Saratoga Investment (SAR) Stock Price, News & Analysis

Company Overview

Saratoga Investment Corporation (NYSE:SAR) is a business development company that provides financing and equity capital to lower-middle-market companies in the United States. The company primarily seeks to support established businesses that require capital for growth, acquisitions, recapitalizations, ownership transitions and other strategic initiatives.

Its investment activities generally include senior secured loans, unitranche and mezzanine debt, subordinated debt, and minority or other equity investments. Saratoga Investment typically works with privately held companies across a range of industries and may provide customized financing solutions designed to meet the needs of borrowers and business owners.

Founded in 2007, Saratoga Investment is organized as a regulated business development company and has elected to be treated as a regulated investment company for federal income tax purposes. Its investment adviser is Saratoga Investment Advisors, LLC. The company is headquartered in New York and focuses primarily on opportunities in the U.S. lower-middle market.

Key Stats

• Today's Range: $16.87 to $17.25
• 50-Day Range: $16.82 to $19.98
• 52-Week Range: $16.72 to $24.76
• Volume: 116,148 shs
• Average Volume: 137,943 shs
• Market Capitalization: $274.20 million
• P/E Ratio: 17.05
• Dividend Yield: 17.59%
• Price Target: $21.50
• Consensus Rating: Hold

Saratoga Investment Stock Analysis - MarketRank™

Saratoga Investment scored higher than 89% of companies evaluated by MarketBeat, and ranked 185th out of 852 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Hold

Consensus Rating

Saratoga Investment has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 6 hold ratings, and no sell ratings.

Upside Potential

Saratoga Investment has a consensus price target of $21.50, representing about 26.1% upside from its current price of $17.05.

Amount of Analyst Coverage

Saratoga Investment has only been the subject of 4 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 3.09%

Earnings Growth

Earnings for Saratoga Investment are expected to grow by 3.09% in the coming year, from $1.94 to $2.00 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Saratoga Investment is 17.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.45.

Price to Earnings Ratio vs. Sector

The P/E ratio of Saratoga Investment is 17.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.32.

Price to Book Value per Share Ratio

Saratoga Investment has a P/B Ratio of 0.70. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

4.81% of the float of Saratoga Investment has been sold short.

Short Interest Ratio / Days to Cover

Saratoga Investment has a short interest ratio ("days to cover") of 4.13.

Change versus previous month

Short interest in Saratoga Investment has recently decreased by 7.12%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Leadership

Saratoga Investment is a leading dividend payer. It pays a dividend yield of 17.53%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Saratoga Investment does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Saratoga Investment is 300.00%. Payout ratios above 75% are not desirable because they may not be sustainable.

Dividend Sustainability

Based on EPS estimates, Saratoga Investment will have a dividend payout ratio of 150.00% in the coming year. This indicates that Saratoga Investment may not be able to sustain their current dividend.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: 0.32

News Sentiment

Saratoga Investment has a news sentiment score of 0.32. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Saratoga Investment this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for SAR on MarketBeat in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

MarketBeat Follows

4 people have added Saratoga Investment to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days.

Company Ownership

• Score: 0.6 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Saratoga Investment insiders have not sold or bought any company stock.

Percentage Held by Insiders

10.60% of the stock of Saratoga Investment is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

19.09% of the stock of Saratoga Investment is held by institutions.

Company Calendar

• Last Earnings: 7/07/2026
• Today: 9/30/2026
• Record date for 10/22 Dividend: 10/06/2026
• Ex-Dividend for 10/22 Dividend: 10/06/2026
• Next Earnings (Estimated): 10/06/2026
• Dividend Payable: 10/22/2026
• Record date for 11/24 Dividend: 11/05/2026
• Ex-Dividend for 11/24 Dividend: 11/05/2026
• Dividend Payable: 11/24/2026
• Fiscal Year End: 2/28/2027

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Capital Markets
• Sub-Industry: Asset Management & Custody Banks
• Current Symbol: NYSE:SAR
• Previous Symbol: NYSE:SHS
• CIK: 1377936
• Web: www.saratogainvestmentcorp.com
• Phone: (212) 906-7800
• Fax: 212-884-6184
• Employees: 3,211
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Saratoga Investment: $21.50
• High Price Target: $22.00
• Low Price Target: $21.00
• Potential Upside/Downside: +26.1%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 6 Analysts

Profitability

• EPS (Trailing Twelve Months): $1.00
• Trailing P/E Ratio: 17.05
• Forward P/E Ratio: 8.79
• P/E Growth: N/A
• Net Income: $36.60 million
• Net Margins: 12.70%
• Pretax Margin: 27.59%
• Return on Equity: 8.76%
• Return on Assets: 2.95%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.09
• Quick Ratio: 0.09

Sales & Book Value

• Annual Sales: $28.31 million
• Price / Sales: 9.68
• Cash Flow: $2.98 per share
• Price / Cash Flow: 5.73
• Book Value: $24.42 per share
• Price / Book: 0.70

Miscellaneous

• Outstanding Shares: 16,081,000
• Free Float: 14,376,000
• Market Cap: $274.20 million
• Optionable: Optionable
• Beta: 0.54