.00% 0.00% 0.00% 6.22% 18.40% 14.84% 12.82% 17.25% 17.10%
Augmented Payout Ratio
0.00% 42.95% 0.00% 24.39% 24.89% 45.30% 60.64% 57.38% 64.54% 91.74%

Quarterly Metrics and Ratios for MGIC Investment

This table displays calculated financial ratios and metrics derived from MGIC Investment's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024 Q1 2025
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024 3/31/2025
Growth Metrics
- - - - - - - - - - -
Revenue Growth
-2.47% 23.73% 6.28% 2.94% 6.31% -5.23% 3.96% 5.46% 3.20% 6.74% 3.90%
EBITDA Growth
50.90% 12.96% -12.65% -23.77% -25.29% -8.96% 9.99% 5.18% 5.08% 1.56% 4.54%
EBIT Growth
57.34% 16.19% -11.17% -23.27% -25.19% -7.27% 12.41% 7.31% 7.92% 2.56% 6.39%
NOPAT Growth
58.01% 10.07% -11.69% -23.35% -26.75% -3.62% 12.65% 6.90% 9.37% 0.11% 6.53%
Net Income Growth
58.01% 10.07% -11.69% -23.35% -26.75% -3.62% 12.65% 6.90% 9.37% 0.11% 6.53%
EPS Growth
76.09% 23.08% -1.85% -17.50% -20.99% 3.13% 20.75% 16.67% 20.31% 7.58% 17.19%
Operating Cash Flow Growth
-25.08% -9.62% -6.90% 8.22% 39.02% 12.05% -10.25% 16.99% 7.72% -2.08% 17.38%
Free Cash Flow Firm Growth
662.19% 727.62% -57.16% -81.01% -109.58% -125.19% -150.50% -128.03% -115.11% 136.81% 211.80%
Invested Capital Growth
-15.02% -11.69% -1.89% 0.31% 5.67% 7.72% 5.61% 4.59% 8.02% 1.78% 0.68%
Revenue Q/Q Growth
-0.88% 6.88% -5.15% 2.44% 2.36% -4.72% 4.05% 3.92% 0.17% -1.45% 1.28%
EBITDA Q/Q Growth
-0.74% -21.07% -20.41% 22.24% -2.72% -3.82% -3.83% 16.88% -2.81% -7.04% -1.01%
EBIT Q/Q Growth
-0.51% -21.36% -20.85% 23.91% -3.01% -2.53% -4.05% 18.29% -2.46% -7.37% -0.46%
NOPAT Q/Q Growth
0.14% -23.31% -19.27% 23.62% -4.30% 0.91% -5.64% 17.31% -2.09% -7.64% 0.41%
Net Income Q/Q Growth
0.14% -23.31% -19.27% 23.62% -4.30% 0.91% -5.64% 17.31% -2.09% -7.64% 0.41%
EPS Q/Q Growth
1.25% -20.99% -17.19% 24.53% -3.03% 3.13% -3.03% 20.31% 0.00% -7.79% 5.63%
Operating Cash Flow Q/Q Growth
-8.64% 36.12% 27.71% -31.86% 17.35% 9.71% 2.30% -11.18% 8.06% -0.27% 22.63%
Free Cash Flow Firm Q/Q Growth
27.45% -23.53% -70.99% -32.84% -164.29% -101.08% 41.82% 62.73% -393.43% 134.40% 76.72%
Invested Capital Q/Q Growth
-5.25% 1.98% 2.55% 1.23% -0.19% 3.96% 0.54% 0.26% 3.08% -2.04% -0.55%
Profitability Metrics
- - - - - - - - - - -
EBITDA Margin
120.93% 89.31% 74.95% 89.43% 84.99% 85.79% 79.30% 89.19% 86.53% 81.63% 79.78%
EBIT Margin
116.02% 85.37% 71.23% 86.17% 81.64% 83.52% 77.03% 87.68% 85.38% 80.25% 78.88%
Profit (Net Income) Margin
92.16% 66.13% 56.28% 67.92% 63.50% 67.25% 60.99% 68.84% 67.29% 63.07% 62.53%
Tax Burden Percent
79.43% 79.62% 79.01% 78.82% 78.01% 80.27% 79.18% 78.60% 78.64% 78.69% 79.03%
Interest Burden Percent
100.00% 97.29% 100.00% 100.00% 99.70% 100.30% 100.00% 99.89% 100.23% 99.87% 100.32%
Effective Tax Rate
20.57% 20.38% 20.99% 21.18% 21.99% 19.73% 20.82% 21.40% 21.36% 21.31% 20.97%
Return on Invested Capital (ROIC)
16.87% 12.77% 11.35% 13.79% 13.45% 13.65% 12.31% 13.98% 13.58% 12.82% 12.83%
ROIC Less NNEP Spread (ROIC-NNEP)
16.87% 12.77% 11.35% 13.79% 13.45% 13.65% 12.31% 13.98% 13.58% 12.82% 12.83%
Return on Net Nonoperating Assets (RNNOA)
3.42% 2.43% 1.93% 2.32% 1.87% 1.83% 1.63% 1.84% 1.72% 1.61% 1.61%
Return on Equity (ROE)
20.29% 15.20% 13.29% 16.10% 15.32% 15.48% 13.94% 15.82% 15.30% 14.43% 14.45%
Cash Return on Invested Capital (CROIC)
31.21% 27.72% 17.29% 14.00% 7.95% 5.50% 7.64% 8.74% 5.63% 11.47% 12.75%
Operating Return on Assets (OROA)
17.60% 13.77% 11.96% 14.85% 14.82% 14.65% 13.50% 15.58% 15.14% 14.38% 14.28%
Return on Assets (ROA)
13.98% 10.67% 9.45% 11.71% 11.53% 11.79% 10.69% 12.24% 11.93% 11.30% 11.32%
