Oak Valley Bancorp (OVLY) Competitors

Oak Valley Bancorp (NASDAQ:OVLY) and First Mid Bancshares (NASDAQ:FMBH) are both small-cap finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, dividends, risk, institutional ownership, profitability, community ranking, analyst recommendations, valuation and media sentiment.

Do institutionals and insiders believe in OVLY or FMBH?

30.9% of Oak Valley Bancorp shares are owned by institutional investors. Comparatively, 47.6% of First Mid Bancshares shares are owned by institutional investors. 18.1% of Oak Valley Bancorp shares are owned by insiders. Comparatively, 7.7% of First Mid Bancshares shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Is OVLY or FMBH more profitable?

Oak Valley Bancorp has a net margin of 28.03% compared to First Mid Bancshares' net margin of 17.39%. Oak Valley Bancorp's return on equity of 14.28% beat First Mid Bancshares' return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Oak Valley Bancorp	28.03%	14.28%	1.35%
First Mid Bancshares	17.39%	10.10%	1.09%

Which has stronger earnings & valuation, OVLY or FMBH?

First Mid Bancshares has higher revenue and earnings than Oak Valley Bancorp. Oak Valley Bancorp is trading at a lower price-to-earnings ratio than First Mid Bancshares, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Oak Valley Bancorp	$77.25M	2.87	$24.95M	$2.97	8.90
First Mid Bancshares	$322.32M	2.66	$78.90M	$3.36	10.64

Does the MarketBeat Community prefer OVLY or FMBH?

First Mid Bancshares received 28 more outperform votes than Oak Valley Bancorp when rated by MarketBeat users. However, 53.05% of users gave Oak Valley Bancorp an outperform vote while only 52.16% of users gave First Mid Bancshares an outperform vote.

Company	Underperform	Outperform
Oak Valley Bancorp	Outperform Votes 165 53.05%	Underperform Votes 146 46.95%
First Mid Bancshares	Outperform Votes 193 52.16%	Underperform Votes 177 47.84%

Do analysts rate OVLY or FMBH?

First Mid Bancshares has a consensus price target of $43.83, suggesting a potential upside of 22.65%. Given First Mid Bancshares' stronger consensus rating and higher probable upside, analysts clearly believe First Mid Bancshares is more favorable than Oak Valley Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Oak Valley Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
First Mid Bancshares	0 Sell rating(s)	2 Hold rating(s)	4 Buy rating(s)	0 Strong Buy rating(s)	2.67

Is OVLY or FMBH a better dividend stock?

Oak Valley Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 2.3%. First Mid Bancshares pays an annual dividend of $0.96 per share and has a dividend yield of 2.7%. Oak Valley Bancorp pays out 20.2% of its earnings in the form of a dividend. First Mid Bancshares pays out 28.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Oak Valley Bancorp has raised its dividend for 11 consecutive years and First Mid Bancshares has raised its dividend for 3 consecutive years.

Which has more volatility and risk, OVLY or FMBH?

Oak Valley Bancorp has a beta of 0.44, meaning that its share price is 56% less volatile than the S&P 500. Comparatively, First Mid Bancshares has a beta of 0.87, meaning that its share price is 13% less volatile than the S&P 500.

Does the media favor OVLY or FMBH?

In the previous week, First Mid Bancshares had 1 more articles in the media than Oak Valley Bancorp. MarketBeat recorded 3 mentions for First Mid Bancshares and 2 mentions for Oak Valley Bancorp. First Mid Bancshares' average media sentiment score of 1.62 beat Oak Valley Bancorp's score of 1.31 indicating that First Mid Bancshares is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Oak Valley Bancorp	0 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
First Mid Bancshares	2 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Very Positive

Summary

First Mid Bancshares beats Oak Valley Bancorp on 13 of the 21 factors compared between the two stocks.