RM (RM) Competitors

McBride (LON:MCB) and RM (LON:RM) are both small-cap banking companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, dividends, media sentiment, profitability, analyst recommendations, institutional ownership and risk.

Which has more volatility and risk, MCB or RM?

McBride has a beta of 1.17, indicating that its stock price is 17% more volatile than the S&P 500. Comparatively, RM has a beta of 2.19, indicating that its stock price is 119% more volatile than the S&P 500.

Does the media refer more to MCB or RM?

In the previous week, McBride had 4 more articles in the media than RM. MarketBeat recorded 13 mentions for McBride and 9 mentions for RM. RM's average media sentiment score of 0.42 beat McBride's score of 0.20 indicating that RM is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
McBride	1 Very Positive mention(s)	3 Positive mention(s)	5 Neutral mention(s)	3 Negative mention(s)	1 Very Negative mention(s)	Neutral
RM	1 Very Positive mention(s)	3 Positive mention(s)	4 Neutral mention(s)	0 Negative mention(s)	1 Very Negative mention(s)	Neutral

Do institutionals and insiders believe in MCB or RM?

72.7% of McBride shares are owned by institutional investors. Comparatively, 63.5% of RM shares are owned by institutional investors. 5.8% of McBride shares are owned by insiders. Comparatively, 20.1% of RM shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Which has stronger earnings and valuation, MCB or RM?

McBride has higher revenue and earnings than RM. RM is trading at a lower price-to-earnings ratio than McBride, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
McBride	£930.83M	0.28	£33.16M	£19.57	7.81
RM	£189.50M	0.41	-£47.32M	-£55.02	-1.65

Is MCB or RM a better dividend stock?

McBride pays an annual dividend of GBX 1 per share and has a dividend yield of 0.7%. RM pays an annual dividend of GBX 8 per share and has a dividend yield of 8.8%. McBride pays out 5.1% of its earnings in the form of a dividend. RM pays out -14.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. RM is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is MCB or RM more profitable?

McBride has a net margin of 3.56% compared to RM's net margin of -24.97%. McBride's return on equity of 62.24% beat RM's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
McBride	3.56%	62.24%	8.54%
RM	-24.97%	-311.10%	-1.51%

Summary

McBride beats RM on 9 of the 15 factors compared between the two stocks.