NYSE:HMN Horace Mann Educators (HMN) Stock Price, News & Analysis $54.43 +0.58 (+1.08%) As of 03:47 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Horace Mann Educators Stock (NYSE:HMN) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Horace Mann Educators alerts:Sign Up Key Stats Today's Range$53.39▼$54.6450-Day Range$44.01▼$53.8952-Week Range$40.04▼$54.64Volume129,426 shsAverage Volume250,129 shsMarket Capitalization$2.20 billionP/E Ratio13.69Dividend Yield2.65%Price Target$48.00Consensus RatingStrong Buy Company Overview Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market. In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers. These product lines are supported by the company’s in-house underwriting and claims management capabilities, ensuring responsive service and tailored solutions. Educational seminars and online tools further reinforce its commitment to the professional development and well-being of its policyholders. Operating primarily in the U.S., Horace Mann maintains relationships with thousands of school districts through a specialized sales force embedded in local communities. This localized distribution model enables the company to align product design and risk assessment with the regional requirements of public education institutions. Led by President and Chief Executive Officer Steven C. Kerber, Horace Mann continues to build on its long-standing mission to serve the financial needs of those shaping tomorrow’s leaders.AI Generated. May Contain Errors. Read More Horace Mann Educators Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks75th Percentile Overall ScoreHMN MarketRank™: Horace Mann Educators scored higher than 75% of companies evaluated by MarketBeat, and ranked 294th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.0 / 5Analyst RatingStrong Buy Consensus RatingHorace Mann Educators has received a consensus rating of Strong Buy. The company's average rating score is 3.50, and is based on 1 strong buy rating, 1 buy rating, no hold ratings, and no sell ratings.Downside RiskHorace Mann Educators has a consensus price target of $48.00, representing about 11.9% downside from its current price of $54.46.Amount of Analyst CoverageHorace Mann Educators has only been the subject of 1 research reports in the past 90 days.Read more about Horace Mann Educators' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth10.24% Earnings GrowthEarnings for Horace Mann Educators are expected to grow by 10.24% in the coming year, from $4.49 to $4.95 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Horace Mann Educators is 13.68, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.25.Price to Earnings Ratio vs. SectorThe P/E ratio of Horace Mann Educators is 13.68, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.63.Price to Book Value per Share RatioHorace Mann Educators has a P/B Ratio of 1.49. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about Horace Mann Educators' valuation and earnings. Short Interest2.0 / 5Short Interest LevelBearish Percentage of Shares Shorted2.88% of the float of Horace Mann Educators has been sold short.Short Interest Ratio / Days to CoverHorace Mann Educators has a short interest ratio ("days to cover") of 4.4.Change versus previous monthShort interest in Horace Mann Educators has recently increased by 8.32%, indicating that investor sentiment is decreasing significantly. Dividend4.2 / 5Dividend StrengthStrong Dividend YieldHorace Mann Educators pays a meaningful dividend of 2.67%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthHorace Mann Educators has been increasing its dividend for 17 years.Dividend CoverageThe dividend payout ratio of Horace Mann Educators is 36.18%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Horace Mann Educators will have a dividend payout ratio of 29.09% next year. This indicates that Horace Mann Educators will be able to sustain or increase its dividend.Read more about Horace Mann Educators' dividend. News and Social Media2.6 / 5News Sentiment0.17 News SentimentHorace Mann Educators has a news sentiment score of 0.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Horace Mann Educators this week, compared to 3 articles on an average week.Search Interest1 people have searched for HMN on MarketBeat in the last 30 days. MarketBeat Follows2 people have added Horace Mann Educators to their MarketBeat watchlist in the last 30 days. Company Ownership1.6 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Horace Mann Educators insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $1,433,868.00 in company stock.Percentage Held by Insiders3.60% of the stock of Horace Mann Educators is held by insiders.Percentage Held by Institutions99.28% of the stock of Horace Mann Educators is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Horace Mann Educators' insider trading history. Receive HMN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Horace Mann Educators and its competitors with MarketBeat's FREE daily newsletter. 