Regional Management (RM) Stock Price, News & Analysis

Company Overview

Regional Management Corp. (NYSE: RM) is a consumer finance company that provides personal installment loans to individuals who may have limited access to traditional bank credit. The company primarily serves non-prime borrowers through a combination of branch-based and online lending channels.

Its products generally include secured and unsecured consumer loans, along with optional insurance and other ancillary offerings. Regional Management evaluates borrowers based on their individual financial circumstances and provides loan services designed to meet personal, household and other consumer needs.

Founded in 1987 and headquartered in Greer, South Carolina, the company operates through a network of branches serving customers across several southeastern and southern U.S. states, including Alabama, Georgia, North Carolina, South Carolina, Tennessee, Texas and Virginia. Regional Management is led by President and Chief Executive Officer Robert W. Beck Jr.

Key Stats

• Today's Range: $33.46 to $35.00
• 50-Day Range: $30.20 to $34.66
• 52-Week Range: $29.89 to $44.29
• Volume: 2,212 shs
• Average Volume: 71,437 shs
• Market Capitalization: $315.81 million
• P/E Ratio: 7.18
• Dividend Yield: 3.51%
• Price Target: $43.00
• Consensus Rating: Moderate Buy

Regional Management Stock Analysis - MarketRank™

Regional Management scored higher than 85% of companies evaluated by MarketBeat, and ranked 244th out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.9 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Regional Management has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 2 buy ratings, 2 hold ratings, and no sell ratings.

Upside Potential

Regional Management has a consensus price target of $43.00, representing about 27.4% upside from its current price of $33.74.

Amount of Analyst Coverage

Regional Management has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Regional Management is 7.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 36.66.

Price to Earnings Ratio vs. Sector

The P/E ratio of Regional Management is 7.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.34.

Price to Book Value per Share Ratio

Regional Management has a P/B Ratio of 0.88. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.19% of the float of Regional Management has been sold short.

Short Interest Ratio / Days to Cover

Regional Management has a short interest ratio ("days to cover") of 4.59.

Change versus previous month

Short interest in Regional Management has recently decreased by 8.34%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Regional Management is a leading dividend payer. It pays a dividend yield of 3.53%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Regional Management does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Regional Management is 25.26%. This payout ratio is at a healthy, sustainable level, below 75%.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 2 news articles for Regional Management this week, compared to 2 articles on an average week.

Company Ownership

• Score: 2.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Regional Management insiders have sold 202.97% more of their company's stock than they have bought. Specifically, they have bought $316,495.00 in company stock and sold $958,879.00 in company stock.

Percentage Held by Insiders

10.90% of the stock of Regional Management is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

98.89% of the stock of Regional Management is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/29/2026
• Record date for 9/16 Dividend: 8/19/2026
• Ex-Dividend for 9/16 Dividend: 8/19/2026
• Dividend Payable: 9/16/2026
• Today: 10/22/2026
• Next Earnings (Confirmed): 10/28/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Consumer Finance
• Sub-Industry: Consumer Finance
• Current Symbol: NYSE:RM
• CIK: 1519401
• Web: www.regionalmanagement.com
• Phone: (864) 448-7000
• Fax: 864-422-8035
• Employees: 2,112
• Year Founded: 1987

Price Target and Rating

• Average Price Target for Regional Management: $43.00
• High Price Target: $43.00
• Low Price Target: $43.00
• Potential Upside/Downside: +26.5%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.50
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $4.75
• Trailing P/E Ratio: 7.15
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $44.41 million
• Net Margins: 6.98%
• Pretax Margin: 9.03%
• Return on Equity: 12.49%
• Return on Assets: 2.25%

Debt

• Debt-to-Equity Ratio: 4.41
• Current Ratio: 64.04
• Quick Ratio: 64.04

Sales & Book Value

• Annual Sales: $579.95 million
• Price / Sales: 0.54
• Cash Flow: $4.66 per share
• Price / Cash Flow: 7.29
• Book Value: $38.41 per share
• Price / Book: 0.88

Miscellaneous

• Outstanding Shares: 9,226,000
• Free Float: 8,220,000
• Market Cap: $313.52 million
• Optionable: Optionable
• Beta: 1.02