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QCR (QCRH) Financials

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$68.77 -2.03 (-2.87%)
Closing price 04:00 PM Eastern
Extended Trading
$68.73 -0.04 (-0.06%)
As of 04:20 PM Eastern
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Annual Income Statements for QCR

Annual Income Statements for QCR

This table shows QCR's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Income / (Loss) Attributable to Common Shareholders		 114 114 99 99 61 57 244 181 149 17 14
Consolidated Net Income / (Loss)		 114 114 99 99 61 57 43 36 28 17 15
Net Income / (Loss) Continuing Operations		 114 114 99 99 61 57 244 181 149 17 15
Total Pre-Tax Income 		123 127 114 121 73 72 52 41 37 21 18
Total Revenue		 347 354 312 301 312 295 384 292 247 101 90
Net Interest Income / (Expense)		 232 221 231 178 167 156 142 116 95 76 69
Total Interest Income		 482 413 293 200 198 216 183 136 106 90 86
Loans and Leases Interest Income		 317 285 216 152 174 190 160 117 91 75 69
Investment Securities Interest Income		 155 121 73 47 23 20 20 16 14 15 16
Deposits and Money Market Investments Interest Income		 6.08 4.14 1.09 0.17 0.67 3.91 1.27 0.87 0.39 0.30 0.30
Federal Funds Sold and Securities Borrowed Interest Income		 0.69 1.00 0.41 0.00 0.02 0.20 0.34 0.15 0.05 0.02 0.02
Other Interest Income		 2.99 2.35 2.07 0.95 1.03 1.17 1.09 0.63 0.52 0.50 0.53
Total Interest Expense		 250 192 61 22 31 61 40 19 12 14 17
Deposits Interest Expense		 213 159 42 13 23 51 31 13 6.02 4.50 4.51
Short-Term Borrowings Interest Expense		 0.10 0.18 0.30 0.01 0.08 0.36 0.27 0.11 0.09 0.21 0.23
Long-Term Debt Interest Expense		 37 33 19 8.62 8.07 8.77 6.33 3.45 2.52 4.77 7.26
Other Interest Expense		 0.00 0.00 0.05 0.00 0.00 0.51 3.21 2.88 3.32 4.23 4.89
Total Non-Interest Income		 116 133 81 100 114 79 42 30 31 24 21
Other Service Charges		 76 97 45 67 80 34 15 6.36 4.62 14 11
Net Realized & Unrealized Capital Gains on Investments		 -0.65 -0.05 4.51 4.71 7.39 16 1.31 1.49 8.18 2.43 2.59
Other Non-Interest Income		 40 36 31 29 27 29 226 168 139 1.76 1.72
Provision for Credit Losses		 17 17 8.28 3.49 56 7.07 13 8.47 7.48 6.87 6.81
Total Non-Interest Expense		 208 211 190 154 152 155 119 97 81 73 66
Salaries and Employee Benefits		 128 137 115 101 96 92 69 56 46 43 40
Net Occupancy & Equipment Expense		 25 25 22 16 17 15 13 11 8.40 7.04 7.39
Marketing Expense		 7.06 6.04 4.96 4.25 3.26 4.55 3.55 2.63 2.13 1.90 1.99
Other Operating Expenses		 42 40 36 29 27 31 28 22 17 14 16
Amortization Expense		 2.76 2.94 2.85 2.03 2.15 2.27 1.69 1.00 0.44 0.20 -
Impairment Charge		 0.43 0.00 0.00 - 0.50 3.00 0.00 - - - -
Restructuring Charge		 1.95 0.21 9.24 0.64 1.06 6.91 3.88 5.38 2.44 0.00 0.00
Income Tax Expense		 8.73 13 14 23 13 15 9.02 4.95 8.90 3.67 3.04
Basic Earnings per Share		 $6.77 $6.79 $5.94 $6.30 $3.84 $3.65 $2.92 $2.68 $2.20 $1.64 $1.75
Weighted Average Basic Shares Outstanding		 16.83M 16.73M 16.68M 15.71M 15.77M 15.73M 14.77M 13.33M 12.57M 10.35M 7.93M
Diluted Earnings per Share		 $6.71 $6.73 $5.87 $6.20 $3.80 $3.60 $2.86 $2.61 $2.17 $1.61 $1.72
Weighted Average Diluted Shares Outstanding		 16.96M 16.87M 16.89M 15.94M 15.95M 15.97M 15.06M 13.68M 12.77M 10.50M 8.05M
Weighted Average Basic & Diluted Shares Outstanding		 16.90M 16.79M 16.83M 15.64M 15.83M 15.87M 15.74M 13.30M 12.60M 10.30M 7.90M
Cash Dividends to Common per Share		 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.24 $0.20 $0.16 $0.08 $0.08

