Bank7 (BSVN) Competitors

LexinFintech (NASDAQ:LX) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their dividends, earnings, institutional ownership, risk, community ranking, media sentiment, valuation, profitability and analyst recommendations.

Does the media refer more to LX or BSVN?

In the previous week, LexinFintech had 8 more articles in the media than Bank7. MarketBeat recorded 8 mentions for LexinFintech and 0 mentions for Bank7. Bank7's average media sentiment score of 1.81 beat LexinFintech's score of 1.15 indicating that Bank7 is being referred to more favorably in the news media.

Company	Overall Sentiment
LexinFintech	Positive
Bank7	Very Positive

Do analysts rate LX or BSVN?

LexinFintech currently has a consensus target price of $13.60, suggesting a potential upside of 75.94%. Bank7 has a consensus target price of $51.00, suggesting a potential upside of 36.99%. Given LexinFintech's higher possible upside, equities analysts clearly believe LexinFintech is more favorable than Bank7.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
LexinFintech	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Bank7	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the MarketBeat Community believe in LX or BSVN?

LexinFintech received 165 more outperform votes than Bank7 when rated by MarketBeat users. Likewise, 59.65% of users gave LexinFintech an outperform vote while only 59.38% of users gave Bank7 an outperform vote.

Company	Underperform	Outperform
LexinFintech	Outperform Votes 241 59.65%	Underperform Votes 163 40.35%
Bank7	Outperform Votes 76 59.38%	Underperform Votes 52 40.63%

Which has stronger valuation & earnings, LX or BSVN?

LexinFintech has higher revenue and earnings than Bank7. Bank7 is trading at a lower price-to-earnings ratio than LexinFintech, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
LexinFintech	$14.20B	0.09	$150.14M	$0.90	8.59
Bank7	$96.03M	3.66	$45.70M	$4.71	7.90

Do institutionals & insiders believe in LX or BSVN?

23.5% of Bank7 shares are owned by institutional investors. 27.8% of LexinFintech shares are owned by insiders. Comparatively, 25.8% of Bank7 shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Is LX or BSVN a better dividend stock?

LexinFintech pays an annual dividend of $0.17 per share and has a dividend yield of 2.2%. Bank7 pays an annual dividend of $0.96 per share and has a dividend yield of 2.6%. LexinFintech pays out 18.9% of its earnings in the form of a dividend. Bank7 pays out 20.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has increased its dividend for 5 consecutive years. Bank7 is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has more risk and volatility, LX or BSVN?

LexinFintech has a beta of 0.46, indicating that its stock price is 54% less volatile than the S&P 500. Comparatively, Bank7 has a beta of 1.07, indicating that its stock price is 7% more volatile than the S&P 500.

Is LX or BSVN more profitable?

Bank7 has a net margin of 32.00% compared to LexinFintech's net margin of 5.34%. Bank7's return on equity of 23.83% beat LexinFintech's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
LexinFintech	5.34%	7.47%	3.26%
Bank7	32.00%	23.83%	2.64%

Summary

LexinFintech beats Bank7 on 10 of the 19 factors compared between the two stocks.