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PayPal (PYPL) Stock Forecast & Price Target

PayPal logo
$56.82 +2.15 (+3.93%)
As of 09/3/2026 04:00 PM Eastern

PayPal - Analysts' Recommendations and Stock Price Forecast (2026)

Consensus Rating

Sell
4
Hold
34
Buy
9

Based on 47 Wall Street analysts who have issued ratings for PayPal in the last 12 months, the stock has a consensus rating of "Hold." Out of the 47 analysts, 4 have given a sell rating, 34 have given a hold rating, and 9 have given a buy rating for PYPL.

Consensus Price Target

$56.03
-1.39% Downside
According to the 47 analysts' twelve-month price targets for PayPal, the average price target is $56.03. The highest price target for PYPL is $100.00, while the lowest price target for PYPL is $32.00. The average price target represents a forecasted downside of -1.39% from the current price of $56.82.
MarketBeat calculates consensus analyst ratings for stocks using the most recent rating from each Wall Street analyst that has rated a stock within the last twelve months. Each analyst's rating is normalized to a standardized rating score of 1 (sell), 2 (hold), 3 (buy) or 4 (strong buy). Analyst consensus ratings scores are calculated using the mean average of the number of normalized sell, hold, buy and strong buy ratings from Wall Street analysts. Each stock's consensus analyst rating is derived from its calculated consensus ratings score (0 to .5 = Strong Sell, .5 to 1 = Sell, 1 to 1.5 = Reduce, 1.5 to 2.5 = Hold, 2.5 to 3.0 = Moderate Buy, 3.0 to 3.5 = Buy, >3.5 = Strong Buy). MarketBeat's consensus price targets are a mean average of the most recent available price targets set by each analyst that has set a price target for the stock in the last twelve months. MarketBeat's consensus ratings and consensus price targets may differ from those calculated by other firms due to differences in methodology and available data.
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PYPL Analyst Ratings Over Time

TypeCurrent Forecast
9/4/25 to 9/4/26
1 Month Ago
8/5/25 to 8/5/26
3 Months Ago
6/6/25 to 6/6/26
1 Year Ago
9/4/24 to 9/4/25
Strong Buy
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
0 Strong Buy rating(s)
Buy
9 Buy rating(s)
9 Buy rating(s)
8 Buy rating(s)
17 Buy rating(s)
Hold
34 Hold rating(s)
34 Hold rating(s)
32 Hold rating(s)
13 Hold rating(s)
Sell
4 Sell rating(s)
4 Sell rating(s)
5 Sell rating(s)
2 Sell rating(s)
Consensus Price Target$56.03$55.67$55.85$85.00
Forecasted Upside-1.39% Downside-3.91% Downside35.27% Upside24.16% Upside
Consensus RatingHoldHoldHoldHold

PYPL Analyst Recommendations By Month

The chart below shows how a company's ratings by analysts have changed over time. Each bar represents the previous year of ratings for that month. Within each bar, the sell ratings are shown in red, the hold ratings are shown in yellow, the buy ratings are shown in green, and the strong buy ratings are shown in dark green.
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PYPL Price Targets by Month

The chart below shows how a company's share price and consensus price target have changed over time. The dark blue line represents the company's actual price. The lighter blue line represents the stock's consensus price target. The even lighter blue range in the background of the two lines represents the low price target and the high price target for each stock.
Skip Chart and View Analyst Price Target HistorySkip Chart & View Price History Table

PayPal Stock vs. The Competition

TypePayPalFinance CompaniesBroader Market
Consensus Rating Score
2.11
2.27
2.53
Consensus RatingHoldHoldModerate Buy
Predicted Upside-1.39% Downside26.92% Upside13.66% Upside
News Sentiment Rating
Neutral News

