Waterdrop (WDH) Competitors

Fidelis Insurance (NYSE:FIHL) and Waterdrop (NYSE:WDH) are both small-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, earnings, community ranking, institutional ownership, media sentiment, dividends, valuation and profitability.

Does the MarketBeat Community favor FIHL or WDH?

Fidelis Insurance received 13 more outperform votes than Waterdrop when rated by MarketBeat users. However, 71.43% of users gave Waterdrop an outperform vote while only 53.49% of users gave Fidelis Insurance an outperform vote.

Company	Underperform	Outperform
Fidelis Insurance	Outperform Votes 23 53.49%	Underperform Votes 20 46.51%
Waterdrop	Outperform Votes 10 71.43%	Underperform Votes 4 28.57%

Which has more volatility and risk, FIHL or WDH?

Fidelis Insurance has a beta of 0.28, meaning that its stock price is 72% less volatile than the S&P 500. Comparatively, Waterdrop has a beta of -0.36, meaning that its stock price is 136% less volatile than the S&P 500.

Which has better valuation & earnings, FIHL or WDH?

Fidelis Insurance has higher earnings, but lower revenue than Waterdrop. Fidelis Insurance is trading at a lower price-to-earnings ratio than Waterdrop, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelis Insurance	$2.55B	0.76	$2.13B	-$0.13	-134.15
Waterdrop	$2.77B	0.19	$23.06M	$0.14	10.29

Is FIHL or WDH more profitable?

Fidelis Insurance has a net margin of 20.17% compared to Waterdrop's net margin of 11.69%. Fidelis Insurance's return on equity of 15.27% beat Waterdrop's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fidelis Insurance	20.17%	15.27%	3.36%
Waterdrop	11.69%	7.02%	5.27%

Is FIHL or WDH a better dividend stock?

Fidelis Insurance pays an annual dividend of $0.40 per share and has a dividend yield of 2.3%. Waterdrop pays an annual dividend of $0.03 per share and has a dividend yield of 2.1%. Fidelis Insurance pays out -307.7% of its earnings in the form of a dividend. Waterdrop pays out 21.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelis Insurance is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate FIHL or WDH?

Fidelis Insurance presently has a consensus target price of $20.14, suggesting a potential upside of 15.50%. Given Fidelis Insurance's stronger consensus rating and higher probable upside, equities analysts plainly believe Fidelis Insurance is more favorable than Waterdrop.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelis Insurance	1 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.43
Waterdrop	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media favor FIHL or WDH?

In the previous week, Fidelis Insurance had 8 more articles in the media than Waterdrop. MarketBeat recorded 8 mentions for Fidelis Insurance and 0 mentions for Waterdrop. Fidelis Insurance's average media sentiment score of 0.99 beat Waterdrop's score of 0.00 indicating that Fidelis Insurance is being referred to more favorably in the media.

Company	Overall Sentiment
Fidelis Insurance	Positive
Waterdrop	Neutral

Do insiders & institutionals hold more shares of FIHL or WDH?

82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Fidelis Insurance beats Waterdrop on 14 of the 20 factors compared between the two stocks.