Independent Bank (INDB) Competitors

First Horizon (NYSE:FHN) and Independent Bank (NASDAQ:INDB) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their risk, analyst recommendations, institutional ownership, valuation, dividends, earnings, community ranking, media sentiment and profitability.

Which has preferable earnings and valuation, FHN or INDB?

First Horizon has higher revenue and earnings than Independent Bank. First Horizon is trading at a lower price-to-earnings ratio than Independent Bank, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Horizon	$3.09B	3.25	$775M	$1.44	13.75
Independent Bank	$694.32M	4.01	$192.08M	$4.44	14.70

Does the media favor FHN or INDB?

In the previous week, Independent Bank had 6 more articles in the media than First Horizon. MarketBeat recorded 14 mentions for Independent Bank and 8 mentions for First Horizon. First Horizon's average media sentiment score of 1.28 beat Independent Bank's score of 0.41 indicating that First Horizon is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Horizon	6 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Independent Bank	2 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	4 Negative mention(s)	0 Very Negative mention(s)	Neutral

Does the MarketBeat Community believe in FHN or INDB?

First Horizon received 124 more outperform votes than Independent Bank when rated by MarketBeat users. Likewise, 54.51% of users gave First Horizon an outperform vote while only 53.79% of users gave Independent Bank an outperform vote.

Company	Underperform	Outperform
First Horizon	Outperform Votes 514 54.51%	Underperform Votes 429 45.49%
Independent Bank	Outperform Votes 390 53.79%	Underperform Votes 335 46.21%

Is FHN or INDB a better dividend stock?

First Horizon pays an annual dividend of $0.60 per share and has a dividend yield of 3.0%. Independent Bank pays an annual dividend of $2.36 per share and has a dividend yield of 3.6%. First Horizon pays out 41.7% of its earnings in the form of a dividend. Independent Bank pays out 53.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Independent Bank has raised its dividend for 15 consecutive years. Independent Bank is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Do insiders & institutionals hold more shares of FHN or INDB?

80.3% of First Horizon shares are held by institutional investors. Comparatively, 83.4% of Independent Bank shares are held by institutional investors. 0.9% of First Horizon shares are held by insiders. Comparatively, 0.8% of Independent Bank shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock will outperform the market over the long term.

Is FHN or INDB more profitable?

Independent Bank has a net margin of 19.58% compared to First Horizon's net margin of 15.38%. First Horizon's return on equity of 10.10% beat Independent Bank's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Horizon	15.38%	10.10%	1.07%
Independent Bank	19.58%	6.57%	1.00%

Do analysts recommend FHN or INDB?

First Horizon presently has a consensus target price of $22.53, indicating a potential upside of 13.79%. Independent Bank has a consensus target price of $71.00, indicating a potential upside of 8.81%. Given First Horizon's higher probable upside, analysts clearly believe First Horizon is more favorable than Independent Bank.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Horizon	0 Sell rating(s)	6 Hold rating(s)	10 Buy rating(s)	1 Strong Buy rating(s)	2.71
Independent Bank	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	2 Strong Buy rating(s)	3.00

Which has more volatility and risk, FHN or INDB?

First Horizon has a beta of 0.61, indicating that its share price is 39% less volatile than the S&P 500. Comparatively, Independent Bank has a beta of 0.84, indicating that its share price is 16% less volatile than the S&P 500.

Summary

First Horizon beats Independent Bank on 12 of the 22 factors compared between the two stocks.