Cincinnati Financial (CINF) Competitors

Cincinnati Financial (NASDAQ:CINF) and Travelers Companies (NYSE:TRV) are both large-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their risk, community ranking, analyst recommendations, valuation, profitability, dividends, institutional ownership, media sentiment and earnings.

Is CINF or TRV a better dividend stock?

Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.5%. Travelers Companies pays an annual dividend of $4.40 per share and has a dividend yield of 1.7%. Cincinnati Financial pays out 24.0% of its earnings in the form of a dividend. Travelers Companies pays out 24.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Cincinnati Financial has increased its dividend for 65 consecutive years and Travelers Companies has increased its dividend for 21 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals believe in CINF or TRV?

65.2% of Cincinnati Financial shares are owned by institutional investors. Comparatively, 82.4% of Travelers Companies shares are owned by institutional investors. 2.8% of Cincinnati Financial shares are owned by company insiders. Comparatively, 1.5% of Travelers Companies shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Does the media refer more to CINF or TRV?

In the previous week, Travelers Companies had 21 more articles in the media than Cincinnati Financial. MarketBeat recorded 40 mentions for Travelers Companies and 19 mentions for Cincinnati Financial. Travelers Companies' average media sentiment score of 1.23 beat Cincinnati Financial's score of 0.89 indicating that Travelers Companies is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Cincinnati Financial	11 Very Positive mention(s)	1 Positive mention(s)	2 Neutral mention(s)	1 Negative mention(s)	1 Very Negative mention(s)	Positive
Travelers Companies	27 Very Positive mention(s)	1 Positive mention(s)	4 Neutral mention(s)	2 Negative mention(s)	1 Very Negative mention(s)	Positive

Does the MarketBeat Community prefer CINF or TRV?

Travelers Companies received 328 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.80% of users gave Travelers Companies an outperform vote while only 51.26% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Cincinnati Financial	Outperform Votes 265 51.26%	Underperform Votes 252 48.74%
Travelers Companies	Outperform Votes 593 52.80%	Underperform Votes 530 47.20%

Do analysts rate CINF or TRV?

Cincinnati Financial presently has a consensus price target of $147.40, suggesting a potential upside of 5.88%. Travelers Companies has a consensus price target of $267.32, suggesting a potential upside of 1.13%. Given Cincinnati Financial's stronger consensus rating and higher probable upside, equities research analysts clearly believe Cincinnati Financial is more favorable than Travelers Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80
Travelers Companies	3 Sell rating(s)	11 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.19

Which has more volatility & risk, CINF or TRV?

Cincinnati Financial has a beta of 0.53, meaning that its share price is 47% less volatile than the S&P 500. Comparatively, Travelers Companies has a beta of 0.48, meaning that its share price is 52% less volatile than the S&P 500.

Which has higher earnings & valuation, CINF or TRV?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Cincinnati Financial is trading at a lower price-to-earnings ratio than Travelers Companies, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Cincinnati Financial	$11.34B	1.92	$2.29B	$14.52	9.59
Travelers Companies	$47.01B	1.27	$5.00B	$18.37	14.39

Is CINF or TRV more profitable?

Cincinnati Financial has a net margin of 20.22% compared to Travelers Companies' net margin of 10.77%. Travelers Companies' return on equity of 19.06% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Cincinnati Financial	20.22%	9.01%	3.37%
Travelers Companies	10.77%	19.06%	3.83%

Summary

Travelers Companies beats Cincinnati Financial on 13 of the 21 factors compared between the two stocks.