NASDAQ:OSBC Old Second Bancorp (OSBC) Stock Price, News & Analysis $24.48 -0.07 (-0.28%) As of 11:09 AM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsInsider TradesNews and TrendsOptions ChainOwnershipSEC FilingsShort Interest About Old Second Bancorp Stock (NASDAQ:OSBC) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Old Second Bancorp alerts:Sign Up Key Stats Today's Range$24.53▼$24.8150-Day Range$23.41▼$25.9152-Week Range$16.65▼$26.06Volume68,999 shsAverage Volume399,431 shsMarket Capitalization$1.25 billionP/E Ratio14.07Dividend Yield1.14%Price Target$25.40Consensus RatingModerate Buy Company Overview Old Second Bancorp, Inc. is the holding company for Old Second National Bank, a community bank headquartered in Aurora, Illinois. Founded in 1871, the bank serves individuals, businesses, municipalities and nonprofit organizations primarily across the greater Chicago metropolitan area and surrounding communities in northern Illinois. Old Second National Bank provides a range of commercial and retail banking services, including checking and savings accounts, certificates of deposit, consumer loans, residential mortgages, commercial real estate financing and business loans. Its offerings also include treasury management, online and mobile banking, cash management and other deposit and payment services. Through its banking and wealth-management operations, the company also provides trust, investment and financial-planning services to individuals and institutions. Old Second Bancorp is led by President and Chief Executive Officer James A. Wick and operates as a locally focused financial institution emphasizing relationship banking and support for businesses and communities in its service area.AI Generated. May Contain Errors. Read More Old Second Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks70th Percentile Overall ScoreOSBC MarketRank™: Old Second Bancorp scored higher than 70% of companies evaluated by MarketBeat, and ranked 415th out of 836 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.6 / 5Analyst RatingModerate Buy Consensus RatingOld Second Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.71, and is based on no strong buy ratings, 5 buy ratings, 2 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Old Second Bancorp is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageOld Second Bancorp has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Old Second Bancorp's stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth7.73% Earnings GrowthEarnings for Old Second Bancorp are expected to grow by 7.73% in the coming year, from $2.20 to $2.37 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Second Bancorp is 14.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Second Bancorp is 14.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 25.03.Price to Book Value per Share RatioOld Second Bancorp has a P/B Ratio of 1.44. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Old Second Bancorp's valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted4.08% of the float of Old Second Bancorp has been sold short.Short Interest Ratio / Days to CoverOld Second Bancorp has a short interest ratio ("days to cover") of 5.55.Change versus previous monthShort interest in Old Second Bancorp has recently increased by 9.51%, indicating that investor sentiment is decreasing significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldOld Second Bancorp pays a meaningful dividend of 1.14%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthOld Second Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Old Second Bancorp is 16.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Old Second Bancorp will have a dividend payout ratio of 11.81% next year. This indicates that Old Second Bancorp will be able to sustain or increase its dividend.Read more about Old Second Bancorp's dividend. News and Social Media2.2 / 5News Sentiment0.51 News SentimentOld Second Bancorp has a news sentiment score of 0.51. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Old Second Bancorp this week, compared to 2 articles on an average week.Search Interest4 people have searched for OSBC on MarketBeat in the last 30 days. This is an increase of 300% compared to the previous 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Old Second Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,809,117.00 in company stock.Percentage Held by Insiders3.60% of the stock of Old Second Bancorp is held by insiders.Percentage Held by Institutions67.76% of the stock of Old Second Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Old Second Bancorp's insider trading history. Receive