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CVB Financial (CVBF) Financials

CVB Financial logo
$18.94 -0.03 (-0.16%)
Closing price 05/23/2025 04:00 PM Eastern
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$18.84 -0.10 (-0.52%)
As of 05/23/2025 04:07 PM Eastern
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Annual Income Statements for CVB Financial

Annual Income Statements for CVB Financial

This table shows CVB Financial's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 196 208 383 229 168 208 152 104 109 107
Consolidated Net Income / (Loss)		 201 221 235 213 177 208 152 104 101 99
Net Income / (Loss) Continuing Operations		 201 221 235 213 177 208 152 104 101 99
Total Pre-Tax Income 		271 315 328 298 250 291 211 189 162 151
Total Revenue		 502 547 556 462 466 495 393 321 293 286
Net Interest Income / (Expense)		 447 488 506 415 416 436 349 279 257 253
Total Interest Income		 630 606 515 421 430 458 362 287 265 262
Loans and Leases Interest Income		 456 448 389 357 377 398 293 214 193 186
Investment Securities Interest Income		 136 140 119 61 51 58 67 72 70 75
Deposits and Money Market Investments Interest Income		 39 18 6.71 2.57 1.68 2.27 1.64 0.93 1.91 -
Total Interest Expense		 183 118 9.16 6.08 14 22 13 8.30 7.98 8.57
Deposits Interest Expense		 105 52 6.83 5.35 13 17 9.83 6.04 5.96 5.27
Federal Funds Purchased and Securities Sold Interest Expense		 77 67 2.33 0.55 1.13 3.96 2.07 1.58 1.48 2.87
Other Interest Expense		 0.57 0.00 0.00 - - - - - - -
Total Non-Interest Income		 54 59 50 47 50 59 43 42 36 33
Other Service Charges		 8.72 12 7.55 7.01 11 43 6.59 6.20 4.28 22
Net Realized & Unrealized Capital Gains on Investments		 -2.42 0.00 2.72 1.37 2.07 11 3.55 3.44 1.08 0.73
Other Non-Interest Income		 48 47 40 39 37 5.80 33 32 30 2.56
Provision for Credit Losses		 -3.00 2.00 11 -26 24 5.00 1.50 -8.50 -6.40 -5.60
Total Non-Interest Expense		 234 230 217 190 193 199 180 141 137 141
Salaries and Employee Benefits		 144 139 132 118 120 119 101 87 83 79
Net Occupancy & Equipment Expense		 23 22 23 20 21 20 20 17 16 15
Marketing Expense		 7.31 6.76 6.30 4.62 4.49 5.89 5.30 4.84 5.03 5.02
Other Operating Expenses		 53 55 42 38 39 36 32 29 26 42
Amortization Expense		 5.32 6.45 7.57 8.24 9.35 11 5.25 1.33 1.11 -
Restructuring Charge		 0.00 0.00 6.01 0.96 0.00 6.45 16 2.25 1.90 0.48
Income Tax Expense		 71 94 93 85 72 83 59 84 61 52
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)		 4.87 13 -147 -17 9.54 - - - -7.78 -7.36
Basic Earnings per Share		 $1.44 $1.59 $1.67 $1.57 $1.30 - $1.25 $0.95 $0.94 $0.93
Weighted Average Basic Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 116.60M 116.20M 114.50M
Diluted Earnings per Share		 $1.44 $1.59 $1.67 $1.56 $1.30 $1.48 $1.24 $0.95 $0.94 $0.93
Weighted Average Diluted Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 116.60M 116.20M 114.50M
Weighted Average Basic & Diluted Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 116.60M 116.20M 114.50M
Cash Dividends to Common per Share		 $0.80 $0.80 $0.77 $0.72 $0.72 $0.72 $0.56 $0.54 $0.48 $0.48

Quarterly Income Statements for CVB Financial

This table shows CVB Financial's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 66 26 49 54 5.01 96 60 47 60 122
Consolidated Net Income / (Loss)		 51 51 50 49 49 58 56 59 66 65
Net Income / (Loss) Continuing Operations		 51 51 50 49 49 58 56 59 72 65
Total Pre-Tax Income 		68 68 69 67 75 81 78 83 93 90
Total Revenue		 124 126 125 127 139 138 132 139 155 145
Net Interest Income / (Expense)		 110 114 111 112 119 123 120 126 137 133
Total Interest Income		 148 166 159 158 158 156 149 143 142 135
Loans and Leases Interest Income		 110 115 114 116 116 113 111 108 107 100
Investment Securities Interest Income		 31 34 35 35 36 37 34 34 34 32
Deposits and Money Market Investments Interest Income		 5.88 17 9.83 6.07 6.28 6.42 4.67 0.49 1.00 3.48
Total Interest Expense		 37 52 48 45 39 33 30 17 4.72 1.85
Deposits Interest Expense		 28 30 26 21 19 17 11 5.37 2.77 1.73
Federal Funds Purchased and Securities Sold Interest Expense		 8.29 22 22 24 20 16 19 12 1.95 0.12
Total Non-Interest Income		 13 13 14 14 19 14 13 13 12 12
Other Service Charges		 1.51 2.77 2.57 1.88 2.78 4.10 1.92 3.38 2.06 1.13
Other Non-Interest Income		 21 3.50 12 12 25 1.55 11 9.82 10 10
Provision for Credit Losses		 -3.00 0.00 0.00 0.00 -2.00 2.00 0.50 1.50 2.50 2.00
Total Non-Interest Expense		 58 59 56 60 66 55 54 55 54 53
Salaries and Employee Benefits		 36 37 35 36 36 35 34 35 34 33
Net Occupancy & Equipment Expense		 5.87 6.20 5.77 5.57 5.52 5.62 5.52 5.45 5.82 5.78
Marketing Expense		 1.76 1.96 1.96 1.63 2.09 1.63 1.32 1.72 1.71 1.49
Other Operating Expenses		 13 13 12 15 22 12 12 10 11 11
Amortization Expense		 1.16 1.29 1.44 1.44 1.45 1.57 1.72 1.72 1.72 1.85
Income Tax Expense		 17 16 19 18 26 23 22 23 27 25
Other Adjustment to Net Income / (Loss) Attributable to Common Shareholders)		 -16 25 0.56 -5.36 43 -38 -4.59 12 12 -57
Basic Earnings per Share		 $0.36 $0.37 $0.36 $0.35 $0.35 $0.42 $0.40 $0.42 $0.48 $0.46
Weighted Average Basic Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Diluted Earnings per Share		 $0.36 $0.37 $0.36 $0.35 $0.35 $0.42 $0.40 $0.42 $0.48 $0.46
Weighted Average Diluted Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Weighted Average Basic & Diluted Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Cash Dividends to Common per Share		 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20

