Compare Stocks: UBFO, AROW, CARE, and PFIS

Comparative Price Performance Over Time

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
AROW Arrow Financial	$38.86 -1.0%	$40.05	$25.88 ▼ $42.70	$727.06M	0.76	88,832 shs	81,908 shs
CARE Carter Bankshares	$32.03 -2.0%	$32.61	$16.78 ▼ $36.06	$724.32M	0.52	430,767 shs	310,775 shs
PFIS Peoples Financial Services	$71.41 +0.1%	$67.45	$43.64 ▼ $73.37	$714.34M	0.75	59,973 shs	36,245 shs
UBFO United Security Bancshares	$10.51	$10.51	$7.32 ▼ $11.52	$181.36M	0.34	46,829 shs	N/A

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
AROW Arrow Financial	0.00%	-0.38%	-5.56%	+9.21%	+41.34%
CARE Carter Bankshares	0.00%	-0.97%	-2.01%	+25.02%	+78.58%
PFIS Peoples Financial Services	0.00%	+0.99%	+3.83%	+23.46%	+42.21%
UBFO United Security Bancshares	0.00%	0.00%	0.00%	0.00%	+17.56%

Compare Price & Volume

Company	Current Price	50-Day Moving Average	52-Week Range	Market Cap	Beta	Avg. Volume	Today's Volume
AROW Arrow Financial	$38.86 -1.0%	$40.05	$25.88 ▼ $42.70	$727.06M	0.76	88,832 shs	81,908 shs
CARE Carter Bankshares	$32.03 -2.0%	$32.61	$16.78 ▼ $36.06	$724.32M	0.52	430,767 shs	310,775 shs
PFIS Peoples Financial Services	$71.41 +0.1%	$67.45	$43.64 ▼ $73.37	$714.34M	0.75	59,973 shs	36,245 shs
UBFO United Security Bancshares	$10.51	$10.51	$7.32 ▼ $11.52	$181.36M	0.34	46,829 shs	N/A

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Compare Price Performance

Company	1-Day Performance	7-Day Performance	30-Day Performance	90-Day Performance	1-Year Performance
AROW Arrow Financial	0.00%	-0.38%	-5.56%	+9.21%	+41.34%
CARE Carter Bankshares	0.00%	-0.97%	-2.01%	+25.02%	+78.58%
PFIS Peoples Financial Services	0.00%	+0.99%	+3.83%	+23.46%	+42.21%
UBFO United Security Bancshares	0.00%	0.00%	0.00%	0.00%	+17.56%

Compare Analyst Forecasts

Company	Consensus Rating Score	Consensus Rating	Consensus Price Target	% Upside from Current Price
AROW Arrow Financial	2.40	Hold	$40.83	5.08% Upside
CARE Carter Bankshares	2.20	Hold	$30.75	-4.00% Downside
PFIS Peoples Financial Services	2.33	Hold	$65.50	-8.28% Downside
UBFO United Security Bancshares	3.00	Buy	N/A	N/A

Current Analyst Ratings Breakdown

Latest UBFO, AROW, CARE, and PFIS Analyst Ratings

Date	Company	Brokerage	Action	Rating	Price Target
8/7/2026	CARE Carter Bankshares	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy (B)
8/4/2026	PFIS Peoples Financial Services	Hovde Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Boost Price Target	Market Perform	$61.00 ➝ $75.00
7/28/2026	AROW Arrow Financial	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Overweight	$43.00 ➝ $46.00
7/27/2026	CARE Carter Bankshares	Hovde Group Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Market Perform	$30.00 ➝ $34.50
7/24/2026	AROW Arrow Financial	Weiss Ratings Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Reiterated Rating	Buy (B)
7/1/2026	CARE Carter Bankshares	Raymond James Financial Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Downgrade	Outperform ➝ Market Perform
6/25/2026	AROW Arrow Financial	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Market Perform	$42.00
6/24/2026	AROW Arrow Financial	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold
6/15/2026	AROW Arrow Financial	Zacks Research Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Upgrade	Hold
6/12/2026	AROW Arrow Financial	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Neutral ➝ Overweight	$43.00
6/12/2026	AROW Arrow Financial	Piper Sandler Subscribe to MarketBeat All Access for the firm's recommendation accuracy rating	Initiated Coverage	Neutral ➝ Overweight	$43.00

(Data available from 8/17/2023 forward. View 10+ years of historical ratings with our analyst ratings screener.)

