Positive News SentimentPositive NewsNASDAQ:CACC Credit Acceptance (CACC) Stock Price, News & Analysis $604.24 0.00 (0.00%) Closing price 09/11/2026 04:00 PM EasternExtended Trading$604.62 +0.38 (+0.06%) As of 09/11/2026 07:56 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Credit Acceptance Stock (NASDAQ:CACC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Credit Acceptance alerts:Sign Up Key Stats Today's Range$599.11▼$611.6350-Day Range$552.73▼$657.2052-Week Range$401.90▼$668.86Volume58,217 shsAverage Volume101,108 shsMarket Capitalization$6.32 billionP/E Ratio13.29Dividend YieldN/APrice Target$570.00Consensus RatingHold Company Overview Credit Acceptance Corporation is a specialty finance company that provides automobile financing to consumers with limited or damaged credit histories. The company primarily operates through an indirect lending model, partnering with automobile dealers that offer financing to their customers at the point of sale. Credit Acceptance purchases or services retail installment contracts originated by participating dealers and provides loan programs designed to help consumers obtain vehicles when they may not qualify for traditional prime lending. Its services also include dealer support, loan servicing and technology intended to assist dealerships with submitting applications, structuring financing and managing customer accounts. Founded in 1972 and headquartered in Southfield, Michigan, Credit Acceptance serves consumers and automobile dealers throughout the United States. The company became publicly traded in 1992. Brett A. Roberts has served as the company’s chief executive officer since 2002.AI Generated. May Contain Errors. Read More Credit Acceptance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks41st Percentile Overall ScoreCACC MarketRank™: Credit Acceptance scored higher than 41% of companies evaluated by MarketBeat, and ranked 673rd out of 851 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.5 / 5Analyst RatingHold Consensus RatingCredit Acceptance has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on no strong buy ratings, 1 buy rating, 3 hold ratings, and no sell ratings.Downside RiskCredit Acceptance has a consensus price target of $570.00, representing about 5.7% downside from its current price of $604.24.Amount of Analyst CoverageCredit Acceptance has only been the subject of 2 research reports in the past 90 days.Read more about Credit Acceptance's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth14.02% Earnings GrowthEarnings for Credit Acceptance are expected to grow by 14.02% in the coming year, from $47.80 to $54.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Credit Acceptance is 13.29, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.89.Price to Earnings Ratio vs. SectorThe P/E ratio of Credit Acceptance is 13.29, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.68.Price to Book Value per Share RatioCredit Acceptance has a P/B Ratio of 4.38. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.Read more about Credit Acceptance's valuation and earnings. Short Interest1.0 / 5Short Interest LevelBearish Percentage of Shares Shorted10.13% of the float of Credit Acceptance has been sold short.Short Interest Ratio / Days to CoverCredit Acceptance has a short interest ratio ("days to cover") of 9.19.Change versus previous monthShort interest in Credit Acceptance has recently increased by 5.34%, indicating that investor sentiment is decreasing significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldCredit Acceptance does not currently pay a dividend.Dividend GrowthCredit Acceptance does not have a long track record of dividend growth. News and Social Media4.2 / 5News Sentiment1.65 News SentimentCredit Acceptance has a news sentiment score of 1.65. