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Live Oak Bancshares (LOB) Competitors

Live Oak Bancshares logo
$31.09 +0.55 (+1.80%)
Closing price 08/8/2025 03:59 PM Eastern
Extended Trading
$31.05 -0.04 (-0.14%)
As of 08/8/2025 05:25 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

LOB vs. ABCB, CATY, HWC, OBK, PNFP, PPBI, SFNC, UBSI, AX, and HOMB

Should you be buying Live Oak Bancshares stock or one of its competitors? The main competitors of Live Oak Bancshares include Ameris Bancorp (ABCB), Cathay General Bancorp (CATY), Hancock Whitney (HWC), Origin Bancorp (OBK), Pinnacle Financial Partners (PNFP), Pacific Premier Bancorp (PPBI), Simmons First National (SFNC), United Bankshares (UBSI), AXOS FINANCIAL (AX), and Home BancShares (HOMB). These companies are all part of the "finance" sector.

Live Oak Bancshares vs. Its Competitors

Ameris Bancorp (NASDAQ:ABCB) and Live Oak Bancshares (NASDAQ:LOB) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their analyst recommendations, risk, valuation, dividends, media sentiment, profitability, earnings and institutional ownership.

Ameris Bancorp has a beta of 0.96, indicating that its share price is 4% less volatile than the S&P 500. Comparatively, Live Oak Bancshares has a beta of 1.82, indicating that its share price is 82% more volatile than the S&P 500.

Ameris Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 1.2%. Live Oak Bancshares pays an annual dividend of $0.12 per share and has a dividend yield of 0.4%. Ameris Bancorp pays out 14.1% of its earnings in the form of a dividend. Live Oak Bancshares pays out 9.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Ameris Bancorp presently has a consensus price target of $72.14, indicating a potential upside of 7.52%. Live Oak Bancshares has a consensus price target of $42.33, indicating a potential upside of 36.16%. Given Live Oak Bancshares' higher possible upside, analysts clearly believe Live Oak Bancshares is more favorable than Ameris Bancorp.

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Ameris Bancorp
0 Sell rating(s)
1 Hold rating(s)
6 Buy rating(s)
0 Strong Buy rating(s)
2.86
Live Oak Bancshares
0 Sell rating(s)
2 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
2.33

Ameris Bancorp has a net margin of 21.46% compared to Live Oak Bancshares' net margin of 7.10%. Ameris Bancorp's return on equity of 9.57% beat Live Oak Bancshares' return on equity.

Company Net Margins Return on Equity Return on Assets
Ameris Bancorp21.46% 9.57% 1.32%
Live Oak Bancshares 7.10%6.88%0.55%

In the previous week, Ameris Bancorp had 9 more articles in the media than Live Oak Bancshares. MarketBeat recorded 11 mentions for Ameris Bancorp and 2 mentions for Live Oak Bancshares. Ameris Bancorp's average media sentiment score of 1.41 beat Live Oak Bancshares' score of 0.56 indicating that Ameris Bancorp is being referred to more favorably in the media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Ameris Bancorp
8 Very Positive mention(s)
0 Positive mention(s)
2 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive
Live Oak Bancshares
1 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Positive

91.6% of Ameris Bancorp shares are owned by institutional investors. Comparatively, 64.0% of Live Oak Bancshares shares are owned by institutional investors. 5.4% of Ameris Bancorp shares are owned by insiders. Comparatively, 23.4% of Live Oak Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Ameris Bancorp has higher revenue and earnings than Live Oak Bancshares. Ameris Bancorp is trading at a lower price-to-earnings ratio than Live Oak Bancshares, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Ameris Bancorp$1.14B4.05$358.68M$5.6811.81
Live Oak Bancshares$516.93M2.74$77.47M$1.2225.48

Summary

Ameris Bancorp beats Live Oak Bancshares on 13 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding LOB and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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LOB vs. The Competition

MetricLive Oak BancsharesState commercial banks IndustryFinance SectorNASDAQ Exchange
Market Cap$1.42B$1.38B$12.21B$9.61B
Dividend Yield0.38%8.98%5.65%4.14%
P/E Ratio21.449.2119.6324.84
Price / Sales2.743.2226.2798.65
Price / Cash15.4010.4721.2858.36
Price / Book1.540.992.115.64
Net Income$77.47M$819.47M$1.00B$265.68M
7 Day Performance0.39%0.24%1.27%4.95%
1 Month Performance-3.27%-3.75%-0.02%0.83%
1 Year Performance-19.71%3.77%540.35%22.18%

Live Oak Bancshares Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
LOB
Live Oak Bancshares
3.5744 of 5 stars
$31.09
+1.8%
$42.33
+36.2%
-21.4%$1.42B$516.93M21.44960
ABCB
Ameris Bancorp
3.4078 of 5 stars
$66.48
+0.9%
$72.14
+8.5%
+18.0%$4.58B$1.14B12.762,850Positive News
CATY
Cathay General Bancorp
3.8756 of 5 stars
$45.52
+1.5%
$49.71
+9.2%
+11.8%$3.14B$1.39B11.001,266
HWC
Hancock Whitney
4.8971 of 5 stars
$58.89
+2.2%
$66.71
+13.3%
+19.6%$4.94B$2.06B10.523,476Positive News
Dividend Announcement
Analyst Revision
OBK
Origin Bancorp
3.6151 of 5 stars
$35.74
+1.2%
$43.20
+20.9%
+17.1%$1.11B$358.20M14.531,010Positive News
PNFP
Pinnacle Financial Partners
4.9867 of 5 stars
$87.40
+1.5%
$118.30
+35.4%
+3.2%$6.68B$3.07B11.593,565Positive News
High Trading Volume
PPBI
Pacific Premier Bancorp
4.1073 of 5 stars
$21.73
+2.6%
$27.50
+26.6%
-11.9%$2.05B$905.41M15.301,325Positive News
Ex-Dividend
SFNC
Simmons First National
4.8927 of 5 stars
$19.04
+0.1%
$22.75
+19.5%
-2.6%$2.71B$1.46B14.992,946Positive News
UBSI
United Bankshares
4.2124 of 5 stars
$35.77
+2.1%
$40.50
+13.2%
-1.3%$4.98B$1.63B12.642,553Positive News
Analyst Revision
AX
AXOS FINANCIAL
2.4408 of 5 stars
$85.61
+1.4%
$90.86
+6.1%
+28.8%$4.76B$1.95B11.211,781Insider Trade
HOMB
Home BancShares
3.7093 of 5 stars
$27.92
+1.1%
$33.20
+18.9%
+6.1%$5.45B$1.47B12.752,552Positive News

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This page (NASDAQ:LOB) was last updated on 8/9/2025 by MarketBeat.com Staff
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