Return on Common Equity (ROCE)
20.29% 15.20% 13.29% 16.10% 15.32% 15.48% 13.94% 15.82% 15.30% 14.43% 14.45%
Return on Equity Simple (ROE_SIMPLE)
18.67% 0.00% 17.68% 16.24% 14.83% 0.00% 14.36% 14.57% 14.41% 0.00% 15.07%
Net Operating Profit after Tax (NOPAT)
250 191 155 191 183 185 174 204 200 185 185
NOPAT Margin
92.16% 66.13% 56.28% 67.92% 63.50% 67.25% 60.99% 68.84% 67.29% 63.07% 62.53%
Net Nonoperating Expense Percent (NNEP)
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue
-16.02% 14.63% 28.77% 13.83% 18.36% 16.48% 22.97% 12.32% 14.62% 19.75% 21.12%
Earnings before Interest and Taxes (EBIT)
314 247 196 242 235 229 220 260 254 235 234
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)
328 259 206 252 245 235 226 265 257 239 237
Valuation Ratios
- - - - - - - - - - -
Price to Book Value (P/BV)
0.81 0.79 0.79 0.91 0.95 1.03 1.20 1.12 1.25 1.16 1.17
Price to Tangible Book Value (P/TBV)
0.81 0.79 0.79 0.91 0.95 1.03 1.20 1.12 1.25 1.16 1.17
Price to Revenue (P/Rev)
3.57 3.35 3.39 3.93 4.06 4.65 5.43 4.99 5.75 5.10 5.08
Price to Earnings (P/E)
4.36 4.23 4.45 5.58 6.39 7.30 8.37 7.66 8.70 7.83 7.77
Dividend Yield
2.79% 2.92% 2.94% 2.61% 2.55% 2.29% 2.01% 2.15% 1.86% 2.08% 2.04%
Earnings Yield
22.94% 23.66% 22.49% 17.91% 15.64% 13.70% 11.94% 13.05% 11.49% 12.77% 12.88%
Enterprise Value to Invested Capital (EV/IC)
0.79 0.75 0.75 0.86 0.90 0.96 1.10 1.05 1.18 1.10 1.11
Enterprise Value to Revenue (EV/Rev)
3.96 3.65 3.66 4.25 4.39 4.90 5.61 5.30 6.05 5.45 5.45
Enterprise Value to EBITDA (EV/EBITDA)
3.66 3.46 3.61 4.54 5.17 5.84 6.61 6.25 7.10 6.47 6.46
Enterprise Value to EBIT (EV/EBIT)
3.87 3.63 3.78 4.74 5.40 6.07 6.84 6.43 7.25 6.59 6.56
Enterprise Value to NOPAT (EV/NOPAT)
4.85 4.61 4.80 6.02 6.90 7.68 8.65 8.14 9.15 8.37 8.33
Enterprise Value to Operating Cash Flow (EV/OCF)
6.15 6.13 6.39 7.34 7.17 7.68 9.17 8.48 9.58 8.81 8.50
Enterprise Value to Free Cash Flow (EV/FCFF)
2.32 2.54 4.27 6.16 11.69 18.06 14.83 12.32 21.68 9.66 8.77
Leverage & Solvency
- - - - - - - - - - -
Debt to Equity
0.15 0.14 0.14 0.14 0.13 0.13 0.13 0.13 0.12 0.12 0.13
Long-Term Debt to Equity
0.15 0.14 0.14 0.14 0.13 0.13 0.13 0.13 0.12 0.12 0.13
Financial Leverage
0.20 0.19 0.17 0.17 0.14 0.13 0.13 0.13 0.13 0.13 0.13
Leverage Ratio
1.45 1.42 1.41 1.38 1.33 1.31 1.30 1.29 1.28 1.28 1.28
Compound Leverage Factor
1.45 1.39 1.41 1.38 1.33 1.32 1.30 1.29 1.28 1.28 1.28
Debt to Total Capital
12.74% 12.49% 12.19% 12.05% 11.69% 11.25% 11.20% 11.18% 10.85% 11.08% 11.15%
Short-Term Debt to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital
12.74% 12.49% 12.19% 12.05% 11.69% 11.25% 11.20% 11.18% 10.85% 11.08% 11.15%
Preferred Equity to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital
87.26% 87.51% 87.81% 87.95% 88.31% 88.75% 88.80% 88.82% 89.15% 88.92% 88.85%
Debt to EBITDA
0.59 0.58 0.59 0.64 0.67 0.69 0.67 0.66 0.66 0.65 0.65
Net Debt to EBITDA
0.37 0.29 0.26 0.33 0.38 0.29 0.21 0.37 0.35 0.42 0.43
Long-Term Debt to EBITDA
0.59 0.58 0.59 0.64 0.67 0.69 0.67 0.66 0.66 0.65 0.65
Debt to NOPAT
0.78 0.77 0.78 0.84 0.89 0.90 0.88 0.86 0.84 0.84 0.83
Net Debt to NOPAT
0.49 0.38 0.35 0.44 0.51 0.38 0.28 0.48 0.45 0.54 0.56
Long-Term Debt to NOPAT
0.78 0.77 0.78 0.84 0.89 0.90 0.88 0.86 0.84 0.84 0.83
Noncontrolling Interest Sharing Ratio
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios
- - - - - - - - - - -
Cash Flow Metrics
- - - - - - - - - - -
Free Cash Flow to Firm (FCFF)
1,169 894 259 174 -112 -225 -131 -49 -241 83 146
Operating Cash Flow to CapEx
