Charles Schwab (SCHW) Financials

$88.35 +0.59 (+0.67%)

Closing price 05/30/2025 03:59 PM Eastern

Extended Trading

$88.37 +0.02 (+0.02%)

As of 05/30/2025 07:51 PM Eastern

Annual Income Statements for Charles Schwab

This table shows Charles Schwab's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Income / (Loss) Attributable to Common Shareholders	5,478	4,649	6,635	5,360	3,043	3,526	3,329	2,180	1,746	1,364
Consolidated Net Income / (Loss)	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
Net Income / (Loss) Continuing Operations	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
Total Pre-Tax Income	7,692	6,378	9,388	7,713	4,300	4,848	4,562	3,650	2,993	2,279
Total Revenue	19,606	18,837	20,762	18,520	11,691	10,721	10,132	8,618	7,478	6,380
Net Interest Income / (Expense)	9,144	9,427	10,682	8,030	6,113	6,516	5,823	4,282	3,322	2,525
Total Interest Income	15,537	9,427	12,227	8,506	6,531	7,580	6,680	4,624	3,493	2,657
Investment Securities Interest Income	15,537	16,111	12,227	8,506	6,531	7,580	6,680	4,624	3,493	2,657
Total Interest Expense	6,393	0.00	1,545	476	418	1,064	857	342	171	132
Long-Term Debt Interest Expense	6,393	-	1,545	476	418	1,064	857	342	171	132
Total Non-Interest Income	10,462	9,410	10,080	10,490	5,578	4,205	4,309	4,336	4,156	3,855
Other Non-Interest Income	10,462	9,410	10,080	10,490	5,246	3,963	4,131	4,046	3,880	866
Total Non-Interest Expense	11,914	12,459	11,374	10,807	7,391	5,873	5,570	4,968	4,485	4,101
Salaries and Employee Benefits	6,043	6,315	5,936	5,450	3,954	3,320	3,057	2,737	2,466	2,241
Net Occupancy & Equipment Expense	1,060	1,254	1,175	976	703	559	496	436	398	353
Marketing Expense	397	397	419	485	326	307	313	268	265	249
Other Operating Expenses	2,979	3,155	2,596	2,732	1,804	1,338	1,398	1,258	1,122	1,034
Depreciation Expense	916	804	652	549	414	322	277	269	234	224
Amortization Expense	519	534	596	615	190	27	29	-	-	-
Income Tax Expense	1,750	1,311	2,205	1,858	1,001	1,144	1,055	1,296	1,104	832
Preferred Stock Dividends Declared	464	418	548	495	256	178	178	174	143	83
Basic Earnings per Share	$3.00	$2.55	$3.52	$2.84	$2.13	$2.69	$2.47	$1.63	$1.32	$1.04
Weighted Average Basic Shares Outstanding	1.83B	1.82B	1.89B	1.89B	1.43B	1.31B	1.35B	1.34B	1.32B	1.32B
Diluted Earnings per Share	$2.99	$2.54	$3.50	$2.83	$2.12	$2.67	$2.45	$1.61	$1.31	$1.03
Weighted Average Diluted Shares Outstanding	1.83B	1.83B	1.89B	1.90B	1.44B	1.32B	1.36B	1.35B	1.33B	1.33B
Weighted Average Basic & Diluted Shares Outstanding	1.81B	1.82B	1.84B	1.89B	1.88B	1.29B	1.33B	1.35B	1.32B	1.31B
Cash Dividends to Common per Share	$1.00	$1.00	$0.84	$0.72	$0.72	$0.68	$0.46	$0.32	$0.27	$0.24

This table shows Charles Schwab's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Income / (Loss) Attributable to Common Shareholders	1,717	1,299	1,211	1,251	926	1,017	1,173	1,533	1,821	1,884
Consolidated Net Income / (Loss)	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
Net Income / (Loss) Continuing Operations	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
Total Pre-Tax Income	2,305	1,842	1,747	1,798	1,194	1,383	1,691	2,110	2,598	2,677
Total Revenue	5,329	4,847	4,690	4,740	4,459	4,606	4,656	5,116	5,497	5,500
Net Interest Income / (Expense)	2,531	2,222	2,158	2,233	2,130	2,237	2,290	2,770	3,029	2,926
Total Interest Income	3,851	3,928	3,817	3,941	-2,721	4,028	4,104	4,016	3,841	3,357
Investment Securities Interest Income	3,851	3,928	3,817	3,941	3,963	4,028	4,104	4,016	3,841	3,357
Total Interest Expense	1,320	1,706	1,659	1,708	-4,851	1,791	1,814	1,246	812	431
Long-Term Debt Interest Expense	1,320	1,706	1,659	1,708	-	1,791	1,814	1,246	812	431
Total Non-Interest Income	2,798	2,625	2,532	2,507	2,329	2,369	2,366	2,346	2,468	2,574
Other Non-Interest Income	2,798	2,625	2,532	2,507	2,329	2,369	2,366	2,346	2,468	2,574
Total Non-Interest Expense	3,024	3,005	2,943	2,942	3,265	3,223	2,965	3,006	2,899	2,823
Salaries and Employee Benefits	1,533	1,522	1,450	1,538	1,409	1,770	1,498	1,638	1,488	1,476
Net Occupancy & Equipment Expense	276	271	248	265	331	305	319	299	320	292
Marketing Expense	101	101	107	88	104	102	103	88	123	89
Other Operating Expenses	760	750	776	693	1,053	713	720	669	656	647
Depreciation Expense	224	231	233	228	238	198	191	177	176	167
Amortization Expense	130	130	129	130	130	135	134	135	136	152
Income Tax Expense	465	434	415	436	149	258	397	507	630	657
Preferred Stock Dividends Declared	123	109	121	111	119	108	121	70	147	136
Basic Earnings per Share	$0.94	$0.71	$0.66	$0.69	$0.51	$0.56	$0.64	$0.84	$0.98	$1.00
Weighted Average Basic Shares Outstanding	1.83B	1.83B	1.83B	1.83B	1.82B	1.82B	1.82B	1.83B	1.89B	1.89B
Diluted Earnings per Share	$0.94	$0.71	$0.66	$0.68	$0.51	$0.56	$0.64	$0.83	$0.97	$0.99
Weighted Average Diluted Shares Outstanding	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.84B	1.89B	1.90B
Weighted Average Basic & Diluted Shares Outstanding	1.81B	1.83B	1.83B	1.83B	1.82B	1.82B	1.82B	1.82B	1.84B	1.87B

