NASDAQ:CIVB Civista Bancshares (CIVB) Stock Price, News & Analysis $27.93 -0.53 (-1.86%) Closing price 04:00 PM EasternExtended Trading$27.94 +0.00 (+0.02%) As of 05:44 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About Civista Bancshares Stock (NASDAQ:CIVB) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Civista Bancshares alerts:Sign Up Key Stats Today's Range$27.92▼$29.1950-Day Range$24.22▼$28.9452-Week Range$18.94▼$29.38Volume121,588 shsAverage Volume99,397 shsMarket Capitalization$580.39 millionP/E Ratio10.27Dividend Yield2.58%Price Target$27.20Consensus RatingHold Company Overview Civista Bancshares, Inc. is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions. Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand. These services encompass financial planning, investment management, fiduciary administration and retirement plan consulting. Clients gain access to personalized strategies designed to meet the needs of both individuals and institutional investors, supported by dedicated relationship teams and digital platforms. With a network of branch offices and loan production offices across mid-Michigan and northwest Ohio, Civista Bancshares maintains a strong community focus. The company emphasizes local decision-making and relationship banking, working closely with customers to support regional economic development. Civic involvement and philanthropic efforts in the communities it serves are integral to the company’s approach to fostering long-term customer relationships and sustainable growth.AI Generated. May Contain Errors. Read More Civista Bancshares Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks51st Percentile Overall ScoreCIVB MarketRank™: Civista Bancshares scored higher than 51% of companies evaluated by MarketBeat, and ranked 678th out of 877 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion1.6 / 5Analyst RatingHold Consensus RatingCivista Bancshares has received a consensus rating of Hold. The company's average rating score is 2.43, and is based on no strong buy ratings, 3 buy ratings, 4 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Civista Bancshares is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageCivista Bancshares has only been the subject of 2 research reports in the past 90 days.Read more about Civista Bancshares' stock forecast and price target. Earnings and Valuation2.5 / 5Proj. Earnings Growth4.58% Earnings GrowthEarnings for Civista Bancshares are expected to grow by 4.58% in the coming year, from $2.84 to $2.97 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Civista Bancshares is 10.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 46.24.Price to Earnings Ratio vs. SectorThe P/E ratio of Civista Bancshares is 10.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.62.Price to Book Value per Share RatioCivista Bancshares has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Civista Bancshares' valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted1.34% of the float of Civista Bancshares has been sold short.Short Interest Ratio / Days to CoverCivista Bancshares has a short interest ratio ("days to cover") of 3.07, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Civista Bancshares has recently increased by 0.73%, indicating that investor sentiment is decreasing. Dividend2.5 / 5Dividend StrengthModerate Dividend YieldCivista Bancshares pays a meaningful dividend of 2.53%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCivista Bancshares has only been increasing its dividend for 4 years.Dividend CoverageThe dividend payout ratio of Civista Bancshares is 26.47%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Civista Bancshares will have a dividend payout ratio of 24.24% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.Read more about Civista Bancshares' dividend. News and Social Media1.1 / 5News Sentiment-0.18 News SentimentCivista Bancshares has a news sentiment score of -0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.66 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Civista Bancshares this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for CIVB on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Company Ownership0.7 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Civista Bancshares insiders have not sold or bought any company stock.Percentage Held by Insiders1.64% of the stock of Civista Bancshares is held by insiders.Percentage Held by Institutions52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about Civista Bancshares' insider trading history. Receive CIVB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Civista Bancshares and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. 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CIVB Stock News HeadlinesCivista Bancshares Highlights Strong Q1 2026 Growth OutlookJuly 6 at 8:37 AM | theglobeandmail.comCivista Bancshares (NASDAQ:CIVB) Reaches New 1-Year High - Time to Buy?July 2, 2026 | americanbankingnews.comThe Warsh Fed and what it could mean for your savingsThe Fed just changed hands, and Reagan Gold Group says there may be a short window before the impact shows up in the dollar and inflation. Their free guide explains what the new 'Warsh Fed' could mean for retirement savings and why some Americans are exploring Gold IRAs now, ahead of the next wave of dollar pressure.July 6 at 1:00 AM | Reagan Gold Group (Ad)Civista Bancshares, Inc. (NASDAQ:CIVB) Given Consensus Recommendation of "Moderate Buy" by BrokeragesJune 29, 2026 | americanbankingnews.comCivista Bancshares (CIVB) Stock Faces Mixed Analyst Target Changes After Refreshed ValuationJune 24, 2026 | finance.yahoo.comAre Options Traders Betting on a Big Move in Civista Stock?June 18, 2026 | finance.yahoo.comCivista Bancshares Schedules Release of Q2 2026 ResultsJune 15, 2026 | tipranks.comCIVISTA BANCSHARES, INC. ANNOUNCES SECOND QUARTER 2026 EARNINGS RELEASE DATEJune 15, 2026 | prnewswire.comSee More Headlines CIVB Stock Analysis - Frequently Asked Questions How have CIVB shares performed this year? Civista Bancshares' stock was trading at $22.22 at the beginning of 2026. Since then, CIVB stock has increased by 25.7% and is now trading at $27.93. How were Civista Bancshares' earnings last quarter? Civista Bancshares, Inc. (NASDAQ:CIVB) posted its quarterly earnings results on Wednesday, April, 22nd. The bank reported $0.74 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.56 by $0.18. The bank had revenue of $47.25 million for the quarter, compared to the consensus estimate of $45.64 million. Civista Bancshares had a trailing twelve-month return on equity of 10.70% and a net margin of 19.73%. Read the conference call transcript. How do I buy shares of Civista Bancshares? Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Civista Bancshares own? Based on aggregate information from My MarketBeat watchlists, some other companies that Civista Bancshares investors own include NVIDIA (NVDA), Broadcom (AVGO), Meta Platforms (META), Adobe (ADBE), Advanced Micro Devices (AMD), ServiceNow (NOW) and Arista Networks (ANET). Company Calendar Last Earnings4/22/2026Record date for 5/19 Dividend5/05/2026Ex-Dividend for 5/19 Dividend5/05/2026Dividend Payable5/19/2026Today7/06/2026Next Earnings (Estimated)7/23/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (8m+) 1-Year History Jul 25 Oct 25 Jan 26 Apr 26 Jul 26 CIVB's financial health is in the Green zone, according to TradeSmith. CIVB has been in this zone for over 8 months. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry BANKS - MIDWEST Sub-IndustryBanking Current SymbolNASDAQ:CIVB CIK944745 Webwww.civb.com Phone(419) 625-4121Fax419-627-3359Employees440Year Founded1884Price Target and Rating Average Price Target for Civista Bancshares$27.20 High Price Target$30.00 Low Price Target$24.00 Potential Upside/Downside-2.6%Consensus RatingHold Rating Score (0-4)2.43 Research Coverage7 Analysts Profitability EPS (Trailing Twelve Months)$2.72 Trailing P/E Ratio10.27 Forward P/E Ratio9.83 P/E GrowthN/ANet Income$46.21 million Net Margins19.73% Pretax Margin23.71% Return on Equity10.70% Return on Assets1.26% Debt Debt-to-Equity Ratio0.38 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$254.95 million Price / Sales2.28 Cash Flow$2.88 per share Price / Cash Flow9.71 Book Value$28.14 per share Price / Book0.99Miscellaneous Outstanding Shares20,780,000Free Float20,442,000Market Cap$580.39 million OptionableOptionable Beta0.67 Social Links 7 Stocks That Will Be Magnificent in 2026Discover the next wave of investment opportunities with our report, 7 Stocks That Will Be Magnificent in 2026. 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