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PennyMac Financial Services (PFSI) Stock Price, News & Analysis

PennyMac Financial Services logo
$94.14 -0.83 (-0.87%)
Closing price 07/30/2025 03:59 PM Eastern
Extended Trading
$97.50 +3.36 (+3.57%)
As of 04:05 AM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

About PennyMac Financial Services Stock (NYSE:PFSI)

Key Stats

Today's Range
$93.25
$96.10
50-Day Range
$92.83
$104.22
52-Week Range
$85.74
$119.13
Volume
565,624 shs
Average Volume
430,708 shs
Market Capitalization
$4.86 billion
P/E Ratio
13.06
Dividend Yield
1.27%
Price Target
$118.67
Consensus Rating
Moderate Buy

Company Overview

PennyMac Financial Services Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
99th Percentile Overall Score

PFSI MarketRank™: 

PennyMac Financial Services scored higher than 99% of companies evaluated by MarketBeat, and ranked 16th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    PennyMac Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.83, and is based on 5 buy ratings, 1 hold rating, and no sell ratings.

  • Amount of Analyst Coverage

    PennyMac Financial Services has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about PennyMac Financial Services' stock forecast and price target.
  • Earnings Growth

    Earnings for PennyMac Financial Services are expected to grow by 17.28% in the coming year, from $13.77 to $16.15 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of PennyMac Financial Services is 13.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.63.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of PennyMac Financial Services is 13.06, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.95.

  • Price to Book Value per Share Ratio

    PennyMac Financial Services has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    3.27% of the float of PennyMac Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    PennyMac Financial Services has a short interest ratio ("days to cover") of 4.2.
  • Change versus previous month

    Short interest in PennyMac Financial Services has recently decreased by 4.73%, indicating that investor sentiment is improving.
  • Dividend Yield

    PennyMac Financial Services pays a meaningful dividend of 1.26%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    PennyMac Financial Services has only been increasing its dividend for 1 years.

  • Dividend Coverage

    The dividend payout ratio of PennyMac Financial Services is 16.64%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 7.43% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.

  • Read more about PennyMac Financial Services' dividend.
  • Percentage of Shares Shorted

    3.27% of the float of PennyMac Financial Services has been sold short.
  • Short Interest Ratio / Days to Cover

    PennyMac Financial Services has a short interest ratio ("days to cover") of 4.2.
  • Change versus previous month

    Short interest in PennyMac Financial Services has recently decreased by 4.73%, indicating that investor sentiment is improving.
  • News Sentiment

    PennyMac Financial Services has a news sentiment score of 0.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 16 news articles for PennyMac Financial Services this week, compared to 5 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,616,005.00 in company stock.

  • Percentage Held by Insiders

    15.80% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about PennyMac Financial Services' insider trading history.
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PFSI Stock News Headlines

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See More Headlines

PFSI Stock Analysis - Frequently Asked Questions

PennyMac Financial Services' stock was trading at $102.14 on January 1st, 2025. Since then, PFSI stock has decreased by 7.8% and is now trading at $94.14.

PennyMac Financial Services, Inc. (NYSE:PFSI) announced its quarterly earnings data on Tuesday, July, 22nd. The real estate investment trust reported $1.02 earnings per share for the quarter, missing the consensus estimate of $3.01 by $1.99. The business's revenue was up 9.5% compared to the same quarter last year.
Read the conference call transcript
.

PennyMac Financial Services' top institutional shareholders include Allianz Asset Management GmbH (0.14%), TD Asset Management Inc (0.13%), Twin Tree Management LP and QRG Capital Management Inc. (0.03%). Insiders that own company stock include Daniel Stanley Perotti, David Spector, Joseph F Mazzella, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, James K Hunt, Derek Stark, Doug Jones, Steven Richard Bailey, James Follette, Donald J White, Abbie Tidmore, Mark Elbaum and Anne Mccallion.
View institutional ownership trends
.

Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Record date for 5/23 Dividend
5/14/2025
Ex-Dividend for 5/23 Dividend
5/14/2025
Dividend Payable
5/23/2025
Last Earnings
7/22/2025
Today
7/30/2025
Record date for 8/22 Dividend
8/13/2025
Ex-Dividend for 8/22 Dividend
8/13/2025
Dividend Payable
8/22/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
FIN - MTG&REL SVS
Sub-Industry
Banking
Current Symbol
NYSE:PFSI
CIK
1745916
Fax
N/A
Employees
4,100
Year Founded
2008

Price Target and Rating

High Price Target
$130.00
Low Price Target
$110.00
Potential Upside/Downside
+26.1%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.83
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$7.21
Trailing P/E Ratio
13.06
Forward P/E Ratio
6.84
P/E Growth
N/A
Net Income
$311.42 million
Net Margins
22.00%
Pretax Margin
26.84%
Return on Equity
12.34%
Return on Assets
1.94%

Debt

Debt-to-Equity Ratio
2.96
Current Ratio
0.30
Quick Ratio
0.30

Sales & Book Value

Annual Sales
$1.59 billion
Price / Sales
3.05
Cash Flow
$13.76 per share
Price / Cash Flow
6.84
Book Value
$74.54 per share
Price / Book
1.26

Miscellaneous

Outstanding Shares
51,660,000
Free Float
43,501,000
Market Cap
$4.86 billion
Optionable
Optionable
Beta
1.53

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This page (NYSE:PFSI) was last updated on 7/31/2025 by MarketBeat.com Staff
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