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HMN Stock News HeadlinesInsider Selling: Horace Mann Educators (NYSE:HMN) CEO Sells $394,650.00 in StockJuly 5 at 4:39 AM | americanbankingnews.comHorace Mann Educators (HMN): Buy, sell, or hold post Q1 earnings?June 26, 2026 | msn.comTrump’s New Currency ResetTrump is launching a new $250 bill - but that may be a distraction. Behind the scenes, Executive Order 14241 is orchestrating what analyst Porter Stansberry calls a total U.S. money reset, bypassing conventional legal channels under the guise of national security. The last time America reset its currency - under Nixon in the 1970s - it created an average of 1,300 new millionaires a day for over 50 years. Stansberry has identified three asset categories connected to Trump's initiative that could surge, plus his single top investment move.July 6 at 1:00 AM | Porter & Company (Ad)Horace Mann Helps Educators Achieve Millions in Student Loan Relief Through Student Loan Solutions ProgramJune 16, 2026 | businesswire.comHorace Mann Educators (HMN) Stock Valuation Check After Recent Share Price MomentumJune 14, 2026 | finance.yahoo.comWinners and losers of Q1: Horace Mann Educators (NYSE:HMN) vs the rest of the life insurance stocksMay 28, 2026 | msn.comHorace Mann Shareholders Reelect Board, Affirm Governance PracticesMay 23, 2026 | theglobeandmail.comHorace Mann declares quarterly dividendMay 20, 2026 | businesswire.comSee More Headlines HMN Stock Analysis - Frequently Asked Questions How have HMN shares performed this year? Horace Mann Educators' stock was trading at $46.15 at the start of the year. Since then, HMN shares have increased by 18.0% and is now trading at $54.46. How were Horace Mann Educators' earnings last quarter? Horace Mann Educators Corporation (NYSE:HMN) posted its quarterly earnings data on Friday, May, 8th. The insurance provider reported $1.28 EPS for the quarter, topping the consensus estimate of $1.10 by $0.18. The company's revenue was up 3.1% on a year-over-year basis. Read the conference call transcript. Is Horace Mann Educators doing a stock buyback? Horace Mann Educators' board initiated a stock buyback program on Tuesday, May 13th 2025, which permits the company to buy back $50,000,000 in outstanding shares, according to EventVestor. This means that the company could reacquire up to 3% of its stock through open market purchases. Stock repurchase programs are generally an indication that the company's management believes its stock is undervalued. Who are Horace Mann Educators' major shareholders? Horace Mann Educators' top institutional shareholders include Versant Capital Management Inc. Insiders that own company stock include Marita Zuraitis, Bret A Conklin, Henry Wade Reece, Victor Fetter, Donald M Carley, Kimberly A Johnson, Mark R Desrochers and Beverley J Mcclure. View institutional ownership trends. How do I buy shares of Horace Mann Educators? Shares of HMN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Horace Mann Educators own? Based on aggregate information from My MarketBeat watchlists, some other companies that Horace Mann Educators investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), Arista Networks (ANET) and ServiceNow (NOW). Company Calendar Last Earnings5/08/2026Record date for 6/30 Dividend6/15/2026Ex-Dividend for 6/30 Dividend6/15/2026Dividend Payable6/30/2026Today7/06/2026Next Earnings (Estimated)8/05/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (17m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 HMN's financial health is in the Green zone, according to TradeSmith. HMN has been in this zone for over 17 months. Industry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry INS - MULTI LINE Sub-IndustryMulti-line Insurance Current SymbolNYSE:HMN CIK850141 Webwww.horacemann.com Phone(217) 789-2500Fax217-535-7109Employees1,800Year Founded1945Price Target and Rating Average Price Target for Horace Mann Educators$48.00 High Price Target$48.00 Low Price Target$48.00 Potential Upside/Downside-11.9%Consensus RatingStrong Buy Rating Score (0-4)3.50 Research Coverage2 Analysts Profitability EPS (Trailing Twelve Months)$3.98 Trailing P/E Ratio13.68 Forward P/E Ratio12.13 P/E GrowthN/ANet Income$162.10 million Net Margins9.63% Pretax Margin11.89% Return on Equity14.15% Return on Assets1.35% Debt Debt-to-Equity Ratio0.40 Current Ratio0.08 Quick Ratio0.08 Sales & Book Value Annual Sales$1.64 billion Price / Sales1.34 Cash Flow$5.54 per share Price / Cash Flow9.83 Book Value$36.44 per share Price / Book1.49Miscellaneous Outstanding Shares40,381,000Free Float38,927,000Market Cap$2.20 billion OptionableOptionable Beta0.09 Social Links (Almost) Everything You Need To Know About The EV MarketLooking to profit from the electric vehicle mega-trend? 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