S&U (SUS) Competitors

Vanquis Banking Group (LON:PFG) and S&U (LON:SUS) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, media sentiment, earnings, profitability, analyst recommendations, risk, community ranking, institutional ownership and dividends.

Which has preferable valuation and earnings, PFG or SUS?

Vanquis Banking Group has higher revenue and earnings than S&U. Vanquis Banking Group is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A
S&U	£65.05M	2.79	£18.35M	£158.75	9.64

Is PFG or SUS a better dividend stock?

Vanquis Banking Group pays an annual dividend of GBX 17 per share. S&U pays an annual dividend of GBX 150 per share and has a dividend yield of 9.8%. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U pays out 94.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U is clearly the better dividend stock, given its higher yield and lower payout ratio.

Is PFG or SUS more profitable?

S&U has a net margin of 28.21% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat S&U's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Vanquis Banking Group	8.73%	17.19%	4.14%
S&U	28.21%	8.05%	4.18%

Which has more volatility and risk, PFG or SUS?

Vanquis Banking Group has a beta of 1.5, meaning that its share price is 50% more volatile than the S&P 500. Comparatively, S&U has a beta of 0.55, meaning that its share price is 45% less volatile than the S&P 500.

Does the media prefer PFG or SUS?

In the previous week, S&U had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for Vanquis Banking Group. S&U's average media sentiment score of 0.75 beat Vanquis Banking Group's score of 0.00 indicating that S&U is being referred to more favorably in the news media.

Company	Overall Sentiment
Vanquis Banking Group	Neutral
S&U	Positive

Do analysts prefer PFG or SUS?

S&U has a consensus target price of GBX 1,700, suggesting a potential upside of 11.11%. Given S&U's stronger consensus rating and higher possible upside, analysts clearly believe S&U is more favorable than Vanquis Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
S&U	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Does the MarketBeat Community believe in PFG or SUS?

Vanquis Banking Group received 239 more outperform votes than S&U when rated by MarketBeat users. However, 69.64% of users gave S&U an outperform vote while only 60.52% of users gave Vanquis Banking Group an outperform vote.

Company	Underperform	Outperform
Vanquis Banking Group	Outperform Votes 489 60.52%	Underperform Votes 319 39.48%
S&U	Outperform Votes 250 69.64%	Underperform Votes 109 30.36%

Do institutionals and insiders have more ownership in PFG or SUS?

84.0% of Vanquis Banking Group shares are owned by institutional investors. Comparatively, 3.8% of S&U shares are owned by institutional investors. 2.6% of Vanquis Banking Group shares are owned by insiders. Comparatively, 88.9% of S&U shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

S&U beats Vanquis Banking Group on 11 of the 18 factors compared between the two stocks.