Top MarketRank™ StocksTop MarketRank™NYSE:PFSI PennyMac Financial Services (PFSI) Stock Price, News & Analysis $81.27 -0.26 (-0.32%) Closing price 06/5/2026 03:59 PM EasternExtended Trading$81.24 -0.02 (-0.03%) As of 06/5/2026 04:15 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About PennyMac Financial Services Stock (NYSE:PFSI) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get PFSI alerts:Sign Up Key Stats Today's Range$80.71▼$82.7150-Day Range$80.60▼$94.7652-Week Range$80.36▼$160.36Volume396,388 shsAverage Volume516,024 shsMarket Capitalization$4.22 billionP/E Ratio8.64Dividend Yield1.48%Price Target$122.75Consensus RatingHold Company Overview PennyMac Financial Services, Inc. (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors. Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States. The company completed its initial public offering in 2013 and has since expanded its capabilities to offer a full suite of mortgage products, including government-insured loans, conventional conforming loans and customized refinancing options. PennyMac’s platform integrates underwriting, closing, loan management and customer service functions to provide a streamlined borrower experience. PennyMac serves homeowners and homebuyers in all 50 states, leveraging advanced technology and a nationwide network of fulfillment centers. The company’s leadership team is led by President and CEO David Spector, who brings extensive experience in mortgage finance and capital markets. Under his direction, PennyMac has strengthened its risk management practices, enhanced its digital origination platform and maintained a diversified servicing portfolio. Through its focus on operational efficiency and customer satisfaction, PennyMac continues to be a significant participant in the U.S. residential mortgage market. AI Generated. May Contain Errors. Read More PennyMac Financial Services Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks100th Percentile Overall ScorePFSI MarketRank™: PennyMac Financial Services scored higher than 100% of companies evaluated by MarketBeat, and ranked 3rd out of 884 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion4.2 / 5Analyst RatingHold Consensus RatingPennyMac Financial Services has received a consensus rating of Hold. The company's average rating score is 2.40, and is based on no strong buy ratings, 6 buy ratings, 2 hold ratings, and 2 sell ratings.Upside PotentialPennyMac Financial Services has a consensus price target of $122.75, representing about 51.0% upside from its current price of $81.27.Amount of Analyst CoveragePennyMac Financial Services has been the subject of 7 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about PennyMac Financial Services' stock forecast and price target. Earnings and Valuation5.0 / 5Proj. Earnings Growth44.85% Earnings GrowthEarnings for PennyMac Financial Services are expected to grow by 44.85% in the coming year, from $10.68 to $15.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of PennyMac Financial Services is 8.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.77.Price to Earnings Ratio vs. SectorThe P/E ratio of PennyMac Financial Services is 8.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.92.Price to Earnings Growth RatioPennyMac Financial Services has a PEG Ratio of 0.53. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioPennyMac Financial Services has a P/B Ratio of 0.98. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about PennyMac Financial Services' valuation and earnings. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted4.61% of the float of PennyMac Financial Services has been sold short.Short Interest Ratio / Days to CoverPennyMac Financial Services has a short interest ratio ("days to cover") of 3.23, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in PennyMac Financial Services has recently decreased by 16.85%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldPennyMac Financial Services pays a meaningful dividend of 1.48%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthPennyMac Financial Services has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of PennyMac Financial Services is 12.75%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, PennyMac Financial Services will have a dividend payout ratio of 7.76% next year. This indicates that PennyMac Financial Services will be able to sustain or increase its dividend.Read more about PennyMac Financial Services' dividend. News and Social Media2.0 / 5News Sentiment0.23 News SentimentPennyMac Financial Services has a news sentiment score of 0.23. