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First Interstate BancSystem (FIBK) Financials

First Interstate BancSystem logo
$26.61 +0.14 (+0.53%)
Closing price 05/23/2025 04:00 PM Eastern
Extended Trading
$26.82 +0.21 (+0.77%)
As of 05/23/2025 07:56 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.
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Annual Income Statements for First Interstate BancSystem

Annual Income Statements for First Interstate BancSystem

This table shows First Interstate BancSystem's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Income / (Loss) Attributable to Common Shareholders		 226 258 202 192 161 181 160 107 96 87
Consolidated Net Income / (Loss)		 226 258 202 192 161 181 160 107 96 87
Net Income / (Loss) Continuing Operations		 226 258 202 192 161 181 160 107 96 87
Total Pre-Tax Income 		295 337 257 248 209 235 206 157 145 130
Total Revenue		 1,000 1,026 1,106 639 654 638 571 492 416 386
Net Interest Income / (Expense)		 822 879 943 489 498 495 433 350 280 264
Total Interest Income		 1,303 1,280 1,022 507 524 554 473 378 297 282
Loans and Leases Interest Income		 1,022 980 790 430 453 471 404 325 259 246
Investment Securities Interest Income		 246 272 218 73 66 64 58 46 36 35
Deposits and Money Market Investments Interest Income		 22 16 8.70 2.60 4.10 19 11 7.10 2.60 1.54
Other Interest Income		 12 12 4.80 1.00 0.80 - - - - -
Total Interest Expense		 481 401 79 17 27 59 41 28 18 18
Deposits Interest Expense		 326 243 48 8.10 18 49 33 21 13 13
Short-Term Borrowings Interest Expense		 123 134 15 0.00 0.00 - 0.20 - - -
Long-Term Debt Interest Expense		 25 19 13 8.80 7.60 5.80 5.40 5.30 4.50 4.72
Federal Funds Purchased and Securities Sold Interest Expense		 6.70 6.40 2.50 0.40 0.90 3.90 2.70 1.30 0.40 0.23
Total Non-Interest Income		 178 147 163 150 156 143 139 142 137 122
Service Charges on Deposit Accounts		 26 23 25 17 18 - - - - -
Other Service Charges		 31 26 39 98 61 49 45 43 47 101
Net Realized & Unrealized Capital Gains on Investments		 0.00 -24 -24 1.10 0.30 0.10 -0.10 -0.40 0.30 0.14
Investment Banking Income		 39 35 34 26 24 24 23 21 21 20
Other Non-Interest Income		 83 86 90 7.90 53 70 71 78 69 0.00
Provision for Credit Losses		 68 32 83 -15 57 14 8.60 11 10 6.82
Total Non-Interest Expense		 637 657 766 406 388 389 356 324 261 249
Salaries and Employee Benefits		 271 263 282 165 174 155 146 123 109 101
Net Occupancy & Equipment Expense		 126 129 122 79 77 74 67 59 48 33
Property & Liability Insurance Claims		 24 32 14 6.60 5.90 3.50 5.60 4.70 4.50 4.86
Other Operating Expenses		 202 217 213 133 120 125 117 102 91 102
Amortization Expense		 15 16 16 9.90 11 11 7.90 8.50 6.40 5.82
Restructuring Charge		 0.00 0.00 119 12 0.00 20 12 27 2.80 0.80
Income Tax Expense		 69 79 55 56 48 54 46 50 50 44
Basic Earnings per Share		 $2.19 $2.48 $1.96 $3.12 $2.53 $2.84 $2.77 $2.07 $2.15 $1.92
Weighted Average Basic Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 51.43M 44.51M 45.18M
Diluted Earnings per Share		 $2.19 $2.48 $1.96 $3.11 $2.53 $2.83 $2.75 $2.05 $2.13 $1.90
Weighted Average Diluted Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 51.43M 44.51M 45.18M
Weighted Average Basic & Diluted Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 51.43M 44.51M 45.18M
Cash Dividends to Common per Share		 $1.88 $1.88 $1.70 $1.64 $2.00 $1.24 $1.12 $0.96 $0.88 $0.80

Quarterly Income Statements for First Interstate BancSystem

This table shows First Interstate BancSystem's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 50 52 56 60 58 62 73 67 56 86 86
Consolidated Net Income / (Loss)		 50 52 56 60 58 62 73 67 56 86 86
Net Income / (Loss) Continuing Operations		 50 52 56 60 58 62 73 67 56 86 86
Total Pre-Tax Income 		66 67 73 78 77 81 95 87 74 110 108
Total Revenue		 247 261 252 244 242 252 256 263 255 300 290
Net Interest Income / (Expense)		 205 214 206 202 200 208 214 218 239 258 267
Total Interest Income		 303 326 328 324 325 324 323 317 316 304 287
Loans and Leases Interest Income		 242 258 259 253 252 253 250 242 236 229 218
Investment Securities Interest Income		 52 57 61 63 65 66 67 67 73 71 66
Deposits and Money Market Investments Interest Income		 6.30 8.30 4.90 4.90 4.10 3.10 3.00 5.40 4.20 2.20 1.40
Other Interest Income		 2.90 2.40 2.80 3.30 3.30 3.10 2.90 3.40 3.00 2.00 1.30
Total Interest Expense		 98 112 123 122 125 117 109 99 77 46 20
Deposits Interest Expense		 75 82 84 81 79 80 69 54 40 28 13
Short-Term Borrowings Interest Expense		 18 24 32 32 36 30 34 39 31 13 2.40
Long-Term Debt Interest Expense		 4.50 4.70 4.90 7.70 7.60 4.80 4.80 4.50 4.40 3.90 3.40
Federal Funds Purchased and Securities Sold Interest Expense		 1.20 1.10 1.40 1.90 2.30 2.10 1.70 1.50 1.10 1.10 0.80
Total Non-Interest Income		 42 47 46 43 42 45 42 44 16 42 23
Trust Fees by Commissions		 9.80 - 9.60 9.40 9.20 - 8.70 8.80 9.00 - 8.50
Service Charges on Deposit Accounts		 6.60 6.70 6.60 6.40 6.00 6.00 6.00 5.80 5.20 4.90 5.70
Other Service Charges		 6.20 -30 28 8.20 25 -16 8.10 27 6.90 -49 28
Other Non-Interest Income		 19 60 2.20 19 2.20 46 19 2.40 19 77 4.70
Provision for Credit Losses		 20 34 20 9.00 5.30 5.40 -0.10 12 15 15 8.40
Total Non-Interest Expense		 161 161 159 157 160 166 161 164 166 175 173
Salaries and Employee Benefits		 69 69 71 66 65 64 65 68 66 75 72
Net Occupancy & Equipment Expense		 33 32 32 31 31 32 32 33 33 32 33
Property & Liability Insurance Claims		 4.30 4.80 5.20 6.60 7.40 16 5.00 4.70 5.70 3.80 4.10
Other Operating Expenses		 51 52 48 49 53 50 55 55 57 56 56
Amortization Expense		 3.40 3.60 3.60 3.70 3.70 3.90 3.90 3.90 4.00 4.10 4.10
Income Tax Expense		 16 15 17 18 18 19 22 20 18 24 22
Basic Earnings per Share		 $0.49 $0.50 $0.54 $0.58 $0.57 $0.59 $0.70 $0.65 $0.54 $0.93 $0.80
Weighted Average Basic Shares Outstanding		 103.09M 104.53M 102.97M 102.94M 102.84M 103.94M 103.82M 103.82M 103.74M 104.44M 106.53M
Diluted Earnings per Share		 $0.49 $0.50 $0.54 $0.58 $0.57 $0.59 $0.70 $0.65 $0.54 $0.93 $0.80
Weighted Average Diluted Shares Outstanding		 103.42M 104.53M 103.23M 103.09M 103.04M 103.94M 103.83M 103.82M 103.82M 104.44M 106.59M
Weighted Average Basic & Diluted Shares Outstanding		 104.89M 104.53M 104.53M 104.55M 104.57M 103.94M 105.00M 105.02M 104.38M 104.44M 104.45M
Cash Dividends to Common per Share		 $0.47 - $0.47 $0.47 $0.47 - $0.47 $0.47 $0.47 - $0.41

