PayPal (PYPL) Stock Forecast & Price Target

Q: What analysts cover PayPal?

PayPal has been rated by research analysts at Argus , Barclays , BNP Paribas Exane , Canaccord Genuity Group , Cantor Fitzgerald , Citigroup , Clear Str , Deutsche Bank Aktiengesellschaft , HSBC , Jefferies Financial Group , JPMorgan Chase & Co. , Keefe, Bruyette & Woods , Loop Capital , Mizuho , Morgan Stanley , Piper Sandler , Robert W. Baird , Royal Bank Of Canada , Susquehanna , TD Cowen , Telsey Advisory Group , The Goldman Sachs Group , Truist Financial , UBS Group , Weiss Ratings , and Wells Fargo & Company in the past 90 days.

$55.69 -0.48 (-0.85%)

As of 10:36 AM Eastern

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PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Hold

Based on 47 Analyst Ratings

Sell
4

Hold
34

Buy
9

Based on 47 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 47 analysts, 4 have given a sell rating, 34 have given a hold rating, and 9 have given a buy rating for PYPL.

Consensus Price Target

$56.28
1.06% Upside

According to the 47 analysts' twelve-month price targets for PayPal, the average price target is $56.28. The highest price target for PYPL is $100.00, while the lowest price target for PYPL is $32.00. The average price target represents a forecasted upside of 1.06% from the current price of $55.69.

MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.

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PYPL Analyst Ratings Over Time

Type	Current Forecast 10/14/25 to 10/14/26	1 Month Ago 9/14/25 to 9/14/26	3 Months Ago 7/16/25 to 7/16/26	1 Year Ago 10/14/24 to 10/14/25
Strong Buy	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)	0 Strong Buy rating(s)
Buy	9 Buy rating(s)	9 Buy rating(s)	7 Buy rating(s)	17 Buy rating(s)
Hold	34 Hold rating(s)	34 Hold rating(s)	34 Hold rating(s)	12 Hold rating(s)
Sell	4 Sell rating(s)	4 Sell rating(s)	5 Sell rating(s)	3 Sell rating(s)
Consensus Price Target	$56.28	$56.03	$54.61	$84.07
Forecasted Upside	1.06% Upside	3.70% Upside	-3.74% Downside	21.57% Upside
Consensus Rating	Hold	Hold	Hold	Hold

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.

PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.

PayPal Stock vs. The Competition

Type	PayPal	Finance Companies	Broader Market
Consensus Rating Score	2.11	2.28	2.53
Consensus Rating	Hold	Hold	Moderate Buy
Predicted Upside	0.19% Upside	38.59% Upside	19.10% Upside
News Sentiment Rating	Positive News See Recent PYPL News	Positive News	Positive News

