FS Bancorp (FSBW) Competitors

CNB Financial (NASDAQ:CCNE) and FS Bancorp (NASDAQ:FSBW) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, media sentiment, risk, profitability, analyst recommendations, valuation, earnings and dividends.

Do institutionals & insiders have more ownership in CCNE or FSBW?

52.4% of CNB Financial shares are held by institutional investors. Comparatively, 63.9% of FS Bancorp shares are held by institutional investors. 2.8% of CNB Financial shares are held by insiders. Comparatively, 12.7% of FS Bancorp shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Does the media refer more to CCNE or FSBW?

In the previous week, FS Bancorp had 3 more articles in the media than CNB Financial. MarketBeat recorded 4 mentions for FS Bancorp and 1 mentions for CNB Financial. CNB Financial's average media sentiment score of 1.84 beat FS Bancorp's score of 1.00 indicating that CNB Financial is being referred to more favorably in the media.

Company	Overall Sentiment
CNB Financial	Very Positive
FS Bancorp	Positive

Is CCNE or FSBW more profitable?

FS Bancorp has a net margin of 15.88% compared to CNB Financial's net margin of 14.56%. FS Bancorp's return on equity of 11.32% beat CNB Financial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
CNB Financial	14.56%	9.79%	0.89%
FS Bancorp	15.88%	11.32%	1.09%

Which has more risk & volatility, CCNE or FSBW?

CNB Financial has a beta of 0.72, meaning that its stock price is 28% less volatile than the S&P 500. Comparatively, FS Bancorp has a beta of 0.73, meaning that its stock price is 27% less volatile than the S&P 500.

Which has higher earnings and valuation, CCNE or FSBW?

CNB Financial has higher revenue and earnings than FS Bancorp. FS Bancorp is trading at a lower price-to-earnings ratio than CNB Financial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CNB Financial	$364.58M	2.09	$54.58M	$2.38	10.84
FS Bancorp	$151.83M	2.07	$35.02M	$4.21	9.85

Do analysts recommend CCNE or FSBW?

CNB Financial presently has a consensus target price of $27.75, indicating a potential upside of 7.52%. FS Bancorp has a consensus target price of $44.00, indicating a potential upside of 6.15%. Given CNB Financial's stronger consensus rating and higher probable upside, research analysts plainly believe CNB Financial is more favorable than FS Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CNB Financial	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
FS Bancorp	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00

Is CCNE or FSBW a better dividend stock?

CNB Financial pays an annual dividend of $0.72 per share and has a dividend yield of 2.8%. FS Bancorp pays an annual dividend of $1.12 per share and has a dividend yield of 2.7%. CNB Financial pays out 30.3% of its earnings in the form of a dividend. FS Bancorp pays out 26.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. CNB Financial has raised its dividend for 1 consecutive years and FS Bancorp has raised its dividend for 12 consecutive years.

Summary

FS Bancorp beats CNB Financial on 10 of the 19 factors compared between the two stocks.