NASDAQ:NMIH NMI (NMIH) Stock Price, News & Analysis $39.54 +1.13 (+2.93%) As of 01:21 PM Eastern This is a fair market value price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestTrendsBuy This Stock About NMI Stock (NASDAQ:NMIH) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get NMI alerts:Sign Up Key Stats Today's Range$38.41▼$39.6550-Day Range$35.42▼$41.5952-Week Range$34.84▼$43.20Volume131,620 shsAverage Volume500,097 shsMarket Capitalization$3.00 billionP/E Ratio8.05Dividend YieldN/APrice Target$44.80Consensus RatingModerate Buy Company Overview NMI Holdings, Inc. (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity. Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure. Utilizing proprietary analytics and underwriting tools, the company delivers tailored risk management services—including policy administration, claims handling, and performance monitoring—to a network of banks, independent mortgage companies, and national brokers. This integrated platform streamlines operational workflows and provides transparent insights into risk trends. Serving lenders in all 50 U.S. states and select Canadian provinces, NMI leverages a broad geographic footprint combined with centralized risk management capabilities. Its flexible product offerings support a range of homebuyer segments, from first‐time purchasers to seasoned borrowers, while aligning with evolving regulatory requirements. By fostering strong relationships with both private‐sector partners and regulatory bodies, NMI positions itself as a key contributor to the stability and growth of the residential mortgage finance industry.AI Generated. May Contain Errors. Read More NMI Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks67th Percentile Overall ScoreNMIH MarketRank™: NMI scored higher than 67% of companies evaluated by MarketBeat, and ranked 376th out of 872 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion3.5 / 5Analyst RatingModerate Buy Consensus RatingNMI has received a consensus rating of Moderate Buy. The company's average rating score is 2.80, and is based on no strong buy ratings, 4 buy ratings, 1 hold rating, and no sell ratings.Upside PotentialNMI has a consensus price target of $44.80, representing about 13.3% upside from its current price of $39.55.Amount of Analyst CoverageNMI has been the subject of 5 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about NMI's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth5.86% Earnings GrowthEarnings for NMI are expected to grow by 5.86% in the coming year, from $5.12 to $5.42 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of NMI is 8.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 38.93.Price to Earnings Ratio vs. SectorThe P/E ratio of NMI is 8.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 20.29.Price to Earnings Growth RatioNMI has a PEG Ratio of 1.30. PEG Ratios above 1 indicate that a company could be overvalued.Price to Book Value per Share RatioNMI has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.Read more about NMI's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted2.45% of the float of NMI has been sold short.Short Interest Ratio / Days to CoverNMI has a short interest ratio ("days to cover") of 3.62, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in NMI has recently increased by 3.44%, indicating that investor sentiment is decreasing. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldNMI does not currently pay a dividend.Dividend GrowthNMI does not have a long track record of dividend growth. News and Social Media1.2 / 5News Sentiment-0.10 News SentimentNMI has a news sentiment score of -0.10. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.67 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for NMI this week, compared to 4 articles on an average week. Company Ownership1.5 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, NMI insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $766,791.00 in company stock.Percentage Held by Insiders2.44% of the stock of NMI is held by insiders.Percentage Held by Institutions94.12% of the stock of NMI is held by institutions. High institutional ownership can be a signal of strong market trust in this company.Read more about NMI's insider trading history. Receive NMIH Stock News and Ratings via Email Sign-up to receive the latest news and ratings for NMI and its competitors with MarketBeat's FREE daily newsletter. 