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NASDAQ:FCNCA

First Citizens BancShares (FCNCA) Stock Price, News & Analysis

First Citizens BancShares logo
$2,327.93 -27.58 (-1.17%)
Closing price 04:00 PM Eastern
Extended Trading
$2,329.50 +1.57 (+0.07%)
As of 04:45 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About First Citizens BancShares Stock (NASDAQ:FCNCA)

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Key Stats

Today's Range
$2,317.20
▼
$2,366.91
50-Day Range
$2,039.32
▼
$2,375.84
52-Week Range
$1,735.03
▼
$2,429.96
Volume
110,589 shs
Average Volume
83,345 shs
Market Capitalization
$26.28 billion
P/E Ratio
11.93
Dividend Yield
0.36%
Price Target
$2,355.31
Consensus Rating
Hold

Company Overview

First Citizens BancShares, Inc. is a bank holding company headquartered in Raleigh, North Carolina. Its principal subsidiary, First-Citizens Bank & Trust Company, provides banking and financial services to individuals, businesses, and institutions through a network of branches and digital banking channels.

The bank offers deposit accounts, consumer and residential lending, commercial and industrial loans, commercial real estate financing, equipment finance, treasury management, and payment services. It also provides wealth management, brokerage, and trust services, along with capital markets and investment banking solutions for corporate and institutional clients.

Founded in 1898, First Citizens has expanded from its North Carolina roots into a broader banking organization serving customers across the United States, with a particularly strong presence in the Southeast. The company also operates Silicon Valley Bank, which it acquired from the Federal Deposit Insurance Corporation in 2023 after acquiring CIT Group in 2022. Frank B. Holding Jr. serves as chairman and chief executive officer.

AI Generated. May Contain Errors.

First Citizens BancShares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
85th Percentile Overall Score

FCNCA MarketRank™: 
4.253426462835 of 5 stars

First Citizens BancShares scored higher than 85% of companies evaluated by MarketBeat, and ranked 336th out of 861 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    First Citizens BancShares has received a consensus rating of Hold. The company's average rating score is 2.21, and is based on 1 strong buy rating, 2 buy ratings, 10 hold ratings, and 1 sell rating.

  • Upside/Downside

    The consensus price target for First Citizens BancShares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    First Citizens BancShares has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about First Citizens BancShares' stock forecast and price target.
  • Earnings Growth

    Earnings for First Citizens BancShares are expected to grow by 4.20% in the coming year, from $194.20 to $202.36 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of First Citizens BancShares is 12.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.03.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of First Citizens BancShares is 12.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.88.

  • Price to Earnings Growth Ratio

    First Citizens BancShares has a PEG Ratio of 1.76. PEG Ratios above 1 indicate that a company could be overvalued.

  • Price to Book Value per Share Ratio

    First Citizens BancShares has a P/B Ratio of 1.37. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Percentage of Shares Shorted

    4.59% of the float of First Citizens BancShares has been sold short.
  • Short Interest Ratio / Days to Cover

    First Citizens BancShares has a short interest ratio ("days to cover") of 7.41.
  • Change versus previous month

    Short interest in First Citizens BancShares has recently decreased by 6.74%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    First Citizens BancShares has a dividend yield of 0.35%, which is in the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    First Citizens BancShares has been increasing its dividend for 8 years.

  • Dividend Coverage

    The dividend payout ratio of First Citizens BancShares is 4.30%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, First Citizens BancShares will have a dividend payout ratio of 4.15% next year. This indicates that First Citizens BancShares will be able to sustain or increase its dividend.

  • Read more about First Citizens BancShares' dividend.
  • News Sentiment

    First Citizens BancShares has a news sentiment score of 0.85. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.66 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 25 news articles for First Citizens BancShares this week, compared to 4 articles on an average week.
  • Search Interest

    4 people have searched for FCNCA on MarketBeat in the last 30 days.
  • MarketBeat Follows

    3 people have added First Citizens BancShares to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, First Citizens BancShares insiders have sold 26.11% more of their company's stock than they have bought. Specifically, they have bought $108,406.00 in company stock and sold $136,710.00 in company stock.

