Kingstone Companies (KINS) Competitors

Kingstone Companies (NASDAQ:KINS) and Heritage Insurance (NYSE:HRTG) are both small-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their profitability, dividends, analyst recommendations, institutional ownership, valuation, risk, earnings and media sentiment.

Which has more volatility & risk, KINS or HRTG?

Kingstone Companies has a beta of 0.49, indicating that its stock price is 51% less volatile than the S&P 500. Comparatively, Heritage Insurance has a beta of 0.98, indicating that its stock price is 2% less volatile than the S&P 500.

Which has higher valuation and earnings, KINS or HRTG?

Heritage Insurance has higher revenue and earnings than Kingstone Companies. Kingstone Companies is trading at a lower price-to-earnings ratio than Heritage Insurance, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Kingstone Companies	$185.67M	1.10	$18.36M	$2.00	7.24
Heritage Insurance	$841.67M	0.94	$61.54M	$3.47	7.35

Do analysts prefer KINS or HRTG?

Heritage Insurance has a consensus target price of $31.50, indicating a potential upside of 23.55%. Given Heritage Insurance's stronger consensus rating and higher probable upside, analysts plainly believe Heritage Insurance is more favorable than Kingstone Companies.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Kingstone Companies	0 Sell rating(s)	1 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
Heritage Insurance	0 Sell rating(s)	1 Hold rating(s)	2 Buy rating(s)	1 Strong Buy rating(s)	3.00

Do institutionals and insiders believe in KINS or HRTG?

14.9% of Kingstone Companies shares are held by institutional investors. Comparatively, 59.0% of Heritage Insurance shares are held by institutional investors. 5.1% of Kingstone Companies shares are held by company insiders. Comparatively, 15.2% of Heritage Insurance shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Is KINS or HRTG more profitable?

Kingstone Companies has a net margin of 14.84% compared to Heritage Insurance's net margin of 12.71%. Heritage Insurance's return on equity of 33.36% beat Kingstone Companies' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Kingstone Companies	14.84%	33.21%	6.72%
Heritage Insurance	12.71%	33.36%	4.46%

Does the media refer more to KINS or HRTG?

In the previous week, Heritage Insurance had 4 more articles in the media than Kingstone Companies. MarketBeat recorded 5 mentions for Heritage Insurance and 1 mentions for Kingstone Companies. Heritage Insurance's average media sentiment score of 0.64 beat Kingstone Companies' score of 0.00 indicating that Heritage Insurance is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Kingstone Companies	0 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
Heritage Insurance	3 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is KINS or HRTG a better dividend stock?

Kingstone Companies pays an annual dividend of $0.20 per share and has a dividend yield of 1.4%. Heritage Insurance pays an annual dividend of $0.24 per share and has a dividend yield of 0.9%. Kingstone Companies pays out 10.0% of its earnings in the form of a dividend. Heritage Insurance pays out 6.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Summary

Heritage Insurance beats Kingstone Companies on 15 of the 19 factors compared between the two stocks.