Annual Cash Flow Statements for CVB Financial

This table details how cash moves in and out of CVB Financial's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 -65 19 -1,619 -226 1,773 -424 23 16 0.33
Net Cash From Operating Activities		 250 296 274 195 185 208 138 125 100
Net Cash From Continuing Operating Activities		 262 237 183 167 84 225 138 73 106
Net Income / (Loss) Continuing Operations		 201 221 235 213 177 208 104 101 99
Consolidated Net Income / (Loss)		 201 221 235 213 177 208 104 101 99
Provision For Loan Losses		 -4.25 1.50 11 -1.00 24 5.00 -8.90 -6.06 -4.94
Depreciation Expense		 15 18 14 -6.43 -1.16 22 2.66 5.32 -1.47
Amortization Expense		 -17 -18 -27 -32 -15 -10 18 -21 20
Non-Cash Adjustments to Reconcile Net Income		 42 -30 -45 -5.91 -90 3.19 -12 53 36
Changes in Operating Assets and Liabilities, net		 24 44 -4.44 0.37 -11 -2.55 35 -8.19 -1.88
Net Cash From Investing Activities		 853 536 -1,177 -1,730 -1,269 325 140 -154 -301
Net Cash From Continuing Investing Activities		 853 536 -1,177 -1,730 -1,269 -137 140 -154 -301
Purchase of Property, Leasehold Improvements and Equipment		 -5.14 -4.52 -5.36 -4.68 -4.67 -5.52 -4.89 -13 -1.87
Purchase of Investment Securities		 -102 19 -1,879 -2,690 -2,031 -788 -363 -1,020 -884
Sale and/or Maturity of Investments		 907 521 681 946 805 646 587 839 590
Other Investing Activities, net		 52 1.34 26 18 -41 10 -82 47 -5.57
Net Cash From Financing Activities		 -1,179 -754 -626 1,310 2,856 -512 -256 45 195
Net Cash From Continuing Financing Activities		 -1,179 -754 -626 1,335 2,856 -512 -256 45 195
Net Change in Deposits		 515 -1,403 -1,323 1,240 3,032 -123 -98 178 313
Repayment of Debt		 -1,570 1,075 993 - 0.00 -280 -53 -5.00 -200
Repurchase of Common Equity		 -2.82 -21 -116 -8.34 -93 -2.64 -1.13 -1.91 -0.83
Payment of Dividends		 -112 -112 -104 -98 -98 -95 -57 -52 -49
Other Financing Activities, Net		 -9.19 -294 -75 204 11 -11 2.68 -81 133
Cash Interest Paid		 200 96 8.58 6.01 14 21 -8.29 7.99 -9.47

Quarterly Cash Flow Statements for CVB Financial

This table details how cash moves in and out of CVB Financial's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -237 -391 -105 668 -18 -378 391 24 -205 -378
Net Cash From Operating Activities		 75 71 26 77 49 85 92 70 71 74
Net Cash From Continuing Operating Activities		 25 152 3.01 81 -9.73 85 91 71 -19 74
Net Income / (Loss) Continuing Operations		 51 51 50 49 49 58 56 59 66 65
Consolidated Net Income / (Loss)		 51 51 50 49 49 58 56 59 66 65
Provision For Loan Losses		 -3.00 -0.75 -0.50 0.00 -2.50 1.10 0.90 2.00 2.50 2.00
Depreciation Expense		 4.47 6.95 0.86 3.09 4.18 5.65 3.89 4.45 4.24 3.68
Amortization Expense		 -29 4.28 4.23 4.14 -32 4.43 4.74 4.64 -48 6.44
Non-Cash Adjustments to Reconcile Net Income		 -16 81 -24 1.34 -29 0.05 -1.90 1.18 -38 -2.35
Changes in Operating Assets and Liabilities, net		 19 8.98 -27 24 0.77 16 27 -0.23 -5.85 0.05
Net Cash From Investing Activities		 -39 458 203 231 -7.23 162 149 233 -215 -186
Net Cash From Continuing Investing Activities		 -32 451 203 231 -7.22 162 127 255 448 -844
Purchase of Property, Leasehold Improvements and Equipment		 -1.98 -1.21 -1.78 -0.17 -1.64 -0.53 -2.01 -0.34 -1.30 -1.75
Purchase of Investment Securities		 -391 337 -167 119 -151 175 -144 139 311 -874
Sale and/or Maturity of Investments		 293 132 366 116 150 -39 291 118 149 32
Other Investing Activities, net		 68 -17 5.29 -4.42 -4.11 26 -19 -2.39 -1.96 -0.21
Net Cash From Financing Activities		 -284 -920 -334 360 -0.87 -625 150 -279 29 -267
Net Cash From Continuing Financing Activities		 -284 -920 -334 360 -0.87 -625 150 -279 -111 -127
Net Change in Deposits		 -124 282 -105 461 -925 -39 126 -564 -1,036 -200
Repurchase of Common Equity		 -0.19 -0.03 -0.02 -2.57 -0.03 -0.14 -0.02 -21 -140 134
Payment of Dividends		 -28 -28 -28 -28 -28 -28 -28 -28 -28 -27
Other Financing Activities, Net		 -132 126 -6.89 4.12 2.18 -183 -38 -75 98 -35
Cash Interest Paid		 38 80 59 23 30 24 24 17 4.45 1.76