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for PennyMac Financial Services this week, compared to 6 articles on an average week.MarketBeat FollowsOnly 1 people have added PennyMac Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -75% compared to the previous 30 days. Company Ownership2.0 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, PennyMac Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $2,064,138.00 in company stock.Percentage Held by Insiders15.80% of the stock of PennyMac Financial Services is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions57.87% of the stock of PennyMac Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about PennyMac Financial Services' insider trading history. Receive PFSI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for PennyMac Financial Services and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. PFSI Stock News HeadlinesRosen Law Firm Encourages PennyMac Financial Services, Inc. Investors to Inquire About Securities Class Action Investigation - PFSIJune 6 at 1:14 PM | prnewswire.comPFSI Investor News: If You Have Suffered Losses in PennyMac Financial Services, Inc. (NYSE: PFSI), You Are Encouraged to Contact The Rosen Law Firm About Your RightsJune 5 at 6:45 PM | globenewswire.comTrump's gold order: the announcement they won't put on the front pageOn August 15, 1971, Nixon interrupted prime-time television and ended the gold standard in 15 minutes - no debate, no vote, one executive order. Gold tripled within three years and climbed 20x over the following decade. Trump holds that same executive authority today, and his advisors are openly saying a reversal is on the table. There are two ways this plays out - both move gold in the same direction. A free briefing breaks down exactly what Nixon did, why Trump is positioned to act, and how to move your 401k into gold before any announcement - tax free.June 7 at 1:00 AM | Reagan Gold Group (Ad)PennyMac Financial Stockholders Back Board, Auditor and PayJune 4 at 7:10 PM | tipranks.comPennyMac Financial Services, Inc. (NYSE:PFSI) Receives Consensus Rating of "Hold" from BrokeragesJune 4 at 2:51 AM | americanbankingnews.comPFSI Legal Claims: PennyMac may have Misrepresented its Refinancing Issues to Investors – Contact BFA Law about its Pending Securities Fraud InvestigationJune 3, 2026 | globenewswire.comPennyMac Financial Services (NYSE:PFSI) CFO Daniel Stanley Perotti Sells 2,925 SharesMay 19, 2026 | insidertrades.comPennyMac Financial Services (NYSE:PFSI) CEO David Spector Sells 10,000 SharesMay 14, 2026 | insidertrades.comSee More Headlines PFSI Stock Analysis - Frequently Asked Questions How have PFSI shares performed this year? PennyMac Financial Services' stock was trading at $131.96 on January 1st, 2026. Since then, PFSI stock has decreased by 38.4% and is now trading at $81.2690. How were PennyMac Financial Services' earnings last quarter? PennyMac Financial Services, Inc. (NYSE:PFSI) posted its quarterly earnings results on Tuesday, May, 5th. The real estate investment trust reported $2.19 EPS for the quarter, missing the consensus estimate of $2.22 by $0.03. The company's quarterly revenue was up 26.5% compared to the same quarter last year. Read the conference call transcript. Who are PennyMac Financial Services' major shareholders? Top institutional investors of PennyMac Financial Services include Dimensional Fund Advisors LP (3.67%), Senvest Management LLC (0.98%), Bank of America Corp DE (0.73%) and Janus Henderson Group PLC (0.52%). Insiders that own company stock include Doug Jones, Daniel Stanley Perotti, Joseph F Mazzella, David Spector, Gregory L Hendry, Patrick Kinsella, William Herbert Chang, Derek Stark, Steven Richard Bailey, James Follette, Abbie Tidmore, Mark Elbaum and Anne Mccallion. View institutional ownership trends. How do I buy shares of PennyMac Financial Services? Shares of PFSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of PennyMac Financial Services own? Based on aggregate information from My MarketBeat watchlists, some other companies that PennyMac Financial Services investors own include NVIDIA (NVDA), Meta Platforms (META), Advanced Micro Devices (AMD), Broadcom (AVGO), Adobe (ADBE), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings5/05/2026Record date for 5/28 Dividend5/18/2026Ex-Dividend for 5/28 Dividend5/18/2026Dividend Payable5/28/2026Today6/07/2026Next Earnings (Estimated)7/28/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Red Zone (4m+) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 PFSI's financial health is in the Red zone, according to TradeSmith. PFSI has been in this zone for over 4 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry FIN - MTG&REL SVS Sub-IndustryBanking Current SymbolNYSE:PFSI CIK1745916 Webwww.pennymacfinancial.com Phone(818) 224-7442FaxN/AEmployees4,900Year Founded2008Price Target and Rating Average Price Target for PennyMac Financial Services$122.75 High Price Target$160.00 Low Price Target$100.00 Potential Upside/Downside+51.0%Consensus RatingHold Rating Score (0-4)2.40 Research Coverage10 Analysts Profitability EPS (Trailing Twelve Months)$9.41 Trailing P/E Ratio8.64 Forward P/E Ratio7.61 P/E Growth0.53Net Income$501.08 million Net Margins23.47% Pretax Margin25.54% Return on Equity10.93% Return on Assets1.66% Debt Debt-to-Equity Ratio3.63 Current Ratio0.33 Quick Ratio0.33 Sales & Book Value Annual Sales$2.05 billion Price / Sales2.06 Cash Flow$10.02 per share Price / Cash Flow8.11 Book Value$82.77 per share Price / Book0.98Miscellaneous Outstanding Shares51,920,000Free Float43,721,000Market Cap$4.22 billion OptionableOptionable Beta1.44 Social Links The 7 Hottest IPOs On Wall Street’s 2026 WatchlistMarketBeat just released its list of the 7 hottest IPOs expected to hit Wall Street in 2026. See which companies are preparing to go public and why investors are watching closely.Get This Free Report This page (NYSE:PFSI) was last updated on 6/7/2026 by MarketBeat.com Staff. 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