Regions Financial (RF) Stock Price, News & Analysis

Company Overview

Regions Financial Corporation (NYSE: RF) is a U.S. bank holding company headquartered in Birmingham, Alabama, that provides a broad range of banking and financial services. Its primary banking subsidiary, Regions Bank, serves retail and commercial customers through a combination of branch and ATM networks, digital channels and relationship-based delivery. The company offers deposit accounts, consumer and commercial loans, mortgage origination and servicing, and payment and treasury services.

In addition to core banking, Regions offers wealth management, trust and brokerage services, insurance solutions, and capital markets capabilities to corporate and institutional clients. Commercial offerings include working capital and asset-based lending, commercial real estate financing, and specialized industry banking, while consumer offerings encompass mortgages, home equity products, auto lending and digital banking tools designed for online and mobile access.

Regions operates primarily across the southern and midwestern United States, targeting metropolitan and regional markets with a focus on community banking and commercial relationships. The company has expanded through a combination of organic growth and strategic acquisitions to build a diversified franchise that serves individuals, small and mid-sized businesses, and larger corporations. It maintains an integrated delivery model combining local decision-making with centralized capabilities.

Regions emphasizes customer service, local market knowledge and a full-service product set to support clients’ financial needs. The company also invests in technology and digital platforms to enhance accessibility and operational efficiency while supporting community development and client-focused relationship banking across its footprint.

Key Stats

• Today's Range: $28.21 to $28.56
• 50-Day Range: $24.98 to $29.36
• 52-Week Range: $20.67 to $31.53
• Volume: 6.28 million shs
• Average Volume: 13.59 million shs
• Market Capitalization: $24.39 billion
• P/E Ratio: 11.77
• Dividend Yield: 3.75%
• Price Target: $30.12
• Consensus Rating: Hold

Regions Financial Stock Analysis - MarketRank™

Regions Financial scored higher than 92% of companies evaluated by MarketBeat, and ranked 143rd out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 2.6 / 5
• Analyst Rating: Hold

Consensus Rating

Regions Financial has received a consensus rating of Hold. The company's average rating score is 2.21, and is based on no strong buy ratings, 7 buy ratings, 9 hold ratings, and 3 sell ratings.

Upside/Downside

The consensus price target for Regions Financial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Regions Financial has been the subject of 8 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 9.20%

Earnings Growth

Earnings for Regions Financial are expected to grow by 9.20% in the coming year, from $2.61 to $2.85 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Regions Financial is 11.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.47.

Price to Earnings Ratio vs. Sector

The P/E ratio of Regions Financial is 11.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 23.48.

Price to Earnings Growth Ratio

Regions Financial has a PEG Ratio of 1.08. PEG Ratios above 1 indicate that a company could be overvalued.

Price to Book Value per Share Ratio

Regions Financial has a P/B Ratio of 1.40. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

5.92% of the float of Regions Financial has been sold short.

Short Interest Ratio / Days to Cover

Regions Financial has a short interest ratio ("days to cover") of 4.86.

Change versus previous month

Short interest in Regions Financial has recently decreased by 9.95%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 5.0 / 5
• Dividend Strength: Strong

Dividend Leadership

Regions Financial is a leading dividend payer. It pays a dividend yield of 3.83%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Regions Financial has been increasing its dividend for 12 years.

Dividend Coverage

The dividend payout ratio of Regions Financial is 44.17%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Regions Financial will have a dividend payout ratio of 37.19% next year. This indicates that Regions Financial will be able to sustain or increase its dividend.

News and Social Media

• Score: 4.6 / 5
• News Sentiment: 1.36

News Sentiment

Regions Financial has a news sentiment score of 1.36. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Regions Financial this week, compared to 6 articles on an average week.

Search Interest

19 people have searched for RF on MarketBeat in the last 30 days. This is an increase of 90% compared to the previous 30 days.

MarketBeat Follows

5 people have added Regions Financial to their MarketBeat watchlist in the last 30 days. This is an increase of 150% compared to the previous 30 days.

Company Ownership

• Score: 0.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Regions Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

0.34% of the stock of Regions Financial is held by insiders.

Percentage Held by Institutions

79.39% of the stock of Regions Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

RF Stock Analysis - Frequently Asked Questions

How have RF shares performed this year?

Regions Financial's stock was trading at $27.11 on January 1st, 2026. Since then, RF shares have increased by 4.2% and is now trading at $28.2450.

How were Regions Financial's earnings last quarter?

Regions Financial Corporation (NYSE:RF) released its quarterly earnings results on Friday, April, 17th. The bank reported $0.62 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.61 by $0.01. The company's revenue was up 5.0% compared to the same quarter last year.
Read the conference call transcript.

Is Regions Financial buying back stock?

Regions Financial's Board of Directors approved a share buyback program on Wednesday, December 10th 2025, which authorizes the company to buy back $3,000,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 12.9% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's leadership believes its stock is undervalued.

Who are Regions Financial's major shareholders?

Top institutional shareholders of Regions Financial include Bank of New York Mellon Corp (0.77%), Allspring Global Investments Holdings LLC (0.73%), Sumitomo Mitsui Trust Group Inc. (0.28%) and Miller Howard Investments Inc. NY (0.18%). Insiders that own company stock include Ronald G Smith, David R Keenan, William C Rhodes III, Jose S Suquet, William D Ritter, Joia M Johnson and Roger W Jenkins.
View institutional ownership trends.

How do I buy shares of Regions Financial?

Shares of RF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Regions Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Regions Financial investors own include American Water Works (AWK), Humana (HUM), Verizon Communications (VZ), Waste Connections (WCN), Voyager Therapeutics (VYGR), DiamondRock Hospitality (DRH) and The RMR Group (RMR).

Company Calendar

• Record date for 4/1 Dividend: 3/02/2026
• Ex-Dividend for 4/1 Dividend: 3/02/2026
• Dividend Payable: 4/01/2026
• Last Earnings: 4/17/2026
• Today: 5/06/2026
• AGM 2026: 5/06/2026
• Record date for 7/1 Dividend: 6/01/2026
• Ex-Dividend for 7/1 Dividend: 6/01/2026
• Dividend Payable: 7/01/2026
• Next Earnings (Estimated): 7/17/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:RF
• CIK: 1281761
• Web: www.regions.com
• Phone: (800) 734-4667
• Fax: 334-832-8419
• Employees: 19,969
• Year Founded: 1971

Price Target and Rating

• Average Price Target for Regions Financial: $30.12
• High Price Target: $34.00
• Low Price Target: $24.00
• Potential Upside/Downside: +6.6%
• Consensus Rating: Hold
• Rating Score (0-4): 2.21
• Research Coverage: 19 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.40
• Trailing P/E Ratio: 11.77
• Forward P/E Ratio: 10.82
• P/E Growth: 1.08
• Net Income: $2.16 billion
• Net Margins: 23.13%
• Pretax Margin: 29.48%
• Return on Equity: 12.70%
• Return on Assets: 1.40%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.80
• Quick Ratio: 0.80

Sales & Book Value

• Annual Sales: $9.61 billion
• Price / Sales: 2.54
• Cash Flow: $2.64 per share
• Price / Cash Flow: 10.69
• Book Value: $20.24 per share
• Price / Book: 1.40

Miscellaneous

• Outstanding Shares: 863,510,000
• Free Float: 860,571,000
• Market Cap: $24.39 billion
• Optionable: Optionable
• Beta: 1.02