Quarterly Income Statements for QCR

This table shows QCR's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Income / (Loss) Attributable to Common Shareholders		 26 29 29 29 27 32 25 28 28 -29 29
Consolidated Net Income / (Loss)		 26 30 28 29 27 33 25 28 27 31 29
Net Income / (Loss) Continuing Operations		 26 29 29 29 27 32 25 28 28 -29 29
Total Pre-Tax Income 		26 33 30 32 28 37 27 32 30 37 34
Total Revenue		 77 -98 153 151 142 -32 135 131 120 -0.72 100
Net Interest Income / (Expense)		 60 61 60 56 55 56 55 53 57 65 61
Total Interest Income		 117 122 125 120 115 112 109 98 94 94 79
Loans and Leases Interest Income		 100 78 82 80 77 76 73 68 67 69 58
Investment Securities Interest Income		 14 41 40 38 36 34 33 28 26 24 20
Deposits and Money Market Investments Interest Income		 1.80 1.82 1.92 1.14 1.20 0.99 1.21 1.12 0.82 0.51 0.38
Federal Funds Sold and Securities Borrowed Interest Income		 0.10 0.07 0.17 0.18 0.27 0.26 0.28 0.22 0.23 0.30 0.10
Other Interest Income		 0.53 0.61 0.84 0.87 0.67 0.67 0.66 0.51 0.51 0.63 0.67
Total Interest Expense		 57 60 66 64 60 57 53 45 37 29 18
Deposits Interest Expense		 50 53 55 53 51 48 44 38 30 21 13
Short-Term Borrowings Interest Expense		 0.02 0.02 0.03 0.02 0.02 0.04 0.01 0.03 0.10 0.21 0.08
Long-Term Debt Interest Expense		 6.28 7.14 10 11 8.91 8.86 9.73 6.69 7.53 7.48 5.79
Total Non-Interest Income		 17 31 27 31 27 48 27 33 26 21 21
Other Service Charges		 17 22 18 19 17 39 17 23 18 13 12
Net Realized & Unrealized Capital Gains on Investments		 -0.65 -2.00 0.39 0.55 0.41 -0.92 0.48 0.51 -0.12 0.25 1.60
Other Non-Interest Income		 0.52 9.92 9.69 11 9.17 9.00 9.76 8.65 8.38 -52 7.92
Provision for Credit Losses		 4.23 5.15 3.48 5.50 2.97 5.20 3.81 3.61 3.93 - 0.00
Total Non-Interest Expense		 47 53 54 50 51 61 51 50 49 50 48
Salaries and Employee Benefits		 27 34 32 31 32 41 32 31 32 33 29
Net Occupancy & Equipment Expense		 6.46 6.35 6.17 6.38 6.51 6.79 6.23 6.10 5.91 6.03 6.03
Marketing Expense		 1.61 1.89 2.12 1.57 1.48 1.64 1.43 1.74 1.24 1.56 1.44
Other Operating Expenses		 10 12 10 9.80 9.72 12 10 9.33 8.44 8.91 9.71
Amortization Expense		 0.66 0.69 0.69 0.69 0.69 0.72 0.69 0.77 0.77 0.79 0.79
Income Tax Expense		 0.31 2.96 2.05 2.55 1.17 4.47 1.84 3.97 2.78 5.83 4.82
Basic Earnings per Share		 $1.53 $1.80 $1.65 $1.73 $1.59 $1.97 $1.50 $1.70 $1.62 $1.82 $1.73
Weighted Average Basic Shares Outstanding		 16.90M 16.83M 16.85M 16.81M 16.78M 16.73M 16.72M 16.70M 16.78M 16.68M 16.90M
Diluted Earnings per Share		 $1.52 $1.77 $1.64 $1.72 $1.58 $1.95 $1.49 $1.69 $1.60 $1.80 $1.71
Weighted Average Diluted Shares Outstanding		 17.01M 16.96M 16.98M 16.92M 16.91M 16.87M 16.85M 16.80M 16.94M 16.89M 17.11M
Weighted Average Basic & Diluted Shares Outstanding		 16.93M 16.90M 16.87M 16.84M 16.81M 16.79M 16.73M 16.72M 16.72M 16.83M 16.88M
Cash Dividends to Common per Share		 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06 $0.06

Annual Cash Flow Statements for QCR

This table details how cash moves in and out of QCR's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Net Change in Cash & Equivalents		 -5.39 37 22 -24 -15 -9.27 9.80 5.15 29 3.51 -3.72
Net Cash From Operating Activities		 445 376 119 88 112 76 64 34 43 30 26
Net Cash From Continuing Operating Activities		 445 376 119 88 112 76 64 34 43 30 26
Net Income / (Loss) Continuing Operations		 114 114 99 99 61 57 43 36 28 17 15
Consolidated Net Income / (Loss)		 114 114 99 99 61 57 43 36 28 17 15
Provision For Loan Losses		 17 17 8.28 3.49 56 7.07 13 8.47 7.48 6.87 6.81
Depreciation Expense		 8.47 8.73 7.66 5.36 5.33 5.23 4.45 3.95 3.42 3.07 2.81
Amortization Expense		 3.47 4.73 5.19 4.66 3.67 3.83 3.31 2.84 1.75 1.24 2.01
Non-Cash Adjustments to Reconcile Net Income		 319 236 -9.04 14 -16 -4.57 2.51 -11 -7.45 3.18 -0.20
Changes in Operating Assets and Liabilities, net		 -17 -3.08 7.54 -38 2.78 7.54 -1.77 -6.09 10 -1.19 -0.78
Net Cash From Investing Activities		 -845 -749 -635 -412 -704 -309 -334 -411 -169 -66 -130
Net Cash From Continuing Investing Activities		 -845 -749 -635 -412 -704 -309 -334 -411 -169 -66 -130
Purchase of Property, Leasehold Improvements and Equipment		 -44 -15 -33 -14 -4.27 -12 -11 -5.76 -6.03 -4.39 -2.04
Purchase of Investment Securities		 -900 -905 -918 -597 -926 -403 -402 -563 -451 -410 -263
Sale of Property, Leasehold Improvements and Equipment		 0.00 0.50 2.06 1.73 0.10 2.56 0.00 - - - -
Divestitures		 0.00 0.00 145 0.00 -0.15 43 0.00 - - - -
Sale and/or Maturity of Investments		 74 135 215 135 178 -6.28 32 128 257 306 119
Net Increase in Fed Funds Sold		 8.30 21 -45 -3.29 0.72 17 3.80 -7.94 -1.71 27 -7.35
Other Investing Activities, net		 17 14 - 65 47 51 44 38 33 15 24
Net Cash From Financing Activities		 395 410 538 300 577 223 279 382 154 39 101
Net Cash From Continuing Financing Activities		 395 410 538 300 577 223 279 382 154 39 160
Net Change in Deposits		 547 530 -15 324 688 336 271 385 302 201 33
Issuance of Debt		 11 6.87 636 -1.63 167 88 62 70 56 52 135
Issuance of Common Equity		 1.47 1.40 0.42 0.67 1.36 1.93 1.28 2.06 32 1.55 0.62
Repayment of Debt		 -160 -115 -26 -5.00 -153 -164 -13 -43 -209 -252 -8.13
Payment of Dividends		 -4.03 -4.03 -3.94 -3.79 -3.78 -3.77 -3.30 -2.49 -1.98 -0.78 -1.96
Other Financing Activities, Net		 0.00 -8.69 -53 -14 -122 -35 -40 -29 -24 37 -58
Cash Interest Paid		 248 188 59 23 32 59 39 19 12 14 17
Cash Income Taxes Paid		 4.85 2.86 1.06 49 25 -2.72 -0.03 -13 11 2.62 4.54

