Expensify (EXFY) Competitors

PubMatic (NASDAQ:PUBM) and Expensify (NASDAQ:EXFY) are both small-cap computer software companies, but which is the superior stock? We will compare the two businesses based on the strength of their dividends, media sentiment, valuation, institutional ownership, analyst recommendations, profitability, risk and earnings.

Does the media prefer PUBM or EXFY?

In the previous week, PubMatic had 44 more articles in the media than Expensify. MarketBeat recorded 51 mentions for PubMatic and 7 mentions for Expensify. Expensify's average media sentiment score of 0.43 beat PubMatic's score of -0.10 indicating that Expensify is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
PubMatic	4 Very Positive mention(s)	10 Positive mention(s)	18 Neutral mention(s)	5 Negative mention(s)	6 Very Negative mention(s)	Neutral
Expensify	2 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	3 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has higher earnings & valuation, PUBM or EXFY?

PubMatic has higher revenue and earnings than Expensify. PubMatic is trading at a lower price-to-earnings ratio than Expensify, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
PubMatic	$291.26M	1.39	$12.50M	-$0.07	-119.57
Expensify	$139.24M	1.04	-$10.06M	-$0.16	-11.25

Is PUBM or EXFY more profitable?

PubMatic has a net margin of -0.58% compared to Expensify's net margin of -10.72%. PubMatic's return on equity of -0.64% beat Expensify's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
PubMatic	-0.58%	-0.64%	-0.25%
Expensify	-10.72%	-12.02%	-8.52%

Which has more risk and volatility, PUBM or EXFY?

PubMatic has a beta of 1.54, meaning that its share price is 54% more volatile than the S&P 500. Comparatively, Expensify has a beta of 1.72, meaning that its share price is 72% more volatile than the S&P 500.

Do insiders and institutionals believe in PUBM or EXFY?

64.3% of PubMatic shares are owned by institutional investors. Comparatively, 68.4% of Expensify shares are owned by institutional investors. 26.4% of PubMatic shares are owned by company insiders. Comparatively, 12.3% of Expensify shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Do analysts rate PUBM or EXFY?

PubMatic currently has a consensus target price of $11.79, indicating a potential upside of 40.81%. Expensify has a consensus target price of $4.00, indicating a potential upside of 122.22%. Given Expensify's stronger consensus rating and higher probable upside, analysts plainly believe Expensify is more favorable than PubMatic.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
PubMatic	0 Sell rating(s)	4 Hold rating(s)	3 Buy rating(s)	0 Strong Buy rating(s)	2.43
Expensify	0 Sell rating(s)	2 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	2.50

Summary

PubMatic beats Expensify on 10 of the 16 factors compared between the two stocks.