OTCMKTS:CZFS - Citizens Financial Services Stock Price, News & Analysis

0.00 (0.00 %)
(As of 09/19/2019 09:04 AM ET)
Today's Range
Now: $57.55
50-Day Range
MA: $58.46
52-Week Range
Now: $57.55
Average Volume387 shs
Market Capitalization$203.15 million
P/E Ratio11.31
Dividend Yield3.10%
Citizens Financial Services, Inc. operates as the holding company for First Citizens Community Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts various deposit products, such as checking, savings, and time deposit accounts. Its loan products include residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as manages oil and gas matters related to the customers land; and mutual funds, annuities, and health and life insurance products. As of December 31, 2018, the company operated 26 full-service banking branches in Potter, Tioga, Bradford, Clinton, Lebanon, Lancaster, Berks, Schuylkill, and Centre counties, Pennsylvania; and Allegany County, New York, as well as a limited branch office each in Union and Lancaster counties, Pennsylvania. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

Industry, Sector and Symbol

Industry State commercial banks
Current SymbolOTCMKTS:CZFS



Sales & Book Value

Annual Sales$64.49 million
Cash Flow$5.4447 per share
Book Value$39.35 per share


Net Income$18.03 million


Market Cap$203.15 million
Next Earnings Date10/22/2019 (Estimated)
OptionableNot Optionable

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Citizens Financial Services (OTCMKTS:CZFS) Frequently Asked Questions

What is Citizens Financial Services' stock symbol?

Citizens Financial Services trades on the OTCMKTS under the ticker symbol "CZFS."

How were Citizens Financial Services' earnings last quarter?

Citizens Financial Services Inc. (OTCMKTS:CZFS) released its earnings results on Wednesday, July, 24th. The company reported $1.38 earnings per share for the quarter, topping analysts' consensus estimates of $1.24 by $0.14. The firm earned $14.36 million during the quarter, compared to the consensus estimate of $13.92 million. Citizens Financial Services had a return on equity of 13.00% and a net margin of 27.01%. View Citizens Financial Services' Earnings History.

When is Citizens Financial Services' next earnings date?

Citizens Financial Services is scheduled to release their next quarterly earnings announcement on Tuesday, October 22nd 2019. View Earnings Estimates for Citizens Financial Services.

What is the consensus analysts' recommendation for Citizens Financial Services?

1 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens Financial Services in the last year. There are currently 1 buy rating for the stock, resulting in a consensus recommendation of "Buy." View Analyst Ratings for Citizens Financial Services.

Has Citizens Financial Services been receiving favorable news coverage?

News stories about CZFS stock have been trending negative on Thursday, according to InfoTrie Sentiment. InfoTrie scores the sentiment of media coverage by reviewing more than six thousand news and blog sources in real time. The firm ranks coverage of public companies on a scale of -5 to 5, with scores closest to five being the most favorable. Citizens Financial Services earned a daily sentiment score of -2.9 on InfoTrie's scale. They also gave news stories about the company a news buzz of 10.0 out of 10, indicating that recent media coverage is extremely likely to have an impact on the company's share price in the near term. View News Stories for Citizens Financial Services.

Who are some of Citizens Financial Services' key competitors?

Who are Citizens Financial Services' key executives?

Citizens Financial Services' management team includes the folowing people:
  • Mr. Randall E. Black, CEO, Pres & Director (Age 52)
  • Mr. Mickey L. Jones CPA, Exec. VP, COO, CFO & Treasurer (Age 58)
  • Mr. Jeffrey L. Wilson, Exec. VP & Chief Lending Officer of First Citizens Community Bank (Age 57)
  • Mr. Terry B. Osborne, Exec. VP, Chief Credit Officer & Sec. (Age 65)
  • Mr. Robert W. Chappell, Assistant Sec. & Director (Age 52)

How do I buy shares of Citizens Financial Services?

Shares of CZFS can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity and Charles Schwab.

What is Citizens Financial Services' stock price today?

One share of CZFS stock can currently be purchased for approximately $57.55.

How big of a company is Citizens Financial Services?

Citizens Financial Services has a market capitalization of $203.15 million and generates $64.49 million in revenue each year. The company earns $18.03 million in net income (profit) each year or $5.09 on an earnings per share basis. Citizens Financial Services employs 261 workers across the globe.View Additional Information About Citizens Financial Services.

What is Citizens Financial Services' official website?

The official website for Citizens Financial Services is http://www.firstcitizensbank.com/.

How can I contact Citizens Financial Services?

Citizens Financial Services' mailing address is 15 S MAIN ST, MANSFIELD PA, 16933. The company can be reached via phone at 570-662-2121 or via email at [email protected]

MarketBeat Community Rating for Citizens Financial Services (OTCMKTS CZFS)

Community Ranking:  4.2 out of 5 (star star star star)
Outperform Votes:  5 (Vote Outperform)
Underperform Votes:  1 (Vote Underperform)
Total Votes:  6
MarketBeat's community ratings are surveys of what our community members think about Citizens Financial Services and other stocks. Vote "Outperform" if you believe CZFS will outperform the S&P 500 over the long term. Vote "Underperform" if you believe CZFS will underperform the S&P 500 over the long term. You may vote once every thirty days.
This page was last updated on 9/19/2019 by MarketBeat.com Staff

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