Annual Balance Sheets for CVB Financial

This table presents CVB Financial's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 15,154 16,021 16,477 15,884 14,419 11,282 11,529 8,271 8,074 7,671
Cash and Due from Banks		 205 281 203 1,733 1,958 186 164 144 122 106
Interest Bearing Deposits at Other Banks		 0.48 8.22 9.55 26 44 2.93 7.67 18 48 33
Trading Account Securities		 4,922 5,421 5,810 5,110 2,978 2,415 2,479 2,911 3,182 3,220
Loans and Leases, Net of Allowance		 8,456 8,818 8,994 7,823 8,255 7,496 7,701 4,771 4,334 3,958
Loans and Leases		 8,536 8,905 9,079 7,888 8,349 7,565 7,765 4,831 4,395 4,017
Allowance for Loan and Lease Losses		 80 87 85 65 94 69 64 60 62 59
Premises and Equipment, Net		 28 45 47 49 51 54 58 46 42 31
Goodwill		 766 766 766 664 664 664 667 117 90 74
Intangible Assets		 9.97 15 22 25 34 43 54 6.84 5.01 2.27
Other Assets		 767 667 625 454 436 423 399 257 252 247
Total Liabilities & Shareholders' Equity		 15,154 16,021 16,477 15,884 14,419 11,282 11,529 8,271 8,074 7,671
Total Liabilities		 12,967 13,943 14,528 13,802 12,411 9,288 9,678 7,201 7,083 6,748
Non-Interest Bearing Deposits		 7,037 7,206 8,164 8,104 7,455 5,246 5,205 3,846 3,674 3,250
Interest Bearing Deposits		 4,911 4,227 4,672 4,872 4,281 3,459 3,623 2,700 2,636 2,667
Short-Term Debt		 262 272 565 642 444 429 722 554 656 737
Accrued Interest Payable		 5.05 23 0.43 - - - - - - -
Long-Term Debt		 500 2,070 995 2.28 26 26 26 26 26 26
Other Long-Term Liabilities		 252 144 131 181 205 129 102 75 68 66
Commitments & Contingencies		 0.00 0.00 0.00 0.00 - - - 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,186 2,078 1,949 2,082 2,008 1,994 1,851 1,069 991 923
Total Preferred & Common Equity		 2,186 2,078 1,949 2,082 2,008 1,994 1,851 1,069 991 923
Total Common Equity		 2,186 2,078 1,949 2,082 2,008 1,994 1,851 1,069 991 923
Common Stock		 1,297 1,289 1,300 1,210 1,212 1,299 1,294 573 531 503
Retained Earnings		 1,201 1,113 1,003 876 761 683 576 494 449 400
Accumulated Other Comprehensive Income / (Loss)		 -312 -324 -355 -3.97 35 13 -18 1.45 10 21

Quarterly Balance Sheets for CVB Financial

This table presents CVB Financial's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 15,403 16,151 16,468 15,903 16,485 16,274 16,349
Cash and Due from Banks		 453 844 950 241 618 228 319
Interest Bearing Deposits at Other Banks		 24 7.35 13 4.11 30 12 7.59
Trading Account Securities		 4,871 5,176 5,292 5,363 5,581 5,741 5,880
Loans and Leases, Net of Allowance		 8,490 8,599 8,688 8,789 8,820 8,856 8,692
Loans and Leases		 8,573 8,682 8,771 8,878 8,907 8,942 8,774
Allowance for Loan and Lease Losses		 83 83 83 89 87 87 83
Premises and Equipment, Net		 36 43 43 45 46 45 47
Goodwill		 766 766 766 766 766 766 766
Intangible Assets		 11 12 14 17 18 20 23
Other Assets		 752 704 703 680 605 607 615
Total Liabilities & Shareholders' Equity		 15,403 16,151 16,468 15,903 16,485 16,274 16,349
Total Liabilities		 13,205 14,039 14,381 13,952 14,483 14,284 14,470
Non-Interest Bearing Deposits		 7,137 7,090 7,113 7,587 7,879 7,844 8,765
Interest Bearing Deposits		 4,936 4,700 4,782 4,772 4,519 4,428 5,108
Short-Term Debt		 395 269 276 270 452 490 468
Accrued Interest Payable		 6.68 34 45 - - - -
Long-Term Debt		 500 1,800 1,995 1,120 1,495 1,405 0.00
Other Long-Term Liabilities		 232 146 170 203 138 117 130
Commitments & Contingencies		 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Equity & Noncontrolling Interests		 2,198 2,112 2,087 1,951 2,001 1,990 1,879
Total Preferred & Common Equity		 2,198 2,112 2,087 1,951 2,001 1,990 1,879
Total Common Equity		 2,198 2,112 2,087 1,951 2,001 1,990 1,879
Common Stock		 1,294 1,291 1,289 1,286 1,284 1,282 1,298
Retained Earnings		 1,179 1,155 1,133 1,092 1,062 1,034 965
Accumulated Other Comprehensive Income / (Loss)		 -275 -334 -335 -427 -345 -326 -383

