Finward Bancorp (FNWD) Competitors

HarborOne Bancorp (NASDAQ:HONE) and Finward Bancorp (NASDAQ:FNWD) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, institutional ownership, media sentiment, earnings, dividends, analyst recommendations, valuation and profitability.

Do analysts prefer HONE or FNWD?

HarborOne Bancorp currently has a consensus price target of $13.00, suggesting a potential upside of 8.06%. Finward Bancorp has a consensus price target of $32.50, suggesting a potential upside of 9.76%. Given Finward Bancorp's higher probable upside, analysts plainly believe Finward Bancorp is more favorable than HarborOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HarborOne Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67
Finward Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50

Is HONE or FNWD more profitable?

HarborOne Bancorp has a net margin of 8.43% compared to Finward Bancorp's net margin of 5.23%. HarborOne Bancorp's return on equity of 4.66% beat Finward Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HarborOne Bancorp	8.43%	4.66%	0.47%
Finward Bancorp	5.23%	3.45%	0.26%

Do insiders and institutionals have more ownership in HONE or FNWD?

65.0% of HarborOne Bancorp shares are held by institutional investors. Comparatively, 26.6% of Finward Bancorp shares are held by institutional investors. 4.8% of HarborOne Bancorp shares are held by company insiders. Comparatively, 13.1% of Finward Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Is HONE or FNWD a better dividend stock?

HarborOne Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 3.0%. Finward Bancorp pays an annual dividend of $0.48 per share and has a dividend yield of 1.6%. HarborOne Bancorp pays out 55.4% of its earnings in the form of a dividend. Finward Bancorp pays out 38.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HarborOne Bancorp has raised its dividend for 5 consecutive years. HarborOne Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media favor HONE or FNWD?

In the previous week, Finward Bancorp had 2 more articles in the media than HarborOne Bancorp. MarketBeat recorded 4 mentions for Finward Bancorp and 2 mentions for HarborOne Bancorp. HarborOne Bancorp's average media sentiment score of 0.93 beat Finward Bancorp's score of 0.50 indicating that HarborOne Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HarborOne Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Finward Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has preferable valuation & earnings, HONE or FNWD?

HarborOne Bancorp has higher revenue and earnings than Finward Bancorp. HarborOne Bancorp is trading at a lower price-to-earnings ratio than Finward Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HarborOne Bancorp	$318.33M	1.63	$27.41M	$0.65	18.51
Finward Bancorp	$63.38M	2.02	$12.13M	$1.24	23.88

Which has more volatility & risk, HONE or FNWD?

HarborOne Bancorp has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500. Comparatively, Finward Bancorp has a beta of 0.27, suggesting that its stock price is 73% less volatile than the S&P 500.

Summary

HarborOne Bancorp beats Finward Bancorp on 12 of the 20 factors compared between the two stocks.