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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$26.94 +0.08 (+0.28%)
Closing price 05/22/2025 03:59 PM Eastern
Extended Trading
$26.96 +0.02 (+0.07%)
As of 04:30 AM Eastern
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LOB vs. FLG, VLY, PFSI, UPST, HWC, BBAR, SFBS, AX, ASB, and IFS

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Flagstar Financial (FLG), Valley National Bancorp (VLY), PennyMac Financial Services (PFSI), Upstart (UPST), Hancock Whitney (HWC), Banco BBVA Argentina (BBAR), ServisFirst Bancshares (SFBS), Axos Financial (AX), Associated Banc (ASB), and Intercorp Financial Services (IFS). These companies are all part of the "banking" industry.

Live Oak Bancshares vs.

Live Oak Bancshares (NASDAQ:LOB) and Flagstar Financial (NYSE:FLG) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their institutional ownership, media sentiment, profitability, risk, community ranking, earnings, analyst recommendations, dividends and valuation.

64.0% of Live Oak Bancshares shares are held by institutional investors. Comparatively, 67.9% of Flagstar Financial shares are held by institutional investors. 23.4% of Live Oak Bancshares shares are held by insiders. Comparatively, 19.4% of Flagstar Financial shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Live Oak Bancshares presently has a consensus price target of $42.25, suggesting a potential upside of 56.80%. Flagstar Financial has a consensus price target of $13.50, suggesting a potential upside of 14.70%. Given Live Oak Bancshares' higher possible upside, research analysts plainly believe Live Oak Bancshares is more favorable than Flagstar Financial.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
2 Buy rating(s)
0 Strong Buy rating(s)
2.50
Flagstar Financial
0 Sell rating(s)
4 Hold rating(s)
4 Buy rating(s)
0 Strong Buy rating(s)
2.50

Live Oak Bancshares received 260 more outperform votes than Flagstar Financial when rated by MarketBeat users. Likewise, 53.75% of users gave Live Oak Bancshares an outperform vote while only 45.45% of users gave Flagstar Financial an outperform vote.

CompanyUnderperformOutperform
Live Oak BancsharesOutperform Votes
265
53.75%
Underperform Votes
228
46.25%
Flagstar FinancialOutperform Votes
5
45.45%
Underperform Votes
6
54.55%

Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Flagstar Financial pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Live Oak Bancshares pays out 9.2% of its earnings in the form of a dividend. Flagstar Financial pays out -1.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Live Oak Bancshares has higher earnings, but lower revenue than Flagstar Financial. Flagstar Financial is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Live Oak Bancshares$498.34M2.47$77.47M$1.3020.73
Flagstar Financial$2.32B2.11-$1.09B-$2.60-4.53

In the previous week, Live Oak Bancshares had 6 more articles in the media than Flagstar Financial. MarketBeat recorded 9 mentions for Live Oak Bancshares and 3 mentions for Flagstar Financial. Live Oak Bancshares' average media sentiment score of 0.75 beat Flagstar Financial's score of 0.27 indicating that Live Oak Bancshares is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Live Oak Bancshares
6 Very Positive mention(s)
1 Positive mention(s)
0 Neutral mention(s)
0 Negative mention(s)
1 Very Negative mention(s)
Positive
Flagstar Financial
0 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral

Live Oak Bancshares has a net margin of 7.10% compared to Flagstar Financial's net margin of -17.16%. Live Oak Bancshares' return on equity of 6.88% beat Flagstar Financial's return on equity.

Company Net Margins Return on Equity Return on Assets
Live Oak Bancshares7.10% 6.88% 0.55%
Flagstar Financial -17.16%-10.72%-0.76%

Live Oak Bancshares has a beta of 1.84, meaning that its share price is 84% more volatile than the S&P 500. Comparatively, Flagstar Financial has a beta of 1.14, meaning that its share price is 14% more volatile than the S&P 500.

Summary

Live Oak Bancshares beats Flagstar Financial on 15 of the 19 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding {thisCompany.Symbol} and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.23B$3.24B$11.47B$8.39B
Dividend Yield0.43%3.70%5.45%4.11%
P/E Ratio18.5823.7222.4219.71
Price / Sales2.473.0627.62120.55
Price / Cash15.4010.6317.6234.62
Price / Book1.331.192.774.50
Net Income$77.47M$372.21M$1.03B$248.22M
7 Day Performance-4.86%-2.97%-0.23%0.56%
1 Month Performance8.14%4.41%6.11%13.17%
1 Year Performance-23.91%15.59%536.61%7.30%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
4.3808 of 5 stars
$26.95
+0.3%
$42.25
+56.8%
-23.9%$1.23B$498.34M18.58960Dividend Announcement
FLG
Flagstar Financial
1.6832 of 5 stars
$12.43
+3.6%
$13.25
+6.6%
N/A$5.16B$2.32B-3.378,766News Coverage
Analyst Forecast
Gap Up
High Trading Volume
VLY
Valley National Bancorp
4.5147 of 5 stars
$9.20
+4.4%
$10.67
+15.9%
+13.4%$5.15B$1.87B13.333,830News Coverage
Positive News
Dividend Announcement
Analyst Forecast
PFSI
PennyMac Financial Services
4.8858 of 5 stars
$98.93
+1.4%
$121.17
+22.5%
+4.6%$5.11B$2.98B16.944,140
UPST
Upstart
4.2307 of 5 stars
$52.96
+12.3%
$63.42
+19.8%
+87.5%$5.04B$714.41M-36.271,880Insider Trade
HWC
Hancock Whitney
4.7034 of 5 stars
$57.58
+5.3%
$61.25
+6.4%
+17.1%$4.96B$1.45B10.913,630News Coverage
Positive News
Dividend Announcement
BBAR
Banco BBVA Argentina
2.8921 of 5 stars
$21.34
+4.6%
$27.00
+26.6%
+99.1%$4.36B$3.43T11.115,850News Coverage
Positive News
Earnings Report
Analyst Forecast
Gap Down
SFBS
ServisFirst Bancshares
3.347 of 5 stars
$78.70
+5.5%
$87.50
+11.2%
+14.8%$4.30B$498.08M18.92570News Coverage
Positive News
AX
Axos Financial
3.3382 of 5 stars
$72.19
+4.9%
$81.50
+12.9%
+15.0%$4.07B$1.21B9.701,340Positive News
Analyst Forecast
ASB
Associated Banc
4.8507 of 5 stars
$24.39
+5.1%
$26.00
+6.6%
+7.7%$4.04B$1.05B30.874,100Positive News
IFS
Intercorp Financial Services
3.6073 of 5 stars
$34.40
+0.1%
$30.00
-12.8%
+60.4%$3.94B$6.54B11.397,380Positive News

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This page (NASDAQ:LOB) was last updated on 5/23/2025 by MarketBeat.com Staff
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