OSBC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Second Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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(NASDAQ:OSBC) Receives Consensus Rating of "Moderate Buy" from AnalystsSeptember 21 at 2:14 AM | americanbankingnews.comOld Second Bancorp Inc.: O2 Sponsor Finance Hires Kyle Bucsa as Assistant Vice PresidentSeptember 9, 2026 | finanznachrichten.deCODE RED: AI Meltdown Imminent?After correctly predicting the 2008 and 2020 stock market meltdowns, I believe this AI company is about to trigger the next crash. The research firm Bernstein Research said this AI company has the power to crash the global economy for a decade, the CEO just issued a CODE RED in an internal memo warning employees they're dealing with a critical situation, and another company executive even implied they might need a government bailout. The last time I saw something like this was in 2008 when I predicted a stock market meltdown just three weeks before Lehman went under.September 24 at 1:00 AM | Paradigm Press (Ad)Old Second Bancorp (NASDAQ:OSBC) Director Hugh Mclean Sells 25,000 SharesSeptember 9, 2026 | insidertrades.comOld Second Bancorp (NASDAQ:OSBC) Insider Darin Patrick Campbell Sells 24,000 Shares of StockSeptember 4, 2026 | insidertrades.comOld Second projects net interest margin around 5.18% in Q3 and 5.15% in Q4 as buybacks continueJuly 23, 2026 | seekingalpha.comOld Second Bancorp Inc (OSBC) Q2 2026 Earnings Call Highlights: Strong Net Interest Margin and ...July 23, 2026 | finance.yahoo.comOld Second Bancorp, Inc. (OSBC) Q2 2026 Earnings Call TranscriptJuly 23, 2026 | seekingalpha.comSee More Headlines OSBC Stock Analysis - Frequently Asked Questions How have OSBC shares performed this year? Old Second Bancorp's stock was trading at $19.50 on January 1st, 2026. Since then, OSBC stock has increased by 25.8% and is now trading at $24.54. How were Old Second Bancorp's earnings last quarter? Old Second Bancorp, Inc. (NASDAQ:OSBC) posted its quarterly earnings data on Wednesday, July, 22nd. The financial services provider reported $0.55 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.55 by $0.01. Old Second Bancorp had a net margin of 20.22% and a trailing twelve-month return on equity of 12.79%. Read the conference call transcript. Who are Old Second Bancorp's major shareholders? Top institutional investors of Old Second Bancorp include BlackRock Inc. (8.36%), Davis Asset Management L.P. (3.54%), The Manufacturers Life Insurance Company (1.72%) and Wellington Management Group LLP (1.07%). Insiders that own company stock include James Eccher, Darin Patrick Campbell, John Ladowicz, Hugh H Mclean, Gary S Collins, Richard A Gartelmann Jr, Billy J Jr Lyons and Rocks Patti Temple. View institutional ownership trends. How do I buy shares of Old Second Bancorp? Shares of OSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Old Second Bancorp own? Based on aggregate information from My MarketBeat watchlists, some other companies that Old Second Bancorp investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Netflix (NFLX). Company Calendar Last Earnings7/22/2026Record date for 8/10 Dividend7/31/2026Ex-Dividend for 8/10 Dividend7/31/2026Dividend Payable8/10/2026Today9/24/2026Next Earnings (Estimated)10/21/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (14m+) 1-Year History Sep 25 Dec 25 Mar 26 Jun 26 Sep 26 OSBC's financial health is in the Green zone, according to TradeSmith. OSBC has been in this zone for over 14 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolNASDAQ:OSBC CIK357173 Webwww.oldsecond.com Phone(630) 892-0202Fax630-892-9630Employees1,062Year Founded1871Price Target and Rating Average Price Target for Old Second Bancorp$25.40 High Price Target$30.00 Low Price Target$23.00 Potential Upside/Downside+3.5%Consensus RatingModerate Buy Rating Score (0-4)2.71 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$1.74 Trailing P/E Ratio14.13 Forward P/E Ratio11.15 P/E GrowthN/ANet Income$80.31 million Net Margins20.22% Pretax Margin27.18% Return on Equity12.79% Return on Assets1.65% Debt Debt-to-Equity Ratio0.08 Current Ratio0.91 Quick Ratio0.91 Sales & Book Value Annual Sales$401.54 million Price / Sales3.11 Cash Flow$2.06 per share Price / Cash Flow11.92 Book Value$17.03 per share Price / Book1.44Miscellaneous Outstanding Shares50,880,000Free Float49,044,000Market Cap$1.25 billion OptionableOptionable Beta0.70 Social Links Options Trading Made Easy - Download NowLearn the basics of options trading and how to use them to boost returns and manage risk with this free report from MarketBeat. Click the link below to get your free copy.Get This Free Report This page (NASDAQ:OSBC) was last updated on 9/24/2026 by MarketBeat.com Staff. 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