HarborOne Bancorp (HONE) Competitors

Community Trust Bancorp (NASDAQ:CTBI) and HarborOne Bancorp (NASDAQ:HONE) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their media sentiment, earnings, analyst recommendations, dividends, risk, institutional ownership, profitability and valuation.

Which has more risk and volatility, CTBI or HONE?

Community Trust Bancorp has a beta of 0.62, indicating that its share price is 38% less volatile than the S&P 500. Comparatively, HarborOne Bancorp has a beta of 0.6, indicating that its share price is 40% less volatile than the S&P 500.

Do institutionals & insiders hold more shares of CTBI or HONE?

60.2% of Community Trust Bancorp shares are owned by institutional investors. Comparatively, 65.0% of HarborOne Bancorp shares are owned by institutional investors. 4.3% of Community Trust Bancorp shares are owned by insiders. Comparatively, 4.8% of HarborOne Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Do analysts recommend CTBI or HONE?

Community Trust Bancorp currently has a consensus price target of $64.50, indicating a potential upside of 9.99%. HarborOne Bancorp has a consensus price target of $13.00, indicating a potential upside of 2.44%. Given Community Trust Bancorp's stronger consensus rating and higher probable upside, equities research analysts clearly believe Community Trust Bancorp is more favorable than HarborOne Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Community Trust Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
HarborOne Bancorp	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.67

Is CTBI or HONE more profitable?

Community Trust Bancorp has a net margin of 23.33% compared to HarborOne Bancorp's net margin of 8.43%. Community Trust Bancorp's return on equity of 11.77% beat HarborOne Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Community Trust Bancorp	23.33%	11.77%	1.47%
HarborOne Bancorp	8.43%	4.66%	0.47%

Which has higher earnings & valuation, CTBI or HONE?

Community Trust Bancorp has higher revenue and earnings than HarborOne Bancorp. Community Trust Bancorp is trading at a lower price-to-earnings ratio than HarborOne Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Community Trust Bancorp	$376.01M	2.82	$82.81M	$5.08	11.54
HarborOne Bancorp	$170.00M	3.22	$27.41M	$0.65	19.52

Is CTBI or HONE a better dividend stock?

Community Trust Bancorp pays an annual dividend of $1.88 per share and has a dividend yield of 3.2%. HarborOne Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.8%. Community Trust Bancorp pays out 37.0% of its earnings in the form of a dividend. HarborOne Bancorp pays out 55.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Community Trust Bancorp has increased its dividend for 44 consecutive years and HarborOne Bancorp has increased its dividend for 5 consecutive years. Community Trust Bancorp is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer CTBI or HONE?

In the previous week, Community Trust Bancorp had 8 more articles in the media than HarborOne Bancorp. MarketBeat recorded 9 mentions for Community Trust Bancorp and 1 mentions for HarborOne Bancorp. HarborOne Bancorp's average media sentiment score of 1.24 beat Community Trust Bancorp's score of 1.05 indicating that HarborOne Bancorp is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Community Trust Bancorp	6 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
HarborOne Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Summary

Community Trust Bancorp beats HarborOne Bancorp on 14 of the 20 factors compared between the two stocks.