Annual Cash Flow Statements for First Interstate BancSystem

This table details how cash moves in and out of First Interstate BancSystem's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Net Change in Cash & Equivalents		 319 -293 -1,474 68 1,200 -342 6.90 -23 1.50 -18
Net Cash From Operating Activities		 355 428 534 282 268 127 219 155 118 115
Net Cash From Continuing Operating Activities		 355 428 534 282 268 127 219 155 118 115
Net Income / (Loss) Continuing Operations		 226 258 202 192 161 181 160 107 96 87
Consolidated Net Income / (Loss)		 226 258 202 192 161 181 160 107 96 87
Provision For Loan Losses		 68 32 83 -15 57 14 8.60 11 10 6.82
Depreciation Expense		 57 54 56 44 45 39 28 18 20 18
Amortization Expense		 1.10 2.40 17 39 16 8.90 10 12 13 15
Non-Cash Adjustments to Reconcile Net Income		 18 46 36 38 16 -72 6.10 851 1,032 1,153
Changes in Operating Assets and Liabilities, net		 -15 36 141 -16 -27 -43 6.50 -844 -1,051 -1,165
Net Cash From Investing Activities		 1,759 1,253 -949 -2,120 -1,870 -17 -181 -131 -143 -95
Net Cash From Continuing Investing Activities		 1,759 1,253 -949 -2,120 -1,870 -614 -237 -131 -143 -95
Purchase of Investment Securities		 247 -349 -5,130 -3,498 -2,474 -1,368 -770 -766 -1,104 -886
Divestitures		 0.00 0.00 2,007 0.00 0.00 - - - - -
Sale and/or Maturity of Investments		 1,512 1,602 2,174 1,378 605 754 589 635 961 790
Other Investing Activities, net		 0.00 0.00 - - - - - - - -
Net Cash From Financing Activities		 -1,795 -1,974 -1,060 1,906 2,802 144 25 -47 27 -38
Net Cash From Continuing Financing Activities		 -1,795 -1,974 -1,060 1,906 2,802 144 25 -47 27 -38
Net Change in Deposits		 -308 -1,751 -2,884 2,053 2,554 276 50 -110 78 19
Issuance of Debt		 254 0.00 2,341 0.00 99 0.10 2.80 5.20 0.20 5.11
Issuance of Common Equity		 0.00 0.00 0.10 0.40 1.10 1.00 1.80 2.40 4.70 3.37
Repayment of Debt		 -1,286 276 -164 0.00 -0.10 -6.10 -7.10 - -0.10 -17
Repurchase of Common Equity		 -1.20 -34 -199 -5.40 -117 -2.50 -1.00 -1.30 -27 -21
Payment of Dividends		 -196 -195 -182 -102 -129 -79 -64 -49 -39 -36
Other Financing Activities, Net		 -259 -270 28 -40 394 -45 43 105 11 7.57
Cash Interest Paid		 476 364 32 19 33 55 39 28 17 19
Cash Income Taxes Paid		 34 51 58 57 54 51 25 29 54 27

Quarterly Cash Flow Statements for First Interstate BancSystem

This table details how cash moves in and out of First Interstate BancSystem's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 -25 198 -260 324 57 -15 -87 -400 210 279 -467
Net Cash From Operating Activities		 79 95 90 82 88 69 129 172 58 96 169
Net Cash From Continuing Operating Activities		 79 95 90 82 88 69 129 172 58 96 169
Net Income / (Loss) Continuing Operations		 50 52 56 60 58 62 73 67 56 86 86
Consolidated Net Income / (Loss)		 50 52 56 60 58 62 73 67 56 86 86
Provision For Loan Losses		 20 34 20 9.00 5.30 5.40 -0.10 12 15 15 8.40
Depreciation Expense		 11 16 15 10 16 13 13 14 14 14 14
Amortization Expense		 -0.10 0.20 0.20 0.50 0.20 0.70 1.10 1.20 -0.60 0.30 3.20
Non-Cash Adjustments to Reconcile Net Income		 13 11 - 8.60 -1.30 9.80 7.30 -3.50 32 13 22
Changes in Operating Assets and Liabilities, net		 -15 -17 -1.00 -5.90 9.10 -21 35 82 -59 -32 36
Net Cash From Investing Activities		 834 559 487 181 532 -76 295 167 868 -636 -150
Net Cash From Continuing Investing Activities		 834 559 487 181 532 -76 295 167 868 -636 -150
Purchase of Investment Securities		 -17 458 -84 -2.10 -125 -24 -179 -66 -81 -1,150 -595
Sale and/or Maturity of Investments		 851 101 571 184 656 -52 474 232 949 514 446
Net Cash From Financing Activities		 -937 -456 -837 60 -563 -8.10 -511 -739 -716 819 -487
Net Cash From Continuing Financing Activities		 -937 -456 -837 60 -563 -8.10 -511 -739 -716 819 -487
Net Change in Deposits		 -283 152 -6.60 61 -513 -356 100 -528 -967 -811 -979
Issuance of Debt		 0.00 -13 3.90 13 250 - - - 0.00 2,327 6.40
Repayment of Debt		 -608 -513 -600 88 -261 536 -522 -121 383 -625 619
Repurchase of Common Equity		 -3.20 - -0.10 - -1.10 -32 - - -1.80 -0.10 -133
Payment of Dividends		 -48 -49 -49 -49 -49 -49 -49 -49 -48 -49 -44
Other Financing Activities, Net		 4.10 -33 -185 -52 12 -107 -40 -41 -82 -23 43
Cash Interest Paid		 105 142 106 105 123 128 91 79 65 - 19

