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Old Republic International (ORI) Financials

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$38.10 -0.05 (-0.12%)
Closing price 03:59 PM Eastern
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Annual Income Statements for Old Republic International

Annual Income Statements for Old Republic International

This table shows Old Republic International's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 422 467 561 371 1,056 559 1,534 686 599 853
Consolidated Net Income / (Loss)		 422 467 561 371 1,056 559 1,534 686 599 853
Net Income / (Loss) Continuing Operations		 422 467 561 371 1,057 559 1,534 687 599 853
Total Pre-Tax Income 		632 686 725 438 1,322 688 1,922 857 747 1,070
Total Revenue		 5,229 5,356 5,688 6,095 6,837 6,552 8,705 7,408 6,446 7,303
Net Interest Income / (Expense)		 -42 -50 -63 -42 -40 -44 -56 -67 -71 -77
Total Interest Income		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Interest Expense		 42 50 63 42 40 44 56 67 71 77
Long-Term Debt Interest Expense		 42 50 63 42 40 44 56 67 71 77
Total Non-Interest Income		 5,271 5,406 5,751 6,137 6,877 6,596 8,762 7,474 6,517 7,381
Other Service Charges		 421 464 460 290 321 392 444 333 262 284
Net Realized & Unrealized Capital Gains on Investments		 91 73 212 196 636 -142 758 -201 -191 70
Premiums Earned		 4,759 4,869 5,080 5,651 5,920 6,346 7,560 7,342 6,446 7,026
Total Non-Interest Expense		 4,597 4,670 4,963 5,657 5,515 5,864 6,783 6,550 5,699 6,234
Property & Liability Insurance Claims		 5,074 5,146 5,455 5,759 6,071 6,415 7,341 7,147 6,424 7,061
Insurance Policy Acquisition Costs		 18 18 20 20 27 19 23 13 17 24
Other Operating Expenses		 -389 -387 -409 - -451 -439 -434 -460 -578 -673
Other Special Charges		 -107 -107 -102 -122 -133 -131 -146 -150 -163 -178
Income Tax Expense		 210 219 165 68 266 130 388 171 149 217
Basic Earnings per Share		 $1.63 $1.80 $2.14 $1.26 $3.52 $1.87 $5.08 $2.28 $2.12 $3.30
Weighted Average Basic Shares Outstanding		 259.50M 259.43M 262.11M 294.25M 299.89M 298.41M 301.95M 301.68M 282.73M 258.03M
Diluted Earnings per Share		 $1.48 $1.62 $1.92 $1.24 $3.51 $1.87 $5.05 $2.26 $2.10 $3.24
Weighted Average Diluted Shares Outstanding		 296.09M 296.38M 299.39M 301.02M 301.23M 298.90M 303.67M 303.30M 285.47M 262.88M
Weighted Average Basic & Diluted Shares Outstanding		 259M 259.40M 261.90M 302.78M 303.79M 304.18M 307.60M 297.15M 278.18M 248.19M
Cash Dividends to Common per Share		 $0.74 $0.75 $1.76 $0.78 $1.80 $1.84 $2.38 $1.92 $0.98 $3.06

Quarterly Income Statements for Old Republic International

This table shows Old Republic International's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Income / (Loss) Attributable to Common Shareholders		 -92 512 200 156 53 191 317 92 339 105
Consolidated Net Income / (Loss)		 -92 512 200 156 53 191 317 92 339 105
Net Income / (Loss) Continuing Operations		 -92 512 200 156 53 191 317 92 339 105
Total Pre-Tax Income 		-120 649 249 197 64 237 399 113 427 131
Total Revenue		 1,550 2,162 1,564 1,598 1,557 1,728 1,793 1,635 2,106 1,770
Net Interest Income / (Expense)		 -16 -17 -17 -21 -16 -17 -16 -22 -21 -17
Total Interest Expense		 16 17 17 21 16 17 16 22 21 17
Long-Term Debt Interest Expense		 16 17 17 21 16 17 16 22 21 17
Total Non-Interest Income		 1,566 2,179 1,581 1,618 1,573 1,744 1,810 1,657 2,127 1,787
Other Service Charges		 81 67 59 71 69 63 68 72 75 70
Net Realized & Unrealized Capital Gains on Investments		 -377 348 26 -30 -187 0.20 167 -141 198 -154
Premiums Earned		 1,862 1,764 1,496 1,577 1,691 1,681 1,575 1,726 1,854 1,872
Total Non-Interest Expense		 1,670 1,513 1,315 1,401 1,493 1,490 1,395 1,521 1,679 1,639
Property & Liability Insurance Claims		 1,820 1,678 1,489 1,576 1,674 1,685 1,598 1,726 1,887 1,850
Insurance Policy Acquisition Costs		 4.20 1.90 3.60 4.90 5.90 2.10 2.80 10 6.50 4.20
Other Operating Expenses		 -115 -130 -138 -139 -146 -155 -164 -167 -171 -171
Other Special Charges		 -40 -36 -39 -41 -41 -42 -42 -47 -44 -45
Income Tax Expense		 -28 137 49 41 11 47 82 21 88 26
Basic Earnings per Share		 ($0.31) $1.71 $0.68 $0.55 $0.19 $0.70 $1.17 $0.35 $1.35 $0.43
Weighted Average Basic Shares Outstanding		 303.65M 301.68M 291.95M 285.43M 277.01M 282.73M 271.73M 260.80M 251.64M 258.03M
Diluted Earnings per Share		 ($0.31) $1.70 $0.68 $0.54 $0.19 $0.69 $1.15 $0.35 $1.32 $0.42
Weighted Average Diluted Shares Outstanding		 303.65M 303.30M 293.99M 287.88M 279.92M 285.47M 275.43M 265.55M 256.86M 262.88M
Weighted Average Basic & Diluted Shares Outstanding		 304.30M 297.15M 292.77M 284.64M 280.38M 278.18M 271.83M 258.49M 253.56M 248.19M