This table details how cash moves in and out of Charles Schwab's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Net Change in Cash & Equivalents	-8,959	15,753	-34,618	22,778	24,983	7,350	19,067	1,287	-209	615
Net Cash From Operating Activities	2,670	19,587	2,057	2,118	6,852	9,325	12,456	-839	3,603	1,246
Net Cash From Continuing Operating Activities	2,670	19,587	2,057	2,118	6,852	9,325	12,456	-839	3,603	1,246
Net Income / (Loss) Continuing Operations	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
Consolidated Net Income / (Loss)	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
Depreciation Expense	916	804	652	549	414	322	277	269	234	224
Amortization Expense	1,325	1,364	1,971	2,961	1,776	473	379	342	266	162
Non-Cash Adjustments to Reconcile Net Income	698	544	838	679	415	384	334	262	160	124
Changes in Operating Assets and Liabilities, net	-6,211	11,808	-8,587	-7,926	948	4,442	7,959	-4,066	1,054	-700
Net Cash From Investing Activities	35,431	57,411	32,048	-75,663	-125,851	11,964	-40,555	-20,473	-38,775	-28,623
Net Cash From Continuing Investing Activities	35,431	57,307	32,048	-75,663	-125,851	11,964	-40,555	-20,473	-38,775	-28,623
Purchase of Property, Leasehold Improvements and Equipment	-620	-804	-971	-916	-631	-708	-570	-400	-346	-266
Purchase of Investment Securities	-9,179	-3,765	-57,557	-182,965	-208,048	-53,069	-73,959	-49,518	-61,704	-41,669
Sale and/or Maturity of Investments	45,230	61,876	90,576	108,218	68,080	65,741	34,070	29,445	23,275	13,312
Net Cash From Financing Activities	-47,060	-61,245	-68,723	96,323	143,982	-13,939	47,166	22,599	34,963	27,992
Net Cash From Continuing Financing Activities	-47,060	-61,245	-68,723	96,323	143,982	-13,939	47,166	22,599	34,963	27,992
Net Change in Deposits	-30,832	-76,771	-77,054	85,756	137,928	-11,329	61,767	6,186	33,952	26,687
Issuance of Debt	50,018	72,297	36,366	18,143	4,304	1,993	3,024	17,129	0.00	1,346
Issuance of Preferred Equity	0.00	0.00	740	2,806	4,940	0.00	0.00	492	1,316	581
Repayment of Debt	-63,954	-51,135	-22,240	-8,077	-1,934	-1,400	-15,963	-257	-7.00	-357
Repurchase of Preferred Equity	0.00	-467	-1,000	-600	0.00	0.00	-	-485	0.00	0.00
Repurchase of Common Equity	0.00	-2,842	-3,395	0.00	0.00	-2,220	-1,000	0.00	0.00	-
Payment of Dividends	-2,275	-2,276	-2,110	-1,822	-1,280	-1,060	-787	-592	-486	-387
Other Financing Activities, Net	-17	-51	-30	117	24	77	125	126	188	122
Cash Interest Paid	6,655	5,623	1,355	501	434	1,075	798	327	160	121
Cash Income Taxes Paid	1,491	1,620	2,130	2,053	803	1,199	927	1,212	991	810

This table details how cash moves in and out of Charles Schwab's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Net Change in Cash & Equivalents	-1,489	19,888	-10,558	-16,800	29,566	-14,200	-10,323	10,710	-6,526	-18,580
Net Cash From Operating Activities	-10,827	19,098	-4,252	-1,349	20,037	-5,011	-5,216	9,777	-2,107	9,054
Net Cash From Continuing Operating Activities	-10,827	19,098	-4,252	-1,349	20,037	-5,011	-5,216	9,777	-2,107	9,054
Net Income / (Loss) Continuing Operations	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
Consolidated Net Income / (Loss)	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
Depreciation Expense	224	231	233	228	238	198	191	177	176	167
Amortization Expense	318	332	340	335	346	357	341	320	348	447
Non-Cash Adjustments to Reconcile Net Income	224	143	133	198	-112	180	207	269	275	207
Changes in Operating Assets and Liabilities, net	-13,433	16,984	-6,290	-3,472	18,520	-6,871	-7,249	7,408	-4,874	6,213
Net Cash From Investing Activities	7,734	8,516	9,706	9,475	9,682	18,533	18,167	11,029	11,540	21,760
Net Cash From Continuing Investing Activities	7,734	8,492	9,730	9,475	9,578	18,533	18,195	11,001	11,540	21,760
Purchase of Property, Leasehold Improvements and Equipment	-254	-152	-65	-149	-167	-239	-211	-187	-202	-232
Purchase of Investment Securities	-2,838	-2,618	-2,516	-1,207	-1,149	-1,277	-371	-968	-1,863	-4,314
Sale and/or Maturity of Investments	10,826	11,262	12,311	10,831	10,894	20,049	18,777	12,156	13,605	26,306
Net Cash From Financing Activities	1,604	-7,726	-16,012	-24,926	-153	-27,722	-23,274	-10,096	-15,959	-49,394
Net Cash From Continuing Financing Activities	1,604	-7,726	-16,012	-24,926	-153	-27,722	-23,274	-10,096	-15,959	-49,394
Net Change in Deposits	12,659	-5,958	-17,040	-20,493	5,545	-20,006	-21,331	-40,979	-28,991	-46,288
Issuance of Debt	11,792	15,159	14,017	9,050	11,498	11,007	9,935	39,857	18,392	500
Repayment of Debt	-22,292	-16,368	-12,436	-12,858	-16,616	-18,165	-11,305	-5,049	-1,850	-1,614
Payment of Dividends	-575	-563	-575	-562	-573	-561	-574	-568	-551	-539
Other Financing Activities, Net	20	4.00	22	-63	-7.00	3.00	1.00	-48	-19	2.00
Cash Interest Paid	1,442	1,645	1,611	1,957	1,772	1,716	1,212	923	633	436
Cash Income Taxes Paid	178	246	1,026	41	377	367	836	40	694	599

