Which has higher valuation and earnings, TOST or DLO?

Toast has higher revenue and earnings than DLocal. DLocal is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio Toast $6.15B 2.49 $342M $0.78 38.17 DLocal $1.09B 3.71 $196.80M $0.67 20.51

Is TOST or DLO more profitable?

DLocal has a net margin of 15.04% compared to Toast's net margin of 7.14%. DLocal's return on equity of 41.64% beat Toast's return on equity. Company Net Margins Return on Equity Return on Assets Toast 7.14% 23.90% 15.77% DLocal 15.04% 41.64% 12.96%

Which has higher valuation & earnings, DLO or PAYP?

PayPay has higher revenue and earnings than DLocal. DLocal is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio DLocal $1.09B 3.71 $196.80M $0.67 20.51 PayPay $2.51B 4.02 $759.22M $0.30 49.73

Is DLO or PAYP more profitable?

DLocal has a net margin of 15.04% compared to PayPay's net margin of 0.00%. DLocal's return on equity of 41.64% beat PayPay's return on equity. Company Net Margins Return on Equity Return on Assets DLocal 15.04% 41.64% 12.96% PayPay N/A N/A N/A

Is CHYM or DLO more profitable?

DLocal has a net margin of 15.04% compared to Chime Financial's net margin of -0.74%. DLocal's return on equity of 41.64% beat Chime Financial's return on equity. Company Net Margins Return on Equity Return on Assets Chime Financial -0.74% -1.28% -0.92% DLocal 15.04% 41.64% 12.96%

Which has better earnings & valuation, DLO or WEX?

WEX has higher revenue and earnings than DLocal. WEX is trading at a lower price-to-earnings ratio than DLocal, indicating that it is currently the more affordable of the two stocks. Company Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio DLocal $1.09B 3.71 $196.80M $0.67 20.51 WEX $2.66B 2.17 $304.10M $10.04 16.84

Is DLO or WEX more profitable?

DLocal has a net margin of 15.04% compared to WEX's net margin of 12.56%. WEX's return on equity of 43.19% beat DLocal's return on equity. Company Net Margins Return on Equity Return on Assets DLocal 15.04% 41.64% 12.96% WEX 12.56% 43.19% 3.53%

DLocal (DLO) Competitors

$13.74 -0.01 (-0.07%)

Closing price 10/2/2026 04:00 PM Eastern

Extended Trading

$14.36 +0.62 (+4.51%)

As of 08:15 AM Eastern

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DLO vs. TOST, PAYP, JKHY, CHYM, and WEX

Should you buy DLocal stock or one of its competitors? DLocal's main competitors and comparable companies include Toast (TOST), PayPay (PAYP), Jack Henry & Associates (JKHY), Chime Financial (CHYM), and WEX (WEX). Companies are selected based on similarities in market, industry, and size. These companies are all part of the "transaction & payment processing services" industry.

How does DLocal compare to Toast?

Toast (NYSE:TOST) and DLocal (NASDAQ:DLO) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, media sentiment, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk.

Toast currently has a consensus target price of $39.12, suggesting a potential upside of 31.39%. DLocal has a consensus target price of $19.20, suggesting a potential upside of 39.74%. Given DLocal's stronger consensus rating and higher possible upside, analysts clearly believe DLocal is more favorable than Toast.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Toast	0 Sell rating(s)	11 Hold rating(s)	16 Buy rating(s)	0 Strong Buy rating(s)	2.59
DLocal	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

Toast has a beta of 1.74, indicating that its stock price is 74% more volatile than the broader market. Comparatively, DLocal has a beta of 0.86, indicating that its stock price is 14% less volatile than the broader market.

