Finward Bancorp (FNWD) Competitors

Finward Bancorp (NASDAQ:FNWD) and Bank7 (NASDAQ:BSVN) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, media sentiment, risk, profitability, institutional ownership, analyst recommendations, earnings and valuation.

Does the media prefer FNWD or BSVN?

In the previous week, Bank7 had 10 more articles in the media than Finward Bancorp. MarketBeat recorded 13 mentions for Bank7 and 3 mentions for Finward Bancorp. Bank7's average media sentiment score of 0.77 beat Finward Bancorp's score of 0.62 indicating that Bank7 is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Finward Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Bank7	6 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in FNWD or BSVN?

26.6% of Finward Bancorp shares are held by institutional investors. Comparatively, 23.5% of Bank7 shares are held by institutional investors. 13.1% of Finward Bancorp shares are held by company insiders. Comparatively, 25.8% of Bank7 shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Is FNWD or BSVN a better dividend stock?

Finward Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.7%. Bank7 pays an annual dividend of $0.96 per share and has a dividend yield of 2.0%. Finward Bancorp pays out 62.3% of its earnings in the form of a dividend. Bank7 pays out 20.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Bank7 has raised its dividend for 5 consecutive years. Bank7 is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has higher earnings and valuation, FNWD or BSVN?

Bank7 has higher revenue and earnings than Finward Bancorp. Bank7 is trading at a lower price-to-earnings ratio than Finward Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Finward Bancorp	$61.38M	1.95	$12.13M	$0.77	35.97
Bank7	$142.79M	3.11	$45.70M	$4.64	10.12

Which has more volatility & risk, FNWD or BSVN?

Finward Bancorp has a beta of 0.25, indicating that its stock price is 75% less volatile than the S&P 500. Comparatively, Bank7 has a beta of 1.08, indicating that its stock price is 8% more volatile than the S&P 500.

Do analysts recommend FNWD or BSVN?

Finward Bancorp currently has a consensus target price of $32.50, suggesting a potential upside of 17.33%. Bank7 has a consensus target price of $53.50, suggesting a potential upside of 13.93%. Given Finward Bancorp's higher possible upside, equities research analysts clearly believe Finward Bancorp is more favorable than Bank7.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Finward Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
Bank7	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is FNWD or BSVN more profitable?

Bank7 has a net margin of 31.99% compared to Finward Bancorp's net margin of 3.28%. Bank7's return on equity of 20.81% beat Finward Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Finward Bancorp	3.28%	2.16%	0.16%
Bank7	31.99%	20.81%	2.53%

Summary

Bank7 beats Finward Bancorp on 16 of the 19 factors compared between the two stocks.