Annual Cash Flow Statements for Old Republic International

This table details how cash moves in and out of Old Republic International's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Net Change in Cash & Equivalents		 -403 -14 -20 -26 -21 40 39 -77 123 2.40
Net Cash From Operating Activities		 688 637 453 761 936 1,185 1,312 1,171 880 1,233
Net Cash From Continuing Operating Activities		 259 574 700 464 936 1,185 1,312 1,171 880 1,234
Net Income / (Loss) Continuing Operations		 422 467 561 371 1,056 559 1,534 686 599 853
Consolidated Net Income / (Loss)		 422 467 561 371 1,056 559 1,534 686 599 853
Non-Cash Adjustments to Reconcile Net Income		 -78 -73 -212 166 -636 142 -758 201 191 -70
Changes in Operating Assets and Liabilities, net		 344 243 104 224 516 484 535 283 91 451
Net Cash From Investing Activities		 -450 -1,036 -294 -240 -425 -845 -937 -415 25 -3.90
Net Cash From Continuing Investing Activities		 -450 -1,037 -294 -240 -425 -845 -937 -415 25 -3.90
Purchase of Investment Securities		 -1,970 -2,786 -2,503 -2,239 -2,580 -2,431 -3,418 -5,140 -3,481 -4,207
Divestitures		 - - - - - - - 0.00 0.00 137
Sale and/or Maturity of Investments		 1,520 1,750 2,209 1,999 2,155 1,585 2,482 4,725 3,506 4,066
Net Cash From Financing Activities		 -212 385 -179 -546 -533 -300 -336 -833 -783 -1,227
Net Cash From Continuing Financing Activities		 -212 385 -179 -546 -533 -300 -336 -833 -783 -1,227
Issuance of Debt		 34 577 - 0.00 0.00 0.00 643 0.00 0.00 396
Issuance of Common Equity		 12 8.40 18 13 14 6.70 60 27 31 2.00
Repayment of Debt		 - -3.50 -3.90 -61 -8.40 -8.60 -22 0.00 -5.30 -400
Repurchase of Common Equity		 - - - - - -50 0.00 -281 -535 -942
Payment of Dividends		 191 -194 -199 -499 -539 -250 -1,019 -580 -276 -272
Other Financing Activities, Net		 1.30 -2.80 6.40 - 0.20 2.00 2.50 1.50 1.80 -11
Cash Interest Paid		 41 41 63 51 42 41 53 66 66 77
Cash Income Taxes Paid		 199 179 106 137 229 149 237 227 198 196

Quarterly Cash Flow Statements for Old Republic International

This table details how cash moves in and out of Old Republic International's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Net Change in Cash & Equivalents		 1.60 -21 13 2.60 56 51 -66 36 356 -323
Net Cash From Operating Activities		 500 267 157 91 350 283 160 237 475 362
Net Cash From Continuing Operating Activities		 500 267 157 91 350 284 160 237 475 362
Net Income / (Loss) Continuing Operations		 -92 512 200 156 53 191 317 92 339 105
Consolidated Net Income / (Loss)		 -92 512 200 156 53 191 317 92 339 105
Non-Cash Adjustments to Reconcile Net Income		 92 294 -28 -2.10 43 178 -180 41 26 43
Changes in Operating Assets and Liabilities, net		 500 -538 -15 -63 254 -85 24 103 110 214
Net Cash From Investing Activities		 -20 -60 49 201 -110 -114 -355 282 115 -46
Net Cash From Continuing Investing Activities		 -20 -60 49 200 -110 -114 -355 282 115 -46
Purchase of Investment Securities		 -1,993 -827 -494 -446 -981 -1,559 -976 -798 -1,212 -1,220
Sale and/or Maturity of Investments		 1,974 766 544 647 871 1,445 621 944 1,327 1,175
Net Cash From Financing Activities		 -479 -228 -193 -289 -184 -118 128 -483 -233 -639
Net Cash From Continuing Financing Activities		 -479 -229 -193 -288 -184 -118 129 -483 -233 -639
Issuance of Common Equity		 4.60 7.60 17 3.70 11 -0.20 0.80 0.50 0.40 0.30
Repayment of Debt		 - - -5.30 - - - 0.00 - - -400
Repurchase of Common Equity		 -105 -176 -134 -220 -126 -56 -194 -409 -165 -174
Payment of Dividends		 -374 -67 -71 -70 -68 -67 -72 -69 -66 -65
Other Financing Activities, Net		 -5.00 7.40 -0.20 -2.00 -0.90 4.90 -2.30 -5.70 -2.40 -0.30
Cash Interest Paid		 20 13 21 13 20 13 20 13 32 13
Cash Income Taxes Paid		 57 41 4.10 104 39 52 4.80 111 46 35