Quarterly Cash Flow Statements for QCR

This table details how cash moves in and out of QCR's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Net Change in Cash & Equivalents		 7.26 -12 12 11 -16 -7.14 20 20 4.57 -27 -6.10
Net Cash From Operating Activities		 -3.55 177 238 26 2.74 291 25 39 22 42 23
Net Cash From Continuing Operating Activities		 -3.55 177 238 26 2.74 291 25 39 22 42 23
Net Income / (Loss) Continuing Operations		 26 30 28 29 27 33 25 28 27 31 29
Consolidated Net Income / (Loss)		 26 30 28 29 27 33 25 28 27 31 29
Provision For Loan Losses		 4.23 5.15 3.48 5.50 2.97 5.20 3.81 3.61 3.93 - -
Depreciation Expense		 2.21 2.27 1.68 2.28 2.24 2.59 2.09 2.03 2.01 1.96 2.08
Amortization Expense		 1.38 0.16 1.35 1.04 0.94 0.90 1.14 1.33 1.36 1.46 1.41
Non-Cash Adjustments to Reconcile Net Income		 1.70 125 196 -3.93 1.07 237 1.99 -2.97 0.29 -8.78 -3.63
Changes in Operating Assets and Liabilities, net		 -39 15 7.36 -7.65 -31 13 -9.26 6.27 -13 17 -6.15
Net Cash From Investing Activities		 -123 -175 -337 -251 -82 -323 -186 -123 -117 -230 -258
Net Cash From Continuing Investing Activities		 -123 -175 -337 -251 -82 -323 -186 -123 -117 -230 -258
Purchase of Property, Leasehold Improvements and Equipment		 -9.12 -14 -8.23 -10 -12 -6.92 -3.29 -3.03 -1.70 -6.14 -3.15
Purchase of Investment Securities		 -90 -216 -292 -234 -158 -317 -279 -228 -80 -190 -256
Sale of Property, Leasehold Improvements and Equipment		 0.00 - - - 0.00 -0.01 0.07 0.45 0.00 1.65 0.36
Sale and/or Maturity of Investments		 -53 65 -37 -5.82 52 14 105 97 -82 -6.73 27
Net Increase in Fed Funds Sold		 18 -14 -5.05 -4.00 31 -15 -12 7.60 41 -29 -26
Other Investing Activities, net		 10 3.73 5.18 3.35 5.00 2.33 3.25 2.50 5.92 - -
Net Cash From Financing Activities		 134 -14 111 236 63 25 181 104 100 162 228
Net Cash From Continuing Financing Activities		 134 -14 111 236 63 25 181 104 100 162 228
Net Change in Deposits		 276 77 220 -42 293 19 -112 105 517 43 120
Issuance of Debt		 0.25 0.30 -40 279 -229 -128 - 544 -409 124 126
Issuance of Common Equity		 -1.13 0.23 1.24 -0.27 0.28 0.47 0.46 0.40 0.06 0.08 0.54
Repayment of Debt		 -140 -91 - - - 134 294 - - - -7.27
Payment of Dividends		 -1.01 - -2.02 -1.01 -1.00 -1.00 -1.00 -1.01 -1.01 -1.01 -1.06
Cash Income Taxes Paid		 0.04 0.50 1.29 3.01 0.06 0.64 1.18 1.33 -0.30 0.95 0.30

Annual Balance Sheets for QCR

This table presents QCR's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Total Assets		 9,026 8,539 7,949 6,096 5,705 4,909 4,950 3,983 3,302 2,593 2,525
Cash and Due from Banks		 92 97 60 37 61 76 86 76 71 42 38
Federal Funds Sold		 27 35 57 12 9.08 9.80 26 30 22 20 47
Interest Bearing Deposits at Other Banks		 143 105 67 75 87 148 133 56 64 36 35
Trading Account Securities		 1,387 1,193 1,106 1,036 1,061 614 663 652 574 577 652
Loans and Leases, Net of Allowance		 6,695 6,456 6,051 4,601 4,167 3,654 3,693 2,930 2,375 1,772 1,607
Loans and Leases		 6,784 6,543 6,139 4,680 4,251 3,690 3,733 2,964 2,405 1,798 1,630
Allowance for Loan and Lease Losses		 90 87 88 79 84 36 40 34 31 26 23
Premises and Equipment, Net		 159 123 118 79 73 74 76 63 61 37 36
Goodwill		 139 139 138 74 74 75 78 28 13 3.22 3.22
Intangible Assets		 11 14 17 9.35 11 15 17 9.08 7.38 1.47 1.67
Other Assets		 373 376 336 156 162 243 178 138 115 104 105
Total Liabilities & Shareholders' Equity		 9,026 8,539 7,949 6,096 5,705 4,909 4,950 3,983 3,302 2,593 2,525
Total Liabilities		 8,029 7,652 7,176 1,373 5,111 4,374 4,477 3,629 3,016 2,367 2,381
Non-Interest Bearing Deposits		 921 1,039 1,263 1,269 1,145 777 791 790 797 615 512
Interest Bearing Deposits		 6,140 5,475 4,721 - 3,454 3,134 3,186 2,477 1,872 1,265 1,168
Short-Term Debt		 217 217 330 3.80 5.43 102 96 80 120 255 268
Long-Term Debt		 568 717 696 - 172 266 309 229 171 189 394
Other Long-Term Liabilities		 183 204 165 100 335 95 95 53 56 42 39
Total Equity & Noncontrolling Interests		 997 887 773 677 594 535 473 353 286 226 144
Total Preferred & Common Equity		 997 887 773 677 594 535 473 353 286 226 144
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 997 887 773 677 594 535 473 353 286 226 144
Common Stock		 392 388 388 289 292 291 286 203 170 135 70
Retained Earnings		 665 555 450 386 301 246 192 152 119 93 78
Accumulated Other Comprehensive Income / (Loss)		 -38 -36 -45 1.55 9.01 2.82 -4.27 -1.67 -2.46 -2.12 -1.94
Other Equity Adjustments		 -22 -20 -20 - -7.63 -3.92 -1.28 - - - -

