Radian Group (RDN) Stock Price, News & Analysis

Company Overview

Radian Group Inc. (NYSE:RDN) is a financial services company that provides mortgage insurance and related services to the residential real estate industry. Through its mortgage insurance subsidiaries, including Radian Guaranty Inc., the company helps lenders manage credit risk on residential mortgages, particularly loans made to borrowers with smaller down payments. Its insurance can also help borrowers obtain home financing without contributing a traditional 20% down payment.

Radian’s mortgage insurance business serves mortgage lenders, banks, credit unions and other housing finance participants primarily in the United States. The company’s offerings are designed to support homeownership while providing lenders and investors with protection against losses associated with borrower defaults.

Historically, Radian has also operated homegenius, a platform providing technology-enabled real estate services such as title, valuation and other property-related solutions. Radian Group was founded in 1992 and is headquartered in Philadelphia, Pennsylvania. Its operations and product offerings have evolved over time as the company has focused on mortgage risk management and services supporting the U.S. housing market.

Key Stats

• Today's Range: $35.11 to $35.91
• 50-Day Range: $30.67 to $36.85
• 52-Week Range: $30.53 to $41.05
• Volume: 1.03 million shs
• Average Volume: 1.93 million shs
• Market Capitalization: $4.70 billion
• P/E Ratio: 9.13
• Dividend Yield: 2.87%
• Price Target: $43.14
• Consensus Rating: Moderate Buy

Radian Group Stock Analysis - MarketRank™

Radian Group scored higher than 98% of companies evaluated by MarketBeat, and ranked 64th out of 859 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 4.0 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Radian Group has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on no strong buy ratings, 6 buy ratings, 3 hold ratings, and no sell ratings.

Upside Potential

Radian Group has a consensus price target of $43.14, representing about 21.4% upside from its current price of $35.53.

Amount of Analyst Coverage

Radian Group has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 5.57%

Earnings Growth

Earnings for Radian Group are expected to grow by 5.57% in the coming year, from $4.85 to $5.12 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Radian Group is 9.13, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.95.

Price to Earnings Ratio vs. Sector

The P/E ratio of Radian Group is 9.13, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.98.

Price to Earnings Growth Ratio

Radian Group has a PEG Ratio of 0.89. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Radian Group has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

7.00% of the float of Radian Group has been sold short.

Short Interest Ratio / Days to Cover

Radian Group has a short interest ratio ("days to cover") of 3.73, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Radian Group has recently increased by 35.93%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

Radian Group pays a meaningful dividend of 2.87%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Radian Group has been increasing its dividend for 6 years.

Dividend Coverage

The dividend payout ratio of Radian Group is 26.22%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Radian Group will have a dividend payout ratio of 19.92% next year. This indicates that Radian Group will be able to sustain or increase its dividend.

News and Social Media

• Score: 3.7 / 5
• News Sentiment: 0.89

News Sentiment

Radian Group has a news sentiment score of 0.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.67 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 4 news articles for Radian Group this week, compared to 3 articles on an average week.

Search Interest

3 people have searched for RDN on MarketBeat in the last 30 days. This is an increase of 200% compared to the previous 30 days.

MarketBeat Follows

Only 1 people have added Radian Group to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, Radian Group insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $280,763.00 in company stock.

Percentage Held by Insiders

2.03% of the stock of Radian Group is held by insiders.

Percentage Held by Institutions

95.33% of the stock of Radian Group is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 8/06/2026
• Record date for 9/9 Dividend: 8/24/2026
• Ex-Dividend for 9/9 Dividend: 8/24/2026
• Dividend Payable: 9/09/2026
• Today: 11/01/2026
• Next Earnings (Estimated): 11/04/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Financial Services
• Sub-Industry: Commercial & Residential Mortgage Finance
• Current Symbol: NYSE:RDN
• CIK: 890926
• Web: www.radian.com
• Phone: (215) 564-6600
• Fax: 302-636-5454
• Employees: 900
• Year Founded: 1977

Price Target and Rating

• Average Price Target for Radian Group: $43.14
• High Price Target: $48.00
• Low Price Target: $36.00
• Potential Upside/Downside: +21.4%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 9 Analysts

Profitability

• EPS (Trailing Twelve Months): $3.89
• Trailing P/E Ratio: 9.13
• Forward P/E Ratio: 7.33
• P/E Growth: 0.89
• Net Income: $582.64 million
• Net Margins: 32.60%
• Pretax Margin: 44.02%
• Return on Equity: 13.65%
• Return on Assets: 6.91%

Debt

• Debt-to-Equity Ratio: 0.14
• Current Ratio: 0.60
• Quick Ratio: 0.60

Sales & Book Value

• Annual Sales: $1.20 billion
• Price / Sales: 3.93
• Cash Flow: $4.97 per share
• Price / Cash Flow: 7.15
• Book Value: $35.29 per share
• Price / Book: 1.01

Miscellaneous

• Outstanding Shares: 132,300,000
• Free Float: 129,615,000
• Market Cap: $4.70 billion
• Optionable: Optionable
• Beta: 0.71