Annual Balance Sheets for First Interstate BancSystem

This table presents First Interstate BancSystem's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Total Assets		 29,137 30,671 32,288 19,672 17,649 14,644 13,300 12,213 9,064 8,728
Cash and Due from Banks		 378 378 349 169 261 242 244 197 147 133
Federal Funds Sold		 0.10 0.10 0.10 0.10 0.10 0.10 0.10 562 0.10 0.56
Interest Bearing Deposits at Other Banks		 519 200 521 2,176 2,015 835 578 0.10 635 647
Trading Account Securities		 5,058 5,889 7,026 4,851 4,134 3,153 2,711 2,693 2,124 2,058
Loans and Leases, Net of Allowance		 17,641 18,052 17,879 9,209 9,663 -73 8,397 7,542 5,402 5,169
Loans and Leases		 17,845 18,280 18,099 9,332 9,808 - 8,470 7,614 5,479 5,246
Allowance for Loan and Lease Losses		 204 228 220 122 144 73 73 72 76 77
Premises and Equipment, Net		 427 444 445 300 312 306 245 242 195 191
Goodwill		 1,101 1,101 1,101 622 622 622 547 445 213 205
Intangible Assets		 67 81 97 - 51 62 57 49 9.65 11
Other Assets		 3,942 4,507 4,870 2,221 589 9,498 521 483 338 315
Total Liabilities & Shareholders' Equity		 29,137 30,671 32,288 19,672 17,649 14,644 13,300 12,213 9,064 8,728
Total Liabilities		 25,833 27,444 29,214 17,330 15,689 12,630 11,606 10,786 8,081 7,778
Non-Interest Bearing Deposits		 5,798 6,030 7,560 5,568 4,634 3,427 3,158 2,900 1,906 1,824
Interest Bearing Deposits		 17,218 17,294 17,514 10,701 9,584 8,237 7,522 7,035 5,470 5,265
Short-Term Debt		 2,091 3,386 3,380 1,051 1,091 698 712 663 538 511
Accrued Interest Payable		 47 52 15 - 5.80 12 7.80 5.60 5.42 4.96
Other Short-Term Payables		 379 380 446 - - 130 94 87 45 53
Long-Term Debt		 295 284 284 - 199 101 103 96 110 110
Total Equity & Noncontrolling Interests		 3,304 3,228 3,074 1,042 1,960 2,014 1,694 1,428 983 950
Total Preferred & Common Equity		 3,304 3,228 3,074 1,987 1,960 2,014 1,694 1,428 983 950
Total Common Equity		 3,304 3,228 3,074 1,042 1,960 2,014 1,694 1,428 983 950
Common Stock		 2,460 2,449 2,478 - 941 1,049 867 687 296 312
Retained Earnings		 1,166 1,135 1,073 1,053 962 954 852 753 695 638
Accumulated Other Comprehensive Income / (Loss)		 -322 -357 -477 -11 57 11 -25 -12 -8.13 0.41
Other Equity Adjustments		 0.00 0.00 0.00 - - 0.00 0.00 0.00 0.00 0.00

Quarterly Balance Sheets for First Interstate BancSystem

This table presents First Interstate BancSystem's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 28,280 29,596 30,290 30,145 30,541 30,976 31,638 31,345
Cash and Due from Banks		 390 439 390 316 372 479 333 390
Federal Funds Sold		 0.10 0.10 0.10 0.10 2.10 0.10 0.10 0.10
Interest Bearing Deposits at Other Banks		 481 260 568 319 220 201 748 201
Trading Account Securities		 7,504 5,555 5,625 5,796 5,687 5,934 6,130 6,877
Loans and Leases, Net of Allowance		 -215 17,802 18,002 17,975 17,987 18,039 18,020 17,391
Allowance for Loan and Lease Losses		 215 225 233 228 227 225 226 213
Premises and Equipment, Net		 429 433 437 440 446 444 443 445
Goodwill		 1,101 1,101 1,101 1,101 1,101 1,101 1,101 1,100
Intangible Assets		 64 70 74 78 85 89 - 101
Other Assets		 18,311 3,936 4,092 4,120 4,642 4,689 4,770 4,839
Total Liabilities & Shareholders' Equity		 28,280 29,596 30,290 30,145 30,541 30,976 31,638 31,345
Total Liabilities		 24,919 26,230 27,064 26,935 27,455 27,855 25,267 28,339
Non-Interest Bearing Deposits		 5,590 5,919 6,174 5,900 6,403 6,518 6,861 8,163
Interest Bearing Deposits		 17,143 16,945 16,697 16,910 17,277 17,061 17,246 17,722
Short-Term Debt		 1,488 2,637 3,172 3,136 2,957 3,519 971 1,701
Accrued Interest Payable		 41 88 71 54 64 46 26 7.40
Long-Term Debt		 293 300 547 534 284 284 163 284
Other Long-Term Liabilities		 364 5.60 5.80 15 19 21 - 9.70
Redeemable Noncontrolling Interest		 0.00 - - - - - - -
Total Equity & Noncontrolling Interests		 3,361 3,366 3,225 3,210 3,086 3,121 682 3,006
Total Preferred & Common Equity		 3,361 3,366 3,225 3,210 3,086 3,121 3,160 3,006
Preferred Stock		 0.00 - - - - - - -
Total Common Equity		 3,361 3,366 3,225 3,210 3,086 3,121 682 3,006
Common Stock		 2,460 2,457 2,454 2,451 2,485 2,481 - 2,477
Retained Earnings		 1,169 1,163 1,157 1,146 1,122 1,099 1,081 1,036
Accumulated Other Comprehensive Income / (Loss)		 -268 -255 -386 -387 -522 -459 -399 -508