Recent Analyst Forecasts and Stock Ratings

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Rating

Upside/Downside

Action

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Date	Brokerage	Analyst	Action	Rating	Price Target	Report Date Upside/Downside
10/9/2026	Barclays 3 of 5 stars	Ramsey El-Assal 1 of 5 stars	Lower Target	Equal Weight	$57.00 ➝ $56.00	+1.78%
9/28/2026	UBS Group 4 of 5 stars	Timothy Chiodo 1 of 5 stars	Reiterated Rating	Neutral
9/25/2026	Deutsche Bank Aktiengesellschaft 3 of 5 stars	Nate Svensson 1 of 5 stars	Reiterated Rating	Hold	$55.00	+3.35%
8/31/2026	Royal Bank Of Canada Subscribe to MarketBeat All Access to unlock brokerage rankings	Daniel Perlin Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$65.00 ➝ $70.00	+30.45%
8/31/2026	Truist Financial Subscribe to MarketBeat All Access to unlock brokerage rankings	Matthew Coad Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Hold	$62.00 ➝ $53.00	+1.48%
8/28/2026	Loop Capital Subscribe to MarketBeat All Access to unlock brokerage rankings	Dominick Gabriele Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Hold	$62.00 ➝ $50.00	-18.66%
8/28/2026	Mizuho Subscribe to MarketBeat All Access to unlock brokerage rankings	Dan Dolev Subscribe to MarketBeat All Access to unlock analyst rankings	Set Target		$51.00	-5.03%
8/24/2026	Weiss Ratings Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Hold (C-) ➝ Hold (C)
8/17/2026	Piper Sandler Subscribe to MarketBeat All Access to unlock brokerage rankings	Bill Carcache Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Neutral	$42.00 ➝ $59.00	-4.33%
8/3/2026	Cantor Fitzgerald Subscribe to MarketBeat All Access to unlock brokerage rankings	Ramsey El-Assal Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Neutral	$54.00 ➝ $60.00	+4.88%
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7/29/2026	Argus Subscribe to MarketBeat All Access to unlock brokerage rankings	Stephen Biggar Subscribe to MarketBeat All Access to unlock analyst rankings	Set Target		$70.00	+19.89%
7/29/2026	Susquehanna Subscribe to MarketBeat All Access to unlock brokerage rankings	James Friedman Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Positive	$63.00 ➝ $67.00	+14.88%
7/29/2026	Morgan Stanley Subscribe to MarketBeat All Access to unlock brokerage rankings	James Faucette Subscribe to MarketBeat All Access to unlock analyst rankings	Set Target		$45.00	-22.84%
7/29/2026	JPMorgan Chase & Co. Subscribe to MarketBeat All Access to unlock brokerage rankings	Tien-Tsin Huang Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Neutral	$46.00 ➝ $65.00	+10.27%
7/29/2026	TD Cowen Subscribe to MarketBeat All Access to unlock brokerage rankings	Bryan Bergin Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Hold	$48.00 ➝ $59.00	-0.20%
7/29/2026	Wells Fargo & Company Subscribe to MarketBeat All Access to unlock brokerage rankings	Jason Kupferberg Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Equal Weight	$48.00 ➝ $56.00	-4.27%
7/29/2026	Citigroup Subscribe to MarketBeat All Access to unlock brokerage rankings	Bryan Keane Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Neutral	$48.00 ➝ $61.00	+4.60%
7/29/2026	Keefe, Bruyette & Woods Subscribe to MarketBeat All Access to unlock brokerage rankings	Sanjay Sakhrani Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$55.00 ➝ $70.00	+20.03%
7/29/2026	Canaccord Genuity Group Subscribe to MarketBeat All Access to unlock brokerage rankings	Joseph Vafi Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Hold	$55.00	-5.69%
7/29/2026	Robert W. Baird Subscribe to MarketBeat All Access to unlock brokerage rankings	Colin Sebastian Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Neutral	$50.00 ➝ $57.00	-2.26%
7/28/2026	The Goldman Sachs Group Subscribe to MarketBeat All Access to unlock brokerage rankings	Will Nance Subscribe to MarketBeat All Access to unlock analyst rankings	Set Target		$50.00	-14.27%
7/28/2026	Jefferies Financial Group Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Hold ➝ Buy
7/24/2026	HSBC Subscribe to MarketBeat All Access to unlock brokerage rankings		Initiated Coverage	Hold ➝ Buy
7/24/2026	Telsey Advisory Group Subscribe to MarketBeat All Access to unlock brokerage rankings		Downgrade	Market Perform
7/21/2026	BNP Paribas Exane Subscribe to MarketBeat All Access to unlock brokerage rankings		Boost Target	Neutral	$43.50 ➝ $52.00	-10.99%
7/16/2026	Clear Str Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Hold
7/15/2026	BTIG Research Subscribe to MarketBeat All Access to unlock brokerage rankings		Reiterated Rating	Neutral
7/15/2026	William Blair Subscribe to MarketBeat All Access to unlock brokerage rankings		Reiterated Rating	Market Perform
5/6/2026	Bank of America Subscribe to MarketBeat All Access to unlock brokerage rankings	Jason Kupferberg Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	Neutral	$55.00 ➝ $53.00	+14.58%
5/6/2026	Daiwa Securities Group Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Hold ➝ Outperform
5/5/2026	Needham & Company LLC Subscribe to MarketBeat All Access to unlock brokerage rankings	Mayank Tandon Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Hold
4/21/2026	BMO Capital Markets Subscribe to MarketBeat All Access to unlock brokerage rankings	Andrew Bauch Subscribe to MarketBeat All Access to unlock analyst rankings	Initiated Coverage	Market Perform	$52.00	+2.20%
4/17/2026	Zacks Research Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Strong Sell ➝ Hold
3/2/2026	KGI Securities Subscribe to MarketBeat All Access to unlock brokerage rankings	Andrew Cheng Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Outperform ➝ Hold	$55.00	+20.32%
2/24/2026	Sanford C. Bernstein Subscribe to MarketBeat All Access to unlock brokerage rankings		Reiterated Rating	Market Perform
2/23/2026	Raymond James Financial Subscribe to MarketBeat All Access to unlock brokerage rankings		Reiterated Rating	Market Perform
2/23/2026	Wolfe Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Darrin Peller Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Sell
2/11/2026	Rothschild & Co Redburn Subscribe to MarketBeat All Access to unlock brokerage rankings		Lower Target	Sell	$50.00 ➝ $32.00	-22.87%
2/6/2026	Dbs Bank Subscribe to MarketBeat All Access to unlock brokerage rankings		Upgrade	Hold
2/4/2026	Compass Point Subscribe to MarketBeat All Access to unlock brokerage rankings	Dominick Gabriele Subscribe to MarketBeat All Access to unlock analyst rankings	Upgrade	Sell ➝ Neutral	$51.00	+22.30%
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2/4/2026	Stephens Subscribe to MarketBeat All Access to unlock brokerage rankings		Lower Target	Equal Weight	$65.00 ➝ $45.00	+7.91%
2/4/2026	Citizens Jmp Subscribe to MarketBeat All Access to unlock brokerage rankings	Andrew Boone Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Outperform ➝ Market Perform
2/3/2026	Evercore Subscribe to MarketBeat All Access to unlock brokerage rankings	Adam Frisch Subscribe to MarketBeat All Access to unlock analyst rankings	Lower Target	In-Line	$65.00 ➝ $40.00	-4.70%
1/5/2026	Monness Crespi & Hardt Subscribe to MarketBeat All Access to unlock brokerage rankings		Downgrade	Buy ➝ Neutral
11/25/2025	President Capital Subscribe to MarketBeat All Access to unlock brokerage rankings		Lower Target	Buy	$91.00 ➝ $80.00	+32.10%
10/29/2025	Macquarie Infrastructure Subscribe to MarketBeat All Access to unlock brokerage rankings	Paul Golding Subscribe to MarketBeat All Access to unlock analyst rankings	Boost Target	Outperform	$95.00 ➝ $100.00	+39.88%
10/22/2025	KeyCorp Subscribe to MarketBeat All Access to unlock brokerage rankings	Andrew Schmitt Subscribe to MarketBeat All Access to unlock analyst rankings	Reiterated Rating	Hold
3/27/2025	Arete Research Subscribe to MarketBeat All Access to unlock brokerage rankings	Oliver Lester Subscribe to MarketBeat All Access to unlock analyst rankings	Set Target		$81.00	+20.63%
2/28/2025	DZ Bank Subscribe to MarketBeat All Access to unlock brokerage rankings	P. Hassler Subscribe to MarketBeat All Access to unlock analyst rankings	Upgrade	Hold ➝ Buy	$92.00	+30.07%
11/1/2024	Phillip Securities Subscribe to MarketBeat All Access to unlock brokerage rankings		Reiterated Rating	Buy ➝ Accumulate	$80.00 ➝ $90.00	+16.63%

