White Mountains Insurance Group (WTM) Competitors

Erie Indemnity (NASDAQ:ERIE) and White Mountains Insurance Group (NYSE:WTM) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, earnings, media sentiment, profitability, analyst recommendations, institutional ownership, valuation and dividends.

Do institutionals & insiders believe in ERIE or WTM?

33.7% of Erie Indemnity shares are owned by institutional investors. Comparatively, 88.7% of White Mountains Insurance Group shares are owned by institutional investors. 45.8% of Erie Indemnity shares are owned by company insiders. Comparatively, 3.2% of White Mountains Insurance Group shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Is ERIE or WTM more profitable?

Erie Indemnity has a net margin of 15.73% compared to White Mountains Insurance Group's net margin of 8.34%. Erie Indemnity's return on equity of 30.53% beat White Mountains Insurance Group's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Erie Indemnity	15.73%	30.53%	21.10%
White Mountains Insurance Group	8.34%	9.17%	4.44%

Which has better valuation & earnings, ERIE or WTM?

Erie Indemnity has higher revenue and earnings than White Mountains Insurance Group. White Mountains Insurance Group is trading at a lower price-to-earnings ratio than Erie Indemnity, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Erie Indemnity	$3.80B	4.27	$600.31M	$11.96	29.33
White Mountains Insurance Group	$2.24B	2.13	$230.40M	$79.84	23.16

Is ERIE or WTM a better dividend stock?

Erie Indemnity pays an annual dividend of $5.46 per share and has a dividend yield of 1.6%. White Mountains Insurance Group pays an annual dividend of $1.00 per share and has a dividend yield of 0.1%. Erie Indemnity pays out 45.7% of its earnings in the form of a dividend. White Mountains Insurance Group pays out 1.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Erie Indemnity has increased its dividend for 36 consecutive years. Erie Indemnity is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more volatility and risk, ERIE or WTM?

Erie Indemnity has a beta of 0.32, meaning that its share price is 68% less volatile than the S&P 500. Comparatively, White Mountains Insurance Group has a beta of 0.37, meaning that its share price is 63% less volatile than the S&P 500.

Does the media favor ERIE or WTM?

In the previous week, White Mountains Insurance Group had 8 more articles in the media than Erie Indemnity. MarketBeat recorded 10 mentions for White Mountains Insurance Group and 2 mentions for Erie Indemnity. Erie Indemnity's average media sentiment score of 1.58 beat White Mountains Insurance Group's score of 1.45 indicating that Erie Indemnity is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Erie Indemnity	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive
White Mountains Insurance Group	9 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Erie Indemnity beats White Mountains Insurance Group on 11 of the 16 factors compared between the two stocks.