Compare Sales & Book Value

Company	Annual Revenue	Price/Sales	Cashflow	Price/Cash	Book Value	Price/Book
AROW Arrow Financial	$242.58M	2.97	$3.02 per share	12.86	$26.26 per share	1.48
CARE Carter Bankshares	$254.63M	2.79	$1.91 per share	16.78	$19.00 per share	1.69
PFIS Peoples Financial Services	$283.67M	2.52	$5.52 per share	12.93	$52.01 per share	1.37
UBFO United Security Bancshares	$53.51M	3.39	$0.85 per share	12.36	$7.95 per share	1.32

Compare Profitability & Earnings

Company	Net Income	EPS	Trailing P/E Ratio	Forward P/E Ratio	P/E Growth	Net Margins	Return on Equity (ROE)	Return on Assets (ROA)	Next Earnings Date
AROW Arrow Financial	$43.95M	$3.10	12.54	9.14	N/A	20.56%	12.13%	1.17%	10/29/2026 (Estimated)
CARE Carter Bankshares	$31M	$5.81	5.51	12.81	N/A	36.79%	7.46%	0.73%	10/22/2026 (Estimated)
PFIS Peoples Financial Services	$59.19M	$8.83	8.09	N/A	N/A	20.66%	17.27%	1.70%	10/16/2026 (Estimated)
UBFO United Security Bancshares	$12.29M	$0.71	14.80	N/A	N/A	18.65%	9.03%	1.01%	N/A

Latest UBFO, AROW, CARE, and PFIS Earnings

Date	Quarter	Company	Consensus Estimate	Reported EPS	Beat/Miss	Gap EPS	Revenue Estimate	Actual Revenue
7/30/2026	Q2 2026	PFIS Peoples Financial Services	$1.64	$1.48	-$0.16	$1.48	$52.35 million	$97.74 million
7/23/2026	Q2 2026	AROW Arrow Financial	$0.85	$0.71	-$0.14	$0.66	$45.51 million	$52.44 million
7/23/2026	Q2 2026	CARE Carter Bankshares	$1.44	$0.53	-$0.91	$1.31	$55.90 million	$68.68 million

Compare Dividends

Company	Annual Payout	Dividend Yield	5-Year Annualized Dividend Growth	Payout Ratio	Years of Consecutive Growth
AROW Arrow Financial	$1.20	3.08%	+4.16%	38.71%	7 Years
CARE Carter Bankshares	$0.40	1.25%	-100.00%	6.88%	N/A
PFIS Peoples Financial Services	$2.50	3.52%	+11.40%	28.31%	8 Years
UBFO United Security Bancshares	$0.48	4.57%	+6.40%	67.61%	2 Years

Latest UBFO, AROW, CARE, and PFIS Dividends

Announcement	Company	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/31/2026	PFIS Peoples Financial Services	quarterly	$0.6250	3.55%	8/31/2026	8/31/2026	9/15/2026
7/22/2026	AROW Arrow Financial	quarterly	$0.30	3.08%	8/11/2026	8/11/2026	8/25/2026
7/22/2026	CARE Carter Bankshares	quarterly	$0.10	1.26%	8/10/2026	8/10/2026	8/24/2026

(Data available from 1/1/2013 forward)

Compare Debt

Company	Debt-to-Equity Ratio	Current Ratio	Quick Ratio
AROW Arrow Financial	0.06	0.92	0.92
CARE Carter Bankshares	N/A	0.94	0.94
PFIS Peoples Financial Services	0.46	0.99	0.99
UBFO United Security Bancshares	0.05	0.94	0.94

Compare Ownership

Institutional Ownership

Company	Institutional Ownership
AROW Arrow Financial	46.71%
CARE Carter Bankshares	41.48%
PFIS Peoples Financial Services	31.67%
UBFO United Security Bancshares	30.88%

Insider Ownership

Company	Insider Ownership
AROW Arrow Financial	3.48%
CARE Carter Bankshares	2.38%
PFIS Peoples Financial Services	8.20%
UBFO United Security Bancshares	22.10%

Compare Miscellaneous Stats

Company	Employees	Shares Outstanding	Free Float	Optionable
AROW Arrow Financial	510	18.52 million	17.88 million	Optionable
CARE Carter Bankshares	730	22.16 million	21.64 million	Optionable
PFIS Peoples Financial Services	400	10.01 million	9.19 million	Not Optionable
UBFO United Security Bancshares	120	17.26 million	13.44 million	Optionable

UBFO, AROW, CARE, and PFIS Headlines

Recent News About These Companies

United Security Bancshares Completes Merger With Community West

April 1, 2026 | tipranks.com

United Security Bancshares Shareholders Approve Merger with Community West

March 31, 2026 | tipranks.com

United Security Bancshares Advances Merger Amid Shareholder Challenges

March 20, 2026 | tipranks.com

Community West Receives Regulatory Approvals to Merge with United Security

March 18, 2026 | monitordaily.comM

United Security Bancshares, Community West Secure Merger Approvals

March 17, 2026 | tipranks.com

Community West Bancshares Receives Regulatory Approvals to Merge With United Security Bancshares

March 16, 2026 | businesswire.com

United Security Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO

March 6, 2026 | businesswire.com

United Security Bancshares Sets Shareholder Vote on All-Stock Merger With Community West