Annual Metrics And Ratios for CVB Financial

This table displays calculated financial ratios and metrics derived from CVB Financial's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -8.31% -1.47% 20.26% -0.86% -5.84% 26.06% 22.26% 9.71% 2.17% 4.95%
EBITDA Growth		 -14.51% 0.04% 21.80% 11.00% -22.95% 47.04% -1.69% 42.88% -13.47% -8.24%
EBIT Growth		 -14.01% -3.93% 10.31% 19.29% -14.28% 37.87% 11.82% 16.33% 7.21% -7.02%
NOPAT Growth		 -9.36% -5.94% 10.78% 19.96% -14.76% 36.73% 45.58% 2.94% 2.30% -4.69%
Net Income Growth		 -9.36% -5.94% 10.78% 19.96% -14.76% 36.73% 45.58% 2.94% 2.30% -4.69%
EPS Growth		 -9.43% -4.79% 7.05% 20.00% -12.16% 19.35% 30.53% 1.06% 1.08% -5.10%
Operating Cash Flow Growth		 -15.51% 8.00% 40.20% 5.48% -11.09% 26.21% 19.18% 11.14% 24.29% -25.88%
Free Cash Flow Firm Growth		 342.61% -25.92% -1,442.66% -124.05% -58.85% 144.90% -722.48% 11.88% -9.20% 26.07%
Invested Capital Growth		 -33.29% 25.95% 28.71% 10.01% 1.21% -5.80% 57.64% -1.43% -0.78% -1.58%
Revenue Q/Q Growth		 -2.90% -2.97% 7.87% -1.57% 0.53% -1.62% 17.68% -1.53% 0.65% 0.33%
EBITDA Q/Q Growth		 -1.42% -2.27% 15.44% -11.38% -5.06% 4.75% 0.58% 19.19% -19.59% -0.48%
EBIT Q/Q Growth		 -2.36% -7.01% 10.64% -2.32% 1.33% 2.32% 15.73% -4.08% 1.35% 0.93%
NOPAT Q/Q Growth		 1.18% -7.39% 8.51% -1.10% -0.69% 4.07% 19.98% -8.12% -1.49% 3.15%
Net Income Q/Q Growth		 1.18% -7.39% 8.51% -1.10% -0.69% 4.07% 19.98% -8.12% -1.49% 3.15%
EPS Q/Q Growth		 0.70% -7.56% 9.15% -1.89% 0.78% 4.23% 12.73% -9.52% -1.05% 3.33%
Operating Cash Flow Q/Q Growth		 11.65% -6.99% 4.67% 6.31% -6.89% 6.32% 10.93% -15.31% 61.23% -37.11%
Free Cash Flow Firm Q/Q Growth		 274.10% 8.73% -192.19% -375.17% 78.46% 426.42% -51.55% 27.76% 118.06% -11.51%
Invested Capital Q/Q Growth		 -4.66% 32.29% 49.53% 0.10% -0.92% 1.79% 14.31% 1.76% 4.08% 8.30%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 53.76% 57.65% 56.79% 56.07% 50.08% 61.20% 52.46% 65.25% 50.10% 59.15%
EBIT Margin		 54.05% 57.63% 59.11% 64.44% 53.55% 58.82% 53.78% 58.81% 55.46% 52.85%
Profit (Net Income) Margin		 40.00% 40.46% 42.38% 46.01% 38.02% 42.00% 38.72% 32.52% 34.66% 34.61%
Tax Burden Percent		 74.00% 70.20% 71.70% 71.40% 71.00% 71.40% 72.00% 55.30% 62.50% 65.50%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 26.00% 29.80% 28.30% 28.60% 29.00% 28.60% 28.00% 44.70% 37.50% 34.50%
Return on Invested Capital (ROIC)		 5.45% 5.59% 7.55% 8.17% 7.19% 8.23% 7.16% 6.29% 6.04% 5.83%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.45% 5.59% 7.55% 8.17% 7.19% 8.23% 7.16% 6.29% 6.04% 5.83%
Return on Net Nonoperating Assets (RNNOA)		 3.97% 5.41% 4.13% 2.23% 1.66% 2.58% 3.25% 3.85% 4.56% 5.17%
Return on Equity (ROE)		 9.41% 11.00% 11.68% 10.39% 8.85% 10.81% 10.41% 10.14% 10.60% 11.01%
Cash Return on Invested Capital (CROIC)		 45.39% -17.39% -17.56% -1.36% 5.99% 14.20% -37.59% 7.72% 6.83% 7.43%
Operating Return on Assets (OROA)		 1.74% 1.94% 2.03% 1.96% 1.94% 2.55% 2.13% 2.31% 2.06% 2.01%
Return on Assets (ROA)		 1.29% 1.36% 1.46% 1.40% 1.38% 1.82% 1.54% 1.28% 1.29% 1.32%
Return on Common Equity (ROCE)		 9.41% 11.00% 11.68% 10.39% 8.85% 10.81% 10.41% 10.14% 10.60% 11.01%
Return on Equity Simple (ROE_SIMPLE)		 9.18% 10.66% 12.08% 10.21% 8.82% 10.42% 8.21% 9.76% 10.24% 10.74%
Net Operating Profit after Tax (NOPAT)		 201 221 235 213 177 208 152 104 101 99
NOPAT Margin		 40.00% 40.46% 42.38% 46.01% 38.02% 42.00% 38.72% 32.52% 34.66% 34.61%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 34.91% 30.71% 28.92% 30.79% 31.09% 29.47% 32.11% 33.85% 35.30% 34.40%
Operating Expenses to Revenue		 46.55% 42.00% 38.98% 41.09% 41.40% 40.16% 45.83% 43.84% 46.73% 49.11%
Earnings before Interest and Taxes (EBIT)		 271 315 328 298 250 291 211 189 162 151
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 270 316 315 259 233 303 206 209 147 169
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.37 1.28 1.68 1.22 1.11 1.22 1.20 1.85 1.86 1.42
Price to Tangible Book Value (P/TBV)		 2.12 2.06 2.83 1.82 1.70 1.89 1.96 2.09 2.06 1.55
Price to Revenue (P/Rev)		 5.96 4.87 5.90 5.49 4.79 4.92 5.64 6.15 6.30 4.58
Price to Earnings (P/E)		 15.27 12.79 8.57 11.07 13.32 11.72 14.57 18.91 16.89 12.30
Dividend Yield		 3.74% 4.18% 3.28% 3.85% 4.37% 3.91% 3.55% 2.90% 2.81% 3.90%
Earnings Yield		 6.55% 7.82% 11.67% 9.03% 7.51% 8.53% 6.87% 5.29% 5.92% 8.13%
Enterprise Value to Invested Capital (EV/IC)		 1.20 1.07 1.32 0.52 0.28 1.10 1.07 1.45 1.41 1.15
Enterprise Value to Revenue (EV/Rev)		 7.07 8.62 8.33 3.08 1.50 5.46 7.11 7.45 8.05 6.75
Enterprise Value to EBITDA (EV/EBITDA)		 13.15 14.95 14.67 5.49 3.00 8.92 13.55 11.42 16.07 11.42
Enterprise Value to EBIT (EV/EBIT)		 13.08 14.95 14.09 4.78 2.81 9.28 13.22 12.67 14.52 12.78
Enterprise Value to NOPAT (EV/NOPAT)		 17.67 21.30 19.65 6.69 3.95 13.00 18.36 22.91 23.23 19.51
