LOB vs. ABCB, CATY, HWC, OBK, PNFP, SFNC, UBSI, AX, BKU, and HOMB
Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Simmons First National (SFNC), United Bankshares (UBSI), AXOS FINANCIAL (AX), BankUnited (BKU), and Home BancShares (HOMB). These companies are all part of the "finance" sector.
Live Oak Bancshares vs. Its Competitors
Live Oak Bancshares (NASDAQ:LOB) and Ameris Bancorp (NASDAQ:ABCB) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their dividends, profitability, media sentiment, earnings, analyst recommendations, institutional ownership, risk and valuation.
Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.3%. Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.1%. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 91.6% of Ameris Bancorp shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by insiders. Comparatively, 5.4% of Ameris Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
In the previous week, Live Oak Bancshares had 4 more articles in the media than Ameris Bancorp. MarketBeat recorded 5 mentions for Live Oak Bancshares and 1 mentions for Ameris Bancorp. Live Oak Bancshares' average media sentiment score of 1.26 beat Ameris Bancorp's score of 0.63 indicating that Live Oak Bancshares is being referred to more favorably in the media.
Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.
Live Oak Bancshares presently has a consensus target price of $45.00, indicating a potential upside of 25.74%. Ameris Bancorp has a consensus target price of $72.14, indicating a potential downside of 2.84%. Given Live Oak Bancshares' higher probable upside, equities analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.
Live Oak Bancshares has a beta of 1.81, suggesting that its stock price is 81% more volatile than the S&P 500. Comparatively, Ameris Bancorp has a beta of 0.94, suggesting that its stock price is 6% less volatile than the S&P 500.
Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.
Summary
Ameris Bancorp beats Live Oak Bancshares on 11 of the 18 factors compared between the two stocks.
Get Live Oak Bancshares News Delivered to You Automatically
Sign up to receive the latest news and ratings for LOB and its competitors with MarketBeat's FREE daily newsletter.
New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Live Oak Bancshares Competitors List
Related Companies and Tools
This page (NASDAQ:LOB) was last updated on 10/9/2025 by MarketBeat.com Staff