February 25, 2026 | tipranks.com

UBFO's Q4 Earnings Rise Y/Y on Margin Expansion, Cost Cuts

January 28, 2026 | zacks.com

United Security Bancshares Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO

January 23, 2026 | prnewswire.com

United Security Bancshares Reports Fourth Quarter 2025 Earnings

January 22, 2026 | finance.yahoo.com

United Security Bank merges with Community West Bank

January 12, 2026 | taftmidwaydriller.comT

Halper Sadeh LLC Encourages UBFO, CWBC, RPTX Shareholders to Contact the Firm to Discuss Their Rights

December 19, 2025 | myhorrynews.comM

United Security Bancshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of ...

December 19, 2025 | tmcnet.com

United Security Bancshares Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of United Security Bancshares - UBFO

December 19, 2025 | businesswire.com

United Security Bancshares Board Roles Set for Merger

December 18, 2025 | tipranks.com

Community West Bancshares and United Security Bancshares Announces Pending Additions to Board of Directors

December 17, 2025 | businesswire.com

United Security Bancshares announces merger agreement

December 17, 2025 | msn.com

United Security Bancshares Declares Quarterly Cash Dividend

December 17, 2025 | tipranks.com

United Security Bancshares Declares Quarterly Cash Dividend

December 17, 2025 | businesswire.com

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

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UBFO, AROW, CARE, and PFIS Company Descriptions

Arrow Financial NASDAQ:AROW

$38.86 -0.39 (-0.99%)

As of 04:00 PM Eastern

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits. Its lending activities comprise commercial loans, such as term loans, time notes, and lines of credit; and commercial real estate loans to finance real estate purchases, refinancing, expansions, and enhancement to commercial properties, as well as commercial construction and land development loans to finance projects. The company's lending activities also include consumer installment loans to finance personal expenditures, personal lines of credit, overdraft protection, and automobile loans; and residential real estate loans, fixed home equity loans, and home equity lines of credit for consumers to finance home improvements, debt consolidation, education, and other uses. In addition, it maintains an indirect lending program. Further, the company provides retirement planning, trust, and estate administration services for individuals, as well as pension, profit-sharing, and employee benefit plan administration services for corporations. Additionally, it offers insurance agency services comprising group health care policies and life insurance, and property and casualty insurance products; and investment advisory services to its proprietary mutual funds, as well as holds a real estate investment trust. It operates in the northeastern region of New York State in Warren, Washington, Saratoga, Essex, Clinton, Rensselaer, Albany, and Schenectady counties. Arrow Financial Corporation was founded in 1851 and is headquartered in Glens Falls, New York.

Carter Bankshares NASDAQ:CARE

$32.03 -0.65 (-1.99%)

As of 04:00 PM Eastern

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services in the United States. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposits. The company also offers commercial loans comprising secured and unsecured loans; consumer loans, such as secured and unsecured loans for financing automobiles, home improvements, education, overdraft protection, and personal investments, as well as residential mortgages; real estate construction, acquisition, commercial, and industrial loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it provides other banking services that include safe deposit boxes, direct deposit of payroll, and social security checks; online banking products, including online and mobile banking, online account opening, bill pay, e-statement, mobile deposit, digital wallet, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

Peoples Financial Services NASDAQ:PFIS

$71.41 +0.05 (+0.07%)

As of 04:00 PM Eastern

Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers fiduciary and investment services; investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit-sharing plans. Further, it provides wealth management products and services comprising investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities, brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers. Peoples Financial Services Corp. was founded in 1905 and is headquartered in Scranton, Pennsylvania.

United Security Bancshares NASDAQ:UBFO

$10.51 0.00 (0.00%)

As of 08/14/2026

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

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Compare Stocks

Comparative Price Performance Over Time

Compare Price & Volume

Compare Price Performance

Compare Price & Volume

Compare Price Performance

Compare Analyst Forecasts

Current Analyst Ratings Breakdown

Latest UBFO, AROW, CARE, and PFIS Analyst Ratings

Compare Sales & Book Value

Compare Profitability & Earnings

Latest UBFO, AROW, CARE, and PFIS Earnings

Compare Dividends

Latest UBFO, AROW, CARE, and PFIS Dividends

Compare Debt

Compare Ownership

Institutional Ownership

Insider Ownership

Compare Miscellaneous Stats

UBFO, AROW, CARE, and PFIS Headlines

Recent News About These Companies

New MarketBeat Followers Over Time

Media Sentiment Over Time

Top Headlines

UBFO, AROW, CARE, and PFIS Company Descriptions

Arrow Financial NASDAQ:AROW

Carter Bankshares NASDAQ:CARE

Peoples Financial Services NASDAQ:PFIS

United Security Bancshares NASDAQ:UBFO

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