This table presents Charles Schwab's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Total Assets	479,843	493,178	551,772	667,270	549,009	294,005	296,482	243,274	223,383	183,705
Cash and Due from Banks	42,083	43,337	40,195	62,975	40,348	29,345	27,938	14,217	10,828	11,978
Restricted Cash	38,221	31,836	42,983	53,949	50,399	20,483	13,563	15,139	22,174	19,598
Trading Account Securities	229,447	267,098	320,945	390,054	337,400	196,128	210,587	171,460	153,017	116,186
Loans and Leases, Net of Allowance	45,215	40,439	40,505	34,636	23,813	0.00	16,609	0.00	0.00	14,334
Loans and Leases	45,215	40,439	40,505	34,636	23,813	-	16,609	-	-	14,334
Customer and Other Receivables	85,374	68,667	66,591	90,565	64,440	21,767	21,651	20,576	17,155	17,895
Premises and Equipment, Net	3,338	3,690	3,714	3,442	2,883	2,128	1,769	1,471	1,299	1,145
Goodwill	11,951	11,951	11,951	11,952	11,952	1,227	1,227	1,227	1,227	1,227
Intangible Assets	7,743	8,260	8,789	9,379	9,991	128	-	-	144	181
Other Assets	16,471	17,900	16,099	10,318	7,783	22,799	3,138	2,706	2,136	1,161
Total Liabilities & Shareholders' Equity	479,843	493,178	551,772	667,270	549,009	294,005	296,482	243,274	223,383	183,705
Total Liabilities	431,468	452,220	515,164	611,009	492,949	272,260	275,812	224,749	206,962	170,303
Non-Interest Bearing Deposits	259,121	289,953	366,724	443,778	358,022	220,094	231,423	169,656	163,454	129,502
Short-Term Debt	120,894	97,987	97,438	130,526	104,201	39,220	32,726	47,530	38,301	35,773
Accrued Interest Payable	12,325	11,752	-	-	17,094	5,516	-	-	-	2,151
Long-Term Debt	39,128	52,528	33,228	18,914	13,632	7,430	6,878	4,753	2,876	2,877
Total Equity & Noncontrolling Interests	48,375	40,958	36,608	56,261	56,060	21,745	20,670	18,525	16,421	13,402
Total Preferred & Common Equity	48,375	40,958	36,608	56,261	56,060	21,745	20,670	18,525	16,421	13,402
Preferred Stock	9,191	9,191	9,706	9,954	7,733	2,793	2,793	2,793	2,783	1,459
Total Common Equity	39,184	31,767	26,881	46,307	48,327	18,952	17,877	15,732	13,638	11,943
Common Stock	27,660	27,351	27,075	26,762	26,536	4,671	4,514	4,368	4,282	4,167
Retained Earnings	37,568	33,901	31,066	25,992	21,975	19,960	17,329	14,408	12,649	11,253
Treasury Stock	-11,196	-11,354	-8,639	-5,338	-5,578	-5,767	-3,714	-2,892	-3,130	-3,343
Accumulated Other Comprehensive Income / (Loss)	-14,848	-18,131	-22,621	-1,109	5,394	88	-252	-152	-163	-134

This table presents Charles Schwab's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Total Assets	479,843	466,055	449,675	468,784	493,178	475,204	511,505	535,552	551,772	577,563
Cash and Due from Banks	42,083	34,850	25,350	31,752	43,337	33,251	47,651	49,162	40,195	46,486
Restricted Cash	38,221	33,671	21,737	25,905	31,836	18,576	25,083	31,037	42,983	44,118
Trading Account Securities	229,447	239,880	246,741	257,457	267,098	272,724	292,097	311,245	320,945	332,840
Loans and Leases, Net of Allowance	45,215	43,311	42,182	40,783	40,439	40,327	40,061	0.00	40,505	40,379
Loans and Leases	45,215	43,311	42,182	40,783	40,439	40,327	40,061	-	40,505	40,379
Customer and Other Receivables	85,374	74,016	72,836	71,169	68,667	69,062	65,162	63,187	66,591	73,859
Premises and Equipment, Net	3,338	3,340	3,436	3,584	3,690	3,730	3,686	3,716	3,714	3,687
Goodwill	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951	11,951
Intangible Assets	7,743	7,873	8,003	8,131	8,260	8,390	8,524	8,659	8,789	8,923
Other Assets	16,471	17,163	17,439	18,052	17,900	17,193	17,290	56,595	16,099	15,320
Total Liabilities & Shareholders' Equity	479,843	466,055	449,675	468,784	493,178	475,204	511,505	535,552	551,772	577,563
Total Liabilities	431,468	418,840	405,722	426,372	452,220	437,420	474,358	499,205	515,164	540,522
Non-Interest Bearing Deposits	259,121	246,462	252,420	269,460	289,953	284,408	304,414	325,745	366,724	395,715
Short-Term Debt	120,894	99,757	89,962	92,410	97,987	80,368	92,626	94,624	97,438	110,512
Accrued Interest Payable	12,325	27,579	16,491	17,637	11,752	16,041	13,836	-	-	13,451
Long-Term Debt	39,128	45,042	46,849	46,865	52,528	56,603	63,482	65,616	33,228	20,844
Total Equity & Noncontrolling Interests	48,375	47,215	43,953	42,412	40,958	37,784	37,147	36,347	36,608	37,041
Total Preferred & Common Equity	48,375	47,215	43,953	42,412	40,958	37,784	37,147	36,347	36,608	37,041
Preferred Stock	9,191	9,191	9,191	9,191	9,191	9,191	9,191	9,191	9,706	10,297
Total Common Equity	39,184	38,024	34,762	33,221	31,767	28,593	27,956	27,156	26,881	26,744
Common Stock	27,660	27,569	27,491	27,379	27,351	27,314	27,241	27,157	27,075	26,996
Retained Earnings	37,568	36,303	35,458	34,701	33,901	33,429	32,865	32,144	31,066	29,651
Treasury Stock	-11,196	-11,230	-11,251	-11,283	-11,354	-11,398	-11,420	-11,455	-8,639	-6,751
Accumulated Other Comprehensive Income / (Loss)	-14,848	-14,618	-16,936	-17,576	-18,131	-20,752	-20,730	-20,690	-22,621	-23,152