Enterprise Value to Operating Cash Flow (EV/OCF)		 14.20 15.96 16.90 7.28 3.78 12.98 16.92 17.28 18.92 19.30
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.12 0.00 0.00 0.00 4.75 7.54 0.00 18.65 20.56 15.32
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.35 1.13 0.80 0.31 0.23 0.23 0.40 0.54 0.69 0.83
Long-Term Debt to Equity		 0.23 1.00 0.51 0.00 0.01 0.01 0.01 0.02 0.03 0.03
Financial Leverage		 0.73 0.97 0.55 0.27 0.23 0.31 0.45 0.61 0.75 0.89
Leverage Ratio		 7.31 8.07 8.03 7.41 6.42 5.93 6.78 7.93 8.23 8.35
Compound Leverage Factor		 7.31 8.07 8.03 7.41 6.42 5.93 6.78 7.93 8.23 8.35
Debt to Total Capital		 25.84% 52.98% 44.47% 23.65% 18.97% 18.56% 28.78% 35.15% 40.76% 45.23%
Short-Term Debt to Total Capital		 8.88% 6.15% 16.11% 23.56% 17.93% 17.51% 27.79% 33.59% 39.22% 43.70%
Long-Term Debt to Total Capital		 16.96% 46.84% 28.36% 0.08% 1.04% 1.05% 0.99% 1.56% 1.54% 1.53%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 74.16% 47.02% 55.53% 76.35% 81.03% 81.44% 71.22% 64.85% 59.24% 54.77%
Debt to EBITDA		 2.82 7.42 4.95 2.49 2.02 1.50 3.63 2.77 4.65 4.50
Net Debt to EBITDA		 2.06 6.50 4.27 -4.30 -6.56 0.88 2.80 1.99 3.49 3.68
Long-Term Debt to EBITDA		 1.85 6.56 3.15 0.01 0.11 0.09 0.13 0.12 0.18 0.15
Debt to NOPAT		 3.80 10.57 6.63 3.03 2.65 2.19 4.92 5.55 6.72 7.69
Net Debt to NOPAT		 2.77 9.27 5.72 -5.24 -8.65 1.28 3.79 4.00 5.05 6.29
Long-Term Debt to NOPAT		 2.49 9.35 4.23 0.01 0.15 0.12 0.17 0.25 0.25 0.26
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,672 -689 -547 -35 148 359 -798 128 115 126
Operating Cash Flow to CapEx		 4,863.97% 6,539.08% 5,107.87% 5,546.65% 7,284.38% 3,770.05% 0.00% 2,828.71% 987.17% 10,625.13%
Free Cash Flow to Firm to Interest Expense		 9.15 -5.82 -59.79 -5.84 10.33 16.24 -62.30 15.46 14.37 14.73
Operating Cash Flow to Interest Expense		 1.37 2.50 29.90 32.11 12.96 9.43 12.87 16.68 15.61 11.69
Operating Cash Flow Less CapEx to Interest Expense		 1.34 2.46 29.31 31.53 12.78 9.18 13.20 16.09 14.03 11.58
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 13.89 11.98 11.60 9.22 8.86 8.82 7.52 7.28 7.97 8.82
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 2,948 4,420 3,509 2,726 2,478 2,449 2,599 1,649 1,673 1,686
Invested Capital Turnover		 0.14 0.14 0.18 0.18 0.19 0.20 0.18 0.19 0.17 0.17
Increase / (Decrease) in Invested Capital		 -1,471 911 783 248 30 -151 950 -24 -13 -27
Enterprise Value (EV)		 3,547 4,717 4,627 1,422 701 2,702 2,790 2,392 2,357 1,934
Market Capitalization		 2,990 2,665 3,280 2,535 2,232 2,436 2,214 1,975 1,844 1,311
Book Value per Share		 $15.65 $14.91 $13.94 $15.36 $14.82 $14.23 $13.19 $9.71 $9.16 $8.68
Tangible Book Value per Share		 $10.10 $9.31 $8.30 $10.27 $9.67 $9.19 $8.06 $8.59 $8.29 $7.96
Total Capital		 2,948 4,420 3,509 2,726 2,478 2,449 2,599 1,649 1,673 1,686
Total Debt		 762 2,342 1,560 645 470 454 748 580 682 762
Total Long-Term Debt		 500 2,070 995 2.28 26 26 26 26 26 26
Net Debt		 557 2,052 1,347 -1,114 -1,532 266 576 417 512 624
Capital Expenditures (CapEx)		 5.14 4.52 5.36 3.52 2.54 5.52 -4.19 4.89 13 0.94
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 762 2,342 1,560 645 470 454 748 580 682 762
Total Depreciation and Amortization (D&A)		 -1.46 0.12 -13 -39 -16 12 -5.18 21 -16 18
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.44 $1.59 $1.67 $0.00 $0.00 $1.48 $1.25 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 110.16M 108.42M 106.37M
Adjusted Diluted Earnings per Share		 $1.44 $1.59 $1.67 $1.56 $1.30 $1.48 $1.24 $0.95 $0.94 $0.93
Adjusted Weighted Average Diluted Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 110.16M 108.42M 106.37M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $1.48 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 139.62M 139.37M 139.51M 141.92M 135.87M 140.11M 139.97M 110.16M 108.42M 106.37M
Normalized Net Operating Profit after Tax (NOPAT)		 201 221 240 213 177 212 164 106 104 99
Normalized NOPAT Margin		 40.00% 40.46% 43.16% 46.16% 38.02% 42.93% 41.73% 32.91% 35.61% 34.72%
Pre Tax Income Margin		 54.05% 57.63% 59.11% 64.44% 53.55% 58.82% 53.78% 58.81% 55.46% 52.85%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.48 2.67 35.87 48.96 17.47 13.18 16.47 22.76 20.35 17.66
NOPAT to Interest Expense		 1.10 1.87 25.72 34.95 12.40 9.41 11.86 12.59 12.72 11.57
EBIT Less CapEx to Interest Expense		 1.46 2.63 35.28 48.38 17.29 12.93 16.80 22.17 18.77 17.55
NOPAT Less CapEx to Interest Expense		 1.07 1.83 25.13 34.38 12.22 9.16 12.19 12.00 11.14 11.46
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 55.72% 50.44% 44.36% 45.99% 55.59% 45.88% -43.40% 54.64% 50.90% 49.28%
Augmented Payout Ratio		 57.12% 60.02% 93.77% 49.91% 107.95% 47.15% -48.50% 55.72% 52.78% 50.12%

