White Mountains Insurance Group (WTM) Competitors

Fidelity National Financial (NYSE:FNF) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their valuation, profitability, earnings, media sentiment, risk, analyst recommendations, institutional ownership and dividends.

Which has more risk and volatility, FNF or WTM?

Fidelity National Financial has a beta of 1.05, indicating that its stock price is 5% more volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.31, indicating that its stock price is 69% less volatile than the S&P 500.

Is FNF or WTM a better dividend stock?

Fidelity National Financial pays an annual dividend of $2.00 per share and has a dividend yield of 3.5%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Fidelity National Financial pays out 50.8% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Fidelity National Financial has increased its dividend for 1 consecutive years. Fidelity National Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Is FNF or WTM more profitable?

White Mountains Insurance Group has a net margin of 8.34% compared to Fidelity National Financial's net margin of 7.93%. Fidelity National Financial's return on equity of 14.30% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Fidelity National Financial	7.93%	14.30%	1.28%
White Mountains Insurance Group	8.34%	9.17%	4.44%

Do insiders and institutionals hold more shares of FNF or WTM?

81.2% of Fidelity National Financial shares are owned by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are owned by institutional investors. 5.5% of Fidelity National Financial shares are owned by insiders. Comparatively, 3.0% of White Mountains Insurance Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Does the media favor FNF or WTM?

In the previous week, Fidelity National Financial had 2 more articles in the media than White Mountains Insurance Group. MarketBeat recorded 5 mentions for Fidelity National Financial and 3 mentions for White Mountains Insurance Group. White Mountains Insurance Group's average media sentiment score of 1.23 beat Fidelity National Financial's score of 0.81 indicating that White Mountains Insurance Group is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Fidelity National Financial	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
White Mountains Insurance Group	0 Very Positive mention(s)	2 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has better valuation and earnings, FNF or WTM?

Fidelity National Financial has higher revenue and earnings than White Mountains Insurance Group. Fidelity National Financial is trading at a lower price-to-earnings ratio than White Mountains Insurance Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Fidelity National Financial	$13.68B	1.13	$1.27B	$3.94	14.45
White Mountains Insurance Group	$2.24B	2.23	$230.40M	$79.84	24.20

Do analysts prefer FNF or WTM?

Fidelity National Financial currently has a consensus price target of $69.83, suggesting a potential upside of 22.67%. Given Fidelity National Financial's higher possible upside, equities analysts clearly believe Fidelity National Financial is more favorable than White Mountains Insurance Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Fidelity National Financial	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
White Mountains Insurance Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00

Summary

Fidelity National Financial beats White Mountains Insurance Group on 10 of the 19 factors compared between the two stocks.