This table displays calculated financial ratios and metrics derived from Charles Schwab's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017	12/31/2016	12/31/2015
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	4.08%	-9.27%	12.11%	58.41%	9.05%	5.81%	17.57%	15.24%	17.21%	5.32%
EBITDA Growth	16.23%	-28.85%	7.02%	72.93%	15.01%	8.14%	22.46%	21.99%	31.07%	9.27%
EBIT Growth	20.60%	-32.06%	21.72%	79.37%	-11.30%	6.27%	24.99%	21.95%	31.33%	7.75%
NOPAT Growth	17.27%	-29.46%	22.68%	77.48%	-10.93%	5.62%	48.98%	24.62%	30.55%	9.54%
Net Income Growth	17.27%	-29.46%	22.68%	77.48%	-10.93%	5.62%	48.98%	24.62%	30.55%	9.54%
EPS Growth	17.72%	-27.43%	23.67%	33.49%	-20.60%	8.98%	52.17%	22.90%	27.18%	8.42%
Operating Cash Flow Growth	-86.37%	852.21%	-2.88%	-69.09%	-26.52%	-25.14%	1,584.62%	-123.29%	189.17%	-46.93%
Free Cash Flow Firm Growth	42.60%	-141.95%	275.74%	74.61%	-2,213.77%	-131.46%	229.34%	-196.86%	-515.66%	-250.76%
Invested Capital Growth	8.84%	14.47%	-18.68%	18.29%	154.25%	13.47%	-14.88%	22.93%	10.65%	4.08%
Revenue Q/Q Growth	4.64%	-5.22%	3.95%	2.96%	15.51%	-0.58%	4.40%	3.23%	3.82%	2.34%
EBITDA Q/Q Growth	12.06%	-13.59%	2.02%	5.22%	17.30%	0.11%	4.82%	3.75%	6.66%	4.31%
EBIT Q/Q Growth	16.88%	-18.04%	6.52%	7.63%	9.25%	-1.98%	5.97%	3.66%	6.13%	4.45%
NOPAT Q/Q Growth	15.45%	-15.41%	5.71%	8.23%	9.38%	-2.19%	10.67%	3.29%	5.95%	4.78%
Net Income Q/Q Growth	15.45%	-15.41%	5.71%	8.23%	9.38%	-2.19%	10.67%	3.29%	5.95%	4.78%
EPS Q/Q Growth	16.80%	-15.33%	6.06%	7.20%	-1.85%	-1.11%	10.86%	2.55%	7.38%	4.04%
Operating Cash Flow Q/Q Growth	-92.04%	866.01%	-79.02%	-78.25%	426.13%	-27.27%	812.53%	-116.52%	93.09%	2.64%
Free Cash Flow Firm Q/Q Growth	9.33%	-5,098.91%	45.15%	73.09%	-364.16%	30.50%	35.35%	-248.17%	40.88%	-501.35%
Invested Capital Q/Q Growth	8.53%	9.57%	-0.67%	6.57%	90.73%	3.41%	7.64%	12.03%	-0.36%	4.45%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	50.66%	45.37%	57.85%	60.60%	55.51%	52.64%	51.50%	49.44%	46.71%	41.77%
EBIT Margin	39.23%	33.86%	45.22%	41.65%	36.78%	45.22%	45.03%	42.35%	40.02%	35.72%
Profit (Net Income) Margin	30.31%	26.90%	34.60%	31.61%	28.22%	34.55%	34.61%	27.31%	25.26%	22.68%
Tax Burden Percent	77.25%	79.45%	76.51%	75.91%	76.72%	76.40%	76.87%	64.49%	63.11%	63.49%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	22.75%	20.56%	23.49%	24.09%	23.28%	23.60%	23.13%	35.51%	36.89%	36.51%
Return on Invested Capital (ROIC)	2.97%	2.82%	3.85%	3.08%	2.72%	5.76%	5.35%	3.67%	3.45%	2.84%
ROIC Less NNEP Spread (ROIC-NNEP)	2.97%	2.82%	3.85%	3.08%	2.72%	5.76%	5.35%	3.67%	3.45%	2.84%
Return on Net Nonoperating Assets (RNNOA)	10.33%	10.24%	11.62%	7.34%	5.76%	11.71%	12.54%	9.81%	9.22%	8.65%
Return on Equity (ROE)	13.30%	13.07%	15.47%	10.43%	8.48%	17.47%	17.90%	13.47%	12.67%	11.48%
Cash Return on Invested Capital (CROIC)	-5.49%	-10.67%	24.46%	-13.67%	-84.36%	-6.87%	21.42%	-16.91%	-6.67%	-1.16%
Operating Return on Assets (OROA)	1.58%	1.22%	1.54%	1.27%	1.02%	1.64%	1.69%	1.56%	1.47%	1.35%
Return on Assets (ROA)	1.22%	0.97%	1.18%	0.96%	0.78%	1.25%	1.30%	1.01%	0.93%	0.86%
Return on Common Equity (ROCE)	10.57%	9.88%	12.19%	8.78%	7.33%	15.17%	15.34%	11.32%	10.87%	10.42%
Return on Equity Simple (ROE_SIMPLE)	12.28%	12.37%	19.62%	10.41%	5.88%	17.03%	16.97%	12.71%	11.50%	10.80%
Net Operating Profit after Tax (NOPAT)	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
NOPAT Margin	30.31%	26.90%	34.60%	31.61%	28.22%	34.55%	34.61%	27.31%	25.26%	22.68%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	38.25%	42.29%	36.27%	37.32%	42.62%	39.04%	38.16%	39.93%	41.84%	44.56%
Operating Expenses to Revenue	60.77%	66.14%	54.78%	58.35%	63.22%	54.78%	54.97%	57.65%	59.98%	64.28%
Earnings before Interest and Taxes (EBIT)	7,692	6,378	9,388	7,713	4,300	4,848	4,562	3,650	2,993	2,279
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	9,933	8,546	12,011	11,223	6,490	5,643	5,218	4,261	3,493	2,665
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.45	3.88	5.58	3.29	1.95	3.00	2.88	3.98	3.46	3.24
Price to Tangible Book Value (P/TBV)	6.93	10.66	24.44	6.10	3.58	3.23	3.09	4.31	3.85	3.68
Price to Revenue (P/Rev)	6.89	6.54	7.23	8.23	8.08	5.30	5.08	7.26	6.31	6.07
Price to Earnings (P/E)	24.65	26.49	22.62	28.44	31.04	16.12	15.45	28.71	27.03	28.39
Dividend Yield	1.36%	1.48%	1.32%	0.89%	1.43%	1.53%	1.21%	0.69%	0.76%	0.82%
Earnings Yield	4.06%	3.77%	4.42%	3.52%	3.22%	6.20%	6.47%	3.48%	3.70%	3.52%
Enterprise Value to Invested Capital (EV/IC)	1.07	1.08	1.24	0.95	0.74	0.83	0.87	1.25	1.01	0.91
Enterprise Value to Revenue (EV/Rev)	11.42	11.03	9.98	10.53	11.06	5.26	5.16	10.25	7.78	7.41
Enterprise Value to EBITDA (EV/EBITDA)	22.55	24.30	17.26	17.37	19.92	10.00	10.03	20.72	16.65	17.73
Enterprise Value to EBIT (EV/EBIT)	29.11	32.56	22.08	25.27	30.06	11.64	11.47	24.19	19.43	20.74
Enterprise Value to NOPAT (EV/NOPAT)	37.69	40.99	28.86	33.29	39.18	15.24	14.92	37.51	30.78	32.66
Enterprise Value to Operating Cash Flow (EV/OCF)	83.87	10.60	100.78	92.04	18.86	6.05	4.20	0.00	16.14	37.93