Quarterly Balance Sheets for QCR

This table presents QCR's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric Q1 2025 Q3 2024 Q2 2024 Q1 2024 Q3 2023 Q2 2023 Q1 2023 Q3 2022
Period end date 3/31/2025 9/30/2024 6/30/2024 3/31/2024 9/30/2023 6/30/2023 3/31/2023 9/30/2022
Total Assets		 9,153 9,089 8,872 8,600 8,540 8,227 8,037 7,730
Cash and Due from Banks		 99 104 92 81 104 84 64 86
Federal Funds Sold		 8.90 13 8.15 4.15 20 8.77 16 28
Interest Bearing Deposits at Other Banks		 217 146 94 73 60 166 238 43
Trading Account Securities		 1,402 1,408 1,228 1,216 1,188 772 1,148 528
Loans and Leases, Net of Allowance		 6,733 6,742 6,767 6,564 6,519 6,575 -87 6,455
Loans and Leases		 6,823 6,829 6,854 6,648 6,606 6,661 - 6,545
Allowance for Loan and Lease Losses		 90 86 88 84 88 86 87 90
Premises and Equipment, Net		 166 147 141 133 119 118 118 115
Goodwill		 139 139 139 139 139 139 138 138
Intangible Assets		 10 12 12 13 15 15 16 18
Other Assets		 378 377 391 377 376 348 6,525 320
Total Liabilities & Shareholders' Equity		 9,153 9,089 8,872 8,600 8,540 8,227 8,037 7,730
Total Liabilities		 8,130 8,112 7,936 7,692 7,712 7,404 8,140 6,993
Non-Interest Bearing Deposits		 964 969 956 955 1,028 1,102 7,692 1,316
Interest Bearing Deposits		 6,374 6,015 5,808 5,852 5,467 5,505 - 4,625
Short-Term Debt		 209 289 223 214 321 1.85 1.10 85
Long-Term Debt		 428 658 767 487 712 417 281 616
Other Long-Term Liabilities		 156 181 181 184 184 379 166 350
Total Equity & Noncontrolling Interests		 1,023 977 936 907 828 823 801 737
Total Preferred & Common Equity		 1,023 977 936 907 828 823 801 737
Preferred Stock		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Total Common Equity		 1,023 977 936 907 828 823 801 737
Common Stock		 392 391 389 388 387 386 385 389
Retained Earnings		 690 636 609 581 523 499 472 423
Accumulated Other Comprehensive Income / (Loss)		 -40 -32 -39 -39 -55 -62 -56 -75
Other Equity Adjustments		 -19 -18 -23 -23 -26 - - -

Annual Metrics And Ratios for QCR

This table displays calculated financial ratios and metrics derived from QCR's official financial filings.