47,700.78% 19,509.27% 58,480.99% 46,968.18% 22,337.89% 0.00% 0.00% 60,658.78% 47,999.74% 35,482.10% 178,923.20%
Free Cash Flow to Firm to Interest Expense
113.51 95.30 27.67 18.57 -12.10 -25.30 -14.72 -5.49 -27.05 9.31 16.46
Operating Cash Flow to Interest Expense
11.86 17.72 22.65 15.43 18.35 20.93 21.41 19.02 20.54 20.49 25.13
Operating Cash Flow Less CapEx to Interest Expense
11.83 17.63 22.61 15.39 18.26 21.11 21.41 18.99 20.49 20.44 25.12
Efficiency Ratios
- - - - - - - - - - -
Asset Turnover
0.15 0.16 0.17 0.17 0.18 0.18 0.18 0.18 0.18 0.18 0.18
Fixed Asset Turnover
23.16 25.09 25.84 26.34 27.12 27.89 28.88 29.94 30.52 31.49 32.83
Capital & Investment Metrics
- - - - - - - - - - -
Invested Capital
5,203 5,306 5,441 5,508 5,498 5,715 5,746 5,761 5,938 5,817 5,785
Invested Capital Turnover
0.18 0.19 0.20 0.20 0.21 0.20 0.20 0.20 0.20 0.20 0.21
Increase / (Decrease) in Invested Capital
-919 -703 -105 17 295 410 305 253 441 102 39
Enterprise Value (EV)
4,109 3,987 4,054 4,739 4,970 5,476 6,337 6,069 6,981 6,386 6,447
Market Capitalization
3,696 3,657 3,757 4,392 4,602 5,204 6,133 5,713 6,636 5,976 6,014
Book Value per Share
$14.96 $15.63 $16.45 $16.90 $17.20 $18.29 $18.88 $19.19 $20.42 $20.41 $21.18
Tangible Book Value per Share
$14.96 $15.63 $16.45 $16.90 $17.20 $18.29 $18.88 $19.19 $20.42 $20.41 $21.18
Total Capital
5,203 5,306 5,441 5,508 5,498 5,715 5,746 5,761 5,938 5,817 5,785
Total Debt
663 663 663 664 643 643 644 644 644 645 645
Total Long-Term Debt
663 663 663 664 643 643 644 644 644 645 645
Net Debt
413 330 297 347 368 273 204 356 345 410 432
Capital Expenditures (CapEx)
0.26 0.85 0.36 0.31 0.76 -1.63 0.00 0.28 0.38 0.51 0.13
Net Nonoperating Expense (NNE)
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)
663 663 663 664 643 643 644 644 644 645 645
Total Depreciation and Amortization (D&A)
13 11 10 9.18 9.63 6.23 6.49 4.48 3.43 4.03 2.69
Earnings Adjustments
- - - - - - - - - - -
Adjusted Basic Earnings per Share
$0.82 $0.65 $0.53 $0.67 $0.65 $0.66 $0.64 $0.77 $0.77 $0.74 $0.76
Adjusted Weighted Average Basic Shares Outstanding
302.62M 305.85M 290.99M 285.91M 281.76M 283.61M 270.31M 265.32M 258.60M 261.68M 244.15M
Adjusted Diluted Earnings per Share
$0.81 $0.64 $0.53 $0.66 $0.64 $0.66 $0.64 $0.77 $0.77 $0.71 $0.75
Adjusted Weighted Average Diluted Shares Outstanding
307.19M 311.23M 294.71M 289.57M 285.60M 287.16M 273.11M 266.87M 260.83M 264.00M 246.49M
Adjusted Basic & Diluted Earnings per Share
$0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding
594.05M 290.43M 573.24M 564.64M 554.62M 269.67M 533.17M 259.23M 253.37M 242.71M 237.44M
Normalized Net Operating Profit after Tax (NOPAT)
250 191 155 191 183 185 174 204 200 185 185
Normalized NOPAT Margin
92.16% 66.13% 56.28% 67.92% 63.50% 67.25% 60.99% 68.84% 67.29% 63.07% 62.53%
Pre Tax Income Margin
116.02% 83.05% 71.23% 86.17% 81.40% 83.78% 77.03% 87.59% 85.58% 80.15% 79.13%
Debt Service Ratios
- - - - - - - - - - -
EBIT to Interest Expense
30.51 26.34 20.87 25.85 25.40 25.75 24.71 29.23 28.49 26.41 26.29
NOPAT to Interest Expense
24.24 20.41 16.49 20.37 19.76 20.73 19.56 22.95 22.46 20.76 20.84
EBIT Less CapEx to Interest Expense
30.49 26.25 20.83 25.82 25.32 25.93 24.71 29.20 28.45 26.35 26.27
NOPAT Less CapEx to Interest Expense
24.21 20.32 16.45 20.34 19.68 20.91 19.56 22.92 22.41 20.70 20.83
Payout Ratios
- - - - - - - - - - -
Dividend Payout Ratio
12.65% 12.82% 13.60% 15.11% 16.79% 17.25% 17.23% 17.19% 16.96% 17.10% 16.93%
Augmented Payout Ratio
65.00% 57.38% 53.62% 55.36% 58.35% 64.54% 65.86% 75.96% 81.89% 91.74% 107.26%