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NMIH Stock News Headlines2 reasons to watch NMIH and 1 to stay cautiousJune 24 at 6:24 AM | msn.comProperty & casualty insurance stocks Q1 highlights: NMI Holdings (NASDAQ:NMIH)June 1, 2026 | msn.comThe fastest-growing business in capitalism's historyWhile investors were focused on the SpaceX IPO, Elon Musk quietly began backing a new AI startup - one that's been called 'the fastest-growing business in the history of capitalism.' Analyst Jeff Brown believes this company could power the next monster IPO on Wall Street - and he's sharing the name free of charge. You can claim a stake for as little as $50.June 24 at 1:00 AM | Brownstone Research (Ad)NMI Holdings, Inc. to Participate in Moody’s US Housing Executive Series on May 28th, 2026May 28, 2026 | finance.yahoo.comNMI Holdings, Inc. to Participate in Moody's US Housing Executive Series on May 28th, 2026May 26, 2026 | globenewswire.comAssessing NMI Holdings (NMIH) Valuation After Recent Share Price Weakness And Long Term ReturnsMay 25, 2026 | finance.yahoo.comRBC Capital initiates coverage of NMI Holdings (NMIH) with outperform recommendationMay 23, 2026 | msn.comNMI Holdings: Attractive Even With Peaking Earnings (Upgrade)May 22, 2026 | seekingalpha.comSee More Headlines NMIH Stock Analysis - Frequently Asked Questions How have NMIH shares performed this year? NMI's stock was trading at $40.79 at the beginning of 2026. Since then, NMIH stock has decreased by 3.1% and is now trading at $39.5450. How were NMI's earnings last quarter? NMI Holdings Inc (NASDAQ:NMIH) issued its quarterly earnings results on Thursday, April, 30th. The financial services provider reported $1.28 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $1.22 by $0.06. The firm's revenue for the quarter was up 5.9% compared to the same quarter last year. Read the conference call transcript. Who are NMI's major shareholders? Top institutional shareholders of NMI include Dimensional Fund Advisors LP (5.73%), Van Berkom & Associates Inc. (2.62%), Bank of America Corp DE (1.72%) and Assenagon Asset Management S.A. (0.95%). Insiders that own company stock include Bradley M Shuster, Adam Pollitzer, William J Leatherberry, Robert Owen Smith, Steven Scheid, Michael Curry Montgomery, Michael J Embler, Mohammad Nawaz Yousaf, Norman Peter Fitzgerald, Nicholas Daniel Realmuto and James G Jones. View institutional ownership trends. How do I buy shares of NMI? Shares of NMIH stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of NMI own? Based on aggregate information from My MarketBeat watchlists, some other companies that NMI investors own include Humana (HUM), American Water Works (AWK), Voyager Therapeutics (VYGR), Waste Connections (WCN), The RMR Group (RMR), DiamondRock Hospitality (DRH) and AUO (AUOTY). Company Calendar Last Earnings4/30/2026Today6/24/2026Next Earnings (Estimated)8/04/2026Fiscal Year End12/31/2026Get Stock Alerts Health Indicator TradeSmith's Health IndicatorA long-term volatility-based measure designed for securities held 12 months or longer.Green: Strong and healthy uptrend with normal pullbacks.Yellow: Significant pullback but still within expected volatility.Red: Dropped beyond expected volatility; considered unhealthy. Green Zone (1d) 1-Year History Jun 25 Sep 25 Dec 25 Mar 26 Jun 26 NMIH's financial health is in the Green zone, according to TradeSmith. Industry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry INS - PROP&CASLTY Sub-IndustryInsurance Current SymbolNASDAQ:NMIH CIK1547903 Webwww.nationalmi.com Phone(855) 530-6642FaxN/AEmployees234Year Founded2011Price Target and Rating Average Price Target for NMI$44.80 High Price Target$46.00 Low Price Target$43.00 Potential Upside/Downside+13.3%Consensus RatingModerate Buy Rating Score (0-4)2.80 Research Coverage5 Analysts Profitability EPS (Trailing Twelve Months)$4.91 Trailing P/E Ratio8.05 Forward P/E Ratio7.72 P/E Growth1.3Net Income$388.93 million Net Margins53.82% Pretax Margin68.84% Return on Equity15.18% Return on Assets10.23% Debt Debt-to-Equity Ratio0.16 Current Ratio0.63 Quick Ratio0.63 Sales & Book Value Annual Sales$706.44 million Price / Sales4.25 Cash Flow$5.44 per share Price / Cash Flow7.27 Book Value$33.72 per share Price / Book1.17Miscellaneous Outstanding Shares75,970,000Free Float74,118,000Market Cap$3.00 billion OptionableOptionable Beta0.55 Social Links 5G Stocks: The Path Forward is ProfitableClick the link to see MarketBeat's guide to investing in 5G and which 5G stocks show the most promise. Get This Free Report This page (NASDAQ:NMIH) was last updated on 6/24/2026 by MarketBeat.com Staff. 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