NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $41.83 +0.56 (+1.36%) Closing price 03:59 PM EasternExtended Trading$41.89 +0.06 (+0.14%) As of 04:04 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Horace Mann Educators Stock (NYSE:HMN) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$41.43▼$41.9150-Day Range$40.19▼$43.9752-Week Range$31.95▼$44.44Volume202,543 shsAverage Volume253,189 shsMarket Capitalization$1.71 billionP/E Ratio15.16Dividend Yield3.35%Price Target$46.75Consensus RatingModerate Buy Company Overview Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. The Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks79th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 79% of companies evaluated by MarketBeat, and ranked 382nd out of 918 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.3 / 5Analyst RatingModerate Buy Consensus RatingHorace Mann Educators has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.Amount of Analyst CoverageHorace Mann Educators has only been the subject of 3 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth9.04% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 9.04% in the coming year, from $3.87 to $4.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 15.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.00.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 15.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.91.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.29% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horace Mann Educators has recently increased by 1.94%, indicating that investor sentiment is decreasing. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 3.29%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 50.72%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 33.18% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.29% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 1.8, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horace Mann Educators has recently increased by 1.94%, indicating that investor sentiment is decreasing. News and Social Media2.0 / 5News Sentiment0.56 News SentimentHorace Mann Educators has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.72 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Horace Mann Educators this week, compared to 5 articles on an average week. Company Ownership3.3 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold 1,197.54% more of their company's stock than they have bought. Specifically, they have bought $154,105.00 in company stock and sold $1,999,574.00 in company stock.Percentage Held by InsidersOnly 4.00% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. Email Address HMN Stock News HeadlinesInsider Selling: Horace Mann Educators Corporation (NYSE:HMN) CEO Sells 5,000 Shares of StockJuly 4, 2025 | insidertrades.comHorace Mann Launches Nationwide Classroom Makeover Giveaway of $25,000 in Lakeshore Learning Furniture and MaterialsAugust 4 at 9:19 AM | businesswire.comA grave, grave error.Nvidia just shattered records—hitting $4 trillion in valuation faster than any company in history. But one analyst who predicted the collapse of Fannie Mae and GM says the AI giant is now headed for a brutal crash… and it could hit as soon as this year.August 4 at 2:00 AM | Porter & Company (Ad)Horace Mann Educators Corporation (NYSE:HMN) Receives $46.75 Average PT from BrokeragesJuly 31, 2025 | americanbankingnews.comHorace Mann Educators (HMN) Coverage Initiated by BMO Capital | HMN Stock NewsJuly 28, 2025 | gurufocus.comQ1 Earnings Highs And Lows: Horace Mann Educators (NYSE:HMN) Vs The Rest Of The Life Insurance StocksJuly 21, 2025 | msn.comCEO Sells 5,000 Shares of Horace Mann EducatorsJuly 17, 2025 | fool.comHorace Mann to announce second-quarter 2025 financial ... - MorningstarJuly 11, 2025 | morningstar.comMSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $39.23 on January 1st, 2025. Since then, HMN stock has increased by 6.4% and is now trading at $41.7480. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) announced its quarterly earnings results on Tuesday, May, 6th. The insurance provider reported $1.07 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.88 by $0.19. The firm's quarterly revenue was up 7.9% compared to the same quarter last year. Read the conference call transcript. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' board authorized a share buyback program on Tuesday, May 13th 2025, which permits the company to buy back $50,000,000 in shares, according to EventVestor. This means that the company could purchase up to 3% of its shares through open market purchases. Shares repurchase programs are typically an indication that the company's management believes its stock is undervalued. Who are Horace Mann Educators' major shareholders? Horace Mann Educators' top institutional investors include Hennessy Advisors Inc. (0.59%), Envestnet Asset Management Inc. (0.36%), New York State Teachers Retirement System (0.17%) and Harbor Capital Advisors Inc. (0.16%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Matthew P Sharpe, Donald M Carley, Kimberly A Johnson, Victor Fetter, Beverley J Mcclure and Michael Weckenbrock. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Last Earnings5/06/2025Record date for 6/30 Dividend6/16/2025Ex-Dividend for 6/30 Dividend6/16/2025Dividend Payable6/30/2025Today8/04/2025Next Earnings (Estimated)8/06/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,750Year Founded1945Price Target and Rating Average Price Target for Horace Mann Educators$46.75 High Price Target$49.00 Low Price Target$45.00 Potential Upside/Downside+12.0%Consensus RatingModerate Buy Rating Score (0-4)2.60 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$2.76 Trailing P/E Ratio15.11 Forward P/E Ratio10.79 P/E GrowthN/ANet Income$102.80 million Net Margins7.04% Pretax Margin8.80% Return on Equity11.86% Return on Assets1.05% Debt Debt-to-Equity Ratio0.41 Current Ratio0.09 Quick Ratio0.09 Sales & Book Value Annual Sales$1.57 billion Price / Sales1.08 Cash Flow$3.93 per share Price / Cash Flow10.61 Book Value$31.59 per share Price / Book1.32Miscellaneous Outstanding Shares40,779,000Free Float39,229,000Market Cap$1.70 billion OptionableOptionable Beta0.27 Social Links Analysts Agree—These Gold Picks Outshine the RestUnlock the timeless value of gold with our exclusive 2025 Gold Forecasting Report. 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