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NYSE:UCB

United Community Banks (UCB) Stock Price, News & Analysis

United Community Banks logo
$31.41 -0.39 (-1.23%)
As of 09/23/2025 03:58 PM Eastern

About United Community Banks Stock (NYSE:UCB)

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Key Stats

Today's Range
$31.37
$32.28
50-Day Range
$29.47
$33.69
52-Week Range
$22.93
$35.38
Volume
582,484 shs
Average Volume
564,950 shs
Market Capitalization
$3.82 billion
P/E Ratio
14.28
Dividend Yield
3.18%
Price Target
N/A
Consensus Rating
Hold

Company Overview

United Community Banks Stock Analysis - MarketRank™

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20th Percentile Overall Score

UCB MarketRank™: 

United Community Banks scored higher than 20% of companies evaluated by MarketBeat, and ranked 877th out of 937 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of United Community Banks is 14.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.23.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of United Community Banks is 14.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 241.25.

  • Price to Book Value per Share Ratio

    United Community Banks has a P/B Ratio of 1.12. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    1.77% of the float of United Community Banks has been sold short.
  • Short Interest Ratio / Days to Cover

    United Community Banks has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

  • Dividend Yield

    United Community Banks pays a meaningful dividend of 3.10%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    United Community Banks does not have a long track record of dividend growth.

  • Dividend Coverage

    The dividend payout ratio of United Community Banks is 45.45%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Read more about United Community Banks' dividend.
  • Percentage of Shares Shorted

    1.77% of the float of United Community Banks has been sold short.
  • Short Interest Ratio / Days to Cover

    United Community Banks has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.
  • Change versus previous month

  • Search Interest

    Only 5 people have searched for UCB on MarketBeat in the last 30 days. This is a decrease of -17% compared to the previous 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, United Community Banks insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    Only 0.54% of the stock of United Community Banks is held by insiders.

  • Percentage Held by Institutions

    82.29% of the stock of United Community Banks is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about United Community Banks' insider trading history.
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UCB Stock News Headlines

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UCB Stock Analysis - Frequently Asked Questions

United Community Banks' stock was trading at $28.74 at the beginning of the year. Since then, UCB shares have increased by 9.3% and is now trading at $31.41.

United Community Banks, Inc. (NYSE:UCB) released its earnings results on Wednesday, July, 23rd. The company reported $0.66 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.62 by $0.04. The firm earned $260.24 million during the quarter, compared to the consensus estimate of $261.65 million. United Community Banks had a net margin of 17.93% and a trailing twelve-month return on equity of 8.91%.

Shares of UCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

Last Earnings
7/23/2025
Today
9/23/2025
Fiscal Year End
12/31/2025

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
BANKS - SOUTHEAST
Sub-Industry
Banking
Current Symbol
NYSE:UCB
Previous Symbol
NYSE:UCB
CIK
857855
Web
N/A
Employees
2,979
Year Founded
1950

Profitability

EPS (Trailing Twelve Months)
$2.20
Trailing P/E Ratio
14.28
Forward P/E Ratio
N/A
P/E Growth
N/A
Net Income
$252.40 million
Net Margins
17.93%
Pretax Margin
22.84%
Return on Equity
8.91%
Return on Assets
1.09%

Debt

Debt-to-Equity Ratio
0.04
Current Ratio
0.79
Quick Ratio
0.79

Sales & Book Value

Annual Sales
$1.50 billion
Price / Sales
2.54
Cash Flow
$2.69 per share
Price / Cash Flow
11.66
Book Value
$28.01 per share
Price / Book
1.12

Miscellaneous

Outstanding Shares
121,470,000
Free Float
120,818,000
Market Cap
$3.82 billion
Optionable
N/A
Beta
0.86

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This page (NYSE:UCB) was last updated on 9/24/2025 by MarketBeat.com Staff
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