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	4.55	0.00	0.00	0.00	3.73	0.00	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	3.31	3.67	3.57	2.66	2.10	2.15	1.92	2.82	2.51	2.88
Long-Term Debt to Equity	0.81	1.28	0.91	0.34	0.24	0.34	0.33	0.26	0.18	0.21
Financial Leverage	3.48	3.63	3.02	2.38	2.11	2.03	2.34	2.67	2.68	3.05
Leverage Ratio	10.89	13.47	13.13	10.83	10.84	13.92	13.77	13.35	13.65	13.42
Compound Leverage Factor	10.89	13.47	13.13	10.83	10.84	13.92	13.77	13.35	13.65	13.42
Debt to Total Capital	76.79%	78.61%	78.11%	72.65%	67.76%	68.21%	65.71%	73.84%	71.49%	74.25%
Short-Term Debt to Total Capital	58.01%	51.18%	58.25%	63.45%	59.92%	57.34%	54.30%	67.13%	66.50%	68.73%
Long-Term Debt to Total Capital	18.78%	27.43%	19.86%	9.19%	7.84%	10.86%	11.41%	6.71%	4.99%	5.53%
Preferred Equity to Total Capital	4.41%	4.80%	5.80%	4.84%	4.45%	4.08%	4.63%	3.94%	4.83%	2.80%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	18.80%	16.59%	16.07%	22.51%	27.79%	27.71%	29.66%	22.22%	23.68%	22.94%
Debt to EBITDA	16.11	17.61	10.88	13.32	18.16	8.27	7.59	12.27	11.79	14.50
Net Debt to EBITDA	8.03	8.82	3.95	2.90	4.17	-0.56	-0.36	5.38	2.34	2.65
Long-Term Debt to EBITDA	3.94	6.15	2.77	1.69	2.10	1.32	1.32	1.12	0.82	1.08
Debt to NOPAT	26.93	29.71	18.19	25.52	35.72	12.59	11.29	22.21	21.80	26.71
Net Debt to NOPAT	13.42	14.87	6.61	5.55	8.21	-0.86	-0.54	9.74	4.33	4.89
Long-Term Debt to NOPAT	6.59	10.37	4.63	3.23	4.13	2.01	1.96	2.02	1.52	1.99
Noncontrolling Interest Sharing Ratio	20.58%	24.39%	21.19%	15.75%	13.53%	13.17%	14.25%	15.96%	14.22%	9.25%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-10,982	-19,132	45,610	-25,953	-102,199	-4,417	14,041	-10,856	-3,657	-594
Operating Cash Flow to CapEx	430.65%	2,436.19%	211.84%	231.22%	1,085.90%	1,317.09%	2,185.26%	-209.75%	1,041.33%	468.42%
Free Cash Flow to Firm to Interest Expense	-1.72	0.00	29.52	-54.52	-244.50	-4.15	16.38	-31.74	-21.39	-4.50
Operating Cash Flow to Interest Expense	0.42	0.00	1.33	4.45	16.39	8.76	14.53	-2.45	21.07	9.44
Operating Cash Flow Less CapEx to Interest Expense	0.32	0.00	0.70	2.53	14.88	8.10	13.87	-3.62	19.05	7.42
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04
Fixed Asset Turnover	5.58	5.09	5.80	5.86	4.67	5.50	6.25	6.22	6.12	5.84
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	208,397	191,473	167,274	205,701	173,893	68,395	60,274	70,808	57,598	52,052
Invested Capital Turnover	0.10	0.11	0.11	0.10	0.10	0.17	0.15	0.13	0.14	0.13
Increase / (Decrease) in Invested Capital	16,924	24,199	-38,427	31,808	105,498	8,121	-10,534	13,210	5,546	2,041
Enterprise Value (EV)	223,940	207,687	207,304	194,932	129,261	56,441	52,321	88,306	58,147	47,259
Market Capitalization	135,031	123,154	150,110	152,462	94,442	56,826	51,425	62,586	47,189	38,726
Book Value per Share	$21.41	$17.43	$14.40	$24.49	$25.75	$14.78	$13.24	$11.74	$10.29	$9.07
Tangible Book Value per Share	$10.65	$6.34	$3.29	$13.21	$14.06	$13.72	$12.33	$10.82	$9.25	$8.00
Total Capital	208,397	191,473	167,274	205,701	173,893	68,395	60,274	70,808	57,598	52,052
Total Debt	160,022	150,515	130,666	149,440	117,833	46,650	39,604	52,283	41,177	38,650
Total Long-Term Debt	39,128	52,528	33,228	18,914	13,632	7,430	6,878	4,753	2,876	2,877
Net Debt	79,718	75,342	47,488	32,516	27,086	-3,178	-1,897	22,927	8,175	7,074
Capital Expenditures (CapEx)	620	804	971	916	631	708	570	400	346	266
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	160,022	150,515	130,666	149,440	117,833	46,650	39,604	52,283	41,177	38,650
Total Depreciation and Amortization (D&A)	2,241	2,168	2,623	3,510	2,190	795	656	611	500	386
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$3.00	$2.55	$3.52	$2.84	$2.13	$2.69	$2.47	$1.63	$1.32	$1.04
Adjusted Weighted Average Basic Shares Outstanding	1.83B	1.82B	1.89B	1.89B	1.43B	1.31B	1.35B	1.34B	1.32B	1.32B
Adjusted Diluted Earnings per Share	$2.99	$2.54	$3.50	$2.83	$2.12	$2.67	$2.45	$1.61	$1.31	$1.03
Adjusted Weighted Average Diluted Shares Outstanding	1.83B	1.83B	1.89B	1.90B	1.44B	1.32B	1.36B	1.35B	1.33B	1.33B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$2.69	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.81B	1.82B	1.84B	1.89B	1.88B	1.29B	1.33B	1.35B	1.33B	1.32B
Normalized Net Operating Profit after Tax (NOPAT)	5,942	5,067	7,183	5,855	3,299	3,704	3,507	2,354	1,889	1,447
Normalized NOPAT Margin	30.31%	26.90%	34.60%	31.61%	28.22%	34.55%	34.61%	27.31%	25.26%	22.68%
Pre Tax Income Margin	39.23%	33.86%	45.22%	41.65%	36.78%	45.22%	45.03%	42.35%	40.02%	35.72%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.20	0.00	6.08	16.20	10.29	4.56	5.32	10.67	17.50	17.27
NOPAT to Interest Expense	0.93	0.00	4.65	12.30	7.89	3.48	4.09	6.88	11.05	10.96
EBIT Less CapEx to Interest Expense	1.11	0.00	5.45	14.28	8.78	3.89	4.66	9.50	15.48	15.25
NOPAT Less CapEx to Interest Expense	0.83	0.00	4.02	10.38	6.38	2.82	3.43	5.71	9.02	8.95
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	38.29%	44.92%	29.37%	31.12%	38.80%	28.62%	22.44%	25.15%	25.73%	26.75%
Augmented Payout Ratio	38.29%	101.01%	76.64%	31.12%	38.80%	88.55%	50.96%	25.15%	25.73%	26.75%