Annual Balance Sheets for Old Republic International

This table presents Old Republic International's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2015 2016 2017 2018 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Total Assets		 17,102 18,592 3,735 19,327 22,815 24,982 25,159 26,501 27,843
Cash and Due from Banks		 160 146 126 100 119 158 81 203 202
Trading Account Securities		 10,580 12,091 - 12,609 14,552 15,979 14,968 14,801 14,632
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 90 92 - 92 86 84 107 117 128
Unearned Premiums Asset		 1,310 1,390 - 1,499 1,594 1,769 1,928 2,201 2,472
Deferred Acquisition Cost		 255 274 298 316 328 350 383 418 531
Other Assets		 4,705 4,598 3,311 4,710 6,136 6,641 7,693 8,761 9,878
Total Liabilities & Shareholders' Equity		 17,102 18,592 9,338 19,327 22,815 24,982 25,159 26,501 27,843
Total Liabilities		 13,221 14,131 9,338 14,181 16,629 18,089 18,986 20,091 22,224
Long-Term Debt		 953 1,529 - 981 966 1,589 1,597 1,591 1,589
Claims and Claim Expense		 9,120 9,206 9,238 9,471 10,671 11,426 12,222 12,538 13,728
Unearned Premiums Liability		 1,749 1,843 - 2,105 2,397 2,559 2,788 3,043 3,505
Participating Policy Holder Equity		 - - - - - - 1,079 1,381 1,410
Other Long-Term Liabilities		 946 1,068 101 1,098 2,594 2,515 1,300 1,537 1,992
Total Equity & Noncontrolling Interests		 3,881 4,461 0.00 5,146 6,187 6,893 6,173 6,411 5,619
Total Preferred & Common Equity		 3,881 4,461 0.00 5,146 6,187 6,893 6,173 6,411 5,619
Preferred Stock		 - - - - - - 0.00 0.00 0.00
Total Common Equity		 3,881 4,461 0.00 5,146 6,187 6,893 6,173 6,411 5,619
Common Stock		 960 977 - 1,580 1,611 1,684 1,439 957 249
Retained Earnings		 2,938 3,200 - 3,850 4,395 5,214 5,322 5,644 5,520
Accumulated Other Comprehensive Income / (Loss)		 29 324 - -210 284 78 -518 -132 -102
Other Equity Adjustments		 -46 -39 - -74 -103 -83 -70 -58 -47

Quarterly Balance Sheets for Old Republic International

This table presents Old Republic International's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2022 Q1 2023 Q2 2023 Q3 2023 Q1 2024 Q2 2024 Q3 2024
Period end date 9/30/2022 3/31/2023 6/30/2023 9/30/2023 3/31/2024 6/30/2024 9/30/2024
Total Assets		 24,947 25,398 25,850 26,401 27,064 27,525 28,844
Cash and Due from Banks		 102 94 96 152 137 169 525
Trading Account Securities		 13,887 15,105 14,749 14,233 14,952 14,384 15,145
Loans and Leases, Net of Allowance		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Accrued Investment Income		 100 113 108 117 128 129 124
Unearned Premiums Asset		 2,097 2,020 2,334 2,356 2,304 2,626 2,640
Deferred Acquisition Cost		 387 393 407 419 436 457 505
Other Assets		 8,373 7,672 8,155 9,123 9,107 9,761 9,904
Total Liabilities & Shareholders' Equity		 24,947 25,398 25,850 26,401 27,064 27,525 28,844
Total Liabilities		 19,269 19,066 19,731 20,485 20,663 21,499 22,398
Long-Term Debt		 1,597 1,590 1,591 1,591 1,988 1,988 1,988
Claims and Claim Expense		 12,175 12,136 12,405 12,811 12,570 12,958 13,538
Unearned Premiums Liability		 2,993 2,884 3,149 3,234 3,170 3,554 3,679
Participating Policy Holder Equity		 1,154 - 1,343 1,468 1,453 1,670 1,603
Other Long-Term Liabilities		 1,350 1,952 1,244 1,380 1,482 1,329 1,590
Total Equity & Noncontrolling Interests		 5,678 6,332 6,120 5,916 6,401 6,027 6,445
Total Preferred & Common Equity		 5,678 6,332 6,120 5,916 6,401 6,027 6,445
Preferred Stock		 0.00 - 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 5,678 6,332 6,120 5,916 6,401 6,027 6,445
Common Stock		 1,604 1,326 1,116 1,007 773 364 254
Retained Earnings		 4,875 5,450 5,536 5,521 5,889 5,912 6,135
Accumulated Other Comprehensive Income / (Loss)		 -728 -378 -469 -551 -205 -197 106
Other Equity Adjustments		 -73 -67 -64 -61 -56 -53 -50

Annual Metrics and Ratios for Old Republic International

This table displays calculated financial ratios and metrics derived from Old Republic International's official financial filings.

