Bankwell Financial Group (BWFG) Competitors

Bankwell Financial Group (NASDAQ:BWFG) and Pagaya Technologies (NASDAQ:PGY) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, earnings, institutional ownership, dividends, valuation, risk, community ranking and media sentiment.

Which has better valuation & earnings, BWFG or PGY?

Bankwell Financial Group has higher earnings, but lower revenue than Pagaya Technologies. Pagaya Technologies is trading at a lower price-to-earnings ratio than Bankwell Financial Group, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Bankwell Financial Group	$88.51M	3.00	$9.31M	$1.57	21.50
Pagaya Technologies	$1.05B	1.10	-$401.41M	-$5.07	-3.01

Do insiders & institutionals have more ownership in BWFG or PGY?

35.8% of Bankwell Financial Group shares are owned by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are owned by institutional investors. 19.5% of Bankwell Financial Group shares are owned by insiders. Comparatively, 47.6% of Pagaya Technologies shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Do analysts recommend BWFG or PGY?

Bankwell Financial Group presently has a consensus target price of $42.00, indicating a potential upside of 24.41%. Pagaya Technologies has a consensus target price of $20.61, indicating a potential upside of 34.98%. Given Pagaya Technologies' higher probable upside, analysts plainly believe Pagaya Technologies is more favorable than Bankwell Financial Group.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Bankwell Financial Group	0 Sell rating(s)	0 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	3.00
Pagaya Technologies	0 Sell rating(s)	2 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.78

Which has more risk and volatility, BWFG or PGY?

Bankwell Financial Group has a beta of 0.66, meaning that its share price is 34% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.88, meaning that its share price is 488% more volatile than the S&P 500.

Does the media prefer BWFG or PGY?

In the previous week, Pagaya Technologies had 6 more articles in the media than Bankwell Financial Group. MarketBeat recorded 7 mentions for Pagaya Technologies and 1 mentions for Bankwell Financial Group. Bankwell Financial Group's average media sentiment score of 1.42 beat Pagaya Technologies' score of 1.16 indicating that Bankwell Financial Group is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Bankwell Financial Group	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Pagaya Technologies	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Does the MarketBeat Community favor BWFG or PGY?

Bankwell Financial Group received 159 more outperform votes than Pagaya Technologies when rated by MarketBeat users. However, 72.50% of users gave Pagaya Technologies an outperform vote while only 63.73% of users gave Bankwell Financial Group an outperform vote.

Company	Underperform	Outperform
Bankwell Financial Group	Outperform Votes 188 63.73%	Underperform Votes 107 36.27%
Pagaya Technologies	Outperform Votes 29 72.50%	Underperform Votes 11 27.50%

Is BWFG or PGY more profitable?

Bankwell Financial Group has a net margin of 4.76% compared to Pagaya Technologies' net margin of -39.20%. Bankwell Financial Group's return on equity of 3.48% beat Pagaya Technologies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Bankwell Financial Group	4.76%	3.48%	0.30%
Pagaya Technologies	-39.20%	0.82%	0.36%

Summary

Bankwell Financial Group and Pagaya Technologies tied by winning 9 of the 18 factors compared between the two stocks.