Cincinnati Financial (CINF) Competitors

Travelers Companies (NYSE:TRV) and Cincinnati Financial (NASDAQ:CINF) are both large-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their earnings, risk, profitability, media sentiment, valuation, dividends, institutional ownership, community ranking and analyst recommendations.

Which has higher earnings and valuation, TRV or CINF?

Travelers Companies has higher revenue and earnings than Cincinnati Financial. Travelers Companies is trading at a lower price-to-earnings ratio than Cincinnati Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Travelers Companies	$47.01B	1.32	$5.00B	$18.37	14.90
Cincinnati Financial	$10.97B	2.14	$2.29B	$9.17	16.38

Does the MarketBeat Community believe in TRV or CINF?

Travelers Companies received 329 more outperform votes than Cincinnati Financial when rated by MarketBeat users. Likewise, 52.75% of users gave Travelers Companies an outperform vote while only 51.26% of users gave Cincinnati Financial an outperform vote.

Company	Underperform	Outperform
Travelers Companies	Outperform Votes 594 52.75%	Underperform Votes 532 47.25%
Cincinnati Financial	Outperform Votes 265 51.26%	Underperform Votes 252 48.74%

Is TRV or CINF more profitable?

Cincinnati Financial has a net margin of 20.22% compared to Travelers Companies' net margin of 10.77%. Travelers Companies' return on equity of 19.06% beat Cincinnati Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Travelers Companies	10.77%	19.06%	3.83%
Cincinnati Financial	20.22%	9.01%	3.37%

Is TRV or CINF a better dividend stock?

Travelers Companies pays an annual dividend of $4.40 per share and has a dividend yield of 1.6%. Cincinnati Financial pays an annual dividend of $3.48 per share and has a dividend yield of 2.3%. Travelers Companies pays out 24.0% of its earnings in the form of a dividend. Cincinnati Financial pays out 37.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Travelers Companies has increased its dividend for 21 consecutive years and Cincinnati Financial has increased its dividend for 65 consecutive years. Cincinnati Financial is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer TRV or CINF?

In the previous week, Travelers Companies had 21 more articles in the media than Cincinnati Financial. MarketBeat recorded 43 mentions for Travelers Companies and 22 mentions for Cincinnati Financial. Cincinnati Financial's average media sentiment score of 1.61 beat Travelers Companies' score of 1.16 indicating that Cincinnati Financial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Travelers Companies	28 Very Positive mention(s)	3 Positive mention(s)	7 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Positive
Cincinnati Financial	21 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Do analysts rate TRV or CINF?

Travelers Companies currently has a consensus target price of $270.42, suggesting a potential downside of 1.19%. Cincinnati Financial has a consensus target price of $147.40, suggesting a potential downside of 1.84%. Given Travelers Companies' higher probable upside, equities analysts clearly believe Travelers Companies is more favorable than Cincinnati Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Travelers Companies	3 Sell rating(s)	11 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.19
Cincinnati Financial	0 Sell rating(s)	1 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.80

Which has more volatility and risk, TRV or CINF?

Travelers Companies has a beta of 0.53, suggesting that its stock price is 47% less volatile than the S&P 500. Comparatively, Cincinnati Financial has a beta of 0.73, suggesting that its stock price is 27% less volatile than the S&P 500.

Do institutionals & insiders have more ownership in TRV or CINF?

82.4% of Travelers Companies shares are owned by institutional investors. Comparatively, 65.2% of Cincinnati Financial shares are owned by institutional investors. 1.5% of Travelers Companies shares are owned by insiders. Comparatively, 2.8% of Cincinnati Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Summary

Travelers Companies beats Cincinnati Financial on 13 of the 21 factors compared between the two stocks.