HarborOne Bancorp (HONE) Competitors

HarborOne Bancorp (NASDAQ:HONE) and Community Trust Bancorp (NASDAQ:CTBI) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their analyst recommendations, valuation, risk, media sentiment, institutional ownership, dividends, profitability and earnings.

Is HONE or CTBI more profitable?

Community Trust Bancorp has a net margin of 23.33% compared to HarborOne Bancorp's net margin of 8.43%. Community Trust Bancorp's return on equity of 11.77% beat HarborOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
HarborOne Bancorp	8.43%	4.66%	0.47%
Community Trust Bancorp	23.33%	11.77%	1.47%

Which has more risk & volatility, HONE or CTBI?

HarborOne Bancorp has a beta of 0.63, suggesting that its stock price is 37% less volatile than the S&P 500. Comparatively, Community Trust Bancorp has a beta of 0.62, suggesting that its stock price is 38% less volatile than the S&P 500.

Is HONE or CTBI a better dividend stock?

HarborOne Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.8%. Community Trust Bancorp pays an annual dividend of $2.12 per share and has a dividend yield of 3.7%. HarborOne Bancorp pays out 55.4% of its earnings in the form of a dividend. Community Trust Bancorp pays out 41.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. HarborOne Bancorp has raised its dividend for 5 consecutive years and Community Trust Bancorp has raised its dividend for 44 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Which has stronger valuation & earnings, HONE or CTBI?

Community Trust Bancorp has higher revenue and earnings than HarborOne Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than HarborOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
HarborOne Bancorp	$170.00M	3.31	$27.41M	$0.65	20.08
Community Trust Bancorp	$264.82M	3.89	$82.81M	$5.08	11.20

Do institutionals & insiders have more ownership in HONE or CTBI?

65.0% of HarborOne Bancorp shares are held by institutional investors. Comparatively, 60.2% of Community Trust Bancorp shares are held by institutional investors. 4.8% of HarborOne Bancorp shares are held by company insiders. Comparatively, 4.3% of Community Trust Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Do analysts prefer HONE or CTBI?

HarborOne Bancorp presently has a consensus price target of $13.00, suggesting a potential downside of 0.38%. Community Trust Bancorp has a consensus price target of $64.50, suggesting a potential upside of 13.34%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, analysts clearly believe Community Trust Bancorp is more favorable than HarborOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
HarborOne Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Does the media refer more to HONE or CTBI?

In the previous week, HarborOne Bancorp had 1 more articles in the media than Community Trust Bancorp. MarketBeat recorded 3 mentions for HarborOne Bancorp and 2 mentions for Community Trust Bancorp. Community Trust Bancorp's average media sentiment score of 1.90 beat HarborOne Bancorp's score of 1.19 indicating that Community Trust Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
HarborOne Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Community Trust Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

Community Trust Bancorp beats HarborOne Bancorp on 14 of the 20 factors compared between the two stocks.