Metric 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024
Period end date 12/31/2015 12/31/2016 12/31/2017 12/31/2018 12/31/2019 12/31/2020 12/31/2021 12/31/2022 12/31/2023 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 3.38% 2.43% 6.21% 7.15% 12.18% -4.17% 32.87% -14.91% -12.98% 13.30%
EBITDA Growth		 3.66% 8.55% 5.79% -39.61% 201.85% -47.95% 179.25% -55.39% -12.82% 43.10%
EBIT Growth		 3.66% 8.55% 5.79% -39.61% 201.85% -47.95% 179.25% -55.39% -12.82% 43.10%
NOPAT Growth		 3.05% 10.61% 20.04% -33.89% 185.08% -47.12% 174.64% -55.26% -12.79% 42.44%
Net Income Growth		 3.03% 10.61% 20.05% -33.90% 185.13% -47.12% 174.67% -55.26% -12.79% 42.45%
EPS Growth		 2.78% 9.46% 18.52% -35.42% 183.06% -46.72% 170.05% -55.25% -7.08% 54.29%
Operating Cash Flow Growth		 479.80% -7.40% -28.95% 67.95% 23.10% 26.58% 10.69% -10.76% -24.79% 40.10%
Free Cash Flow Firm Growth		 453.25% -244.20% 1,864.64% -193.48% 101.85% 80.86% -45.81% 579.30% -73.75% 348.77%
Invested Capital Growth		 -1.13% 23.91% -193.55% 209.36% 13.81% 2.57% 18.57% -8.39% 2.98% -9.93%
Revenue Q/Q Growth		 1.81% 1.21% 3.18% 3.56% 3.45% 4.00% 3.43% -5.09% -6.32% 0.58%
EBITDA Q/Q Growth		 8.61% 7.69% 29.23% -52.91% 57.65% 80.99% 7.58% -14.07% -35.51% -9.06%
EBIT Q/Q Growth		 8.61% 7.69% 29.23% -52.91% 57.65% 80.99% 7.58% -14.07% -35.51% -9.06%
NOPAT Q/Q Growth		 6.97% 9.68% 42.65% -52.29% 56.73% 78.44% 7.39% -14.33% -34.95% -9.10%
Net Income Q/Q Growth		 6.94% 9.70% 42.66% -52.29% 56.71% 77.45% 7.53% -14.37% -34.92% -9.10%
EPS Q/Q Growth		 6.47% 8.72% 41.18% -52.31% 56.70% 73.15% 6.77% -12.74% -32.48% -7.69%
Operating Cash Flow Q/Q Growth		 -8.88% 21.72% -40.22% 44.09% 12.85% 9.83% -2.60% -5.94% 1.87% 6.78%
Free Cash Flow Firm Q/Q Growth		 2.25% 6.02% 10,928.22% -1,632.06% 5.63% 854.27% -62.72% -3.20% -46.69% 14,872.73%
Invested Capital Q/Q Growth		 0.38% 0.25% -189.55% -2.62% 3.05% 1.59% 7.12% 6.81% 6.60% -14.54%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 12.08% 12.81% 12.75% 7.19% 19.34% 10.51% 22.08% 11.58% 11.60% 14.65%
EBIT Margin		 12.08% 12.81% 12.75% 7.19% 19.34% 10.51% 22.08% 11.58% 11.60% 14.65%
Profit (Net Income) Margin		 8.07% 8.72% 9.85% 6.08% 15.45% 8.53% 17.62% 9.27% 9.29% 11.68%
Tax Burden Percent		 66.81% 68.06% 77.27% 84.57% 79.89% 81.14% 79.82% 80.06% 80.09% 79.71%
Interest Burden Percent		 100.00% 100.03% 99.99% 100.00% 100.00% 100.01% 100.00% 99.99% 99.97% 99.99%
Effective Tax Rate		 33.18% 31.92% 22.72% 15.41% 20.11% 18.84% 20.17% 19.93% 19.90% 20.28%
Return on Invested Capital (ROIC)		 8.68% 8.63% 290.24% 141.29% 16.13% 7.91% 19.63% 8.45% 7.59% 11.21%
ROIC Less NNEP Spread (ROIC-NNEP)		 8.67% 8.62% 290.25% 141.29% 16.12% 7.91% 19.62% 8.44% 7.59% 11.21%
Return on Net Nonoperating Assets (RNNOA)		 2.13% 2.57% -265.11% -126.89% 24.93% 10.15% 3.83% 2.06% 1.92% 2.96%
Return on Equity (ROE)		 10.82% 11.19% 25.13% 14.40% 41.06% 18.06% 23.46% 10.51% 9.51% 14.18%
Cash Return on Invested Capital (CROIC)		 9.82% -12.73% 0.00% -185.39% 3.21% 5.38% 2.63% 17.20% 4.65% 21.66%
Operating Return on Assets (OROA)		 3.71% 3.84% 6.50% 3.80% 6.55% 3.14% 8.04% 3.42% 2.89% 3.94%
Return on Assets (ROA)		 2.48% 2.62% 5.02% 3.21% 5.23% 2.55% 6.42% 2.74% 2.32% 3.14%
Return on Common Equity (ROCE)		 10.82% 11.19% 25.13% 14.40% 41.06% 18.06% 23.46% 10.51% 9.51% 14.18%
Return on Equity Simple (ROE_SIMPLE)		 10.88% 10.47% 0.00% 7.20% 0.00% 9.03% 22.26% 11.12% 9.34% 15.18%
Net Operating Profit after Tax (NOPAT)		 422 467 561 371 1,057 559 1,534 687 599 853
NOPAT Margin		 8.07% 8.72% 9.86% 6.08% 15.45% 8.53% 17.63% 9.27% 9.29% 11.68%
Net Nonoperating Expense Percent (NNEP)		 0.01% 0.01% 0.00% 0.00% 0.00% 0.00% 0.01% 0.01% 0.01% 0.01%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 87.92% 87.20% 87.25% 92.81% 80.66% 89.49% 77.92% 88.42% 88.40% 85.35%
Earnings before Interest and Taxes (EBIT)		 632 686 726 438 1,322 688 1,922 858 748 1,070
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 632 686 726 438 1,322 688 1,922 858 748 1,070
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 0.70 0.65 0.00 0.80 0.81 0.73 0.96 1.05 1.18 1.54
Price to Tangible Book Value (P/TBV)		 0.70 0.65 0.00 0.80 0.81 0.73 0.96 1.05 1.18 1.54
Price to Revenue (P/Rev)		 0.52 0.54 0.60 0.68 0.71 0.69 0.76 0.87 1.17 1.19
Price to Earnings (P/E)		 6.48 6.25 6.11 11.12 4.60 8.06 4.29 9.44 12.60 10.16
Dividend Yield		 7.07% 6.75% 5.85% 13.07% 4.99% 5.68% 15.76% 4.32% 3.64% 3.10%
Earnings Yield		 15.43% 16.00% 16.36% 8.99% 21.72% 12.41% 23.30% 10.59% 7.94% 9.84%
Enterprise Value to Invested Capital (EV/IC)		 0.73 0.72 0.00 0.82 0.83 0.75 0.95 1.03 1.12 1.39
Enterprise Value to Revenue (EV/Rev)		 0.67 0.80 0.58 0.82 0.84 0.82 0.92 1.08 1.39 1.38
Enterprise Value to EBITDA (EV/EBITDA)		 5.58 6.27 4.55 11.42 4.36 7.77 4.17 9.32 11.94 9.40