This table displays calculated financial ratios and metrics derived from Charles Schwab's official financial filings.

Metric	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	12/31/2024	9/30/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-
Revenue Growth	19.51%	5.23%	0.73%	-7.35%	-18.88%	-16.25%	-8.58%	9.50%	16.76%	20.35%
EBITDA Growth	60.12%	24.10%	4.36%	-9.44%	-43.05%	-41.11%	-25.13%	-0.84%	8.25%	14.91%
EBIT Growth	93.05%	33.19%	3.31%	-14.79%	-54.04%	-48.34%	-25.64%	14.74%	28.42%	33.12%
NOPAT Growth	76.08%	25.16%	2.94%	-15.03%	-46.90%	-44.31%	-27.83%	14.34%	24.56%	32.37%
Net Income Growth	76.08%	25.16%	2.94%	-15.03%	-46.90%	-44.31%	-27.83%	14.34%	24.56%	32.37%
EPS Growth	84.31%	26.79%	3.13%	-18.07%	-47.42%	-43.43%	-26.44%	23.88%	25.97%	33.78%
Operating Cash Flow Growth	-154.04%	481.12%	18.48%	-113.80%	1,050.97%	-155.35%	34.33%	220.24%	-137.36%	398.84%
Free Cash Flow Firm Growth	34.85%	-202.90%	236.78%	259.14%	-157.32%	-119.64%	-319.31%	121.58%	233.63%	126.56%
Invested Capital Growth	8.84%	9.88%	-6.46%	-7.58%	14.47%	3.78%	6.27%	-1.47%	-18.68%	-12.76%
Revenue Q/Q Growth	9.94%	3.35%	-1.05%	6.30%	-3.19%	-1.07%	-8.99%	-6.93%	-0.05%	7.99%
EBITDA Q/Q Growth	18.38%	3.66%	-1.74%	32.79%	-8.26%	-12.82%	-14.73%	-16.50%	-5.14%	10.85%
EBIT Q/Q Growth	25.14%	5.44%	-2.84%	50.59%	-13.67%	-18.21%	-19.86%	-18.78%	-2.95%	17.72%
NOPAT Q/Q Growth	30.68%	5.71%	-2.20%	30.33%	-7.11%	-13.06%	-19.28%	-18.55%	-2.57%	12.66%
Net Income Q/Q Growth	30.68%	5.71%	-2.20%	30.33%	-7.11%	-13.06%	-19.28%	-18.55%	-2.57%	12.66%
EPS Q/Q Growth	32.39%	7.58%	-2.94%	33.33%	-8.93%	-12.50%	-22.89%	-14.43%	-2.02%	13.79%
Operating Cash Flow Q/Q Growth	-156.69%	549.15%	-215.20%	-106.73%	499.86%	3.93%	-153.35%	564.02%	-123.27%	213.99%
Free Cash Flow Firm Q/Q Growth	4.84%	-214.67%	-15.00%	198.52%	-342.46%	48.22%	-323.19%	-88.79%	51.59%	478.28%
Invested Capital Q/Q Growth	8.53%	6.22%	-0.51%	-1.70%	9.57%	-9.57%	-1.69%	17.52%	-0.67%	-7.40%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-
EBITDA Margin	53.42%	49.62%	49.47%	49.81%	39.87%	42.08%	47.74%	50.96%	56.79%	59.84%
EBIT Margin	43.25%	38.00%	37.25%	37.93%	26.78%	30.03%	36.32%	41.24%	47.26%	48.67%
Profit (Net Income) Margin	34.53%	29.05%	28.40%	28.73%	23.44%	24.42%	27.79%	31.33%	35.80%	36.73%
Tax Burden Percent	79.83%	76.44%	76.25%	75.75%	87.52%	81.34%	76.52%	75.97%	75.75%	75.46%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	20.17%	23.56%	23.76%	24.25%	12.48%	18.66%	23.48%	24.03%	24.25%	24.54%
Return on Invested Capital (ROIC)	3.39%	2.97%	2.81%	2.80%	2.46%	2.83%	3.08%	3.36%	3.99%	4.06%
ROIC Less NNEP Spread (ROIC-NNEP)	3.39%	2.97%	2.81%	2.80%	2.46%	2.83%	3.08%	3.36%	3.99%	4.06%
Return on Net Nonoperating Assets (RNNOA)	11.77%	9.84%	10.14%	10.67%	8.92%	10.15%	11.06%	12.38%	12.02%	11.47%
Return on Equity (ROE)	15.16%	12.81%	12.95%	13.47%	11.38%	12.98%	14.14%	15.74%	16.01%	15.53%
Cash Return on Invested Capital (CROIC)	-5.49%	-6.60%	9.28%	10.43%	-10.67%	-0.21%	-2.41%	5.21%	24.46%	17.39%
Operating Return on Assets (OROA)	1.74%	1.51%	1.43%	1.39%	0.97%	1.13%	1.31%	1.44%	1.61%	1.64%
Return on Assets (ROA)	1.39%	1.16%	1.09%	1.06%	0.84%	0.92%	1.00%	1.09%	1.22%	1.24%
Return on Common Equity (ROCE)	12.04%	10.04%	10.02%	10.33%	8.61%	9.60%	10.69%	12.03%	12.62%	12.20%
Return on Equity Simple (ROE_SIMPLE)	0.00%	10.90%	11.07%	11.38%	0.00%	15.85%	18.53%	20.32%	0.00%	18.34%
Net Operating Profit after Tax (NOPAT)	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
NOPAT Margin	34.53%	29.05%	28.40%	28.73%	23.44%	24.42%	27.79%	31.33%	35.80%	36.73%
Net Nonoperating Expense Percent (NNEP)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
SG&A Expenses to Revenue	35.84%	39.08%	38.49%	39.89%	41.35%	47.26%	41.24%	39.58%	35.13%	33.76%
Operating Expenses to Revenue	56.75%	62.00%	62.75%	62.07%	73.22%	69.97%	63.68%	58.76%	52.74%	51.33%
Earnings before Interest and Taxes (EBIT)	2,305	1,842	1,747	1,798	1,194	1,383	1,691	2,110	2,598	2,677
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	2,847	2,405	2,320	2,361	1,778	1,938	2,223	2,607	3,122	3,291
Valuation Ratios	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	3.45	3.11	3.86	3.94	3.88	3.43	3.62	3.47	5.58	4.93
Price to Tangible Book Value (P/TBV)	6.93	6.49	9.06	9.96	10.66	11.88	13.52	14.38	24.44	22.46
Price to Revenue (P/Rev)	6.89	6.31	7.26	7.09	6.54	4.93	4.87	4.44	7.23	6.60
Price to Earnings (P/E)	24.65	25.21	30.46	29.97	26.49	17.69	15.78	13.66	22.62	21.05
Dividend Yield	1.36%	1.55%	1.36%	1.39%	1.48%	2.21%	2.09%	2.17%	1.32%	1.15%
Earnings Yield	4.06%	3.97%	3.28%	3.34%	3.77%	5.65%	6.34%	7.32%	4.42%	4.75%
Enterprise Value to Invested Capital (EV/IC)	1.07	1.06	1.29	1.22	1.08	1.10	1.00	0.93	1.24	1.09
Enterprise Value to Revenue (EV/Rev)	11.42	10.87	12.60	12.01	11.03	9.68	9.33	8.65	9.98	9.16
Enterprise Value to EBITDA (EV/EBITDA)	22.55	22.97	27.76	26.71	24.30	19.45	17.23	15.29	17.26	15.53
Enterprise Value to EBIT (EV/EBIT)	29.11	30.94	38.08	36.55	32.56	24.72	21.34	18.98	22.08	20.75
Enterprise Value to NOPAT (EV/NOPAT)	37.69	39.56	47.92	45.94	40.99	32.12	28.14	24.83	28.86	26.91
Enterprise Value to Operating Cash Flow (EV/OCF)	83.87	6.07	24.73	26.20	10.60	0.00	16.83	20.88	100.78	18.66