See Recent PYPL News
Positive News
Positive News
DateBrokerageAnalystActionRatingPrice TargetReport Date
Upside/Downside
Details
8/31/2026
Daniel Perlin
Daniel Perlin
1 of 5 stars
Boost TargetOutperform$65.00 ➝ $70.00+30.45%
8/31/2026
Truist Financial Corporation logo
Truist Financial
3 of 5 stars
Matthew Coad
Matthew Coad
2 of 5 stars
Lower TargetHold$62.00 ➝ $53.00+1.48%
8/28/2026
Loop Capital logo
Loop Capital
2 of 5 stars
Lower TargetHold$62.00 ➝ $50.00-18.66%
8/28/2026Set Target$51.00-5.03%
8/24/2026 UpgradeHold (C-)Hold (C)
8/17/2026Boost TargetNeutral$42.00 ➝ $59.00-4.33%
8/3/2026Boost TargetNeutral$54.00 ➝ $60.00+4.88%
7/29/2026Set Target$70.00+19.89%
7/29/2026Set Target$45.00-23.12%
7/29/2026Boost TargetPositive$63.00 ➝ $67.00+14.88%
7/29/2026Boost TargetEqual Weight$55.00 ➝ $57.00-2.26%
7/29/2026Set Target$45.00-22.84%
7/29/2026 Reiterated RatingHold$45.00-22.84%
7/29/2026Boost TargetNeutral$46.00 ➝ $65.00+10.27%
7/29/2026Boost TargetHold$48.00 ➝ $59.00-0.20%
7/29/2026Boost TargetEqual Weight$48.00 ➝ $56.00-4.27%
7/29/2026Boost TargetNeutral$48.00 ➝ $61.00+4.60%
7/29/2026Boost TargetOutperform$55.00 ➝ $70.00+20.03%
7/29/2026Reiterated RatingHold$55.00-5.69%
7/29/2026Boost TargetNeutral$50.00 ➝ $57.00-2.26%
7/28/2026Set Target$50.00-14.27%
7/28/2026 UpgradeHoldBuy
7/24/2026 Initiated CoverageHoldBuy
7/24/2026 DowngradeMarket Perform
7/21/2026 Boost TargetNeutral$43.50 ➝ $52.00-10.99%
7/16/2026 UpgradeHold
7/15/2026 Reiterated RatingNeutral
7/15/2026 Reiterated RatingMarket Perform
5/6/2026Lower TargetNeutral$55.00 ➝ $53.00+14.58%
5/6/2026 UpgradeHoldOutperform
5/5/2026Reiterated RatingHold
4/21/2026Initiated CoverageMarket Perform$52.00+2.20%
4/17/2026 UpgradeStrong SellHold
3/2/2026Reiterated RatingOutperformHold$55.00+20.32%
2/24/2026 Reiterated RatingMarket Perform
2/23/2026 Reiterated RatingMarket Perform
2/23/2026Reiterated RatingSell
2/11/2026 Lower TargetSell$50.00 ➝ $32.00-22.87%
2/6/2026 UpgradeHold
2/4/2026UpgradeSellNeutral$51.00+22.30%
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2/4/2026 Lower TargetEqual Weight$65.00 ➝ $45.00+7.91%
2/4/2026Reiterated RatingOutperformMarket Perform
2/3/2026Lower TargetIn-Line$65.00 ➝ $40.00-4.70%
1/5/2026 DowngradeBuyNeutral
11/25/2025 Lower TargetBuy$91.00 ➝ $80.00+32.10%
10/29/2025Boost TargetOutperform$95.00 ➝ $100.00+39.88%
10/22/2025Reiterated RatingHold
3/27/2025Set Target$81.00+20.63%
2/28/2025UpgradeHoldBuy$92.00+30.07%
11/1/2024 Reiterated RatingBuyAccumulate$80.00 ➝ $90.00+16.63%
10/1/2024 Initiated CoverageMarket Perform

Analyst ratings data on MarketBeat is provided by Benzinga and other data providers. This page was last refreshed on Friday at 02:19 AM ET.


Should I Buy PayPal Stock? PYPL Pros and Cons Explained

These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Thursday, September 3, 2026. Please send any questions or comments about these PayPal pros and cons to contact@marketbeat.com.

PayPal
Bull Case

green Wall Street bull icon

Here are some ways that investors could benefit from investing in PayPal Holdings, Inc.:

  • PayPal Holdings, Inc. is currently trading at $56.82, a valuation that sits significantly below the S&P 500 average, offering a potential entry point for investors seeking exposure to the digital payments sector at a discount relative to broader market multiples.
  • The company demonstrated strong financial performance in its most recent quarter, reporting earnings per share of $1.38, which exceeded the consensus estimate of $1.28, alongside revenue of $8.68 billion that surpassed analyst expectations of $8.47 billion, indicating robust operational execution.
  • PayPal Holdings, Inc. is actively implementing a multi-year restructuring plan that includes job cuts in regions such as India and Ireland, a move designed to lower expenses and improve operating efficiency, which could enhance future profit margins and cash generation.
  • Recent analyst activity has been positive, with RBC Capital initiating a Buy rating on the stock, citing the company's depressed valuation and strong cash-generation potential as key drivers for potential upside as the firm executes its independent strategy.
  • Investors can benefit from a dividend yield of 1.07%, providing a steady income stream while the company focuses on its core payment processing business and cost optimization initiatives.

PayPal
Bear Case

red Wall Street bear icon

Investors should be bearish about investing in PayPal Holdings, Inc. for these reasons:

  • The collapse of the potential $53 billion takeover bid by Stripe and Advent has removed a significant acquisition premium from the stock's valuation, shifting investor focus back to the company's standalone growth challenges and potentially capping near-term price appreciation.
  • PayPal Holdings, Inc. faces intensifying competition from integrated fintech platforms, such as Elon Musk's X Money, which is positioning itself around social commerce and creators, posing a threat to PayPal's market share and user engagement in the digital payments space.
  • Insider selling has been notable, with executives such as Suzan Kereere and Chris Natali selling thousands of shares in recent months, which may signal a lack of confidence in the company's short-term outlook or a desire to diversify personal holdings.
  • The company's revenue growth has slowed to 4.8% year-over-year in the latest quarter, a deceleration from previous periods, raising concerns about the sustainability of its growth trajectory in a competitive market.
  • Short interest in PayPal Holdings, Inc. remains elevated, with approximately 33.7 million shares shorted as of the most recent record date, indicating that a significant portion of the market is betting against the stock's future performance.

PYPL Forecast - Frequently Asked Questions

According to the research reports of 47 Wall Street equities research analysts, the average twelve-month stock price forecast for PayPal is $56.03, with a high forecast of $100.00 and a low forecast of $32.00.

47 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for PayPal in the last year. There are currently 4 sell ratings, 34 hold ratings and 9 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" PYPL shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in PYPL, but not buy additional shares or sell existing shares.

According to analysts, PayPal's stock has a predicted downside of -1.39% based on their 12-month stock forecasts.

Over the previous 90 days, PayPal's stock had 7 upgrades and 2 downgrades by analysts.

Analysts like PayPal less than other "finance" companies. The consensus rating score for PayPal is 2.11 while the average consensus rating score for "finance" companies is 2.27. Learn more on how PYPL compares to other companies.


MarketBeat monitors more than a dozen sources for PayPal analyst ratings, with the most recent rating issued on 8/31/2026.
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