Enterprise Value to EBIT (EV/EBIT)		 5.58 6.27 4.55 11.42 4.36 7.77 4.17 9.32 11.94 9.40
Enterprise Value to NOPAT (EV/NOPAT)		 8.36 9.21 5.89 13.50 5.45 9.57 5.22 11.65 14.91 11.79
Enterprise Value to Operating Cash Flow (EV/OCF)		 5.13 6.75 7.29 6.58 6.15 4.51 6.11 6.83 10.14 8.15
Enterprise Value to Free Cash Flow (EV/FCFF)		 7.39 0.00 0.27 0.00 27.43 14.08 38.95 5.72 24.33 6.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.25 0.34 0.00 0.19 0.00 0.16 0.23 0.26 0.25 0.28
Long-Term Debt to Equity		 0.25 0.34 0.00 0.19 0.00 0.16 0.23 0.26 0.25 0.28
Financial Leverage		 0.25 0.30 -0.91 -0.90 1.55 1.28 0.20 0.24 0.25 0.26
Leverage Ratio		 4.37 4.28 5.01 4.48 7.85 7.09 3.65 3.84 4.11 4.52
Compound Leverage Factor		 4.37 4.28 5.00 4.48 7.85 7.10 3.65 3.84 4.10 4.52
Debt to Total Capital		 19.71% 25.52% 0.00% 16.02% 100.00% 13.51% 18.73% 20.55% 19.89% 22.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 19.71% 25.52% 0.00% 16.02% 100.00% 13.51% 18.73% 20.55% 19.89% 22.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 80.29% 74.47% 0.00% 83.98% 0.00% 86.49% 81.27% 79.45% 80.11% 77.96%
Debt to EBITDA		 1.51 2.23 0.00 2.24 0.74 1.40 0.83 1.86 2.13 1.49
Net Debt to EBITDA		 1.26 2.02 0.00 2.01 0.68 1.23 0.74 1.77 1.86 1.30
Long-Term Debt to EBITDA		 1.51 2.23 0.00 2.24 0.74 1.40 0.83 1.86 2.13 1.49
Debt to NOPAT		 2.26 3.27 0.00 2.65 0.92 1.73 1.04 2.33 2.66 1.86
Net Debt to NOPAT		 1.88 2.96 0.00 2.38 0.85 1.52 0.93 2.21 2.32 1.63
Long-Term Debt to NOPAT		 2.26 3.27 0.00 2.65 0.92 1.73 1.04 2.33 2.66 1.86
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 478 -689 12,153 -11,360 210 380 206 1,398 367 1,647
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 11.40 -13.72 192.91 -269.20 5.25 8.69 3.66 20.96 5.21 21.31
Operating Cash Flow to Interest Expense		 16.42 12.70 7.19 18.02 23.41 27.12 23.34 17.55 12.49 15.96
Operating Cash Flow Less CapEx to Interest Expense		 16.42 12.70 7.19 18.02 23.41 27.12 23.34 17.55 12.49 15.96
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.31 0.30 0.51 0.53 0.34 0.30 0.36 0.30 0.25 0.27
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 4,834 5,989 -5,603 6,128 6,974 7,153 8,482 7,770 8,002 7,208
Invested Capital Turnover		 1.08 0.99 29.45 23.24 1.04 0.93 1.11 0.91 0.82 0.96
Increase / (Decrease) in Invested Capital		 -55 1,156 -11,593 11,731 847 179 1,329 -712 232 -794
Enterprise Value (EV)		 3,528 4,300 3,300 5,001 5,760 5,348 8,015 7,995 8,929 10,054
Market Capitalization		 2,735 2,917 3,425 4,120 4,865 4,500 6,585 6,479 7,540 8,667
Book Value per Share		 $14.84 $16.99 $0.00 $17.00 $0.00 $20.35 $22.45 $20.29 $22.86 $22.16
Tangible Book Value per Share		 $14.84 $16.99 $0.00 $17.00 $0.00 $20.35 $22.45 $20.29 $22.86 $22.16
Total Capital		 4,834 5,989 0.00 6,128 974 7,153 8,482 7,770 8,002 7,208
Total Debt		 953 1,529 0.00 981 974 966 1,589 1,597 1,591 1,589
Total Long-Term Debt		 953 1,529 0.00 981 974 966 1,589 1,597 1,591 1,589
Net Debt		 793 1,383 -126 881 895 848 1,430 1,516 1,388 1,387
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10
Net Nonoperating Obligations (NNO)		 953 1,529 -5,603 982 6,974 967 1,589 1,597 1,591 1,589
Total Depreciation and Amortization (D&A)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.63 $1.80 $2.14 $1.26 $3.52 $1.87 $5.08 $2.28 $2.12 $3.30
Adjusted Weighted Average Basic Shares Outstanding		 259.50M 259.43M 262.11M 294.25M 299.89M 298.41M 301.95M 301.68M 282.73M 258.03M
Adjusted Diluted Earnings per Share		 $1.48 $1.62 $1.92 $1.24 $3.51 $1.87 $5.05 $2.26 $2.10 $3.24
Adjusted Weighted Average Diluted Shares Outstanding		 296.09M 296.38M 299.39M 301.02M 301.23M 298.90M 303.67M 303.30M 285.47M 262.88M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $3.52 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 262.05M 262.81M 269.35M 302.78M 303.79M 304.18M 307.60M 297.15M 278.18M 248.19M
Normalized Net Operating Profit after Tax (NOPAT)		 351 394 482 268 951 452 1,418 566 468 711
Normalized NOPAT Margin		 6.71% 7.36% 8.47% 4.39% 13.90% 6.90% 16.29% 7.65% 7.26% 9.74%
Pre Tax Income Margin		 12.08% 12.81% 12.75% 7.19% 19.34% 10.51% 22.08% 11.57% 11.59% 14.65%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 15.08 13.66 11.52 10.38 33.06 15.75 34.20 12.86 10.60 13.84
NOPAT to Interest Expense		 10.08 9.30 8.90 8.78 26.41 12.78 27.30 10.29 8.49 11.03
EBIT Less CapEx to Interest Expense		 15.08 13.66 11.52 10.38 33.06 15.75 34.20 12.86 10.60 13.84
NOPAT Less CapEx to Interest Expense		 10.08 9.30 8.90 8.78 26.41 12.78 27.30 10.29 8.49 11.03
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 -45.32% 41.51% 35.47% 134.63% 50.99% 44.77% 66.43% 84.46% 46.02% 31.89%
Augmented Payout Ratio		 -45.32% 41.51% 35.47% 134.63% 50.99% 53.72% 66.43% 125.42% 135.45% 142.38%