Frequently Asked Questions About MGIC Investment's Financials

When does MGIC Investment's fiscal year end?

According to the most recent income statement we have on file, MGIC Investment's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has MGIC Investment's net income changed over the last 9 years?

MGIC Investment's net income were at $762.99 million at the end of 2024, a 7.0% increase from 2023, and a 34.9% decrease since 2015. View MGIC Investment's forecast to see where analysts expect MGIC Investment to go next.

How has MGIC Investment revenue changed over the last 9 years?

Over the last 9 years, MGIC Investment's total revenue changed from $971.85 million in 2015 to $1.17 billion in 2024, a change of 20.6%.

How much debt does MGIC Investment have?

MGIC Investment's total liabilities were at $1.37 billion at the end of 2024, a 6.2% decrease from 2023, and a 62.1% decrease since 2015.

How much cash does MGIC Investment have?

In the past 9 years, MGIC Investment's cash and equivalents has ranged from $99.85 million in 2017 to $363.67 million in 2023, and is currently $229.49 million as of their latest financial filing in 2024.

How has MGIC Investment's book value per share changed over the last 9 years?

Over the last 9 years, MGIC Investment's book value per share changed from 6.58 in 2015 to 20.41 in 2024, a change of 210.1%.



This page (NYSE:MTG) was last updated on 5/5/2025 by MarketBeat.com Staff
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