Oak Valley Bancorp (OVLY) Competitors

First Mid Bancshares (NASDAQ:FMBH) and Oak Valley Bancorp (NASDAQ:OVLY) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, dividends, earnings, media sentiment and risk.

Which has more risk and volatility, FMBH or OVLY?

First Mid Bancshares has a beta of 0.91, indicating that its stock price is 9% less volatile than the S&P 500. Comparatively, Oak Valley Bancorp has a beta of 0.45, indicating that its stock price is 55% less volatile than the S&P 500.

Which has higher earnings and valuation, FMBH or OVLY?

First Mid Bancshares has higher revenue and earnings than Oak Valley Bancorp. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
First Mid Bancshares	$330.72M	2.73	$78.90M	$3.52	10.67
Oak Valley Bancorp	$89.45M	2.59	$24.95M	$2.93	9.44

Is FMBH or OVLY more profitable?

Oak Valley Bancorp has a net margin of 26.38% compared to First Mid Bancshares' net margin of 18.32%. Oak Valley Bancorp's return on equity of 13.12% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
First Mid Bancshares	18.32%	10.09%	1.15%
Oak Valley Bancorp	26.38%	13.12%	1.27%

Do analysts rate FMBH or OVLY?

First Mid Bancshares presently has a consensus target price of $43.33, suggesting a potential upside of 15.34%. Given First Mid Bancshares' stronger consensus rating and higher possible upside, equities analysts plainly believe First Mid Bancshares is more favorable than Oak Valley Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67
Oak Valley Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Does the media favor FMBH or OVLY?

In the previous week, Oak Valley Bancorp had 8 more articles in the media than First Mid Bancshares. MarketBeat recorded 11 mentions for Oak Valley Bancorp and 3 mentions for First Mid Bancshares. First Mid Bancshares' average media sentiment score of 1.31 beat Oak Valley Bancorp's score of 1.20 indicating that First Mid Bancshares is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
First Mid Bancshares	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Oak Valley Bancorp	4 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Is FMBH or OVLY a better dividend stock?

First Mid Bancshares pays an annual dividend of $1.00 per share and has a dividend yield of 2.7%. Oak Valley Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.2%. First Mid Bancshares pays out 28.4% of its earnings in the form of a dividend. Oak Valley Bancorp pays out 20.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. First Mid Bancshares has raised its dividend for 3 consecutive years and Oak Valley Bancorp has raised its dividend for 11 consecutive years.

Do institutionals & insiders hold more shares of FMBH or OVLY?

47.6% of First Mid Bancshares shares are owned by institutional investors. Comparatively, 30.9% of Oak Valley Bancorp shares are owned by institutional investors. 7.7% of First Mid Bancshares shares are owned by company insiders. Comparatively, 18.1% of Oak Valley Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Summary

First Mid Bancshares beats Oak Valley Bancorp on 12 of the 19 factors compared between the two stocks.