Metric 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014
Period end date 12/31/2024 12/31/2023 12/31/2022 12/31/2021 12/31/2020 12/31/2019 12/31/2018 12/31/2017 12/31/2016 12/31/2015 12/31/2014
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -1.80% 13.42% 3.75% -3.71% 5.88% -23.30% 31.77% 18.30% 144.98% 11.41% 5.15%
EBITDA Growth		 -3.96% 10.81% -17.60% 34.91% -19.69% -45.61% 35.17% 18.31% 553.77% 9.15% 64.95%
EBIT Growth		 -3.19% 11.51% -20.81% 36.94% -21.00% -47.53% 35.93% 17.88% 665.31% 14.48% 23.82%
NOPAT Growth		 0.26% 14.63% 0.16% 63.26% 5.53% 33.14% 20.76% 28.97% 63.56% 13.21% 0.10%
Net Income Growth		 0.26% 14.63% 0.16% 63.26% 5.53% 33.14% 20.76% 28.97% 63.56% 13.21% 0.10%
EPS Growth		 -0.30% 14.65% -5.32% 63.16% 5.56% 25.87% 9.58% 20.28% 34.78% -6.40% -17.31%
Operating Cash Flow Growth		 18.13% 217.04% 34.55% -21.36% 46.65% 19.02% 90.64% -22.29% 44.14% 17.57% -20.09%
Free Cash Flow Firm Growth		 65.56% -96.95% 178.47% -2,104.55% 487.16% 119.03% -243.98% -141.47% -21.35% 290.17% -931.23%
Invested Capital Growth		 -2.14% 1.18% -61.93% 513.17% -14.60% 2.81% 32.49% 14.87% -13.89% -16.93% 13.46%
Revenue Q/Q Growth		 -42.60% -20.85% -19.54% 52.31% 11.74% -37.57% -1.45% -10.80% 113.67% 2.39% -18.17%
EBITDA Q/Q Growth		 -65.14% -43.88% -41.11% 368.40% 30.77% -56.87% -3.66% -18.47% 317.95% 29.80% -4.99%
EBIT Q/Q Growth		 -67.13% -46.40% -44.01% 526.62% 34.08% -58.48% -3.83% -19.15% 360.43% 38.36% -4.49%
NOPAT Q/Q Growth		 -2.26% 1.75% 4.09% 9.69% 4.09% 4.70% 8.60% 4.00% 6.72% 28.87% -3.69%
Net Income Q/Q Growth		 -2.26% 1.75% 4.09% 9.69% 4.09% 4.70% 8.60% 4.00% 6.72% 28.87% -23.66%
EPS Q/Q Growth		 -2.61% 2.28% 1.73% 9.73% 4.11% 4.65% 5.15% 1.95% 2.84% 15.83% -6.52%
Operating Cash Flow Q/Q Growth		 -20.36% 195.35% 18.06% 87.03% -29.75% 4.05% 48.01% -24.59% 32.49% 0.55% 26.58%
Free Cash Flow Firm Q/Q Growth		 180.37% 129.71% 693.39% -1,381.76% 232.08% -78.95% 41.05% -376.42% 9.58% 523.00% -350.08%
Invested Capital Q/Q Growth		 -7.33% -2.16% 25.08% 467.24% -26.16% 7.44% -6.69% 8.80% -2.69% -1.06% 17.12%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 38.73% 39.60% 40.53% 51.04% 36.43% 48.02% 67.73% 66.03% 66.02% 24.74% 25.25%
EBIT Margin		 35.29% 35.80% 36.41% 47.70% 33.54% 44.95% 65.71% 63.70% 63.92% 20.46% 19.91%
Profit (Net Income) Margin		 32.78% 32.11% 31.77% 32.91% 19.41% 19.47% 11.22% 12.24% 11.23% 16.82% 16.55%
Tax Burden Percent		 92.88% 89.68% 87.25% 81.43% 82.66% 79.70% 82.71% 87.83% 75.67% 82.19% 83.11%
Interest Burden Percent		 100.00% 100.00% 100.00% 84.71% 69.99% 54.34% 20.64% 21.88% 23.21% 100.00% 100.00%
Effective Tax Rate		 7.12% 10.32% 12.75% 18.57% 17.34% 20.30% 17.29% 12.17% 24.33% 17.81% 16.89%
Return on Invested Capital (ROIC)		 6.32% 6.27% 3.04% 3.60% 7.24% 6.45% 5.60% 5.76% 4.44% 2.29% 1.97%
ROIC Less NNEP Spread (ROIC-NNEP)		 6.32% 6.27% 3.04% 3.60% 7.24% 6.45% 5.60% 5.76% 4.44% 2.29% 1.97%
Return on Net Nonoperating Assets (RNNOA)		 5.77% 7.41% 10.63% 11.97% 3.49% 4.94% 4.84% 5.41% 6.38% 6.86% 8.28%
Return on Equity (ROE)		 12.09% 13.69% 13.67% 15.57% 10.73% 11.39% 10.44% 11.17% 10.82% 9.15% 10.25%
Cash Return on Invested Capital (CROIC)		 8.48% 5.10% 92.75% -140.31% 22.99% 3.68% -22.35% -8.08% 19.36% 20.79% -10.64%
Operating Return on Assets (OROA)		 1.40% 1.54% 1.62% 2.43% 1.97% 2.69% 5.66% 5.10% 5.35% 0.80% 0.73%
Return on Assets (ROA)		 1.30% 1.38% 1.41% 1.68% 1.14% 1.16% 0.97% 0.98% 0.94% 0.66% 0.61%
Return on Common Equity (ROCE)		 12.09% 13.69% 13.67% 15.57% 10.73% 11.39% 10.44% 11.17% 10.82% 9.15% 10.25%
Return on Equity Simple (ROE_SIMPLE)		 11.41% 12.81% 12.82% 14.61% 10.20% 10.72% 9.11% 10.11% 9.68% 7.49% 10.38%
Net Operating Profit after Tax (NOPAT)		 114 114 99 99 61 57 43 36 28 17 15
NOPAT Margin		 32.78% 32.11% 31.77% 32.91% 19.41% 19.47% 11.22% 12.24% 11.23% 16.82% 16.55%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 46.26% 47.41% 45.63% 40.28% 37.17% 37.89% 22.22% 23.75% 23.05% 51.57% 55.02%
Operating Expenses to Revenue		 59.78% 59.52% 60.93% 51.14% 48.61% 52.65% 31.00% 33.40% 33.04% 72.71% 72.55%
Earnings before Interest and Taxes (EBIT)		 123 127 114 143 105 133 253 186 158 21 18
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 135 140 126 153 114 142 260 193 163 25 23
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.36 1.10 1.08 1.28 1.04 1.26 1.03 1.62 1.90 0.00 0.00
Price to Tangible Book Value (P/TBV)		 1.60 1.33 1.34 1.45 1.21 1.52 1.29 1.82 2.05 0.00 0.00
Price to Revenue (P/Rev)		 3.92 2.75 2.66 2.87 1.97 2.29 1.27 1.97 2.20 0.00 0.00
Price to Earnings (P/E)		 11.95 8.57 8.39 8.73 10.15 11.78 2.00 3.17 3.65 0.00 0.00
Dividend Yield		 0.30% 0.41% 0.49% 0.43% 0.62% 0.56% 0.77% 0.48% 0.39% 0.35% 0.47%
Earnings Yield		 8.37% 11.67% 11.92% 11.46% 9.85% 8.49% 49.94% 31.52% 27.37% 0.00% 0.00%
Enterprise Value to Invested Capital (EV/IC)		 1.06 0.92 0.93 0.16 0.82 0.90 0.74 1.09 1.17 0.00 0.00
Enterprise Value to Revenue (EV/Rev)		 5.42 4.72 5.37 2.47 2.03 2.75 1.68 2.47 2.75 0.00 0.00
Enterprise Value to EBITDA (EV/EBITDA)		 13.99 11.92 13.24 4.84 5.59 5.72 2.49 3.75 4.16 0.00 0.00