Annual Metrics And Ratios for First Interstate BancSystem

This table displays calculated financial ratios and metrics derived from First Interstate BancSystem's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015
Growth Metrics		 - - - - - - - - - -
Revenue Growth		 -2.54% -7.23% 73.13% -2.29% 2.53% 11.61% 16.21% 18.09% 7.88% 7.10%
EBITDA Growth		 -10.28% 19.24% -0.42% 22.46% -4.39% 15.91% 30.64% 5.30% 8.34% 1.55%
EBIT Growth		 -12.56% 31.00% 3.75% 18.39% -10.97% 13.96% 31.65% 7.85% 11.38% 0.65%
NOPAT Growth		 -12.23% 27.35% 5.26% 19.17% -10.94% 12.98% 50.42% 11.29% 10.26% 2.84%
Net Income Growth		 -12.23% 27.35% 5.26% 19.17% -10.94% 12.98% 50.42% 11.29% 10.26% 2.84%
EPS Growth		 -11.69% 26.53% -36.98% 22.92% -10.60% 2.91% 34.15% -3.76% 12.11% 1.60%
Operating Cash Flow Growth		 -17.06% -19.91% 89.30% 5.22% 110.76% -41.87% 41.66% 31.02% 2.25% -5.42%
Free Cash Flow Firm Growth		 1,361.63% 103.12% -6,422.74% 117.94% -126.57% 24.78% 63.79% -1,329.45% -22.34% 168.25%
Invested Capital Growth		 -17.49% 2.37% 98.57% 4.38% 15.59% 12.09% 14.77% 34.07% 3.77% 2.60%
Revenue Q/Q Growth		 0.91% -4.44% 14.59% -4.06% 3.88% 2.10% 1.91% 6.19% 2.49% 0.50%
EBITDA Q/Q Growth		 -3.40% -6.98% 12.68% -4.64% 8.99% 7.25% 3.88% 3.90% 1.63% -0.40%
EBIT Q/Q Growth		 -4.60% -7.95% 20.37% -7.16% 8.67% 7.65% 1.38% 8.00% 1.90% -0.02%
NOPAT Q/Q Growth		 -3.99% -8.62% 20.72% 2.24% -3.30% 7.10% 4.03% 9.65% 1.48% 0.76%
Net Income Q/Q Growth		 -3.99% -8.62% 20.72% 2.24% -3.30% 7.10% 4.03% 9.65% 1.48% 0.76%
EPS Q/Q Growth		 -3.95% -12.06% 5.38% 2.64% -1.56% 5.20% 1.48% 3.02% 1.91% 0.53%
Operating Cash Flow Q/Q Growth		 7.87% -5.83% 3.67% -9.20% 14.95% 22.64% -5.52% 15.68% -5.61% -9.34%
Free Cash Flow Firm Q/Q Growth		 455.41% 109.30% -92.70% 864.62% -151.22% 18.58% -126.22% 11.68% 38.98% 5.61%
Invested Capital Q/Q Growth		 -9.72% 9.03% 35.02% 6.31% 8.45% 3.38% 4.49% 0.50% 3.88% 4.65%
Profitability Metrics		 - - - - - - - - - -
EBITDA Margin		 35.27% 38.31% 29.81% 51.82% 41.35% 44.34% 42.69% 37.98% 42.59% 42.41%
EBIT Margin		 29.46% 32.83% 23.25% 38.80% 32.02% 36.87% 36.11% 31.88% 34.90% 33.81%
Profit (Net Income) Margin		 22.61% 25.10% 18.29% 30.08% 24.66% 28.39% 28.04% 21.66% 22.99% 22.49%
Tax Burden Percent		 76.74% 76.45% 78.65% 77.52% 77.02% 76.99% 77.65% 67.96% 65.86% 66.53%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 23.26% 23.55% 21.35% 22.48% 22.98% 23.01% 22.35% 32.04% 34.14% 33.47%
Return on Invested Capital (ROIC)		 3.59% 3.78% 3.99% 5.78% 5.32% 6.80% 6.82% 5.58% 5.98% 5.59%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.59% 3.78% 3.99% 5.78% 5.32% 6.80% 6.82% 5.58% 5.98% 5.59%
Return on Net Nonoperating Assets (RNNOA)		 3.33% 4.40% 5.83% 7.02% 2.80% 2.96% 3.44% 3.26% 3.92% 3.74%
Return on Equity (ROE)		 6.92% 8.17% 9.83% 12.80% 8.11% 9.76% 10.26% 8.84% 9.90% 9.34%
Cash Return on Invested Capital (CROIC)		 22.76% 1.44% -62.04% 1.50% -9.14% -4.60% -6.93% -23.53% 2.28% 3.03%
Operating Return on Assets (OROA)		 0.98% 1.07% 0.99% 1.33% 1.30% 1.68% 1.62% 1.47% 1.63% 1.50%
Return on Assets (ROA)		 0.76% 0.82% 0.78% 1.03% 1.00% 1.30% 1.26% 1.00% 1.08% 1.00%
Return on Common Equity (ROCE)		 6.92% 8.17% 9.83% 12.80% 8.11% 9.76% 10.26% 8.84% 9.90% 9.34%
Return on Equity Simple (ROE_SIMPLE)		 6.84% 7.98% 6.58% 9.67% 8.23% 8.99% 9.46% 7.46% 9.74% 9.13%
Net Operating Profit after Tax (NOPAT)		 226 258 202 192 161 181 160 107 96 87
NOPAT Margin		 22.61% 25.10% 18.29% 30.08% 24.66% 28.39% 28.04% 21.66% 22.99% 22.49%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 39.66% 38.23% 36.52% 38.20% 38.32% 35.93% 37.32% 36.96% 37.59% 34.95%
Operating Expenses to Revenue		 63.76% 64.03% 69.27% 63.49% 59.28% 60.95% 62.38% 65.89% 62.70% 64.42%
Earnings before Interest and Taxes (EBIT)		 295 337 257 248 209 235 206 157 145 130
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 353 393 330 331 270 283 244 187 177 164
Valuation Ratios		 - - - - - - - - - -
Price to Book Value (P/BV)		 1.01 0.92 1.13 2.04 1.06 0.35 0.97 1.14 1.36 0.94
Price to Tangible Book Value (P/TBV)		 1.57 1.45 1.85 5.06 1.62 0.53 1.50 1.74 1.76 1.22
Price to Revenue (P/Rev)		 3.35 2.90 3.14 3.32 3.18 1.11 2.87 3.31 3.22 2.32
Price to Earnings (P/E)		 14.80 11.56 17.18 11.05 12.90 3.91 10.22 15.27 14.00 10.33
Dividend Yield		 5.87% 6.63% 6.34% 4.81% 6.07% 3.88% 4.15% 3.33% 2.95% 4.05%
Earnings Yield		 6.76% 8.65% 5.82% 9.05% 7.75% 25.55% 9.79% 6.55% 7.14% 9.68%
Enterprise Value to Invested Capital (EV/IC)		 0.85 0.88 0.93 0.24 0.34 0.15 0.65 0.74 0.74 0.47
Enterprise Value to Revenue (EV/Rev)		 4.84 5.91 5.67 1.30 1.67 0.67 2.85 3.31 2.90 1.91
Enterprise Value to EBITDA (EV/EBITDA)		 13.71 15.44 19.01 2.51 4.04 1.52 6.68 8.71 6.80 4.50
Enterprise Value to EBIT (EV/EBIT)		 16.42 18.01 24.38 3.35 5.22 1.83 7.90 10.37 8.30 5.65
