Top MarketRank™ StocksTop MarketRank™NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $19.34 +0.06 (+0.31%) Closing price 04:00 PM EasternExtended Trading$19.30 -0.04 (-0.18%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSustainabilityTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$19.01▼$19.5450-Day Range$19.28▼$25.0852-Week Range$15.30▼$25.59Volume88,147 shsAverage Volume132,731 shsMarket Capitalization$373.46 millionP/E Ratio7.64Dividend Yield3.52%Price Target$24.80Consensus RatingModerate Buy Company Overview Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks99th Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 99% of companies evaluated by MarketBeat, and ranked 25th out of 922 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.3 / 5Analyst RatingModerate Buy Consensus RatingCivista Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.60, and is based on 3 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageCivista Bancshares has only been the subject of 2 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation3.1 / 5Proj. Earnings Growth14.04% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 14.04% in the coming year, from $2.28 to $2.60 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 7.64, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 27.93.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 7.64, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.86.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.78. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.56% of the outstanding shares of Civista Bancshares have been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 63.12%, indicating that investor sentiment is improving significantly. Dividend3.3 / 5Dividend StrengthStrong Dividend LeadershipCivista Bancshares is a leading dividend payer. It pays a dividend yield of 3.51%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.88%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 26.15% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. Sustainability and ESG3.1 / 5Environmental Score-0.68 Percentage of Shares Shorted0.56% of the outstanding shares of Civista Bancshares have been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently decreased by 63.12%, indicating that investor sentiment is improving significantly. News and Social Media2.3 / 5News Sentiment1.16 News SentimentCivista Bancshares has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.75 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Civista Bancshares this week, compared to 3 articles on an average week.MarketBeat FollowsOnly 1 people have added Civista Bancshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Company Ownership2.5 / 5Insider TradingAcquiring Shares Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $298,002.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 2.60% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address CIVB Stock News HeadlinesCivista Bancshares, Inc. (NASDAQ:CIVB) Director Nathan E. Weaks Acquires 1,000 SharesAugust 1, 2025 | insidertrades.comCivista Bancshares, Inc. (NASDAQ:CIVB) Director Purchases $13,600.00 in StockJuly 16, 2025 | insidertrades.comTrump set to Boost Social Security Checks by 400%?If you're collecting or planning to collect social security... You should see this presentation about President Trump's Executive Order #14196. Legendary investor Louis Navellier believes it could soon not only save Social Security from collapse... But BOOST benefits for millions of retirees by up to 400%. No wonder the financial times called this new initiative...August 8 at 2:00 AM | InvestorPlace (Ad)Civista Bancshares Remains One Of The Most Compelling Banks Out There5 hours ago | seekingalpha.comCivista Bancshares (CIVB) Earnings TranscriptAugust 4, 2025 | fool.comWhat is DA Davidson's Forecast for CIVB Q3 Earnings?August 1, 2025 | americanbankingnews.comStephens Issues Pessimistic Forecast for Civista Bancshares (NASDAQ:CIVB) Stock PriceJuly 31, 2025 | americanbankingnews.comCivista Bancshares Updates Governance PracticesJuly 28, 2025 | tipranks.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $21.04 at the start of the year. Since then, CIVB stock has decreased by 8.1% and is now trading at $19.34. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) posted its earnings results on Thursday, July, 24th. The bank reported $0.66 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.69 by $0.03. The bank had revenue of $41.40 million for the quarter, compared to analyst estimates of $43.07 million. Civista Bancshares had a net margin of 15.83% and a trailing twelve-month return on equity of 9.83%. Read the conference call transcript. Who are Civista Bancshares' major shareholders? Civista Bancshares' top institutional investors include Geode Capital Management LLC (2.37%), Ritholtz Wealth Management (1.43%), Summit Financial Strategies Inc. (0.92%) and Connor Clark & Lunn Investment Management Ltd. (0.33%). Insiders that own company stock include Allen R Nickles, Gerald B Wurm, Dennis E Murray Jr, Julie A Mattlin, Nathan E Weaks, Richard J Dutton, Charles A Parcher, Clyde A Perfect Jr, Darci L Congrove, Ian Whinnem, Dennis G Shaffer, Lance A Morrison, Michael D Mulford and Mark J Macioce. View institutional ownership trends. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Record date for 5/13 Dividend4/29/2025Ex-Dividend for 5/13 Dividend4/29/2025Dividend Payable5/13/2025Last Earnings7/24/2025Record date for 8/19 Dividend8/05/2025Ex-Dividend for 8/19 Dividend8/05/2025Today8/08/2025Dividend Payable8/19/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$24.80 High Price Target$28.00 Low Price Target$22.00 Potential Upside/Downside+28.7%Consensus RatingModerate Buy Rating Score (0-4)2.60 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$2.53 Trailing P/E Ratio7.62 Forward P/E Ratio8.45 P/E GrowthN/ANet Income$31.68 million Net Margins15.83% Pretax Margin16.70% Return on Equity9.83% Return on Assets0.94% Debt Debt-to-Equity Ratio1.19 Current Ratio0.97 Quick Ratio0.97 Sales & Book Value Annual Sales$244.44 million Price / Sales1.22 Cash Flow$2.69 per share Price / Cash Flow7.17 Book Value$24.69 per share Price / Book0.78Miscellaneous Outstanding Shares15,520,000Free Float15,116,000Market Cap$298.96 million OptionableOptionable Beta0.73 Social Links 5G Stocks: The Path Forward is ProfitableEnter your email address and we'll send you MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. 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