Quarterly Metrics And Ratios for CVB Financial

This table displays calculated financial ratios and metrics derived from CVB Financial's official financial filings.

Metric Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -10.83% -8.15% -5.23% -8.89% -10.80% -5.00% 0.77% 11.95% 35.30% 27.37%
EBITDA Growth		 -8.29% -13.08% -14.41% -19.20% -13.52% -9.31% -1.21% 24.13% 349.69% 32.14%
EBIT Growth		 -8.78% -16.13% -11.46% -19.07% -24.18% -10.32% 1.26% 30.27% 47.27% 29.01%
NOPAT Growth		 4.84% -11.51% -10.28% -18.00% -26.69% -10.45% -5.57% 30.09% 38.73% 29.92%
Net Income Growth		 4.84% -11.51% -10.28% -18.00% -26.69% -10.45% -5.57% 30.09% 38.73% 29.92%
EPS Growth		 2.86% -11.90% -10.00% -16.67% -27.08% -8.70% -4.76% 35.48% 41.18% 24.32%
Operating Cash Flow Growth		 53.55% -15.86% -71.58% 10.49% -31.32% 13.95% 72.65% -6.65% 20.84% 13.02%
Free Cash Flow Firm Growth		 276.57% 132.02% 87.04% 63.19% -20.31% -312.12% -779.18% -1,531.28% -257.76% 355.75%
Invested Capital Growth		 -33.29% -7.44% 5.89% 12.16% 25.95% 42.37% 58.90% 45.29% 28.71% -13.83%
Revenue Q/Q Growth		 -2.32% 0.94% -1.03% -8.62% 0.61% 4.15% -4.85% -10.54% 7.15% 10.48%
EBITDA Q/Q Growth		 -45.42% 6.73% -0.23% 57.80% -48.27% 5.10% -5.82% 68.90% -45.76% 14.50%
EBIT Q/Q Growth		 0.63% -1.68% 2.95% -10.44% -7.48% 3.80% -5.91% -16.09% 9.43% 17.20%
NOPAT Q/Q Growth		 -0.71% 2.38% 2.95% 0.19% -16.20% 3.80% -5.91% -10.43% 2.37% 9.45%
Net Income Q/Q Growth		 -0.71% 2.38% 2.95% 0.19% -16.20% 3.80% -5.91% -10.43% 2.37% 9.45%
EPS Q/Q Growth		 -2.70% 2.78% 2.86% 0.00% -16.67% 5.00% -4.76% -12.50% 4.35% 9.52%
Operating Cash Flow Q/Q Growth		 4.70% 173.06% -66.25% 59.15% -42.63% -7.76% 31.18% -1.08% -4.80% 39.76%
Free Cash Flow Firm Q/Q Growth		 407.71% 264.31% 56.96% 50.83% 7.92% 33.50% -22.24% -60.73% -262.35% 112.93%
Invested Capital Q/Q Growth		 -4.66% -26.04% -4.05% -1.40% 32.29% -15.39% 1.64% 10.72% 49.53% -5.57%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 34.83% 62.35% 58.97% 58.49% 33.87% 65.88% 65.29% 65.96% 34.93% 69.01%
EBIT Margin		 55.08% 53.47% 54.90% 52.78% 53.85% 58.56% 58.76% 59.42% 63.35% 62.03%
Profit (Net Income) Margin		 41.17% 40.51% 39.94% 38.40% 35.02% 42.04% 42.19% 42.66% 42.61% 44.60%
Tax Burden Percent		 74.75% 75.76% 72.75% 72.75% 65.03% 71.80% 71.80% 71.80% 71.19% 71.90%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 94.48% 100.00%
Effective Tax Rate		 25.25% 24.25% 27.25% 27.25% 34.97% 28.20% 28.20% 28.20% 28.81% 28.10%
Return on Invested Capital (ROIC)		 5.61% 6.51% 5.19% 4.98% 4.83% 8.34% 7.49% 7.42% 7.59% 9.06%
ROIC Less NNEP Spread (ROIC-NNEP)		 5.61% 6.51% 5.19% 4.98% 4.83% 8.34% 7.49% 7.42% 7.59% 9.06%
Return on Net Nonoperating Assets (RNNOA)		 4.08% 3.58% 5.07% 5.09% 4.69% 4.04% 4.61% 4.55% 4.15% 2.59%
Return on Equity (ROE)		 9.69% 10.09% 10.25% 10.08% 9.52% 12.38% 12.10% 11.97% 11.75% 11.65%
Cash Return on Invested Capital (CROIC)		 45.39% 13.90% -0.68% -6.35% -17.39% -26.55% -37.86% -29.33% -17.56% 23.42%
Operating Return on Assets (OROA)		 1.77% 1.77% 1.78% 1.72% 1.81% 2.05% 2.02% 2.00% 2.17% 1.96%
Return on Assets (ROA)		 1.33% 1.34% 1.29% 1.25% 1.18% 1.47% 1.45% 1.44% 1.46% 1.41%
Return on Common Equity (ROCE)		 9.69% 10.09% 10.25% 10.08% 9.52% 12.38% 12.10% 11.97% 11.75% 11.65%
Return on Equity Simple (ROE_SIMPLE)		 0.00% 9.03% 9.71% 10.10% 0.00% 12.25% 12.28% 12.52% 0.00% 11.55%
Net Operating Profit after Tax (NOPAT)		 51 51 50 49 49 58 56 59 66 65
NOPAT Margin		 41.17% 40.51% 39.94% 38.40% 35.02% 42.04% 42.19% 42.66% 42.61% 44.60%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 35.31% 35.44% 34.45% 34.44% 31.24% 30.50% 30.55% 30.53% 26.84% 27.94%
Operating Expenses to Revenue		 47.34% 46.53% 45.10% 47.22% 47.60% 39.99% 40.86% 39.50% 35.04% 36.59%
Earnings before Interest and Taxes (EBIT)		 68 68 69 67 75 81 78 83 98 90
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 43 79 74 74 47 91 86 92 54 100
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.37 1.12 1.10 1.14 1.28 1.11 0.85 1.07 1.68 1.69
Price to Tangible Book Value (P/TBV)		 2.12 1.74 1.75 1.82 2.06 1.85 1.40 1.76 2.83 2.91
Price to Revenue (P/Rev)		 5.96 4.77 4.41 4.45 4.87 3.83 2.99 3.72 5.90 6.17
Price to Earnings (P/E)		 15.27 18.35 11.42 11.06 12.79 8.22 5.90 6.53 8.57 8.50
Dividend Yield		 3.74% 4.53% 4.79% 4.68% 4.18% 5.16% 6.45% 5.07% 3.28% 3.21%
Earnings Yield		 6.55% 5.45% 8.76% 9.04% 7.82% 12.17% 16.95% 15.31% 11.67% 11.77%
Enterprise Value to Invested Capital (EV/IC)		 1.20 0.93 0.85 0.85 1.07 0.99 0.76 0.97 1.32 1.41
Enterprise Value to Revenue (EV/Rev)		 7.07 5.58 6.72 6.89 8.62 5.86 5.26 6.62 8.33 6.44
Enterprise Value to EBITDA (EV/EBITDA)		 13.15 10.53 12.43 12.38 14.95 10.24 9.04 11.33 14.67 12.14
Enterprise Value to EBIT (EV/EBIT)		 13.08 10.38 12.20 12.31 14.95 9.74 8.62 10.86 14.09 11.18
