NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $25.08 +0.30 (+1.21%) Closing price 07/3/2025 01:00 PM EasternExtended Trading$25.93 +0.85 (+3.39%) As of 07/3/2025 04:01 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$24.88▼$25.5950-Day Range$21.76▼$25.0852-Week Range$14.33▼$25.59Volume47,153 shsAverage Volume50,642 shsMarket Capitalization$389.24 millionP/E Ratio11.05Dividend Yield2.71%Price Target$25.20Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks80th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 80% of companies evaluated by MarketBeat, and ranked 288th out of 909 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.3 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageCivista Bancshares has only been the subject of 3 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth14.04% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 14.04% in the coming year, from $2.28 to $2.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 11.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.62.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 11.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.02.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted1.49% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in Civista Bancshares has recently increased by 1.93%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.71%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 29.96%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 26.15% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. Sustainability and ESG3.1 / 5Environmental Score-0.68 Percentage of Shares Shorted1.49% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 5.6.Change versus previous monthShort interest in Civista Bancshares has recently increased by 1.93%, indicating that investor sentiment is decreasing. News and Social Media2.3 / 5News SentimentN/A News SentimentCivista Bancshares has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 1 news article for Civista Bancshares this week, compared to 2 articles on an average week.Search Interest2 people have searched for CIVB on MarketBeat in the last 30 days. This is an increase of 100% compared to the previous 30 days.MarketBeat Follows2 people have added Civista Bancshares to their MarketBeat watchlist in the last 30 days. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $137,849.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 2.60% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address CIVB Stock News HeadlinesWhy Civista Bancshares (CIVB) is a Top Dividend Stock for Your Portfolio - NasdaqJuly 4 at 4:01 AM | nasdaq.comCivista Bancshares, Inc. Announces Second Quarter 2025 Earnings Release Date | CIVB Stock NewsJune 27, 2025 | gurufocus.comIs Elon's empire crumbling?The Tesla Shock Nobody Sees Coming While headlines scream "Tesla is doomed"... Jeff Brown has uncovered a revolutionary AI breakthrough buried inside Tesla's labs. One that is helping AI escape from our computer screens and manifest itself here in the real world all while creating a 25,000% growth market explosion starting as early as July 23rd.July 5 at 2:00 AM | Brownstone Research (Ad)Civista Bancshares, Inc. Announces Second Quarter 2025 Earnings Release DateJune 27, 2025 | prnewswire.comCivista Bancshares Enhances Executive Compensation PlansJune 6, 2025 | tipranks.comInvestors in Civista Bancshares (NASDAQ:CIVB) have seen favorable returns of 63% over the past yearMay 28, 2025 | uk.finance.yahoo.comCivista Bancshares: Downgrading To Hold And Reducing The EPS Estimate As Tariffs Likely To Bite In Multiple WaysApril 30, 2025 | seekingalpha.comCivista Bancshares, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen NextApril 27, 2025 | finance.yahoo.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $21.04 on January 1st, 2025. Since then, CIVB shares have increased by 19.2% and is now trading at $25.08. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) issued its quarterly earnings data on Thursday, April, 24th. The bank reported $0.66 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.50 by $0.16. The bank had revenue of $40.63 million for the quarter, compared to analyst estimates of $40.33 million. Civista Bancshares had a net margin of 14.35% and a trailing twelve-month return on equity of 9.13%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Civista Bancshares' top institutional investors include Park National Corp OH (0.16%). Insiders that own company stock include Allen R Nickles, Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Michael D Mulford, Charles A Parcher, Darci L Congrove and Ian Whinnem. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings4/24/2025Record date for 5/13 Dividend4/29/2025Ex-Dividend for 5/13 Dividend4/29/2025Dividend Payable5/13/2025Today7/05/2025Next Earnings (Estimated)8/04/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Stock Price Target$25.20 High Stock Price Target$28.00 Low Stock Price Target$22.00 Potential Upside/Downside+0.5%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$2.27 Trailing P/E Ratio11.05 Forward P/E Ratio11.00 P/E GrowthN/ANet Income$31.68 million Net Margins14.35% Pretax Margin16.70% Return on Equity9.13% Return on Assets0.87% Debt Debt-to-Equity Ratio1.19 Current Ratio0.97 Quick Ratio0.97 Sales & Book Value Annual Sales$244.44 million Price / Sales1.59 Cash Flow$2.70 per share Price / Cash Flow9.28 Book Value$24.69 per share Price / Book1.02Miscellaneous Outstanding Shares15,520,000Free Float15,116,000Market Cap$389.24 million OptionableOptionable Beta0.69 Social Links 7 AI Stocks to Invest in Today: Capitalizing on AI and Tech Trends in 2025Discover the top 7 AI stocks to invest in right now. 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