Enterprise Value to NOPAT (EV/NOPAT)		 21.40 23.56 30.99 4.32 6.78 2.38 10.17 15.26 12.60 8.49
Enterprise Value to Operating Cash Flow (EV/OCF)		 13.62 14.18 11.73 2.94 4.07 3.38 7.44 10.52 10.22 6.39
Enterprise Value to Free Cash Flow (EV/FCFF)		 3.38 61.91 0.00 16.70 0.00 0.00 0.00 0.00 33.01 15.67
Leverage & Solvency		 - - - - - - - - - -
Debt to Equity		 0.72 1.14 1.19 1.01 0.66 0.40 0.48 0.53 0.66 0.65
Long-Term Debt to Equity		 0.09 0.09 0.09 0.00 0.10 0.05 0.06 0.07 0.11 0.12
Financial Leverage		 0.93 1.16 1.46 1.21 0.53 0.44 0.50 0.58 0.66 0.67
Leverage Ratio		 9.16 9.99 12.63 12.43 8.13 7.54 8.17 8.83 9.20 9.32
Compound Leverage Factor		 9.16 9.99 12.63 12.43 8.13 7.54 8.17 8.83 9.20 9.32
Debt to Total Capital		 41.94% 53.21% 54.38% 50.23% 39.71% 28.39% 32.49% 34.70% 39.74% 39.52%
Short-Term Debt to Total Capital		 36.75% 49.09% 50.16% 50.23% 33.58% 24.81% 28.39% 30.33% 32.97% 32.49%
Long-Term Debt to Total Capital		 5.19% 4.12% 4.21% 0.00% 6.13% 3.58% 4.09% 4.37% 6.77% 7.02%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 58.06% 46.80% 45.62% 49.77% 60.29% 71.61% 67.51% 65.30% 60.26% 60.48%
Debt to EBITDA		 6.77 9.34 11.12 3.18 4.78 2.82 3.34 4.06 3.66 3.79
Net Debt to EBITDA		 4.23 7.87 8.47 -3.91 -3.65 -0.98 -0.03 0.00 -0.76 -0.97
Long-Term Debt to EBITDA		 0.84 0.72 0.86 0.00 0.74 0.36 0.42 0.51 0.62 0.67
Debt to NOPAT		 10.56 14.25 18.12 5.47 8.01 4.41 5.09 7.12 6.77 7.15
Net Debt to NOPAT		 6.59 12.01 13.81 -6.73 -6.12 -1.54 -0.04 0.00 -1.40 -1.84
Long-Term Debt to NOPAT		 1.31 1.10 1.40 0.00 1.24 0.56 0.64 0.90 1.15 1.27
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,432 98 -3,142 50 -277 -122 -163 -449 37 47
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 2.98 0.24 -39.83 2.87 -10.42 -2.07 -3.98 -16.04 2.08 2.60
Operating Cash Flow to Interest Expense		 0.74 1.07 6.77 16.32 10.09 2.16 5.35 5.52 6.70 6.39
Operating Cash Flow Less CapEx to Interest Expense		 0.74 1.07 6.77 16.32 10.09 2.16 5.35 5.52 6.70 6.39
Efficiency Ratios		 - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.04 0.03 0.04 0.05 0.04 0.05 0.05 0.04
Fixed Asset Turnover		 2.29 2.31 2.97 2.09 2.11 2.31 2.35 2.25 2.16 2.00
Capital & Investment Metrics		 - - - - - - - - - -
Invested Capital		 5,691 6,897 6,738 3,393 3,251 2,812 2,509 2,186 1,631 1,571
Invested Capital Turnover		 0.16 0.15 0.22 0.19 0.22 0.24 0.24 0.26 0.26 0.25
Increase / (Decrease) in Invested Capital		 -1,206 160 3,345 142 438 303 323 556 59 40
Enterprise Value (EV)		 4,836 6,067 6,267 830 1,093 430 1,630 1,626 1,206 737
Market Capitalization		 3,346 2,975 3,474 2,124 2,079 709 1,637 1,626 1,340 897
Book Value per Share		 $31.61 $30.74 $29.43 $16.74 $31.05 $90.73 $27.95 $25.29 $21.89 $20.96
Tangible Book Value per Share		 $20.44 $19.48 $17.96 $6.75 $20.39 $59.93 $17.99 $16.54 $16.94 $16.22
Total Capital		 5,691 6,897 6,738 2,093 3,251 2,812 2,509 2,186 1,631 1,571
Total Debt		 2,387 3,670 3,664 1,051 1,291 798 815 759 648 621
Total Long-Term Debt		 295 284 284 0.00 199 101 103 96 110 110
Net Debt		 1,490 3,092 2,793 -1,294 -986 -278 -6.90 -0.30 -134 -159
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 2,387 3,670 3,664 2,351 1,291 798 815 759 648 621
Total Depreciation and Amortization (D&A)		 58 56 73 83 61 48 38 30 32 33
Earnings Adjustments		 - - - - - - - - - -
Adjusted Basic Earnings per Share		 $2.19 $2.48 $1.96 $3.12 $2.53 $2.84 $2.77 $2.07 $2.15 $1.92
Adjusted Weighted Average Basic Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 56.49M 45.00M 45.24M
Adjusted Diluted Earnings per Share		 $2.19 $2.48 $1.96 $3.11 $2.53 $2.83 $2.75 $2.05 $2.13 $1.90
Adjusted Weighted Average Diluted Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 56.49M 45.00M 45.24M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $2.84 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 104.53M 103.94M 104.44M 62.21M 62.07M 65.28M 60.63M 56.49M 45.00M 45.24M
Normalized Net Operating Profit after Tax (NOPAT)		 226 258 296 201 161 197 170 125 98 87
Normalized NOPAT Margin		 22.61% 25.10% 26.74% 31.48% 24.66% 30.84% 29.73% 25.41% 23.43% 22.61%
Pre Tax Income Margin		 29.46% 32.83% 23.25% 38.80% 32.02% 36.87% 36.11% 31.88% 34.90% 33.81%
Debt Service Ratios		 - - - - - - - - - -
EBIT to Interest Expense		 0.61 0.84 3.26 14.32 7.87 3.98 5.04 5.60 8.26 7.22
NOPAT to Interest Expense		 0.47 0.64 2.56 11.10 6.06 3.07 3.92 3.80 5.44 4.81
EBIT Less CapEx to Interest Expense		 0.61 0.84 3.26 14.32 7.87 3.98 5.04 5.60 8.26 7.22
NOPAT Less CapEx to Interest Expense		 0.47 0.64 2.56 11.10 6.06 3.07 3.92 3.80 5.44 4.81
Payout Ratios		 - - - - - - - - - -
Dividend Payout Ratio		 86.68% 75.77% 90.06% 52.89% 79.78% 43.76% 40.01% 45.63% 41.17% 41.81%
Augmented Payout Ratio		 87.21% 88.97% 188.48% 55.70% 152.23% 45.14% 40.64% 46.85% 69.28% 65.60%