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	13.43	11.24	0.00	0.00	0.00	17.79	4.55	5.82
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-
Debt to Equity	3.31	3.07	3.11	3.28	3.67	3.63	4.20	4.41	3.57	3.55
Long-Term Debt to Equity	0.81	0.95	1.07	1.11	1.28	1.50	1.71	1.81	0.91	0.56
Financial Leverage	3.48	3.32	3.61	3.80	3.63	3.59	3.59	3.69	3.02	2.83
Leverage Ratio	10.89	11.07	11.85	12.75	13.47	14.07	14.07	14.41	13.13	12.54
Compound Leverage Factor	10.89	11.07	11.85	12.75	13.47	14.07	14.07	14.41	13.13	12.54
Debt to Total Capital	76.79%	75.41%	75.68%	76.66%	78.61%	78.38%	80.78%	81.51%	78.11%	78.00%
Short-Term Debt to Total Capital	58.01%	51.95%	49.77%	50.86%	51.18%	45.99%	47.93%	48.13%	58.25%	65.63%
Long-Term Debt to Total Capital	18.78%	23.46%	25.92%	25.79%	27.43%	32.39%	32.85%	33.38%	19.86%	12.38%
Preferred Equity to Total Capital	4.41%	4.79%	5.08%	5.06%	4.80%	5.26%	4.76%	4.68%	5.80%	6.11%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	18.80%	19.80%	19.23%	18.28%	16.59%	16.36%	14.47%	13.81%	16.07%	15.88%
Debt to EBITDA	16.11	16.34	16.29	16.78	17.61	13.85	13.88	13.37	10.88	11.16
Net Debt to EBITDA	8.03	8.61	10.69	9.83	8.82	8.61	7.42	6.68	3.95	3.46
Long-Term Debt to EBITDA	3.94	5.08	5.58	5.65	6.15	5.72	5.65	5.47	2.77	1.77
Debt to NOPAT	26.93	28.13	28.13	28.86	29.71	22.87	22.67	21.70	18.19	19.33
Net Debt to NOPAT	13.42	14.82	18.45	16.91	14.87	14.21	12.11	10.84	6.61	6.00
Long-Term Debt to NOPAT	6.59	8.75	9.63	9.71	10.37	9.45	9.22	8.89	4.63	3.07
Noncontrolling Interest Sharing Ratio	20.58%	21.63%	22.67%	23.34%	24.39%	26.04%	24.35%	23.55%	21.19%	21.46%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	-15,084	-15,851	13,823	16,262	-23,154	-5,233	-10,106	4,528	40,395	26,647
Operating Cash Flow to CapEx	-4,262.60%	12,564.47%	-6,541.54%	-905.37%	11,998.20%	-2,096.65%	-2,472.04%	5,228.34%	-1,043.07%	3,902.59%
Free Cash Flow to Firm to Interest Expense	-11.43	-9.29	8.33	9.52	0.00	-2.92	-5.57	3.63	49.75	61.83
Operating Cash Flow to Interest Expense	-8.20	11.19	-2.56	-0.79	0.00	-2.80	-2.88	7.85	-2.59	21.01
Operating Cash Flow Less CapEx to Interest Expense	-8.39	11.11	-2.60	-0.88	0.00	-2.93	-2.99	7.70	-2.84	20.47
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04	0.04	0.03	0.03	0.03
Fixed Asset Turnover	5.58	5.30	5.19	5.06	5.09	5.36	5.65	5.88	5.80	5.83
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-
Invested Capital	208,397	192,014	180,764	181,687	191,473	174,755	193,255	196,587	167,274	168,397
Invested Capital Turnover	0.10	0.10	0.10	0.10	0.11	0.12	0.11	0.11	0.11	0.11
Increase / (Decrease) in Invested Capital	16,924	17,259	-12,491	-14,900	24,199	6,358	11,400	-2,925	-38,427	-24,627
Enterprise Value (EV)	223,940	203,623	233,097	221,699	207,687	192,406	193,714	183,356	207,304	182,882
Market Capitalization	135,031	118,154	134,182	130,890	123,154	98,071	101,149	94,124	150,110	131,833
Book Value per Share	$21.41	$20.79	$19.01	$18.20	$17.43	$15.70	$15.36	$14.74	$14.40	$14.10
Tangible Book Value per Share	$10.65	$9.95	$8.10	$7.20	$6.34	$4.53	$4.11	$3.55	$3.29	$3.09
Total Capital	208,397	192,014	180,764	181,687	191,473	174,755	193,255	196,587	167,274	168,397
Total Debt	160,022	144,799	136,811	139,275	150,515	136,971	156,108	160,240	130,666	131,356
Total Long-Term Debt	39,128	45,042	46,849	46,865	52,528	56,603	63,482	65,616	33,228	20,844
Net Debt	79,718	76,278	89,724	81,618	75,342	85,144	83,374	80,041	47,488	40,752
Capital Expenditures (CapEx)	254	152	65	149	167	239	211	187	202	232
Net Nonoperating Expense (NNE)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Nonoperating Obligations (NNO)	160,022	144,799	136,811	139,275	150,515	136,971	156,108	160,240	130,666	131,356
Total Depreciation and Amortization (D&A)	542	563	573	563	584	555	532	497	524	614
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$0.94	$0.71	$0.66	$0.69	$0.51	$0.56	$0.64	$0.84	$0.98	$1.00
Adjusted Weighted Average Basic Shares Outstanding	1.83B	1.83B	1.83B	1.83B	1.82B	1.82B	1.82B	1.83B	1.89B	1.89B
Adjusted Diluted Earnings per Share	$0.94	$0.71	$0.66	$0.68	$0.51	$0.56	$0.64	$0.83	$0.97	$0.99
Adjusted Weighted Average Diluted Shares Outstanding	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.83B	1.84B	1.89B	1.90B
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	1.81B	1.83B	1.83B	1.83B	1.82B	1.82B	1.82B	1.82B	1.84B	1.87B
Normalized Net Operating Profit after Tax (NOPAT)	1,840	1,408	1,332	1,362	1,045	1,125	1,294	1,603	1,968	2,020
Normalized NOPAT Margin	34.53%	29.05%	28.40%	28.73%	23.44%	24.42%	27.79%	31.33%	35.80%	36.73%
Pre Tax Income Margin	43.25%	38.00%	37.25%	37.93%	26.78%	30.03%	36.32%	41.24%	47.26%	48.67%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	1.75	1.08	1.05	1.05	0.00	0.77	0.93	1.69	3.20	6.21
NOPAT to Interest Expense	1.39	0.83	0.80	0.80	0.00	0.63	0.71	1.29	2.42	4.69
EBIT Less CapEx to Interest Expense	1.55	0.99	1.01	0.97	0.00	0.64	0.82	1.54	2.95	5.67
NOPAT Less CapEx to Interest Expense	1.20	0.74	0.76	0.71	0.00	0.49	0.60	1.14	2.17	4.15
Payout Ratios	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	38.29%	44.16%	46.69%	47.04%	44.92%	37.63%	32.42%	29.37%	29.37%	29.61%
Augmented Payout Ratio	38.29%	44.16%	46.69%	47.04%	101.01%	117.46%	123.01%	113.84%	76.64%	51.02%