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.88 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Credit Acceptance this week, compared to 4 articles on an average week.Search Interest3 people have searched for CACC on MarketBeat in the last 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Credit Acceptance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $27,525,241.00 in company stock.Percentage Held by Insiders6.10% of the stock of Credit Acceptance is held by insiders.Percentage Held by Institutions81.71% of the stock of Credit Acceptance is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Credit Acceptance's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CACC Stock News HeadlinesCredit Acceptance Finalizes Separation Agreement With Former CFOSeptember 4, 2026 | tipranks.comOneMain’s Yield Comes With a Catch (CACC)OneMain Holdings posted lower quarterly earnings despite revenue growth, faces state lawsuits over sales practices, but retains a Moderate Buy rating and a 6.6% dividend yield.August 28, 2026 | marketbeat.comThis 38 Dollar Fund Holds Every Major AI Stock and Pays WeeklyThe biggest AI stocks like Nvidia, CrowdStrike, and Palantir now trade for hundreds of dollars a share. One fund owns them all for just $38 a share. This fund distributes income every Thursday, with a 34 percent annualized distribution rate, even though none of the underlying AI stocks pay dividends on their own. Tim Plaehn breaks down exactly how the fund works in a free video presentation. | Investors Alley (Ad)Credit Acceptance Expands Liquidity with New ABS FinancingAugust 25, 2026 | tipranks.comCredit Acceptance Announces Completion Of $600.0 Million Asset-Backed FinancingAugust 20, 2026 | globenewswire.comCredit Acceptance Corporation: Credit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care for Fifth Consecutive YearAugust 15, 2026 | finanznachrichten.deCredit Acceptance Named One of PEOPLE Magazine’s 100 Companies That Care® for Fifth Consecutive YearAugust 13, 2026 | markets.businessinsider.comCredit Acceptance Named One of PEOPLE Magazine's 100 Companies That Care® for Fifth Consecutive YearAugust 13, 2026 | globenewswire.comSee More Headlines CACC Stock Analysis - Frequently Asked Questions How have CACC shares performed this year? Credit Acceptance's stock was trading at $443.46 on January 1st, 2026. Since then, CACC stock has increased by 36.3% and is now trading at $604.24. How were Credit Acceptance's earnings last quarter? Credit Acceptance Corporation (NASDAQ:CACC) released its quarterly earnings results on Tuesday, August, 4th. The credit services provider reported $12.12 EPS for the quarter, missing the consensus estimate of $12.20 by $0.08. The business's revenue for the quarter was up .6% compared to the same quarter last year. Read the conference call transcript. Who are Credit Acceptance's major shareholders? Credit Acceptance's top institutional investors include California State Teachers Retirement System (37.65%), BlackRock Inc. (6.14%), Wellington Management Group LLP (2.49%) and Goodnow Investment Group LLC (1.01%). Insiders that own company stock include Jill Foss Watson, Jonathan Lum, Daniel A Ulatowski, Ravi Mohan Valiyaveettil, Jay D Martin, Erin J Kerber, Andrew K Rostami, Kenneth Booth, Nicholas J Elliott, Wendy A Rummler and Douglas W Busk. View institutional ownership trends. How do I buy shares of Credit Acceptance? Shares of CACC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Credit Acceptance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Credit Acceptance investors own include NVIDIA (NVDA), Meta Platforms (META), Broadcom (AVGO), Adobe (ADBE), Advanced Micro Devices (AMD), Intuit (INTU) and Arista Networks (ANET). Company Calendar Last Earnings8/04/2026Today9/13/2026Next Earnings (Estimated)10/29/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (4m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 CACC's financial health is in the Green zone, according to TradeSmith. CACC has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Consumer Finance Sub-IndustryConsumer Finance Current SymbolNASDAQ:CACC CIK885550 Webwww.creditacceptance.com Phone(248) 353-2700Fax248-353-9776Employees2,499Year Founded1972Price Target and Rating Average Price Target for Credit Acceptance$570.00 High Price Target$600.00 Low Price Target$540.00 Potential Upside/Downside-5.7%Consensus RatingHold Rating Score (0-4)2.25 Research Coverage4 Analysts Profitability EPS (Trailing Twelve Months)$45.48 Trailing P/E Ratio13.29 Forward P/E Ratio12.64 P/E GrowthN/ANet Income$423.90 million Net Margins21.54% Pretax Margin27.88% Return on Equity31.67% Return on Assets5.68% Debt Debt-to-Equity Ratio3.84 Current Ratio14.89 Quick Ratio14.89 Sales & Book Value Annual Sales$2.32 billion Price / Sales2.73 Cash Flow$44.07 per share Price / Cash Flow13.71 Book Value$138.11 per share Price / Book4.38Miscellaneous Outstanding Shares10,460,000Free Float9,822,000Market Cap$6.32 billion OptionableOptionable Beta1.35 Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. 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