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Wednesday at 10:37 AM ET.

Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Wednesday, October 7, 2026. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

PayPal Holdings, Inc. is currently trading at $54.95, which is significantly below its fifty-two week high of $79.21, offering a potential entry point for value-oriented investors who believe the market has overreacted to recent challenges.
The company demonstrated strong fundamental performance in its most recent quarter, reporting earnings per share of $1.38, which beat the analyst consensus estimate of $1.28, alongside revenue of $8.68 billion that exceeded expectations of $8.47 billion, indicating solid operational execution.
PayPal Holdings, Inc. offers a dividend yield of 1.03% with a low payout ratio of 10.59%, providing income to shareholders while retaining the majority of its earnings for reinvestment into growth initiatives such as buy now, pay later products and AI commerce.
Institutional interest in the stock has surged recently, with CX Institutional increasing its position by 1,045.3% in the third quarter and BlackRock acquiring a new stake worth approximately $3.2 billion in the second quarter, suggesting that large investors see value in the current price level.
The stock trades at a price-to-earnings ratio of 10.39, which is relatively low for a technology and financial services company, and analysts have described PayPal as a potentially attractive long-term value stock supported by its solid financial position and recent earnings beats.

PayPal
Bear Case

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

PayPal Holdings, Inc. is losing market share in its branded checkout segment, a key issue that weighs on the stock and could limit future revenue growth, raising concerns that the low valuation may be a value trap rather than an opportunity.
Insider selling has been consistent, with executives such as Suzan Kereere, Frank Keller, and Chris Natali selling shares in September 2026, and insiders collectively selling 14,774 shares valued at $848,095 in the last 90 days, which may signal a lack of confidence in near-term upside.
The consensus rating from Wall Street analysts is "Hold" with a target price of $56.03, which is only slightly above the current stock price of $54.95, suggesting limited expected upside in the near term and a lack of strong bullish conviction among research firms.
Short interest in the stock remains elevated, with 29,335,284 shares shorted as of September 15, 2026, representing 3.45% of the float, indicating that a significant portion of the market is betting against the stock's performance.
PayPal Holdings, Inc. faces intense competition in the digital payments space, and recent reports suggest that the company has struggled to maintain its dominant position as the market changes and competition intensifies, potentially eroding its long-term growth prospects.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 47 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $56.28, with a high forecast of $100.00 and a low forecast of $32.00.

47 Wall Street analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last twelve months. There are currently 4 sell ratings, 34 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted upside of 1.06% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 6 upgrades and 2 downgrades by analysts.

PayPal has been rated by research analysts at Argus, Barclays, BNP Paribas Exane, Canaccord Genuity Group, Cantor Fitzgerald, Citigroup, Clear Str, Deutsche Bank Aktiengesellschaft, HSBC, Jefferies Financial Group, JPMorgan Chase & Co., Keefe, Bruyette & Woods, Loop Capital, Mizuho, Morgan Stanley, Piper Sandler, Robert W. Baird, Royal Bank Of Canada, Susquehanna, TD Cowen, Telsey Advisory Group, The Goldman Sachs Group, Truist Financial, UBS Group, Weiss Ratings, and Wells Fargo & Company in the past 90 days.

Analysts like PayPal less than other "finance" companies. The consensus rating score for PayPal is 2.11 while the average consensus rating score for "finance" companies is 2.28. Learn more on how PYPL compares to other companies.

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MarketBeat monitors more than a dozen sources for PayPal analyst ratings, with the most recent rating issued on 10/9/2026.

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PayPal (PYPL) Stock Forecast & Price Target