DLocal has a net margin of 15.04% compared to Toast's net margin of 7.14%. DLocal's return on equity of 41.64% beat Toast's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Toast	7.14%	23.90%	15.77%
DLocal	15.04%	41.64%	12.96%

Toast has higher revenue and earnings than DLocal. DLocal is trading at a lower price-to-earnings ratio than Toast, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Toast	$6.15B	2.49	$342M	$0.78	38.17
DLocal	$1.09B	3.71	$196.80M	$0.67	20.51

82.9% of Toast shares are owned by institutional investors. Comparatively, 90.1% of DLocal shares are owned by institutional investors. 10.0% of Toast shares are owned by insiders. Comparatively, 45.4% of DLocal shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

In the previous week, Toast had 8 more articles in the media than DLocal. MarketBeat recorded 8 mentions for Toast and 0 mentions for DLocal. DLocal's average media sentiment score of 0.48 beat Toast's score of 0.42 indicating that DLocal is being referred to more favorably in the news media.

Company	Overall Sentiment
Toast	Neutral
DLocal	Neutral

Summary

Toast and DLocal tied by winning 8 of the 16 factors compared between the two stocks.

How does DLocal compare to PayPay?

DLocal (NASDAQ:DLO) and PayPay (NASDAQ:PAYP) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, media sentiment, risk, earnings, dividends, institutional ownership, profitability and valuation.

PayPay has higher revenue and earnings than DLocal. DLocal is trading at a lower price-to-earnings ratio than PayPay, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DLocal	$1.09B	3.71	$196.80M	$0.67	20.51
PayPay	$2.51B	4.02	$759.22M	$0.30	49.73

In the previous week, PayPay had 8 more articles in the media than DLocal. MarketBeat recorded 8 mentions for PayPay and 0 mentions for DLocal. DLocal's average media sentiment score of 0.48 beat PayPay's score of 0.08 indicating that DLocal is being referred to more favorably in the media.

Company	Overall Sentiment
DLocal	Neutral
PayPay	Neutral

DLocal currently has a consensus target price of $19.20, indicating a potential upside of 39.74%. PayPay has a consensus target price of $24.45, indicating a potential upside of 63.90%. Given PayPay's higher probable upside, analysts clearly believe PayPay is more favorable than DLocal.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DLocal	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
PayPay	1 Sell rating(s)	3 Hold rating(s)	8 Buy rating(s)	1 Strong Buy rating(s)	2.69

90.1% of DLocal shares are owned by institutional investors. 45.4% of DLocal shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

DLocal has a net margin of 15.04% compared to PayPay's net margin of 0.00%. DLocal's return on equity of 41.64% beat PayPay's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
DLocal	15.04%	41.64%	12.96%
PayPay	N/A	N/A	N/A

Summary

DLocal and PayPay tied by winning 8 of the 16 factors compared between the two stocks.

How does DLocal compare to Jack Henry & Associates?

DLocal (NASDAQ:DLO) and Jack Henry & Associates (NASDAQ:JKHY) are both mid-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, analyst recommendations, risk, media sentiment, profitability, earnings, institutional ownership and dividends.

Jack Henry & Associates has higher revenue and earnings than DLocal. Jack Henry & Associates is trading at a lower price-to-earnings ratio than DLocal, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DLocal	$1.09B	3.71	$196.80M	$0.67	20.51
Jack Henry & Associates	$2.54B	3.93	$502.78M	$6.97	20.45

Jack Henry & Associates has a net margin of 19.76% compared to DLocal's net margin of 15.04%. DLocal's return on equity of 41.64% beat Jack Henry & Associates' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
DLocal	15.04%	41.64%	12.96%
Jack Henry & Associates	19.76%	23.49%	16.34%

DLocal pays an annual dividend of $0.79 per share and has a dividend yield of 5.7%. Jack Henry & Associates pays an annual dividend of $2.44 per share and has a dividend yield of 1.7%. DLocal pays out 117.9% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Jack Henry & Associates pays out 35.0% of its earnings in the form of a dividend. Jack Henry & Associates has increased its dividend for 35 consecutive years.

