S&U (SUS) Competitors

S&U (LON:SUS) and Vanquis Banking Group (LON:PFG) are both small-cap financial services companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, community ranking, risk, media sentiment, dividends, institutional ownership, analyst recommendations, profitability and earnings.

Is SUS or PFG more profitable?

S&U has a net margin of 28.21% compared to Vanquis Banking Group's net margin of 8.73%. Vanquis Banking Group's return on equity of 17.19% beat S&U's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
S&U	28.21%	8.05%	4.18%
Vanquis Banking Group	8.73%	17.19%	4.14%

Which has more volatility & risk, SUS or PFG?

S&U has a beta of 0.55, suggesting that its stock price is 45% less volatile than the S&P 500. Comparatively, Vanquis Banking Group has a beta of 1.5, suggesting that its stock price is 50% more volatile than the S&P 500.

Which has stronger valuation & earnings, SUS or PFG?

Vanquis Banking Group has higher revenue and earnings than S&U. Vanquis Banking Group is trading at a lower price-to-earnings ratio than S&U, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
S&U	£65.05M	2.65	£18.35M	£158.75	9.17
Vanquis Banking Group	£446.50M	0.00	£103.50M	£0.41	N/A

Do analysts rate SUS or PFG?

S&U presently has a consensus target price of GBX 1,700, suggesting a potential upside of 16.84%. Given S&U's stronger consensus rating and higher probable upside, equities analysts plainly believe S&U is more favorable than Vanquis Banking Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
S&U	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Vanquis Banking Group	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Do insiders & institutionals hold more shares of SUS or PFG?

3.8% of S&U shares are owned by institutional investors. Comparatively, 84.0% of Vanquis Banking Group shares are owned by institutional investors. 88.9% of S&U shares are owned by insiders. Comparatively, 2.6% of Vanquis Banking Group shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Does the MarketBeat Community favor SUS or PFG?

Vanquis Banking Group received 239 more outperform votes than S&U when rated by MarketBeat users. However, 69.64% of users gave S&U an outperform vote while only 60.52% of users gave Vanquis Banking Group an outperform vote.

Company	Underperform	Outperform
S&U	Outperform Votes 250 69.64%	Underperform Votes 109 30.36%
Vanquis Banking Group	Outperform Votes 489 60.52%	Underperform Votes 319 39.48%

Does the media prefer SUS or PFG?

In the previous week, S&U had 1 more articles in the media than Vanquis Banking Group. MarketBeat recorded 1 mentions for S&U and 0 mentions for Vanquis Banking Group. S&U's average media sentiment score of 0.75 beat Vanquis Banking Group's score of 0.00 indicating that S&U is being referred to more favorably in the media.

Company	Overall Sentiment
S&U	Positive
Vanquis Banking Group	Neutral

Is SUS or PFG a better dividend stock?

S&U pays an annual dividend of GBX 150 per share and has a dividend yield of 10.3%. Vanquis Banking Group pays an annual dividend of GBX 17 per share. S&U pays out 94.5% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Vanquis Banking Group pays out 4,146.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. S&U is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

S&U beats Vanquis Banking Group on 11 of the 18 factors compared between the two stocks.