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NASDAQ:CIVB

Civista Bancshares (CIVB) Stock Price, News & Analysis

Civista Bancshares logo
$28.33 -0.18 (-0.63%)
As of 10:44 AM Eastern
This is a fair market value price provided by Massive. Learn more.

About Civista Bancshares Stock (NASDAQ:CIVB)

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Key Stats

Today's Range
$28.13
$28.82
50-Day Range
$26.37
$29.30
52-Week Range
$19.67
$29.97
Volume
21,919 shs
Average Volume
104,265 shs
Market Capitalization
$589.07 million
P/E Ratio
10.49
Dividend Yield
2.54%
Price Target
$30.25
Consensus Rating
Moderate Buy

Company Overview

Civista Bancshares, Inc. is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions.

Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand. These services encompass financial planning, investment management, fiduciary administration and retirement plan consulting. Clients gain access to personalized strategies designed to meet the needs of both individuals and institutional investors, supported by dedicated relationship teams and digital platforms.

With a network of branch offices and loan production offices across mid-Michigan and northwest Ohio, Civista Bancshares maintains a strong community focus. The company emphasizes local decision-making and relationship banking, working closely with customers to support regional economic development. Civic involvement and philanthropic efforts in the communities it serves are integral to the company’s approach to fostering long-term customer relationships and sustainable growth.

AI Generated. May Contain Errors.

Civista Bancshares Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
63rd Percentile Overall Score

CIVB MarketRank™: 

Civista Bancshares scored higher than 63% of companies evaluated by MarketBeat, and ranked 505th out of 858 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Civista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on no strong buy ratings, 3 buy ratings, 3 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Civista Bancshares is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Civista Bancshares has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Civista Bancshares' stock forecast and price target.
  • Earnings Growth

    Earnings for Civista Bancshares are expected to grow by 2.83% in the coming year, from $2.83 to $2.91 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Civista Bancshares is 10.56, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 39.84.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Civista Bancshares is 10.56, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.38.

  • Price to Book Value per Share Ratio

    Civista Bancshares has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

  • Read more about Civista Bancshares' valuation and earnings.
  • Percentage of Shares Shorted

    2.45% of the float of Civista Bancshares has been sold short.
  • Short Interest Ratio / Days to Cover

    Civista Bancshares has a short interest ratio ("days to cover") of 4.23.
  • Change versus previous month

    Short interest in Civista Bancshares has recently increased by 20.87%, indicating that investor sentiment is decreasing significantly.
  • Dividend Yield

    Civista Bancshares pays a meaningful dividend of 2.51%, higher than the bottom 25% of all stocks that pay dividends.

  • Dividend Growth

    Civista Bancshares has only been increasing its dividend for 4 years.

  • Dividend Coverage

    The dividend payout ratio of Civista Bancshares is 26.67%. This payout ratio is at a healthy, sustainable level, below 75%.

  • Dividend Sustainability

    Based on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.74% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.

  • Read more about Civista Bancshares' dividend.
  • News Sentiment

    Civista Bancshares has a news sentiment score of 1.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.84 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 2 news articles for Civista Bancshares this week, compared to 3 articles on an average week.
  • Insider Buying vs. Insider Selling

    In the past three months, Civista Bancshares insiders have not sold or bought any company stock.

  • Percentage Held by Insiders

    1.64% of the stock of Civista Bancshares is held by insiders.

  • Percentage Held by Institutions

    52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

  • Read more about Civista Bancshares' insider trading history.
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CIVB Stock News Headlines

Trump's New Dollar
Porter Stansberry says President Trump has signed an executive order initiating what he calls a full U.S. dollar reset - and most Americans don't know it's happening. The last time America underwent a monetary shift like this, under Nixon in the 1970s, it minted an average of 1,300 new millionaires a day for over half a century. Stansberry has released a new documentary naming the assets he believes are positioned to surge as a result.tc pixel
Civista Bancshares Q2 2026 Earnings
See More Headlines

CIVB Stock Analysis - Frequently Asked Questions

Civista Bancshares' stock was trading at $22.22 at the beginning of 2026. Since then, CIVB stock has increased by 28.3% and is now trading at $28.51.

Civista Bancshares, Inc. (NASDAQ:CIVB) issued its earnings results on Thursday, July, 23rd. The bank reported $0.69 EPS for the quarter, topping the consensus estimate of $0.67 by $0.02. The bank had revenue of $47.60 million for the quarter, compared to the consensus estimate of $48.08 million. Civista Bancshares had a trailing twelve-month return on equity of 10.65% and a net margin of 20.79%.
Read the conference call transcript
.

Civista Bancshares' top institutional investors include Bank of New York Mellon Corp (0.40%) and Pinnacle Holdings LLC (0.28%). Insiders that own company stock include Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Richard J Dutton, Charles A Parcher, Clyde A Perfect Jr, Darci L Congrove, Ian Whinnem, Dennis G Shaffer, Lance A Morrison, Michael D Mulford and Mark J Macioce.
View institutional ownership trends
.

Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET).

Company Calendar

Record date for 5/19 Dividend
5/05/2026
Ex-Dividend for 5/19 Dividend
5/05/2026
Dividend Payable
5/19/2026
Last Earnings
7/23/2026
Record date for 8/18 Dividend
8/04/2026
Ex-Dividend for 8/18 Dividend
8/04/2026
Today
8/17/2026
Dividend Payable
8/18/2026
Next Earnings (Estimated)
10/22/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NASDAQ
Sector
Finance
Industry
Banks
Sub-Industry
Regional Banks
Current Symbol
NASDAQ:CIVB
CIK
944745
Employees
440
Year Founded
1884

Price Target and Rating

High Price Target
$33.00
Low Price Target
$26.00
Potential Upside/Downside
+6.3%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.50
Research Coverage
6 Analysts

Profitability

EPS (Trailing Twelve Months)
$2.70
Trailing P/E Ratio
10.53
Forward P/E Ratio
10.05
P/E Growth
N/A
Net Income
$46.21 million
Net Margins
20.79%
Pretax Margin
25.10%
Return on Equity
10.65%
Return on Assets
1.35%

Debt

Debt-to-Equity Ratio
0.41
Current Ratio
0.95
Quick Ratio
0.94

Sales & Book Value

Annual Sales
$182.43 million
Price / Sales
3.24
Cash Flow
$2.93 per share
Price / Cash Flow
9.72
Book Value
$28.14 per share
Price / Book
1.01

Miscellaneous

Outstanding Shares
20,794,000
Free Float
20,453,000
Market Cap
$591.59 million
Optionable
Optionable
Beta
0.66

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This page (NASDAQ:CIVB) was last updated on 8/17/2026 by MarketBeat.com Staff.
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