Enterprise Value to NOPAT (EV/NOPAT)		 17.67 14.53 17.31 17.50 21.30 13.82 12.22 15.15 19.65 15.29
Enterprise Value to Operating Cash Flow (EV/OCF)		 14.20 12.89 14.96 12.17 15.96 10.40 9.77 14.05 16.90 12.68
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.12 6.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 5.59
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.35 0.41 0.98 1.09 1.13 0.71 0.97 0.95 0.80 0.25
Long-Term Debt to Equity		 0.23 0.23 0.85 0.96 1.00 0.57 0.75 0.71 0.51 0.00
Financial Leverage		 0.73 0.55 0.98 1.02 0.97 0.48 0.62 0.61 0.55 0.29
Leverage Ratio		 7.31 7.55 7.93 8.03 8.07 8.42 8.35 8.32 8.03 8.26
Compound Leverage Factor		 7.31 7.55 7.93 8.03 8.07 8.42 8.35 8.32 7.59 8.26
Debt to Total Capital		 25.84% 28.93% 49.48% 52.11% 52.98% 41.59% 49.32% 48.78% 44.47% 19.94%
Short-Term Debt to Total Capital		 8.88% 12.76% 6.43% 6.33% 6.15% 8.07% 11.46% 12.62% 16.11% 19.94%
Long-Term Debt to Total Capital		 16.96% 16.17% 43.05% 45.78% 46.84% 33.52% 37.86% 36.16% 28.36% 0.00%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 74.16% 71.07% 50.52% 47.89% 47.02% 58.41% 50.68% 51.22% 55.53% 80.06%
Debt to EBITDA		 2.82 3.27 7.25 7.62 7.42 4.30 5.86 5.69 4.95 1.71
Net Debt to EBITDA		 2.06 1.52 4.26 4.39 6.50 3.55 3.91 4.97 4.27 0.52
Long-Term Debt to EBITDA		 1.85 1.83 6.30 6.70 6.56 3.47 4.50 4.22 3.15 0.00
Debt to NOPAT		 3.80 4.51 10.09 10.77 10.57 5.81 7.92 7.61 6.63 2.16
Net Debt to NOPAT		 2.77 2.10 5.94 6.21 9.27 4.79 5.28 6.65 5.72 0.65
Long-Term Debt to NOPAT		 2.49 2.52 8.78 9.47 9.35 4.68 6.08 5.64 4.23 0.00
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,522 300 -182 -424 -862 -936 -1,408 -1,152 -717 441
Operating Cash Flow to CapEx		 3,784.86% 5,880.89% 1,468.88% 46,671.08% 2,966.54% 15,978.91% 4,585.39% 20,443.15% 5,444.32% 4,254.74%
Free Cash Flow to Firm to Interest Expense		 40.94 5.75 -3.78 -9.37 -22.27 -28.50 -47.40 -67.52 -151.73 238.60
Operating Cash Flow to Interest Expense		 2.01 1.37 0.54 1.71 1.26 2.58 3.10 4.11 15.01 40.25
Operating Cash Flow Less CapEx to Interest Expense		 1.96 1.35 0.51 1.71 1.21 2.57 3.03 4.09 14.73 39.30
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.04 0.03 0.03 0.03 0.03
Fixed Asset Turnover		 13.89 12.79 11.90 12.05 11.98 12.27 12.34 11.55 11.60 10.59
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 2,948 3,092 4,181 4,358 4,420 3,341 3,949 3,885 3,509 2,347
Invested Capital Turnover		 0.14 0.16 0.13 0.13 0.14 0.20 0.18 0.17 0.18 0.20
Increase / (Decrease) in Invested Capital		 -1,471 -249 233 473 911 994 1,464 1,211 783 -377
Enterprise Value (EV)		 3,547 2,883 3,548 3,688 4,717 3,305 3,004 3,776 4,627 3,317
Market Capitalization		 2,990 2,466 2,331 2,379 2,665 2,160 1,706 2,120 3,280 3,175
Book Value per Share		 $15.65 $15.73 $15.13 $14.94 $14.91 $14.00 $14.37 $14.26 $13.94 $13.44
Tangible Book Value per Share		 $10.10 $10.17 $9.55 $9.36 $9.31 $8.39 $8.74 $8.63 $8.30 $7.79
Total Capital		 2,948 3,092 4,181 4,358 4,420 3,341 3,949 3,885 3,509 2,347
Total Debt		 762 895 2,069 2,271 2,342 1,390 1,947 1,895 1,560 468
Total Long-Term Debt		 500 500 1,800 1,995 2,070 1,120 1,495 1,405 995 0.00
Net Debt		 557 417 1,217 1,308 2,052 1,145 1,299 1,656 1,347 142
Capital Expenditures (CapEx)		 1.98 1.21 1.78 0.17 1.64 0.53 2.01 0.34 1.30 1.75
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 762 895 2,069 2,271 2,342 1,390 1,947 1,895 1,560 468
Total Depreciation and Amortization (D&A)		 -25 11 5.09 7.23 -28 10 8.63 9.08 -44 10
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.36 $0.37 $0.36 $0.35 $0.35 $0.42 $0.40 $0.42 $0.48 $0.46
Adjusted Weighted Average Basic Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Adjusted Diluted Earnings per Share		 $0.36 $0.37 $0.36 $0.35 $0.35 $0.42 $0.40 $0.42 $0.48 $0.46
Adjusted Weighted Average Diluted Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 139.62M 139.68M 139.68M 139.64M 139.37M 139.34M 139.34M 139.29M 139.51M 139.81M
Normalized Net Operating Profit after Tax (NOPAT)		 51 51 50 49 49 58 56 59 66 65
Normalized NOPAT Margin		 41.17% 40.51% 39.94% 38.40% 35.02% 42.04% 42.19% 42.66% 42.61% 44.60%
Pre Tax Income Margin		 55.08% 53.47% 54.90% 52.78% 53.85% 58.56% 58.76% 59.42% 59.85% 62.03%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 1.83 1.30 1.43 1.48 1.93 2.45 2.61 4.84 20.83 48.60
NOPAT to Interest Expense		 1.37 0.98 1.04 1.07 1.25 1.76 1.88 3.47 14.01 34.94
EBIT Less CapEx to Interest Expense		 1.78 1.27 1.39 1.47 1.88 2.44 2.55 4.82 20.55 47.65
NOPAT Less CapEx to Interest Expense		 1.31 0.96 1.00 1.07 1.21 1.75 1.81 3.45 13.73 33.99
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 55.72% 56.34% 54.48% 52.96% 50.44% 46.75% 44.95% 43.40% 44.36% 46.49%
Augmented Payout Ratio		 57.12% 57.68% 55.82% 54.27% 60.02% 114.22% 55.90% 70.59% 93.77% 35.57%

