NSTS Bancorp (NSTS) Competitors $12.18 +0.16 (+1.29%) As of 08/15/2025 03:49 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock NSTS vs. CZFS, GHI, LPRO, LNKB, TSBK, FOA, PKBK, ISBA, CHMG, and PLBCShould you be buying NSTS Bancorp stock or one of its competitors? The main competitors of NSTS Bancorp include Citizens Financial Services (CZFS), Greystone Housing Impact Investors (GHI), Open Lending (LPRO), LINKBANCORP (LNKB), Timberland Bancorp (TSBK), Finance of America Companies (FOA), Parke Bancorp (PKBK), Isabella Bank (ISBA), Chemung Financial (CHMG), and Plumas Bancorp (PLBC). These companies are all part of the "banking" industry. NSTS Bancorp vs. Its Competitors Citizens Financial Services Greystone Housing Impact Investors Open Lending LINKBANCORP Timberland Bancorp Finance of America Companies Parke Bancorp Isabella Bank Chemung Financial Plumas Bancorp Citizens Financial Services (NASDAQ:CZFS) and NSTS Bancorp (NASDAQ:NSTS) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, earnings, media sentiment, valuation, institutional ownership, profitability, risk and analyst recommendations. Does the media prefer CZFS or NSTS? In the previous week, NSTS Bancorp had 1 more articles in the media than Citizens Financial Services. MarketBeat recorded 2 mentions for NSTS Bancorp and 1 mentions for Citizens Financial Services. Citizens Financial Services' average media sentiment score of 1.31 beat NSTS Bancorp's score of 0.47 indicating that Citizens Financial Services is being referred to more favorably in the media. Company Overall Sentiment Citizens Financial Services Positive NSTS Bancorp Neutral Which has more risk & volatility, CZFS or NSTS? Citizens Financial Services has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500. Comparatively, NSTS Bancorp has a beta of 0.14, indicating that its stock price is 86% less volatile than the S&P 500. Do institutionals and insiders believe in CZFS or NSTS? 22.5% of Citizens Financial Services shares are held by institutional investors. Comparatively, 23.7% of NSTS Bancorp shares are held by institutional investors. 6.1% of Citizens Financial Services shares are held by company insiders. Comparatively, 6.2% of NSTS Bancorp shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth. Which has better valuation and earnings, CZFS or NSTS? Citizens Financial Services has higher revenue and earnings than NSTS Bancorp. NSTS Bancorp is trading at a lower price-to-earnings ratio than Citizens Financial Services, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioCitizens Financial Services$105.03M2.59$27.82M$6.638.55NSTS Bancorp$12.24M5.22-$790K-$0.18-67.64 Is CZFS or NSTS more profitable? Citizens Financial Services has a net margin of 18.54% compared to NSTS Bancorp's net margin of -6.17%. Citizens Financial Services' return on equity of 10.36% beat NSTS Bancorp's return on equity.Company Net Margins Return on Equity Return on Assets Citizens Financial Services18.54% 10.36% 1.05% NSTS Bancorp -6.17%-1.04%-0.29% SummaryCitizens Financial Services beats NSTS Bancorp on 9 of the 13 factors compared between the two stocks. Get NSTS Bancorp News Delivered to You Automatically Sign up to receive the latest news and ratings for NSTS and its competitors with MarketBeat's FREE daily newsletter. Email Address New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding NSTS and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart NSTS vs. The Competition Export to ExcelMetricNSTS BancorpBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$62.67M$880.42M$12.49B$9.81BDividend YieldN/A3.09%5.55%4.12%P/E Ratio-76.0915.8619.6525.11Price / Sales5.222.4726.78193.48Price / Cash3,306.3649.1421.8559.05Price / Book0.841.072.286.18Net Income-$790K$53.98M$1.00B$265.11M7 Day Performance-0.49%2.20%1.22%4.21%1 Month Performance1.04%-0.22%1.36%2.01%1 Year Performance19.48%14.09%539.10%23.75% NSTS Bancorp Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)NSTSNSTS Bancorp1.0863 of 5 stars$12.18+1.3%N/A+21.1%$62.67M$12.24M-76.0940Earnings ReportCZFSCitizens Financial Services2.9026 of 5 stars$53.42-0.3%N/A+18.1%$255.07M$169.72M8.06310Positive NewsGHIGreystone Housing Impact Investors2.514 of 5 stars$10.83-0.6%$15.50+43.1%-24.4%$255.03M$91.27M23.54N/ANews CoverageShort Interest ↑LPROOpen Lending3.6469 of 5 stars$2.12flat$4.12+94.2%-61.6%$253.94M$24.02M-1.81180LNKBLINKBANCORP4.4529 of 5 stars$6.80+0.7%$8.75+28.7%+12.0%$252.35M$167.59M6.80110Positive NewsTSBKTimberland Bancorp4.1486 of 5 stars$31.38+0.0%N/A+10.1%$247.86M$105.96M9.23300Positive NewsShort Interest ↓FOAFinance of America Companies3.1357 of 5 stars$22.95+4.5%$27.50+19.8%+273.6%$242.86M$338.17M6.246,630News CoverageHigh Trading VolumePKBKParke Bancorp3.6787 of 5 stars$20.68+1.6%N/A+11.7%$241.19M$129.41M8.05100Positive NewsISBAIsabella Bank0.5261 of 5 stars$32.05-1.3%$34.00+6.1%N/A$239.71M$104.55M14.63330Positive NewsCHMGChemung Financial4.3416 of 5 stars$49.85-0.3%$54.50+9.3%+13.7%$239.61M$150.79M21.30340Positive NewsPLBCPlumas Bancorp4.9642 of 5 stars$40.21+0.2%$58.00+44.2%+4.8%$237.99M$93.11M8.29190Positive NewsShort Interest ↓ Related Companies and Tools Related Companies CZFS Alternatives GHI Alternatives LPRO Alternatives LNKB Alternatives TSBK Alternatives FOA Alternatives PKBK Alternatives ISBA Alternatives CHMG Alternatives PLBC Alternatives Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:NSTS) was last updated on 8/16/2025 by MarketBeat.com Staff From Our PartnersGenerate up to $5,000/month with 10X less money?The secret to retiring without a million-dollar nest egg. 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