Enterprise Value to EBIT (EV/EBIT)		 15.36 13.19 14.74 5.17 6.07 6.11 2.56 3.88 4.30 0.00 0.00
Enterprise Value to NOPAT (EV/NOPAT)		 16.53 14.71 16.89 7.50 10.48 14.10 15.02 20.21 24.47 0.00 0.00
Enterprise Value to Operating Cash Flow (EV/OCF)		 4.23 4.44 14.10 8.41 5.66 10.58 10.08 21.40 15.62 0.00 0.00
Enterprise Value to Free Cash Flow (EV/FCFF)		 12.32 18.10 0.55 0.00 3.30 24.70 0.00 0.00 5.61 0.00 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.79 1.05 1.33 0.01 0.30 0.69 0.86 0.88 1.02 1.97 4.60
Long-Term Debt to Equity		 0.57 0.81 0.90 0.00 0.29 0.50 0.65 0.65 0.60 0.84 2.74
Financial Leverage		 0.91 1.18 3.50 3.33 0.48 0.77 0.86 0.94 1.44 2.99 4.20
Leverage Ratio		 9.32 9.94 9.69 9.29 9.40 9.78 10.81 11.39 11.52 13.83 16.87
Compound Leverage Factor		 9.32 9.94 9.69 7.87 6.58 5.31 2.23 2.49 2.67 13.83 16.87
Debt to Total Capital		 44.02% 51.30% 57.05% 0.56% 22.97% 40.70% 46.12% 46.70% 50.43% 66.29% 82.14%
Short-Term Debt to Total Capital		 12.16% 11.93% 18.36% 0.56% 0.70% 11.28% 10.94% 12.07% 20.79% 38.01% 33.27%
Long-Term Debt to Total Capital		 31.86% 39.37% 38.70% 0.00% 22.27% 29.41% 35.18% 34.63% 29.63% 28.28% 48.87%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 55.98% 48.70% 42.95% 99.44% 77.03% 59.30% 53.88% 53.30% 49.57% 33.71% 17.86%
Debt to EBITDA		 5.83 6.67 8.12 0.02 1.56 2.59 1.56 1.61 1.79 17.84 29.04
Net Debt to EBITDA		 3.88 4.97 6.67 -0.79 0.18 0.94 0.61 0.77 0.82 13.90 23.77
Long-Term Debt to EBITDA		 4.22 5.12 5.51 0.00 1.51 1.88 1.19 1.19 1.05 7.61 17.28
Debt to NOPAT		 6.89 8.23 10.36 0.04 2.92 6.40 9.39 8.67 10.51 26.24 44.31
Net Debt to NOPAT		 4.59 6.13 8.51 -1.23 0.33 2.32 3.71 4.14 4.85 20.45 36.26
Long-Term Debt to NOPAT		 4.99 6.31 7.03 0.00 2.83 4.63 7.16 6.43 6.18 11.19 26.36
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 153 92 3,027 -3,857 192 33 -172 -50 121 154 -81
Operating Cash Flow to CapEx		 999.21% 2,605.75% 380.43% 719.85% 2,692.03% 775.25% 560.98% 585.19% 719.16% 684.95% 1,257.45%
Free Cash Flow to Firm to Interest Expense		 0.61 0.48 49.25 -175.95 6.12 0.54 -4.25 -2.57 10.10 11.20 -4.78
Operating Cash Flow to Interest Expense		 1.78 1.96 1.93 4.02 3.57 1.26 1.59 1.73 3.63 2.20 1.52
Operating Cash Flow Less CapEx to Interest Expense		 1.60 1.88 1.42 3.47 3.44 1.10 1.30 1.44 3.13 1.88 1.39
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.04 0.05 0.06 0.06 0.09 0.08 0.08 0.04 0.04
Fixed Asset Turnover		 2.46 2.93 3.17 3.98 4.26 3.95 5.55 4.72 5.03 2.74 2.48
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,782 1,821 1,799 4,727 771 903 878 663 577 670 807
Invested Capital Turnover		 0.19 0.20 0.10 0.11 0.37 0.33 0.50 0.47 0.40 0.14 0.12
Increase / (Decrease) in Invested Capital		 -39 21 -2,928 3,956 -132 25 215 86 -93 -137 96
Enterprise Value (EV)		 1,882 1,670 1,674 742 635 810 648 722 678 0.00 0.00
Market Capitalization		 1,360 973 831 863 615 676 488 574 543 0.00 0.00
Book Value per Share		 $59.13 $52.99 $45.77 $43.41 $37.60 $33.89 $30.19 $25.44 $21.88 $21.83 $18.18
Tangible Book Value per Share		 $50.25 $43.85 $36.62 $38.06 $32.19 $28.21 $24.11 $22.74 $20.31 $21.38 $17.56
Total Capital		 1,782 1,821 1,799 681 771 903 878 663 577 670 807
Total Debt		 784 934 1,027 3.80 177 367 405 309 291 444 663
Total Long-Term Debt		 568 717 696 0.00 172 266 309 229 171 189 394
Net Debt		 522 697 843 -121 20 133 160 148 134 346 542
Capital Expenditures (CapEx)		 44 14 31 12 4.17 9.87 11 5.76 6.03 4.39 2.04
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 784 934 1,027 4,050 177 367 405 309 291 444 663
Total Depreciation and Amortization (D&A)		 12 13 13 10 9.00 9.05 7.76 6.79 5.17 4.30 4.82
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $6.77 $6.79 $5.94 $6.30 $3.84 $3.65 $2.92 $2.68 $2.20 $1.64 $1.75
Adjusted Weighted Average Basic Shares Outstanding		 16.83M 16.73M 16.68M 15.71M 15.77M 15.73M 14.77M 13.33M 12.57M 10.35M 7.93M
Adjusted Diluted Earnings per Share		 $6.71 $6.73 $5.87 $6.20 $3.80 $3.60 $2.86 $2.61 $2.17 $1.61 $1.72
Adjusted Weighted Average Diluted Shares Outstanding		 16.96M 16.87M 16.89M 15.94M 15.95M 15.97M 15.06M 13.68M 12.77M 10.50M 8.05M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 16.90M 16.79M 16.83M 15.64M 15.83M 15.87M 15.74M 13.93M 13.14M 11.81M 7.99M
Normalized Net Operating Profit after Tax (NOPAT)		 116 114 107 99 65 66 46 40 33 23 15
Normalized NOPAT Margin		 33.42% 32.16% 34.35% 33.08% 20.85% 22.27% 12.05% 13.86% 13.38% 22.68% 16.55%
Pre Tax Income Margin		 35.29% 35.80% 36.41% 40.41% 23.48% 24.43% 13.56% 13.94% 14.84% 20.46% 19.91%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.49 0.66 1.85 6.54 3.33 2.19 6.24 9.55 13.19 1.50 1.07
NOPAT to Interest Expense		 0.46 0.59 1.61 4.51 1.93 0.95 1.07 1.84 2.32 1.24 0.89
EBIT Less CapEx to Interest Expense		 0.31 0.58 1.34 5.98 3.20 2.03 5.96 9.26 12.69 1.18 0.94
NOPAT Less CapEx to Interest Expense		 0.28 0.52 1.10 3.95 1.80 0.79 0.78 1.54 1.81 0.91 0.76
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 3.54% 3.55% 3.98% 3.84% 6.24% 6.56% 7.65% 6.98% 7.16% 4.62% 13.14%
Augmented Payout Ratio		 3.54% 3.55% 3.98% 3.84% 6.24% 6.56% 7.65% 6.98% 7.16% 4.62% 13.14%