In the previous week, Jack Henry & Associates had 11 more articles in the media than DLocal. MarketBeat recorded 11 mentions for Jack Henry & Associates and 0 mentions for DLocal. DLocal's average media sentiment score of 0.48 beat Jack Henry & Associates' score of -0.02 indicating that DLocal is being referred to more favorably in the media.

Company	Overall Sentiment
DLocal	Neutral
Jack Henry & Associates	Neutral

90.1% of DLocal shares are held by institutional investors. Comparatively, 98.8% of Jack Henry & Associates shares are held by institutional investors. 45.4% of DLocal shares are held by company insiders. Comparatively, 0.6% of Jack Henry & Associates shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

DLocal has a beta of 0.86, indicating that its share price is 14% less volatile than the broader market. Comparatively, Jack Henry & Associates has a beta of 0.56, indicating that its share price is 44% less volatile than the broader market.

DLocal presently has a consensus target price of $19.20, indicating a potential upside of 39.74%. Jack Henry & Associates has a consensus target price of $191.47, indicating a potential upside of 34.33%. Given DLocal's stronger consensus rating and higher possible upside, research analysts clearly believe DLocal is more favorable than Jack Henry & Associates.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DLocal	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
Jack Henry & Associates	0 Sell rating(s)	5 Hold rating(s)	12 Buy rating(s)	1 Strong Buy rating(s)	2.78

Summary

Jack Henry & Associates beats DLocal on 12 of the 20 factors compared between the two stocks.

How does DLocal compare to Chime Financial?

Chime Financial (NASDAQ:CHYM) and DLocal (NASDAQ:DLO) are both finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, valuation, dividends, media sentiment, earnings, analyst recommendations, profitability and risk.

DLocal has lower revenue, but higher earnings than Chime Financial. Chime Financial is trading at a lower price-to-earnings ratio than DLocal, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Chime Financial	$2.19B	4.72	-$1.01B	-$0.07	N/A
DLocal	$1.09B	3.71	$196.80M	$0.67	20.51

Chime Financial presently has a consensus target price of $36.53, suggesting a potential upside of 34.04%. DLocal has a consensus target price of $19.20, suggesting a potential upside of 39.74%. Given DLocal's higher possible upside, analysts plainly believe DLocal is more favorable than Chime Financial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Chime Financial	1 Sell rating(s)	2 Hold rating(s)	16 Buy rating(s)	3 Strong Buy rating(s)	2.95
DLocal	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83

90.1% of DLocal shares are held by institutional investors. 12.3% of Chime Financial shares are held by company insiders. Comparatively, 45.4% of DLocal shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Chime Financial has a beta of 0.83, suggesting that its share price is 17% less volatile than the broader market. Comparatively, DLocal has a beta of 0.86, suggesting that its share price is 14% less volatile than the broader market.

DLocal has a net margin of 15.04% compared to Chime Financial's net margin of -0.74%. DLocal's return on equity of 41.64% beat Chime Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Chime Financial	-0.74%	-1.28%	-0.92%
DLocal	15.04%	41.64%	12.96%

In the previous week, Chime Financial had 4 more articles in the media than DLocal. MarketBeat recorded 4 mentions for Chime Financial and 0 mentions for DLocal. DLocal's average media sentiment score of 0.48 beat Chime Financial's score of 0.38 indicating that DLocal is being referred to more favorably in the news media.

Company	Overall Sentiment
Chime Financial	Neutral
DLocal	Neutral

Summary

DLocal beats Chime Financial on 11 of the 17 factors compared between the two stocks.

How does DLocal compare to WEX?

DLocal (NASDAQ:DLO) and WEX (NYSE:WEX) are both mid-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their profitability, valuation, analyst recommendations, media sentiment, dividends, risk, institutional ownership and earnings.