Quarterly Metrics And Ratios for First Interstate BancSystem

This table displays calculated financial ratios and metrics derived from First Interstate BancSystem's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 1.98% 3.57% -1.49% -6.93% -5.13% -15.90% -11.74% -9.14% 12.37% 88.44% 73.89%
EBITDA Growth		 -17.24% -13.07% -19.07% -12.40% 6.18% -23.71% -12.86% 1.70% 539.20% 42.50% 51.76%
EBIT Growth		 -13.43% -17.55% -23.23% -9.78% 3.23% -26.45% -12.40% 8.22% 279.90% 65.41% 78.09%
NOPAT Growth		 -14.04% -15.28% -23.66% -10.45% 3.73% -28.32% -15.17% 4.52% 294.74% 67.91% 81.95%
Net Income Growth		 -14.04% -15.28% -23.66% -10.45% 3.73% -28.32% -15.17% 4.52% 268.56% 67.91% 81.95%
EPS Growth		 -14.04% -15.25% -22.86% -10.77% 5.56% -36.56% -12.50% 10.17% 250.00% 12.05% 5.26%
Operating Cash Flow Growth		 -10.39% 37.37% -30.36% -52.12% 51.82% -27.66% -23.79% -15.86% -11.09% 24.58% 70.59%
Free Cash Flow Firm Growth		 161.62% 1,384.18% 106.17% 101.95% 125.75% 96.99% 26.23% -36.25% -61.84% -3,469.33% -1,062.59%
Invested Capital Growth		 -25.25% -17.49% -0.36% 0.28% -8.33% 2.37% 26.77% 44.55% 56.49% 98.57% 56.34%
Revenue Q/Q Growth		 -5.47% 3.73% 3.11% 0.87% -4.00% -1.33% -2.59% 2.82% -14.90% 3.56% 0.28%
EBITDA Q/Q Growth		 -6.91% -6.57% -0.79% -4.09% -2.21% -13.02% 7.38% 16.25% -29.74% -0.64% 25.33%
EBIT Q/Q Growth		 -0.45% -8.25% -7.27% 2.22% -5.19% -14.57% 8.98% 16.96% -32.45% 1.76% 34.62%
NOPAT Q/Q Growth		 -3.65% -6.13% -7.50% 2.74% -5.04% -15.41% 8.51% 19.01% -34.38% 0.12% 33.70%
Net Income Q/Q Growth		 -3.65% -6.13% -7.50% 2.74% -5.04% -15.41% 8.51% 19.01% -34.38% 0.12% 33.70%
EPS Q/Q Growth		 -2.00% -7.41% -6.90% 1.75% -3.39% -15.71% 7.69% 20.37% -41.94% 16.25% 35.59%
Operating Cash Flow Q/Q Growth		 -17.54% 5.90% 9.23% -6.05% 26.41% -46.32% -24.90% 197.92% -39.77% -43.45% -17.08%
Free Cash Flow Firm Q/Q Growth		 42.03% 1,513.46% 93.07% -94.09% 797.14% 92.24% 38.88% 22.08% 18.60% -90.29% -12.89%
Invested Capital Q/Q Growth		 -9.63% -9.72% -9.22% 0.93% -0.25% 9.03% -8.64% -7.74% 11.38% 35.02% 4.17%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 31.09% 31.57% 35.05% 36.43% 38.32% 37.61% 42.67% 38.70% 34.23% 41.47% 43.22%
EBIT Margin		 26.88% 25.53% 28.86% 32.09% 31.67% 32.07% 37.04% 33.10% 29.10% 36.67% 37.31%
Profit (Net Income) Margin		 20.32% 19.94% 22.03% 24.56% 24.11% 24.38% 28.43% 25.52% 22.05% 28.60% 29.58%
Tax Burden Percent		 75.60% 78.11% 76.34% 76.53% 76.14% 76.02% 76.77% 77.10% 75.77% 78.00% 79.28%
Interest Burden Percent		 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Effective Tax Rate		 24.40% 21.89% 23.66% 23.47% 23.86% 23.98% 23.23% 22.90% 24.23% 22.00% 20.72%
Return on Invested Capital (ROIC)		 3.40% 3.17% 3.46% 3.52% 3.40% 3.67% 5.39% 4.83% 4.07% 6.24% 6.98%
ROIC Less NNEP Spread (ROIC-NNEP)		 3.40% 3.17% 3.46% 3.52% 3.40% 3.67% 5.39% 4.83% 4.07% 6.24% 6.98%
Return on Net Nonoperating Assets (RNNOA)		 2.82% 2.94% 3.31% 4.17% 9.16% 4.27% 4.63% 4.02% 8.06% 9.13% 4.46%
Return on Equity (ROE)		 6.21% 6.10% 6.77% 7.70% 12.55% 7.94% 10.02% 8.84% 12.13% 15.37% 11.44%
Cash Return on Invested Capital (CROIC)		 32.52% 22.76% 4.08% 3.36% 12.30% 1.44% -18.63% -31.40% -39.30% -62.04% -39.86%
Operating Return on Assets (OROA)		 0.92% 0.85% 0.95% 1.04% 1.04% 1.04% 1.28% 1.16% 1.02% 1.56% 1.42%
Return on Assets (ROA)		 0.70% 0.67% 0.73% 0.80% 0.79% 0.79% 0.99% 0.90% 0.77% 1.22% 1.13%
Return on Common Equity (ROCE)		 6.21% 6.10% 6.77% 7.70% 12.55% 7.94% 10.02% 8.84% 12.13% 15.37% 11.44%
Return on Equity Simple (ROE_SIMPLE)		 6.48% 0.00% 6.99% 7.83% 8.09% 0.00% 9.13% 9.45% 9.24% 0.00% 5.57%
Net Operating Profit after Tax (NOPAT)		 50 52 56 60 58 62 73 67 56 86 86
NOPAT Margin		 20.32% 19.94% 22.03% 24.56% 24.11% 24.38% 28.43% 25.52% 22.05% 28.60% 29.58%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 41.09% 38.54% 40.69% 39.79% 39.68% 38.01% 37.90% 38.36% 38.66% 35.87% 36.21%
Operating Expenses to Revenue		 65.02% 61.58% 63.28% 64.22% 66.14% 65.79% 63.00% 62.44% 64.94% 58.43% 59.79%
Earnings before Interest and Taxes (EBIT)		 66 67 73 78 77 81 95 87 74 110 108
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 77 83 88 89 93 95 109 102 87 124 125
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 0.89 1.01 0.94 0.89 0.85 0.92 0.78 0.73 4.11 1.13 1.26
Price to Tangible Book Value (P/TBV)		 1.36 1.57 1.44 1.39 1.35 1.45 1.26 1.18 0.00 1.85 2.10
Price to Revenue (P/Rev)		 2.98 3.35 3.19 2.87 2.70 2.90 2.24 2.06 2.47 3.14 3.92
Price to Earnings (P/E)		 13.75 14.80 13.42 11.31 10.54 11.56 8.52 7.73 9.59 17.18 22.58
Dividend Yield		 6.56% 5.87% 6.22% 6.88% 7.14% 6.63% 8.22% 8.33% 8.10% 6.34% 5.79%
Earnings Yield		 7.27% 6.76% 7.45% 8.84% 9.49% 8.65% 11.73% 12.93% 10.43% 5.82% 4.43%
Enterprise Value to Invested Capital (EV/IC)		 0.76 0.85 0.86 0.81 0.84 0.88 0.80 0.78 0.38 0.93 1.04
Enterprise Value to Revenue (EV/Rev)		 3.89 4.84 5.45 5.65 5.70 5.91 4.70 4.88 2.52 5.67 5.36
Enterprise Value to EBITDA (EV/EBITDA)		 11.60 13.71 14.79 14.56 14.48 15.44 11.95 12.32 6.53 19.01 17.69
Enterprise Value to EBIT (EV/EBIT)		 13.74 16.42 17.48 16.98 17.01 18.01 13.80 14.24 7.65 24.38 24.22
