Independent Bank (INDB) Competitors

Independent Bank (NASDAQ:INDB) and First Horizon (NYSE:FHN) are both mid-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their valuation, earnings, community ranking, media sentiment, analyst recommendations, risk, dividends, institutional ownership and profitability.

Does the MarketBeat Community favor INDB or FHN?

First Horizon received 122 more outperform votes than Independent Bank when rated by MarketBeat users. Likewise, 54.53% of users gave First Horizon an outperform vote while only 53.79% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
Independent Bank	Outperform Votes 390 53.79%	Underperform Votes 335 46.21%
First Horizon	Outperform Votes 512 54.53%	Underperform Votes 427 45.47%

Which has more volatility and risk, INDB or FHN?

Independent Bank has a beta of 0.84, meaning that its share price is 16% less volatile than the S&P 500. Comparatively, First Horizon has a beta of 0.6, meaning that its share price is 40% less volatile than the S&P 500.

Is INDB or FHN more profitable?

Independent Bank has a net margin of 19.58% compared to First Horizon's net margin of 15.38%. First Horizon's return on equity of 10.10% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Independent Bank	19.58%	6.57%	1.00%
First Horizon	15.38%	10.10%	1.07%

Do insiders and institutionals hold more shares of INDB or FHN?

83.4% of Independent Bank shares are held by institutional investors. Comparatively, 80.3% of First Horizon shares are held by institutional investors. 0.8% of Independent Bank shares are held by insiders. Comparatively, 0.9% of First Horizon shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Do analysts prefer INDB or FHN?

Independent Bank presently has a consensus target price of $71.00, suggesting a potential upside of 20.16%. First Horizon has a consensus target price of $22.03, suggesting a potential upside of 21.93%. Given First Horizon's higher probable upside, analysts plainly believe First Horizon is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	3.00
First Horizon	0 Sell rating(s)	5 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.75

Does the media refer more to INDB or FHN?

In the previous week, First Horizon had 9 more articles in the media than Independent Bank. MarketBeat recorded 14 mentions for First Horizon and 5 mentions for Independent Bank. First Horizon's average media sentiment score of 1.26 beat Independent Bank's score of 0.91 indicating that First Horizon is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Independent Bank	1 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	2 Negative mention(s)	0 Very Negative mention(s)	Positive
First Horizon	10 Very Positive mention(s)	0 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has preferable valuation and earnings, INDB or FHN?

First Horizon has higher revenue and earnings than Independent Bank. First Horizon is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Independent Bank	$696.25M	3.62	$192.08M	$4.44	13.31
First Horizon	$3.11B	2.99	$775M	$1.44	12.55

Is INDB or FHN a better dividend stock?

Independent Bank pays an annual dividend of $2.36 per share and has a dividend yield of 4.0%. First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.3%. Independent Bank pays out 53.2% of its earnings in the form of a dividend. First Horizon pays out 41.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 15 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Summary

First Horizon beats Independent Bank on 13 of the 22 factors compared between the two stocks.