DLocal presently has a consensus price target of $19.20, indicating a potential upside of 39.74%. WEX has a consensus price target of $185.64, indicating a potential upside of 9.79%. Given DLocal's stronger consensus rating and higher probable upside, equities research analysts clearly believe DLocal is more favorable than WEX.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
DLocal	0 Sell rating(s)	1 Hold rating(s)	5 Buy rating(s)	0 Strong Buy rating(s)	2.83
WEX	0 Sell rating(s)	8 Hold rating(s)	6 Buy rating(s)	0 Strong Buy rating(s)	2.43

DLocal has a beta of 0.86, meaning that its stock price is 14% less volatile than the broader market. Comparatively, WEX has a beta of 0.84, meaning that its stock price is 16% less volatile than the broader market.

WEX has higher revenue and earnings than DLocal. WEX is trading at a lower price-to-earnings ratio than DLocal, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
DLocal	$1.09B	3.71	$196.80M	$0.67	20.51
WEX	$2.66B	2.17	$304.10M	$10.04	16.84

DLocal has a net margin of 15.04% compared to WEX's net margin of 12.56%. WEX's return on equity of 43.19% beat DLocal's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
DLocal	15.04%	41.64%	12.96%
WEX	12.56%	43.19%	3.53%

90.1% of DLocal shares are held by institutional investors. Comparatively, 97.5% of WEX shares are held by institutional investors. 45.4% of DLocal shares are held by insiders. Comparatively, 1.4% of WEX shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

In the previous week, WEX had 4 more articles in the media than DLocal. MarketBeat recorded 4 mentions for WEX and 0 mentions for DLocal. DLocal's average media sentiment score of 0.48 beat WEX's score of 0.36 indicating that DLocal is being referred to more favorably in the media.

Company	Overall Sentiment
DLocal	Neutral
WEX	Neutral

Summary

DLocal beats WEX on 9 of the 16 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding DLO and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.

Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.

DLO vs. The Competition

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Metric	DLocal	Financial Services Industry	Finance Sector	NASDAQ Exchange
Market Cap	$4.05B	$26.69B	$13.31B	$13.26B
Dividend Yield	5.72%	6.88%	6.04%	17.33%
P/E Ratio	20.51	19.33	24.40	26.04
Price / Sales	3.71	344.25	509.34	91.95
Price / Cash	15.04	46.10	29.46	34.69
Price / Book	7.12	3.18	2.70	6.34
Net Income	$196.80M	$1.11B	$1.31B	$381.61M
7 Day Performance	-0.58%	-1.13%	-0.46%	-0.73%
1 Month Performance	-11.47%	-2.40%	-3.22%	-4.68%
1 Year Performance	-2.14%	-2.57%	10.48%	1.58%

DLocal Competitors List

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Company	MarketRank	Share Price	Analysts' Price Target	1Y Price Performance	Market Cap	Revenue	P/E Ratio	Employee Count	Indicator(s)
DLO DLocal	4.6619 of 5 stars	$13.74 -0.1%	$19.20 +39.7%	-2.1%	$4.05B	$1.09B	20.51	1,274
TOST Toast	4.101 of 5 stars	$30.40 -0.7%	$39.12 +28.7%	-18.6%	$15.73B	$6.15B	38.97	6,500	Analyst Downgrade
PAYP PayPay	4.9011 of 5 stars	$16.00 -3.1%	$24.45 +52.8%	N/A	$11.18B	$2.51B	53.33	1,994	Gap Up
JKHY Jack Henry & Associates	4.6402 of 5 stars	$147.82 +0.0%	$192.18 +30.0%	-2.5%	$10.36B	$2.54B	21.21	7,300
CHYM Chime Financial	4.1035 of 5 stars	$26.69 -0.3%	$36.40 +36.4%	+30.6%	$10.14B	$2.19B	N/A	1,519

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This page (NASDAQ:DLO) was last updated on 10/5/2026 by MarketBeat.com Staff.

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DLocal (DLO) Competitors