Quarterly Metrics and Ratios for Old Republic International

This table displays calculated financial ratios and metrics derived from Old Republic International's official financial filings.

Metric Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 Q1 2024 Q2 2024 Q3 2024 Q4 2024
Period end date 9/30/2022 12/31/2022 3/31/2023 6/30/2023 9/30/2023 12/31/2023 3/31/2024 6/30/2024 9/30/2024 12/31/2024
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -16.04% -15.53% -23.58% -3.08% 0.45% -20.11% 14.63% 2.33% 35.25% 2.45%
EBITDA Growth		 -212.71% -17.78% -34.88% 460.62% 153.47% -63.41% 59.95% -42.41% 567.03% -44.88%
EBIT Growth		 -212.71% -17.78% -34.88% 460.62% 153.47% -63.41% 59.95% -42.41% 567.03% -44.88%
NOPAT Growth		 -194.28% -18.31% -34.74% 507.12% 162.83% -62.79% 58.48% -40.94% 544.30% -44.81%
Net Income Growth		 -203.38% -18.37% -34.77% 487.78% 157.36% -62.75% 58.51% -40.96% 544.30% -44.78%
EPS Growth		 -206.90% -16.26% -32.00% 515.38% 161.29% -59.41% 69.12% -35.19% 594.74% -39.13%
Operating Cash Flow Growth		 9.89% -21.67% -43.75% -27.40% -30.07% 6.06% 2.43% 161.04% 35.73% 27.63%
Free Cash Flow Firm Growth		 170.97% 274.42% 197.36% 26.32% -132.06% -103.36% -124.05% -149.03% -228.11% 2,288.32%
Invested Capital Growth		 -8.12% -8.39% -5.06% -3.47% 3.19% 2.98% 5.89% 3.95% 12.35% -9.93%
Revenue Q/Q Growth		 -5.97% 39.53% -27.65% 2.12% -2.55% 10.97% 3.80% -8.84% 28.80% -15.94%
EBITDA Q/Q Growth		 -119.23% 642.27% -61.61% -20.99% -67.50% 271.09% 67.83% -71.55% 276.46% -69.34%
EBIT Q/Q Growth		 -119.23% 642.27% -61.61% -20.99% -67.50% 271.09% 67.83% -71.55% 276.46% -69.34%
NOPAT Q/Q Growth		 -119.05% 711.80% -60.97% -22.16% -66.20% 262.36% 66.21% -70.99% 268.77% -68.96%
Net Income Q/Q Growth		 -128.68% 658.23% -60.97% -22.17% -66.17% 262.55% 66.07% -71.01% 269.17% -68.93%
EPS Q/Q Growth		 -138.46% 648.39% -60.00% -20.59% -64.81% 263.16% 66.67% -69.57% 277.14% -68.18%
Operating Cash Flow Q/Q Growth		 300.80% -46.58% -41.39% -42.15% 286.09% -18.98% -43.40% 47.44% 100.76% -23.82%
Free Cash Flow Firm Q/Q Growth		 63.13% 118.84% -49.16% -30.40% -141.41% 77.08% -263.99% -41.91% -177.11% 252.88%
Invested Capital Q/Q Growth		 -8.93% 6.81% 1.96% -2.67% -2.64% 6.60% 4.83% -4.46% 5.23% -14.54%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 -7.72% 30.02% 15.93% 12.33% 4.11% 13.75% 22.23% 6.94% 20.28% 7.40%
EBIT Margin		 -7.72% 30.02% 15.93% 12.33% 4.11% 13.75% 22.23% 6.94% 20.28% 7.40%
Profit (Net Income) Margin		 -5.92% 23.67% 12.77% 9.73% 3.38% 11.04% 17.66% 5.62% 16.10% 5.95%
Tax Burden Percent		 76.67% 78.88% 80.18% 78.97% 82.32% 80.33% 79.43% 81.02% 79.39% 80.50%
Interest Burden Percent		 99.92% 99.98% 100.00% 100.00% 99.84% 99.96% 100.03% 99.91% 100.00% 99.92%
Effective Tax Rate		 0.00% 21.08% 19.78% 20.98% 17.68% 19.71% 20.54% 18.89% 20.61% 19.57%
Return on Invested Capital (ROIC)		 -5.55% 21.59% 10.88% 8.53% 3.15% 9.02% 14.46% 4.80% 14.66% 5.71%
ROIC Less NNEP Spread (ROIC-NNEP)		 -6.05% 21.57% 10.87% 8.52% 3.15% 9.02% 14.45% 4.79% 14.66% 5.71%
Return on Net Nonoperating Assets (RNNOA)		 -1.61% 5.26% 2.65% 2.17% 0.86% 2.29% 4.06% 1.41% 4.25% 1.51%
Return on Equity (ROE)		 -7.16% 26.85% 13.53% 10.70% 4.01% 11.30% 18.52% 6.21% 18.91% 7.22%
Cash Return on Invested Capital (CROIC)		 19.01% 17.20% 12.32% 13.42% 9.31% 4.65% 3.06% 4.42% 0.14% 21.66%
Operating Return on Assets (OROA)		 -2.41% 8.87% 4.37% 3.31% 1.10% 3.43% 5.66% 1.74% 5.33% 1.99%
Return on Assets (ROA)		 -1.85% 6.99% 3.50% 2.62% 0.91% 2.75% 4.49% 1.41% 4.23% 1.60%
Return on Common Equity (ROCE)		 -7.16% 26.85% 13.53% 10.70% 4.01% 11.30% 18.52% 6.21% 18.91% 7.22%
Return on Equity Simple (ROE_SIMPLE)		 14.12% 0.00% 9.16% 12.67% 15.55% 0.00% 11.18% 10.82% 14.55% 0.00%
Net Operating Profit after Tax (NOPAT)		 -84 512 200 156 53 191 317 92 339 105
NOPAT Margin		 -5.40% 23.69% 12.78% 9.74% 3.38% 11.03% 17.67% 5.62% 16.10% 5.94%
Net Nonoperating Expense Percent (NNEP)		 0.50% 0.02% 0.01% 0.01% 0.00% -0.01% 0.01% 0.01% 0.00% -0.01%
SG&A Expenses to Revenue		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Expenses to Revenue		 107.72% 69.98% 84.07% 87.67% 95.89% 86.25% 77.77% 93.06% 79.72% 92.60%
Earnings before Interest and Taxes (EBIT)		 -120 649 249 197 64 238 399 113 427 131
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 -120 649 249 197 64 238 399 113 427 131
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.07 1.05 1.12 1.16 1.25 1.18 1.33 1.39 1.42 1.54
Price to Tangible Book Value (P/TBV)		 1.07 1.05 1.12 1.16 1.25 1.18 1.33 1.39 1.42 1.54
Price to Revenue (P/Rev)		 0.78 0.87 1.02 1.04 1.08 1.17 1.28 1.25 1.26 1.19
Price to Earnings (P/E)		 7.57 9.44 12.23 9.18 8.06 12.60 11.94 12.89 9.76 10.16
Dividend Yield		 12.27% 4.32% 3.92% 3.91% 3.70% 3.64% 3.28% 3.30% 2.94% 3.10%
Earnings Yield		 13.22% 10.59% 8.18% 10.90% 12.40% 7.94% 8.38% 7.76% 10.25% 9.84%
Enterprise Value to Invested Capital (EV/IC)		 1.04 1.03 1.08 1.12 1.18 1.12 1.24 1.28 1.26 1.39
Enterprise Value to Revenue (EV/Rev)		 0.97 1.08 1.24 1.25 1.29 1.39 1.56 1.52 1.46 1.38
