Live Oak Bancshares (LOB) Competitors $38.72 0.00 (-0.01%) Closing price 03:59 PM EasternExtended Trading$38.71 -0.01 (-0.02%) As of 07:14 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, SFNC, UBSI, AX, and HOMBShould you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), United Bankshares (UBSI), AXOS FINANCIAL (AX), and Home BancShares (HOMB). These companies are all part of the "finance" sector. Live Oak Bancshares vs. Its Competitors Ameris Bancorp Cathay General Bancorp Hancock Whitney Origin Bancorp Pinnacle Financial Partners Pacific Premier Bancorp Simmons First National United Bankshares AXOS FINANCIAL Home BancShares Ameris Bancorp (NASDAQ:ABCB) and Live Oak Bancshares (NASDAQ:LOB) are both finance companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, dividends, risk, profitability, media sentiment and valuation. Do insiders & institutionals have more ownership in ABCB or LOB? 91.6% of Ameris Bancorp shares are held by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are held by institutional investors. 5.5% of Ameris Bancorp shares are held by insiders. Comparatively, 23.4% of Live Oak Bancshares shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth. Is ABCB or LOB more profitable? Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Ameris Bancorp21.46% 9.57% 1.32% Live Oak Bancshares 7.10%6.88%0.55% Does the media prefer ABCB or LOB? In the previous week, Live Oak Bancshares had 1 more articles in the media than Ameris Bancorp. MarketBeat recorded 7 mentions for Live Oak Bancshares and 6 mentions for Ameris Bancorp. Ameris Bancorp's average media sentiment score of 1.62 beat Live Oak Bancshares' score of 0.97 indicating that Ameris Bancorp is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Ameris Bancorp 5 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Very Positive Live Oak Bancshares 6 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Is ABCB or LOB a better dividend stock? Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Which has more volatility and risk, ABCB or LOB? Ameris Bancorp has a beta of 0.96, meaning that its stock price is 4% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.82, meaning that its stock price is 82% more volatile than the S&P 500. Which has higher earnings and valuation, ABCB or LOB? Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAmeris Bancorp$1.13B4.47$358.68M$5.6812.91Live Oak Bancshares$516.93M3.43$77.47M$1.2231.73 Do analysts rate ABCB or LOB? Ameris Bancorp currently has a consensus target price of $72.14, indicating a potential downside of 1.65%. Live Oak Bancshares has a consensus target price of $44.33, indicating a potential upside of 14.51%. Given Live Oak Bancshares' higher probable upside, analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ameris Bancorp 0 Sell rating(s) 1 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.86Live Oak Bancshares 0 Sell rating(s) 1 Hold rating(s) 2 Buy rating(s) 0 Strong Buy rating(s) 2.67 SummaryAmeris Bancorp beats Live Oak Bancshares on 12 of the 18 factors compared between the two stocks. Get Live Oak Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LOB vs. The Competition Export to ExcelMetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.77B$1.53B$12.57B$9.86BDividend Yield0.32%8.87%5.43%4.02%P/E Ratio26.709.89221.2522.54Price / Sales3.433.5031.75112.00Price / Cash15.4010.4722.2359.65Price / Book1.911.082.356.59Net Income$77.47M$819.47M$1.01B$265.83M7 Day Performance2.52%0.68%0.24%0.18%1 Month Performance17.04%4.03%2.47%2.13%1 Year Performance-9.63%4.67%541.19%21.07% Live Oak Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LOBLive Oak Bancshares3.6658 of 5 stars$38.720.0%$44.33+14.5%-8.1%$1.77B$516.93M26.70960ABCBAmeris Bancorp2.8237 of 5 stars$71.88-0.2%$72.14+0.4%+20.5%$4.93B$1.13B13.802,850Positive NewsCATYCathay General Bancorp3.8155 of 5 stars$49.54-1.2%$49.71+0.4%+13.1%$3.47B$1.39B11.971,266Positive NewsHWCHancock Whitney4.4302 of 5 stars$62.68-1.3%$66.71+6.4%+18.9%$5.38B$2.06B11.543,476Positive NewsAnalyst ForecastOBKOrigin Bancorp3.0521 of 5 stars$38.44-0.6%$43.20+12.4%+18.0%$1.20B$347.73M15.631,010Positive NewsPNFPPinnacle Financial Partners4.7396 of 5 stars$96.10-0.1%$114.80+19.5%-1.4%$7.46B$3.07B12.753,565News CoveragePositive NewsPPBIPacific Premier Bancorp3.6052 of 5 stars$24.300.0%$27.50+13.2%-5.1%$2.36B$905.41M17.111,325Positive NewsSFNCSimmons First National4.6183 of 5 stars$20.59-1.3%$22.75+10.5%-1.1%$3.02B$1.46B16.212,946Positive NewsUBSIUnited Bankshares3.4055 of 5 stars$38.14-1.5%$40.50+6.2%-0.5%$5.49B$1.63B13.482,553Positive NewsDividend AnnouncementAXAXOS FINANCIAL2.2119 of 5 stars$90.06-0.7%$90.86+0.9%+32.8%$5.13B$1.95B12.071,989Positive NewsHOMBHome BancShares3.8825 of 5 stars$29.75-0.7%$33.20+11.6%+7.5%$5.90B$1.47B13.582,552Positive NewsInsider Trade Related Companies and Tools Related Companies ABCB Alternatives CATY Alternatives HWC Alternatives OBK Alternatives PNFP Alternatives PPBI Alternatives SFNC Alternatives UBSI Alternatives AX Alternatives HOMB Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LOB) was last updated on 8/29/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredBONUS GUIDE - Ben Stein Prepares For the Next Financial CrisisWith inflation high, debt soaring, and global tensions rising, a financial storm may be brewing. 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