Frequently Asked Questions About Charles Schwab's Financials

When does Charles Schwab's financial year end?

According to the most recent income statement we have on file, Charles Schwab's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has Charles Schwab's net income changed over the last 9 years?

Charles Schwab's net income appears to be on an upward trend, with a most recent value of $5.94 billion in 2024, rising from $1.45 billion in 2015. The previous period was $5.07 billion in 2023. Check out Charles Schwab's forecast to explore projected trends and price targets.

How has Charles Schwab revenue changed over the last 9 years?

Over the last 9 years, Charles Schwab's total revenue changed from $6.38 billion in 2015 to $19.61 billion in 2024, a change of 207.3%.

How much debt does Charles Schwab have?

Charles Schwab's total liabilities were at $431.47 billion at the end of 2024, a 4.6% decrease from 2023, and a 153.4% increase since 2015.

How much cash does Charles Schwab have?

In the past 9 years, Charles Schwab's cash and equivalents has ranged from $10.83 billion in 2016 to $62.98 billion in 2021, and is currently $42.08 billion as of their latest financial filing in 2024.

How has Charles Schwab's book value per share changed over the last 9 years?

Over the last 9 years, Charles Schwab's book value per share changed from 9.07 in 2015 to 21.41 in 2024, a change of 136.0%.

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This page (NYSE:SCHW) was last updated on 6/1/2025 by MarketBeat.com Staff

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Charles Schwab (SCHW) Financials

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Charles Schwab (SCHW) Financials

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