Enterprise Value to EBITDA (EV/EBITDA)		 7.58 9.32 11.86 8.83 7.64 11.94 11.58 12.56 9.03 9.40
Enterprise Value to EBIT (EV/EBIT)		 7.58 9.32 11.86 8.83 7.64 11.94 11.58 12.56 9.03 9.40
Enterprise Value to NOPAT (EV/NOPAT)		 9.43 11.65 14.81 11.10 9.62 14.91 14.52 15.67 11.32 11.79
Enterprise Value to Operating Cash Flow (EV/OCF)		 6.07 6.83 8.19 8.49 10.25 10.14 11.75 9.92 9.19 8.15
Enterprise Value to Free Cash Flow (EV/FCFF)		 5.23 5.72 8.57 8.17 12.86 24.33 41.70 29.39 965.37 6.10
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.28 0.26 0.25 0.26 0.27 0.25 0.31 0.33 0.31 0.28
Long-Term Debt to Equity		 0.28 0.26 0.25 0.26 0.27 0.25 0.31 0.33 0.31 0.28
Financial Leverage		 0.27 0.24 0.24 0.25 0.27 0.25 0.28 0.29 0.29 0.26
Leverage Ratio		 4.16 3.84 3.86 4.09 4.43 4.11 4.12 4.39 4.47 4.52
Compound Leverage Factor		 4.16 3.84 3.86 4.09 4.42 4.10 4.12 4.39 4.47 4.51
Debt to Total Capital		 21.95% 20.55% 20.07% 20.63% 21.19% 19.89% 23.69% 24.80% 23.58% 22.04%
Short-Term Debt to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Long-Term Debt to Total Capital		 21.95% 20.55% 20.07% 20.63% 21.19% 19.89% 23.69% 24.80% 23.58% 22.04%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 78.05% 79.45% 79.93% 79.37% 78.81% 80.11% 76.31% 75.20% 76.42% 77.96%
Debt to EBITDA		 1.60 1.86 2.20 1.63 1.37 2.13 2.22 2.44 1.69 1.49
Net Debt to EBITDA		 1.50 1.77 2.07 1.53 1.24 1.86 2.06 2.24 1.24 1.30
Long-Term Debt to EBITDA		 1.60 1.86 2.20 1.63 1.37 2.13 2.22 2.44 1.69 1.49
Debt to NOPAT		 1.99 2.33 2.74 2.05 1.73 2.66 2.78 3.05 2.12 1.86
Net Debt to NOPAT		 1.86 2.21 2.58 1.93 1.56 2.32 2.59 2.79 1.56 1.63
Long-Term Debt to NOPAT		 1.99 2.33 2.74 2.05 1.73 2.66 2.78 3.05 2.12 1.86
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 559 1,224 622 433 -179 -41 -150 -212 -588 899
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 34.31 72.41 36.81 20.92 -10.93 -2.49 -9.12 -9.56 -27.62 51.69
Operating Cash Flow to Interest Expense		 30.69 15.81 9.27 4.38 21.33 17.18 9.78 10.65 22.29 20.79
Operating Cash Flow Less CapEx to Interest Expense		 30.69 15.81 9.27 4.38 21.33 17.18 9.78 10.65 22.29 20.79
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.31 0.30 0.27 0.27 0.27 0.25 0.25 0.25 0.26 0.27
Fixed Asset Turnover		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 7,275 7,770 7,922 7,710 7,507 8,002 8,389 8,015 8,434 7,208
Invested Capital Turnover		 1.03 0.91 0.85 0.88 0.93 0.82 0.82 0.85 0.91 0.96
Increase / (Decrease) in Invested Capital		 -643 -712 -422 -277 232 232 466 304 927 -794
Enterprise Value (EV)		 7,560 7,995 8,589 8,610 8,855 8,929 10,391 10,218 10,619 10,054
Market Capitalization		 6,066 6,479 7,093 7,116 7,416 7,540 8,540 8,400 9,156 8,667
Book Value per Share		 $18.38 $20.29 $21.31 $20.90 $20.78 $22.86 $23.56 $22.17 $24.93 $22.16
Tangible Book Value per Share		 $18.38 $20.29 $21.31 $20.90 $20.78 $22.86 $23.56 $22.17 $24.93 $22.16
Total Capital		 7,275 7,770 7,922 7,710 7,507 8,002 8,389 8,015 8,434 7,208
Total Debt		 1,597 1,597 1,590 1,591 1,591 1,591 1,988 1,988 1,988 1,589
Total Long-Term Debt		 1,597 1,597 1,590 1,591 1,591 1,591 1,988 1,988 1,988 1,589
Net Debt		 1,494 1,516 1,497 1,494 1,439 1,388 1,851 1,819 1,463 1,387
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 7.98 0.30 0.10 0.10 0.00 -0.10 0.10 0.10 0.00 -0.10
Net Nonoperating Obligations (NNO)		 1,597 1,597 1,590 1,591 1,591 1,591 1,988 1,988 1,989 1,589
Total Depreciation and Amortization (D&A)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 ($0.31) $1.71 $0.68 $0.55 $0.19 $0.70 $1.17 $0.35 $1.35 $0.43
Adjusted Weighted Average Basic Shares Outstanding		 303.65M 301.68M 291.95M 285.43M 277.01M 282.73M 271.73M 260.80M 251.64M 258.03M
Adjusted Diluted Earnings per Share		 ($0.31) $1.70 $0.68 $0.54 $0.19 $0.69 $1.15 $0.35 $1.32 $0.42
Adjusted Weighted Average Diluted Shares Outstanding		 303.65M 303.30M 293.99M 287.88M 279.92M 285.47M 275.43M 265.55M 256.86M 262.88M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 304.30M 297.15M 292.77M 284.64M 280.38M 278.18M 271.83M 258.49M 253.56M 248.19M
Normalized Net Operating Profit after Tax (NOPAT)		 -112 483 168 124 19 157 284 54 304 69
Normalized NOPAT Margin		 -7.20% 22.36% 10.76% 7.73% 1.22% 9.07% 15.81% 3.27% 14.45% 3.91%
Pre Tax Income Margin		 -7.72% 30.01% 15.93% 12.33% 4.10% 13.74% 22.23% 6.93% 20.28% 7.39%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 -7.34 38.41 14.75 9.51 3.90 14.39 24.30 5.11 20.04 7.52
NOPAT to Interest Expense		 -5.14 30.31 11.83 7.52 3.21 11.55 19.32 4.14 15.91 6.05
EBIT Less CapEx to Interest Expense		 -7.34 38.41 14.75 9.51 3.90 14.39 24.30 5.11 20.04 7.52
NOPAT Less CapEx to Interest Expense		 -5.14 30.31 11.83 7.52 3.21 11.55 19.32 4.14 15.91 6.05
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 128.52% 84.46% 100.28% 75.01% 29.98% 46.02% 38.55% 42.21% 29.20% 31.89%
Augmented Payout Ratio		 141.59% 125.42% 171.82% 156.92% 101.29% 135.45% 121.84% 162.52% 116.99% 142.38%