  • Percentage Held by Insiders

    14.63% of the stock of First Citizens BancShares is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    78.01% of the stock of First Citizens BancShares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about First Citizens BancShares' insider trading history.
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FCNCA Stock News Headlines

Trump Goes "All-In" on Grand Canyon Energy Breakthrough
On July 4th, Washington cut tax credits for solar, wind, and EVs, but extended eight years of credits to one energy source, placing it alongside oil and nuclear. A well drilled near the Grand Canyon reportedly produces nearly eight times the output of Saudi Arabia's biggest oil well, drawing interest from Google and Bill Gates. On November 17th, federal regulators will auction 83 new parcels tied to this discovery, with one company controlling the entire supply chain.tc pixel
First Citizens BancShares Looks Like the Cleaner Deregulation Bet Than MP Materials
First Citizens BancShares vs MP Materials: A Tale of 2 Regulation Bets
Altimetry's Joel Litman favors First Citizens BancShares as bank oversight eases and warns MP Materials' federal stake has not fixed its profit margin problem.
See More Headlines

FCNCA Stock Analysis - Frequently Asked Questions

First Citizens BancShares' stock was trading at $2,146.18 at the beginning of 2026. Since then, FCNCA shares have increased by 9.6% and is now trading at $2,353.0230.

First Citizens BancShares, Inc. (NASDAQ:FCNCA) issued its quarterly earnings results on Friday, October, 23rd. The bank reported $55.37 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $46.18 by $9.19. The bank earned $2.27 billion during the quarter, compared to analyst estimates of $2.23 billion. First Citizens BancShares had a net margin of 16.54% and a trailing twelve-month return on equity of 12.49%.

First Citizens BancShares' board initiated a stock buyback program on Friday, October 23rd 2026, which allows the company to buy back $1.20 billion in outstanding shares, according to EventVestor. This means that the company could repurchase up to 4.5% of its stock through open market purchases. Stock buyback programs are often an indication that the company's board believes its shares are undervalued.

Top institutional investors of First Citizens BancShares include Reinhart Partners LLC. (0.73%), First Citizens Bank & Trust Co. (0.66%), Asset Management One Co. Ltd. (0.03%) and Assenagon Asset Management S.A. (0.03%). Insiders that own company stock include Frank B Holding Jr, Olivia Britton Holding, Hope Holding Bryant, Craig L Nix, Ellen R Alemany, Ralph Mattox Snow III and Diane E Morais.
View institutional ownership trends
.

Shares of FCNCA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that First Citizens BancShares investors own include NVIDIA (NVDA), Micron Technology (MU), Tesla (TSLA), Super Micro Computer (SMCI), Netflix (NFLX), Advanced Micro Devices (AMD) and Alphabet (GOOG).

Company Calendar

Record date for 9/15 Dividend
8/31/2026
Ex-Dividend for 9/15 Dividend
8/31/2026
Dividend Payable
9/15/2026
Last Earnings
10/23/2026
Today
10/28/2026
Record date for 12/15 Dividend
11/30/2026
Ex-Dividend for 12/15 Dividend
11/30/2026
Dividend Payable
12/15/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:FCNCA
CIK
798941
Employees
18,141
Year Founded
1898

Price Target and Rating

High Price Target
$2,730.00
Low Price Target
$2,100.00
Potential Upside/Downside
+1.3%
Consensus Rating
Hold
Rating Score (0-4)
2.21
Research Coverage
14 Analysts

Profitability

EPS (Trailing Twelve Months)
$195.19
Trailing P/E Ratio
11.92
Forward P/E Ratio
11.98
P/E Growth
1.76
Net Income
$2.21 billion
Net Margins
16.54%
Pretax Margin
21.84%
Return on Equity
12.49%
Return on Assets
1.09%

Debt

Debt-to-Equity Ratio
1.59
Current Ratio
1.00
Quick Ratio
1.00

Sales & Book Value

Annual Sales
$14.51 billion
Price / Sales
1.81
Cash Flow
$223.88 per share
Price / Cash Flow
10.39
Book Value
$1,718.65 per share
Price / Book
1.35

Miscellaneous

Outstanding Shares
11,290,000
Free Float
9,641,000
Market Cap
$26.26 billion
Optionable
Optionable
Beta
0.58

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This page (NASDAQ:FCNCA) was last updated on 10/28/2026 by MarketBeat.com Staff.
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