Quarterly Metrics And Ratios for QCR

This table displays calculated financial ratios and metrics derived from QCR's official financial filings.

Metric Q1 2025 Q4 2024 Q3 2024 Q2 2024 Q1 2024 Q4 2023 Q3 2023 Q2 2023 Q1 2023 Q4 2022 Q3 2022
Period end date 3/31/2025 12/31/2024 9/30/2024 6/30/2024 3/31/2024 12/31/2023 9/30/2023 6/30/2023 3/31/2023 12/31/2022 9/30/2022
Growth Metrics		 - - - - - - - - - - -
Revenue Growth		 -5.74% -201.61% 12.89% 15.08% 18.20% -4,385.06% 34.67% 43.86% -0.96% -100.96% 16.27%
EBITDA Growth		 -4.45% -62.01% 18.01% 21.81% 29.30% -102.30% 48.84% 177.82% -19.80% -213.98% 18.32%
EBIT Growth		 -6.43% -58.73% 19.00% 22.80% 31.04% -95.49% 52.57% 203.71% -21.52% -229.88% 17.10%
NOPAT Growth		 -3.48% -8.00% 10.60% 2.42% -1.59% 6.31% -14.25% 86.49% 14.96% 14.43% -7.19%
Net Income Growth		 -3.48% -8.00% 10.60% 2.42% -1.59% 6.31% -14.25% 86.49% 14.96% 14.43% -7.19%
EPS Growth		 -3.80% -9.23% 10.07% 1.78% -1.25% 8.33% -12.87% 94.25% 7.38% 5.88% -14.07%
Operating Cash Flow Growth		 -229.52% -39.06% 856.62% -31.92% -87.39% 591.72% 8.21% -17.12% 213.33% 75.93% -27.14%
Free Cash Flow Firm Growth		 98.21% 498.45% 91.38% -677.64% -246.26% -99.61% 31.06% 123.60% 430.35% 175.30% -337.68%
Invested Capital Growth		 3.17% -2.14% 3.33% 55.25% 796.10% 1.18% 29.35% -6.43% -83.84% -61.93% 72.63%
Revenue Q/Q Growth		 178.61% -164.10% 1.29% 6.15% -11.30% -123.99% 3.26% 9.03% 97.70% -100.72% 10.30%
EBITDA Q/Q Growth		 119.28% -256.29% -0.02% 7.81% -6.07% -213.84% 3.20% 14.45% 389.09% -183.76% 92.63%
EBIT Q/Q Growth		 116.69% -263.77% 0.29% 7.94% -5.96% -222.78% 3.49% 15.17% 510.52% -195.83% 106.02%
NOPAT Q/Q Growth		 -14.65% 8.78% -4.56% 8.94% -18.65% 30.79% -11.62% 4.67% -12.13% 5.50% 92.19%
Net Income Q/Q Growth		 -14.65% 8.78% -4.56% 8.94% -18.65% 30.79% -11.62% 4.67% -12.13% 5.50% 92.19%
EPS Q/Q Growth		 -14.12% 7.93% -4.65% 8.86% -18.97% 30.87% -11.83% 5.63% -11.11% 5.26% 96.55%
Operating Cash Flow Q/Q Growth		 -102.00% -25.53% 803.93% 860.02% -99.06% 1,068.95% -35.67% 77.78% -48.26% 82.86% -50.72%
Free Cash Flow Firm Q/Q Growth		 -136.38% 301.96% 94.79% 53.18% -12,244.17% 102.91% -449.29% -88.14% -67.59% 613.68% -19.57%
Invested Capital Q/Q Growth		 -6.86% -7.33% -0.21% 19.78% -11.64% -2.16% 49.93% 591.33% -90.02% 25.08% 8.46%
Profitability Metrics		 - - - - - - - - - - -
EBITDA Margin		 38.62% 0.00% 64.59% 65.44% 64.43% 0.00% 61.79% 61.82% 58.89% 0.00% 55.91%
EBIT Margin		 33.96% 0.00% 62.61% 63.23% 62.19% 0.00% 59.39% 59.26% 56.09% 0.00% 52.43%
Profit (Net Income) Margin		 33.56% 0.00% 18.21% 19.33% 18.83% 0.00% 18.59% 21.72% 22.62% 0.00% 29.19%
Tax Burden Percent		 98.82% 91.09% 93.14% 91.94% 95.80% 88.02% 93.18% 87.75% 90.71% 84.12% 85.86%
Interest Burden Percent		 100.00% -21.21% 31.23% 33.25% 31.61% -37.87% 33.59% 41.76% 44.46% -72.87% 64.84%
Effective Tax Rate		 1.18% 8.91% 6.86% 8.06% 4.20% 11.98% 6.82% 12.25% 9.29% 15.88% 14.14%
Return on Invested Capital (ROIC)		 7.04% 0.00% 5.82% 7.17% 11.96% 0.00% 5.03% 6.97% 13.04% 0.00% 9.96%
ROIC Less NNEP Spread (ROIC-NNEP)		 7.04% 0.00% 5.82% 7.17% 11.96% 0.00% 5.03% 6.97% 13.04% 0.00% 9.96%
Return on Net Nonoperating Assets (RNNOA)		 4.88% 0.00% 6.38% 5.74% 0.56% 0.00% 5.58% 4.46% -1.59% 0.00% 6.36%
Return on Equity (ROE)		 11.91% 0.00% 12.21% 12.91% 12.52% 0.00% 10.61% 11.43% 11.46% 0.00% 16.31%
Cash Return on Invested Capital (CROIC)		 3.79% 8.48% 2.88% -36.11% -147.19% 5.10% -18.83% 15.66% 160.26% 92.75% -44.90%
Operating Return on Assets (OROA)		 1.31% 0.00% 4.30% 4.35% 4.25% 0.00% 3.26% 3.13% 2.94% 0.00% 2.96%
