Live Oak Bancshares (LOB) Competitors $32.27 +0.54 (+1.70%) As of 07/3/2025 03:30 PM Eastern Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, UBSI, AX, HOMB, and SNVShould you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), United Bankshares (UBSI), Axos Financial (AX), Home BancShares (HOMB), and Synovus Financial (SNV). These companies are all part of the "finance" sector. Live Oak Bancshares vs. Its Competitors Ameris Bancorp Cathay General Bancorp Hancock Whitney Origin Bancorp Pinnacle Financial Partners Pacific Premier Bancorp United Bankshares Axos Financial Home BancShares Synovus Financial Ameris Bancorp (NASDAQ:ABCB) and Live Oak Bancshares (NASDAQ:LOB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their media sentiment, analyst recommendations, profitability, earnings, valuation, dividends, institutional ownership and risk. Is ABCB or LOB a better dividend stock? Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Ameris Bancorp pays out 14.8% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Which has more volatility and risk, ABCB or LOB? Ameris Bancorp has a beta of 0.93, meaning that its share price is 7% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.84, meaning that its share price is 84% more volatile than the S&P 500. Do analysts recommend ABCB or LOB? Ameris Bancorp currently has a consensus target price of $71.43, indicating a potential upside of 5.45%. Live Oak Bancshares has a consensus target price of $41.33, indicating a potential upside of 28.09%. Given Live Oak Bancshares' higher probable upside, analysts plainly believe Live Oak Bancshares is more favorable than Ameris Bancorp.Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Ameris Bancorp 0 Sell rating(s) 1 Hold rating(s) 6 Buy rating(s) 0 Strong Buy rating(s) 2.86Live Oak Bancshares 0 Sell rating(s) 2 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 2.33 Do insiders and institutionals believe in ABCB or LOB? 91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 23.4% of Live Oak Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth. Is ABCB or LOB more profitable? Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.Company Net Margins Return on Equity Return on Assets Ameris Bancorp21.46% 9.57% 1.32% Live Oak Bancshares 7.10%6.88%0.55% Does the media prefer ABCB or LOB? In the previous week, Ameris Bancorp and Ameris Bancorp both had 4 articles in the media. Live Oak Bancshares' average media sentiment score of 0.58 beat Ameris Bancorp's score of 0.47 indicating that Live Oak Bancshares is being referred to more favorably in the news media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Ameris Bancorp 1 Very Positive mention(s) 0 Positive mention(s) 3 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Neutral Live Oak Bancshares 3 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Which has higher earnings & valuation, ABCB or LOB? Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioAmeris Bancorp$1.12B4.15$358.68M$5.4012.54Live Oak Bancshares$498.34M2.95$77.47M$1.3024.82 SummaryAmeris Bancorp beats Live Oak Bancshares on 11 of the 17 factors compared between the two stocks. Get Live Oak Bancshares News Delivered to You Automatically Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart LOB vs. The Competition Export to ExcelMetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ ExchangeMarket Cap$1.47B$1.34B$12.11B$9.04BDividend Yield0.37%8.04%5.54%4.00%P/E Ratio22.2615.6620.0520.24Price / Sales2.953.4326.09117.30Price / Cash15.4010.4921.7058.10Price / Book1.601.062.285.67Net Income$77.47M$648.53M$1.00B$249.21M7 Day Performance6.95%3.14%2.25%3.28%1 Month Performance14.62%4.26%3.69%3.95%1 Year Performance-3.53%17.94%541.99%20.98% Live Oak Bancshares Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)LOBLive Oak Bancshares3.9627 of 5 stars$32.27+1.7%$41.33+28.1%-3.6%$1.47B$498.34M22.26960News CoverageABCBAmeris Bancorp2.5851 of 5 stars$64.77-0.2%$71.43+10.3%+38.4%$4.46B$1.12B12.432,850CATYCathay General Bancorp3.908 of 5 stars$45.53-0.3%$50.17+10.2%+32.3%$3.19B$742.38M11.501,266News CoverageHWCHancock Whitney4.5578 of 5 stars$57.40-0.4%$61.25+6.7%+33.3%$4.92B$2.06B10.593,476Positive NewsOBKOrigin Bancorp3.2281 of 5 stars$35.77+0.0%$42.20+18.0%+23.7%$1.11B$358.20M14.541,010News CoverageAnalyst RevisionPNFPPinnacle Financial Partners4.6353 of 5 stars$110.41+0.8%$121.27+9.8%+53.1%$8.56B$1.55B17.873,565News CoveragePositive NewsAnalyst ForecastPPBIPacific Premier Bancorp3.8412 of 5 stars$21.09+0.1%$27.25+29.2%+5.1%$2.05B$905.41M13.881,325UBSIUnited Bankshares3.1806 of 5 stars$36.43flat$40.63+11.5%+21.7%$5.18B$1.07B13.542,553Positive NewsAnalyst RevisionAXAxos Financial2.8285 of 5 stars$76.06-1.0%$82.71+8.7%+47.9%$4.29B$1.88B10.361,781News CoverageAnalyst ForecastAnalyst RevisionHOMBHome BancShares3.4383 of 5 stars$28.46-0.4%$32.40+13.8%+26.9%$5.62B$1.47B13.552,552Positive NewsSNVSynovus Financial4.7119 of 5 stars$51.80+0.2%$56.56+9.2%+39.5%$7.20B$3.43B14.514,775Positive NewsAnalyst Forecast Related Companies and Tools Related Companies ABCB Alternatives CATY Alternatives HWC Alternatives OBK Alternatives PNFP Alternatives PPBI Alternatives UBSI Alternatives AX Alternatives HOMB Alternatives SNV Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:LOB) was last updated on 7/6/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | Sponsored140% Yields From Stocks Like Tesla? 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