Frequently Asked Questions About CVB Financial's Financials

When does CVB Financial's financial year end?

According to the most recent income statement we have on file, CVB Financial's fiscal year ends in December. Their fiscal year 2024 ended on December 31, 2024.

How has CVB Financial's net income changed over the last 9 years?

CVB Financial's net income appears to be on an upward trend, with a most recent value of $200.72 million in 2024, rising from $99.15 million in 2015. The previous period was $221.44 million in 2023. See CVB Financial's forecast for analyst expectations on what’s next for the company.

How has CVB Financial revenue changed over the last 9 years?

Over the last 9 years, CVB Financial's total revenue changed from $286.43 million in 2015 to $501.82 million in 2024, a change of 75.2%.

How much debt does CVB Financial have?

CVB Financial's total liabilities were at $12.97 billion at the end of 2024, a 7.0% decrease from 2023, and a 92.2% increase since 2015.

How much cash does CVB Financial have?

In the past 9 years, CVB Financial's cash and equivalents has ranged from $106.10 million in 2015 to $1.96 billion in 2020, and is currently $204.70 million as of their latest financial filing in 2024.

How has CVB Financial's book value per share changed over the last 9 years?

Over the last 9 years, CVB Financial's book value per share changed from 8.68 in 2015 to 15.65 in 2024, a change of 80.3%.


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This page (NASDAQ:CVBF) was last updated on 5/25/2025 by MarketBeat.com Staff
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