Enterprise Value to NOPAT (EV/NOPAT)		 17.93 21.40 22.93 22.23 22.23 23.56 17.92 18.33 9.77 30.99 30.89
Enterprise Value to Operating Cash Flow (EV/OCF)		 11.29 13.62 16.40 15.25 12.60 14.18 11.11 10.92 5.41 11.73 10.04
Enterprise Value to Free Cash Flow (EV/FCFF)		 2.00 3.38 20.93 24.10 6.52 61.91 0.00 0.00 0.00 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.53 0.72 0.87 1.15 1.14 1.14 1.05 1.22 1.66 1.19 0.66
Long-Term Debt to Equity		 0.09 0.09 0.09 0.17 0.17 0.09 0.09 0.09 0.24 0.09 0.09
Financial Leverage		 0.83 0.93 0.96 1.19 2.70 1.16 0.86 0.83 1.98 1.46 0.64
Leverage Ratio		 8.89 9.16 9.32 9.65 15.88 9.99 10.16 9.86 15.72 12.63 10.16
Compound Leverage Factor		 8.89 9.16 9.32 9.65 15.88 9.99 10.16 9.86 15.72 12.63 10.16
Debt to Total Capital		 34.64% 41.94% 46.60% 53.55% 53.35% 53.21% 51.22% 54.92% 62.46% 54.38% 39.77%
Short-Term Debt to Total Capital		 28.93% 36.75% 41.84% 45.68% 45.59% 49.09% 46.74% 50.82% 53.47% 50.16% 34.08%
Long-Term Debt to Total Capital		 5.70% 5.19% 4.77% 7.87% 7.76% 4.12% 4.49% 4.10% 8.98% 4.21% 5.69%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 65.36% 58.06% 53.40% 46.45% 46.65% 46.80% 48.78% 45.08% 37.54% 45.62% 60.23%
Debt to EBITDA		 5.29 6.77 8.05 9.64 9.21 9.34 7.67 8.67 2.60 11.12 6.78
Net Debt to EBITDA		 2.70 4.23 6.13 7.15 7.62 7.87 6.27 7.12 0.12 8.47 4.76
Long-Term Debt to EBITDA		 0.87 0.84 0.82 1.42 1.34 0.72 0.67 0.65 0.37 0.86 0.97
Debt to NOPAT		 8.18 10.56 12.48 14.72 14.14 14.25 11.50 12.90 3.88 18.12 11.85
Net Debt to NOPAT		 4.18 6.59 9.51 10.93 11.69 12.01 9.39 10.59 0.18 13.81 8.31
Long-Term Debt to NOPAT		 1.35 1.31 1.28 2.16 2.06 1.10 1.01 0.96 0.56 1.40 1.69
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 1,787 1,259 78 40 683 -98 -1,263 -2,067 -2,653 -3,259 -1,713
Operating Cash Flow to CapEx		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Free Cash Flow to Firm to Interest Expense		 18.18 11.29 0.64 0.33 5.48 -0.84 -11.60 -20.90 -34.45 -71.46 -86.06
Operating Cash Flow to Interest Expense		 0.80 0.85 0.73 0.67 0.70 0.59 1.19 1.74 0.75 2.10 8.51
Operating Cash Flow Less CapEx to Interest Expense		 0.80 0.85 0.73 0.67 0.70 0.59 1.19 1.74 0.75 2.10 8.51
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04
Fixed Asset Turnover		 2.31 2.29 2.25 2.26 2.29 2.31 2.41 2.50 2.55 2.97 2.60
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 5,143 5,691 6,303 6,944 6,880 6,897 6,326 6,924 7,505 6,738 4,990
Invested Capital Turnover		 0.17 0.16 0.16 0.14 0.14 0.15 0.19 0.19 0.18 0.22 0.24
Increase / (Decrease) in Invested Capital		 -1,737 -1,206 -23 20 -625 160 1,336 2,134 2,709 3,345 1,798
Enterprise Value (EV)		 3,905 4,836 5,398 5,616 5,770 6,067 5,049 5,402 2,853 6,267 5,174
Market Capitalization		 2,995 3,346 3,159 2,856 2,735 2,975 2,402 2,280 2,800 3,474 3,782
Book Value per Share		 $32.16 $31.61 $32.19 $30.84 $30.88 $30.74 $29.38 $29.90 $6.53 $29.43 $28.14
Tangible Book Value per Share		 $21.02 $20.44 $20.99 $19.61 $19.54 $19.48 $18.09 $18.50 ($4.01) $17.96 $16.89
Total Capital		 5,143 5,691 6,303 6,944 6,880 6,897 6,326 6,924 1,816 6,738 4,990
Total Debt		 1,781 2,387 2,938 3,718 3,670 3,670 3,240 3,803 1,134 3,664 1,984
Total Long-Term Debt		 293 295 300 547 534 284 284 284 163 284 284
Net Debt		 910 1,490 2,239 2,760 3,035 3,092 2,647 3,122 53 2,793 1,393
Capital Expenditures (CapEx)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 1,781 2,387 2,938 3,718 3,670 3,670 3,240 3,803 6,823 3,664 1,984
Total Depreciation and Amortization (D&A)		 10 16 16 11 16 14 14 15 13 14 17
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $0.49 $0.50 $0.54 $0.58 $0.57 $0.59 $0.70 $0.65 $0.54 $0.93 $0.80
Adjusted Weighted Average Basic Shares Outstanding		 103.09M 104.53M 102.97M 102.94M 102.84M 103.94M 103.82M 103.82M 103.74M 104.44M 106.53M
Adjusted Diluted Earnings per Share		 $0.49 $0.50 $0.54 $0.58 $0.57 $0.59 $0.70 $0.65 $0.54 $0.93 $0.80
Adjusted Weighted Average Diluted Shares Outstanding		 103.42M 104.53M 103.23M 103.09M 103.04M 103.94M 103.83M 103.82M 103.82M 104.44M 106.59M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 104.89M 104.53M 104.53M 104.55M 104.57M 103.94M 105.00M 105.02M 104.38M 104.44M 104.45M
Normalized Net Operating Profit after Tax (NOPAT)		 50 52 56 60 58 62 73 67 56 89 89
Normalized NOPAT Margin		 20.32% 19.94% 22.03% 24.56% 24.11% 24.38% 28.43% 25.52% 22.05% 29.61% 30.68%
Pre Tax Income Margin		 26.88% 25.53% 28.86% 32.09% 31.67% 32.07% 37.04% 33.10% 29.10% 36.67% 37.31%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.68 0.60 0.59 0.64 0.62 0.69 0.87 0.88 0.96 2.41 5.43
NOPAT to Interest Expense		 0.51 0.47 0.45 0.49 0.47 0.53 0.67 0.68 0.73 1.88 4.31
EBIT Less CapEx to Interest Expense		 0.68 0.60 0.59 0.64 0.62 0.69 0.87 0.88 0.96 2.41 5.43
NOPAT Less CapEx to Interest Expense		 0.51 0.47 0.45 0.49 0.47 0.53 0.67 0.68 0.73 1.88 4.31
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 89.58% 86.68% 83.09% 77.47% 75.35% 75.77% 69.34% 64.38% 63.62% 90.06% 94.63%
Augmented Payout Ratio		 91.09% 87.21% 97.28% 90.66% 88.17% 88.97% 70.01% 110.14% 131.93% 188.48% 213.37%

