LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, SFNC, UBSI, AX, and HOMB
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), United Bankshares (UBSI), AXOS FINANCIAL (AX), and Home BancShares (HOMB). These companies are all part of the "finance" sector.
Live Oak Bancshares vs. Its Competitors
Ameris Bancorp (NASDAQ:ABCB) and Live Oak Bancshares (NASDAQ:LOB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, valuation, dividends, media sentiment, profitability, earnings and institutional ownership.
Ameris Bancorp has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.82, indicating that its share price is 82% more volatile than the S&P 500.
Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Ameris Bancorp presently has a consensus price target of $72.14, indicating a potential upside of 7.52%. Live Oak Bancshares has a consensus price target of $42.33, indicating a potential upside of 36.16%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.
Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.
In the previous week, Ameris Bancorp had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 11 mentions for Ameris Bancorp and 2 mentions for Live Oak Bancshares. Ameris Bancorp's average media sentiment score of 1.41 beat Live Oak Bancshares' score of 0.56 indicating that Ameris Bancorp is being referred to more favorably in the media.
91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 23.4% of Live Oak Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Summary
Ameris Bancorp beats Live Oak Bancshares on 13 of the 18 factors compared between the two stocks.
Get Live Oak Bancshares News Delivered to You Automatically
Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Skip Chart
Live Oak Bancshares Competitors List
Related Companies and Tools
This page (NASDAQ:LOB) was last updated on 8/9/2025 by MarketBeat.com Staff