NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $44.05 -0.93 (-2.07%) Closing price 03:59 PM EasternExtended Trading$44.07 +0.02 (+0.05%) As of 04:35 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Horace Mann Educators Stock (NYSE:HMN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$44.02▼$45.4850-Day Range$41.22▼$47.6552-Week Range$34.84▼$47.81Volume184,339 shsAverage Volume243,812 shsMarket Capitalization$1.79 billionP/E Ratio13.03Dividend Yield3.18%Price Target$46.75Consensus RatingModerate Buy Company Overview Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market. In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders. Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.AI Generated. May Contain Errors. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks74th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 74% of companies evaluated by MarketBeat, and ranked 425th out of 947 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.2 / 5Analyst RatingModerate Buy Consensus RatingHorace Mann Educators has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 3 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Horace Mann Educators is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageHorace Mann Educators has only been the subject of 2 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth9.04% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 9.04% in the coming year, from $3.87 to $4.22 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 13.03, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 231.03.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 13.03, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 29.76.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.39. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.47% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horace Mann Educators has recently decreased by 1.04%, indicating that investor sentiment is improving. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 3.16%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 41.42%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 33.18% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted1.47% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 2.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Horace Mann Educators has recently decreased by 1.04%, indicating that investor sentiment is improving. News and Social Media2.0 / 5News Sentiment0.57 News SentimentHorace Mann Educators has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.83 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Horace Mann Educators this week, compared to 5 articles on an average week.MarketBeat Follows3 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. Company Ownership2.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $825,040.00 in company stock.Percentage Held by InsidersOnly 4.00% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. HMN Stock News HeadlinesCritical Comparison: AA (OTCMKTS:AATDF) vs. Horace Mann Educators (NYSE:HMN)October 4, 2025 | americanbankingnews.comAM Best Assigns Issue Credit Rating to Horace Mann Educators Corporation's New Senior Unsecured NotesOctober 2, 2025 | businesswire.comRobinhood warningA strange chasm is coming to Wall Street... It's already creating millionaires and billionaires at the fastest pace in history. CNBC calls it "the largest wealth creation spree in history." Yet 1 in 3 Americans now fear their financial situation is deteriorating. There's only one way to survive, says the man who predicted 2008 and 2020, but sadly it's already too late for many.October 10 at 2:00 AM | Stansberry Research (Ad)Horace Mann Plans Redemption of Senior NotesSeptember 29, 2025 | tipranks.comHorace Mann Completes $300M Senior Notes OfferingSeptember 26, 2025 | tipranks.comHorace Mann Educators (HMN): Buy, Sell, or Hold Post Q2 Earnings?September 24, 2025 | msn.comHorace Mann Educators Corporation prices offering of senior notesSeptember 23, 2025 | businesswire.comQ2 Rundown: Horace Mann Educators (NYSE:HMN) Vs Other Life Insurance StocksSeptember 18, 2025 | msn.comSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $39.23 at the start of the year. Since then, HMN stock has increased by 12.3% and is now trading at $44.05. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) released its quarterly earnings data on Monday, April, 3rd. The insurance provider reported $1.18 EPS for the quarter. The insurance provider had revenue of $330.60 million for the quarter. Horace Mann Educators had a net margin of 8.49% and a trailing twelve-month return on equity of 14.23%. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' board approved a share repurchase plan on Tuesday, May 13th 2025, which authorizes the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could buy up to 3% of its stock through open market purchases. Stock repurchase plans are typically a sign that the company's board of directors believes its stock is undervalued. Who are Horace Mann Educators' major shareholders? Top institutional investors of Horace Mann Educators include Voya Investment Management LLC (0.09%) and GAMMA Investing LLC (0.01%). Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Matthew P Sharpe, Donald M Carley, Kimberly A Johnson, Victor Fetter, Beverley J Mcclure and Michael Weckenbrock. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Last Earnings4/03/2023Record date for 9/30 Dividend9/16/2025Ex-Dividend for 9/30 Dividend9/16/2025Dividend Payable9/30/2025Today10/10/2025Next Earnings (Estimated)11/03/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,750Year Founded1945Price Target and Rating Average Price Target for Horace Mann Educators$46.75 High Price Target$49.00 Low Price Target$45.00 Potential Upside/Downside+3.7%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage6 Analysts Profitability EPS (Trailing Twelve Months)$3.38 Trailing P/E Ratio13.34 Forward P/E Ratio11.65 P/E GrowthN/ANet Income$102.80 million Net Margins8.49% Pretax Margin10.61% Return on Equity14.23% Return on Assets1.29% Debt Debt-to-Equity Ratio0.40 Current Ratio0.09 Quick Ratio0.09 Sales & Book Value Annual Sales$1.58 billion Price / Sales1.16 Cash Flow$3.94 per share Price / Cash Flow11.44 Book Value$31.59 per share Price / Book1.43Miscellaneous Outstanding Shares40,696,000Free Float39,068,000Market Cap$1.83 billion OptionableOptionable Beta0.21 Social Links A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for October 2025. 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