Frequently Asked Questions About First Interstate BancSystem's Financials

When does First Interstate BancSystem's fiscal year end?

According to the most recent income statement we have on file, First Interstate BancSystem's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has First Interstate BancSystem's net income changed over the last 9 years?

First Interstate BancSystem's net income appears to be on an upward trend, with a most recent value of $226 million in 2024, rising from $86.80 million in 2015. The previous period was $257.50 million in 2023. See First Interstate BancSystem's forecast for analyst expectations on what’s next for the company.

How has First Interstate BancSystem revenue changed over the last 9 years?

Over the last 9 years, First Interstate BancSystem's total revenue changed from $385.88 million in 2015 to $999.70 million in 2024, a change of 159.1%.

How much debt does First Interstate BancSystem have?

First Interstate BancSystem's total liabilities were at $25.83 billion at the end of 2024, a 5.9% decrease from 2023, and a 232.1% increase since 2015.

How much cash does First Interstate BancSystem have?

In the past 9 years, First Interstate BancSystem's cash and equivalents has ranged from $132.60 million in 2015 to $378.20 million in 2023, and is currently $378 million as of their latest financial filing in 2024.

How has First Interstate BancSystem's book value per share changed over the last 9 years?

Over the last 9 years, First Interstate BancSystem's book value per share changed from 20.96 in 2015 to 31.61 in 2024, a change of 50.8%.


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This page (NASDAQ:FIBK) was last updated on 5/25/2025 by MarketBeat.com Staff
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