BCBP vs. YRD, ORRF, MPB, BITF, SPFI, SMBK, HKD, HONE, MFH, and CBNK
Should you be buying BCB Bancorp stock or one of its competitors? The main competitors of BCB Bancorp include Yiren Digital (YRD), Orrstown Financial Services (ORRF), Mid Penn Bancorp (MPB), Bitfarms (BITF), South Plains Financial (SPFI), SmartFinancial (SMBK), AMTD Digital (HKD), HarborOne Bancorp (HONE), Mercurity Fintech (MFH), and Capital Bancorp (CBNK). These companies are all part of the "banking" industry.
BCB Bancorp vs.
BCB Bancorp (NASDAQ:BCBP) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their valuation, profitability, media sentiment, community ranking, risk, institutional ownership, earnings, dividends and analyst recommendations.
BCB Bancorp pays an annual dividend of $0.64 per share and has a dividend yield of 7.6%. Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 6.2%. BCB Bancorp pays out 426.7% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Yiren Digital pays out 15.9% of its earnings in the form of a dividend.
Yiren Digital has higher revenue and earnings than BCB Bancorp. Yiren Digital is trading at a lower price-to-earnings ratio than BCB Bancorp, indicating that it is currently the more affordable of the two stocks.
Yiren Digital has a net margin of 32.37% compared to BCB Bancorp's net margin of 9.46%. Yiren Digital's return on equity of 20.85% beat BCB Bancorp's return on equity.
36.0% of BCB Bancorp shares are owned by institutional investors. Comparatively, 2.0% of Yiren Digital shares are owned by institutional investors. 15.9% of BCB Bancorp shares are owned by company insiders. Comparatively, 42.2% of Yiren Digital shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.
BCB Bancorp presently has a consensus target price of $11.75, indicating a potential upside of 40.05%. Given BCB Bancorp's stronger consensus rating and higher possible upside, analysts clearly believe BCB Bancorp is more favorable than Yiren Digital.
Yiren Digital received 189 more outperform votes than BCB Bancorp when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 58.02% of users gave BCB Bancorp an outperform vote.
In the previous week, BCB Bancorp had 8 more articles in the media than Yiren Digital. MarketBeat recorded 11 mentions for BCB Bancorp and 3 mentions for Yiren Digital. BCB Bancorp's average media sentiment score of 0.59 beat Yiren Digital's score of 0.00 indicating that BCB Bancorp is being referred to more favorably in the media.
BCB Bancorp has a beta of 0.57, indicating that its stock price is 43% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.66, indicating that its stock price is 34% less volatile than the S&P 500.
Summary
Yiren Digital beats BCB Bancorp on 11 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
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Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:BCBP) was last updated on 5/2/2025 by MarketBeat.com Staff
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