NASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis $554.40 -7.94 (-1.41%) As of 09:38 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Credit Acceptance Stock (NASDAQ:CACC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Credit Acceptance alerts:Sign Up Key Stats Today's Range$564.01▼$564.0150-Day Range$552.73▼$640.0052-Week Range$401.90▼$668.86Volume657 shsAverage Volume169,634 shsMarket Capitalization$5.80 billionP/E Ratio12.19Dividend YieldN/APrice Target$570.00Consensus RatingHold Company Overview Credit Acceptance Corporation is a specialty finance company that provides automobile financing to consumers with limited or damaged credit histories. The company primarily operates through an indirect lending model, partnering with automobile dealers that offer financing to their customers at the point of sale. Credit Acceptance purchases or services retail installment contracts originated by participating dealers and provides loan programs designed to help consumers obtain vehicles when they may not qualify for traditional prime lending. Its services also include dealer support, loan servicing and technology intended to assist dealerships with submitting applications, structuring financing and managing customer accounts. Founded in 1972 and headquartered in Southfield, Michigan, Credit Acceptance serves consumers and automobile dealers throughout the United States. The company became publicly traded in 1992. Brett A. Roberts has served as the company’s chief executive officer since 2002.AI Generated. May Contain Errors. Read More Credit Acceptance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks41st Percentile Overall ScoreCACC MarketRank™: Credit Acceptance scored higher than 41% of companies evaluated by MarketBeat, and ranked 666th out of 835 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.8 / 5Analyst RatingHold Consensus RatingCredit Acceptance has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Credit Acceptance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageCredit Acceptance has only been the subject of 2 research reports in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth14.02% Earnings GrowthEarnings for Credit Acceptance are expected to grow by 14.02% in the coming year, from $47.80 to $54.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 12.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.13.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 12.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.32.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 4.01. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Credit Acceptance's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.13% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 9.19.Change versus previous monthShort interest in Credit Acceptance has recently increased by 5.34%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. News and Social Media3.2 / 5News Sentiment1.09 News SentimentCredit Acceptance has a news sentiment score of 1.09. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 21 news articles for Credit Acceptance this week, compared to 4 articles on an average week.Search InterestOnly 3 people have searched for CACC on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $27,525,241.00 in company stock.Percentage Held by Insiders6.10% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. Receive CACC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Credit Acceptance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CACC Stock News HeadlinesCredit Acceptance Corporation: Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer1 hour ago | finanznachrichten.deCredit Acceptance Corporation Announces Appointment of Shannon Wilson as Chief Human Resources Officer, Effective September 28, 2026September 23 at 1:35 AM | marketscreener.comMSmall Colorado Company (Backed by Sam Altman) Could Save U.S. Power GridA small Colorado company has secured rights to technology that could prevent the U.S. public power grid from collapsing — and billionaire Sam Altman is now an investor. This under-the-radar firm is drawing serious attention from those watching the energy infrastructure space closely.September 23 at 1:00 AM | Altimetry (Ad)Credit Acceptance (CACC) Settles with States. How Much Financial Risk Remains?September 22 at 8:50 PM | insidermonkey.comCredit Acceptance Corp Names Shannon Wilson Chief Human Resources OfficerSeptember 22 at 8:35 PM | rttnews.comCredit Acceptance Announces Shannon Wilson as Chief Human Resources OfficerSeptember 22 at 4:02 PM | globenewswire.comCredit Acceptance Corporation (CAC) Is Forgiving $634 Million In LoansSeptember 22 at 3:34 PM | sfgate.comOneMain’s Yield Comes With a Catch (CACC)OneMain Holdings posted lower quarterly earnings despite revenue growth, faces state lawsuits over sales practices, but retains a Moderate Buy rating and a 6.6% dividend yield.August 28, 2026 | marketbeat.comSee More Headlines CACC Stock Analysis - Frequently Asked Questions How have CACC shares performed this year? Credit Acceptance's stock was trading at $443.46 at the beginning of the year. Since then, CACC stock has increased by 25.0% and is now trading at $554.3980. How were Credit Acceptance's earnings last quarter? Credit Acceptance Corporation (NASDAQ:CACC) announced its quarterly earnings results on Tuesday, August, 4th. The credit services provider reported $12.12 EPS for the quarter, missing analysts' consensus estimates of $12.20 by $0.08. Credit Acceptance's revenue for the quarter was up .6% compared to the same quarter last year. Read the conference call transcript. Who are Credit Acceptance's major shareholders? Credit Acceptance's top institutional investors include BlackRock Inc. (6.14%), Wellington Management Group LLP (2.49%), Goodnow Investment Group LLC (1.01%) and Bank of America Corp DE (0.51%). Insiders that own company stock include Jill Foss Watson, Jonathan Lum, Daniel A Ulatowski, Ravi Mohan Valiyaveettil, Jay D Martin, Erin J Kerber, Andrew K Rostami, Kenneth Booth, Nicholas J Elliott, Wendy A Rummler and Douglas W Busk. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET). Company Calendar Last Earnings8/04/2026Today9/23/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (5m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 CACC's financial health is in the Green zone, according to TradeSmith. CACC has been in this zone for over 5 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,499Year Founded1972Price Target and Rating Average Price Target for Credit Acceptance$570.00 High Price Target$600.00 Low Price Target$540.00 Potential Upside/Downside+1.4%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$45.48 Trailing P/E Ratio12.36 Forward P/E Ratio11.76 P/E GrowthN/ANet Income$423.90 million Net Margins21.54% Pretax Margin27.88% Return on Equity31.67% Return on Assets5.68% Debt Debt-to-Equity Ratio3.84 Current Ratio14.89 Quick Ratio14.89 Sales & Book Value Annual Sales$2.32 billion Price / Sales2.54 Cash Flow$43.90 per share Price / Cash Flow12.81 Book Value$138.11 per share Price / Book4.07Miscellaneous Outstanding Shares10,460,000Free Float9,822,000Market Cap$5.88 billion OptionableOptionable Beta1.35 Social Links 7 Stocks to Buy Before the Robotics RevolutionRobotics and automation are rapidly becoming essential infrastructure across healthcare, manufacturing, logistics, and many other industries. 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