Frequently Asked Questions About Old Republic International's Financials

When does Old Republic International's fiscal year end?

According to the most recent income statement we have on file, Old Republic International's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Old Republic International's net income changed over the last 9 years?

Old Republic International's net income appears to be on an upward trend, with a most recent value of $852.70 million in 2024, rising from $422.10 million in 2015. The previous period was $598.60 million in 2023. Find out what analysts predict for Old Republic International in the coming months.

How has Old Republic International revenue changed over the last 9 years?

Over the last 9 years, Old Republic International's total revenue changed from $5.23 billion in 2015 to $7.30 billion in 2024, a change of 39.7%.

How much debt does Old Republic International have?

Old Republic International's total liabilities were at $22.22 billion at the end of 2024, a 10.6% increase from 2023, and a 68.1% increase since 2015.

How much cash does Old Republic International have?

In the past 8 years, Old Republic International's cash and equivalents has ranged from $81 million in 2022 to $202.80 million in 2023, and is currently $201.90 million as of their latest financial filing in 2024.

How has Old Republic International's book value per share changed over the last 9 years?

Over the last 9 years, Old Republic International's book value per share changed from 14.84 in 2015 to 22.16 in 2024, a change of 49.3%.


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This page (NYSE:ORI) was last updated on 5/5/2025 by MarketBeat.com Staff
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Timothy Sykes | Sponsored
Musk's warning signal: Prepare before the cascade begins
When Elon Musk triggered his AI layoff plan, most analysts missed what it really meant. Louis Navellier didn’t...
InvestorPlace | Sponsored
Elon Set to Shock the World on June 1st?
Tech legend Jeff Brown recently traveled to the industrial zone of South Memphis to investigate what he believ...
Brownstone Research | Sponsored
Gold Alert: The Truth About Fort Knox Is Coming
Owning physical gold isn’t the best way to profit. I’ve found a better way to invest in gold—one that’s alr...
Golden Portfolio | Sponsored
Trump’s treachery
Trump’s Final Reset Inside the shocking plot to re-engineer America’s financial system…and why you need to ...
Porter & Company | Sponsored
Trump to solve American wealth loss?
Is President Trump’s Executive Order 14179… A secret way to restore wealth for good citizens? If you’ve ...
Paradigm Press | Sponsored
U.S. Stock Market Now on Verge of Collapse
The last time the U.S. economy looked like this, stocks didn't move for 16 years... And many investors lost...
Stansberry Research | Sponsored