LOB vs. VLY, PFSI, FLG, GBCI, BMA, HWC, AUB, SFBS, AX, and IFS
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Valley National Bancorp (VLY), PennyMac Financial Services (PFSI), Flagstar Financial (FLG), Glacier Bancorp (GBCI), Banco Macro (BMA), Hancock Whitney (HWC), Atlantic Union Bankshares (AUB), ServisFirst Bancshares (SFBS), Axos Financial (AX), and Intercorp Financial Services (IFS). These companies are all part of the "banking" industry.
Live Oak Bancshares vs. Its Competitors
Live Oak Bancshares (NASDAQ:LOB) and Valley National Bancorp (NASDAQ:VLY) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, risk, profitability, dividends, community ranking, earnings, valuation, institutional ownership and media sentiment.
Valley National Bancorp has a net margin of 10.62% compared to Live Oak Bancshares' net margin of 7.10%. Live Oak Bancshares' return on equity of 6.88% beat Valley National Bancorp's return on equity.
In the previous week, Valley National Bancorp had 3 more articles in the media than Live Oak Bancshares. MarketBeat recorded 4 mentions for Valley National Bancorp and 1 mentions for Live Oak Bancshares. Live Oak Bancshares' average media sentiment score of 1.83 beat Valley National Bancorp's score of 0.99 indicating that Live Oak Bancshares is being referred to more favorably in the media.
Live Oak Bancshares has a beta of 1.85, meaning that its stock price is 85% more volatile than the S&P 500. Comparatively, Valley National Bancorp has a beta of 1.06, meaning that its stock price is 6% more volatile than the S&P 500.
Valley National Bancorp has higher revenue and earnings than Live Oak Bancshares. Valley National Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Live Oak Bancshares currently has a consensus price target of $42.25, suggesting a potential upside of 47.57%. Valley National Bancorp has a consensus price target of $10.55, suggesting a potential upside of 19.16%. Given Live Oak Bancshares' stronger consensus rating and higher possible upside, research analysts plainly believe Live Oak Bancshares is more favorable than Valley National Bancorp.
Live Oak Bancshares received 240 more outperform votes than Valley National Bancorp when rated by MarketBeat users. Likewise, 53.75% of users gave Live Oak Bancshares an outperform vote while only 24.27% of users gave Valley National Bancorp an outperform vote.
64.0% of Live Oak Bancshares shares are owned by institutional investors. Comparatively, 61.0% of Valley National Bancorp shares are owned by institutional investors. 23.4% of Live Oak Bancshares shares are owned by insiders. Comparatively, 1.4% of Valley National Bancorp shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Valley National Bancorp pays an annual dividend of $0.44 per share and has a dividend yield of 5.0%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Valley National Bancorp pays out 63.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Summary
Live Oak Bancshares beats Valley National Bancorp on 12 of the 19 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Skip ChartMedia Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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This page (NASDAQ:LOB) was last updated on 6/12/2025 by MarketBeat.com Staff