Return on Assets (ROA)		 1.30% 0.00% 1.25% 1.33% 1.29% 0.00% 1.02% 1.15% 1.18% 0.00% 1.65%
Return on Common Equity (ROCE)		 11.91% 0.00% 12.21% 12.91% 12.52% 0.00% 10.61% 11.43% 11.46% 0.00% 16.31%
Return on Equity Simple (ROE_SIMPLE)		 11.04% 0.00% 11.93% 12.16% 12.47% 0.00% 13.47% 14.07% 12.80% 0.00% 12.91%
Net Operating Profit after Tax (NOPAT)		 26 30 28 29 27 33 25 28 27 31 29
NOPAT Margin		 33.56% 0.00% 18.21% 19.33% 18.83% 0.00% 18.59% 21.72% 22.62% 0.00% 29.19%
Net Nonoperating Expense Percent (NNEP)		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
SG&A Expenses to Revenue		 46.09% 0.00% 26.17% 25.90% 28.09% 0.00% 29.41% 30.02% 32.61% 0.00% 36.51%
Operating Expenses to Revenue		 60.54% 0.00% 35.11% 33.12% 35.72% 0.00% 37.79% 37.99% 40.63% 0.00% 47.57%
Earnings before Interest and Taxes (EBIT)		 26 -156 96 95 88 -99 80 78 67 -50 53
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)		 30 -154 99 99 91 -95 84 81 71 -47 56
Valuation Ratios		 - - - - - - - - - - -
Price to Book Value (P/BV)		 1.18 1.36 1.28 1.08 1.12 1.10 0.98 0.83 0.92 1.08 1.17
Price to Tangible Book Value (P/TBV)		 1.38 1.60 1.51 1.28 1.35 1.33 1.20 1.02 1.14 1.34 1.48
Price to Revenue (P/Rev)		 3.52 3.92 2.06 1.72 1.79 2.75 1.81 1.66 1.97 2.66 2.22
Price to Earnings (P/E)		 10.67 11.95 10.69 8.89 9.04 8.57 15.38 12.12 17.02 8.39 5.56
Dividend Yield		 0.34% 0.30% 0.32% 0.40% 0.40% 0.41% 0.50% 0.59% 0.55% 0.49% 0.48%
Earnings Yield		 9.37% 8.37% 9.35% 11.24% 11.06% 11.67% 6.50% 8.25% 5.88% 11.92% 17.98%
Enterprise Value to Invested Capital (EV/IC)		 0.91 1.06 1.00 0.94 0.97 0.92 0.89 0.68 3.89 0.93 0.98
Enterprise Value to Revenue (EV/Rev)		 4.43 5.42 3.19 3.07 2.75 4.72 3.70 2.04 1.88 5.37 3.63
Enterprise Value to EBITDA (EV/EBITDA)		 11.40 13.99 5.00 4.87 4.42 11.92 6.63 3.79 4.10 13.24 6.55
Enterprise Value to EBIT (EV/EBIT)		 12.56 15.36 5.18 5.05 4.60 13.19 7.01 4.04 4.46 14.74 6.94
Enterprise Value to NOPAT (EV/NOPAT)		 13.44 16.53 16.57 15.85 13.81 14.71 14.83 7.27 6.81 16.89 14.78
Enterprise Value to Operating Cash Flow (EV/OCF)		 3.46 4.23 3.46 5.23 4.37 4.44 12.99 6.71 5.23 14.10 13.99
Enterprise Value to Free Cash Flow (EV/FCFF)		 24.48 12.32 35.43 0.00 0.00 18.10 0.00 4.19 0.68 0.55 0.00
Leverage & Solvency		 - - - - - - - - - - -
Debt to Equity		 0.62 0.79 0.97 1.06 0.77 1.05 1.25 0.51 0.35 1.33 0.95
Long-Term Debt to Equity		 0.42 0.57 0.67 0.82 0.54 0.81 0.86 0.51 0.35 0.90 0.84
Financial Leverage		 0.69 0.91 1.10 0.80 0.05 1.18 1.11 0.64 -0.12 3.50 0.64
Leverage Ratio		 9.20 9.32 9.77 9.72 9.74 9.94 10.39 9.98 9.67 9.69 9.91
Compound Leverage Factor		 9.20 -1.98 3.05 3.23 3.08 -3.76 3.49 4.17 4.30 -7.06 6.43
Debt to Total Capital		 38.37% 44.02% 49.21% 51.41% 43.60% 51.30% 55.48% 33.71% 26.06% 57.05% 48.76%
Short-Term Debt to Total Capital		 12.59% 12.16% 15.01% 11.59% 13.33% 11.93% 17.23% 0.15% 0.10% 18.36% 5.92%
Long-Term Debt to Total Capital		 25.78% 31.86% 34.20% 39.81% 30.27% 39.37% 38.25% 33.56% 25.96% 38.70% 42.84%
Preferred Equity to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Noncontrolling Interests to Total Capital		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Common Equity to Total Capital		 61.63% 55.98% 50.79% 48.59% 56.40% 48.70% 44.52% 66.29% 73.94% 42.95% 51.24%
Debt to EBITDA		 4.78 5.83 2.45 2.67 1.99 6.67 4.14 1.88 1.66 8.12 3.27
Net Debt to EBITDA		 2.34 3.88 1.77 2.15 1.54 4.97 3.40 0.72 -0.21 6.67 2.54
Long-Term Debt to EBITDA		 3.21 4.22 1.70 2.07 1.38 5.12 2.85 1.87 1.65 5.51 2.87
Debt to NOPAT		 5.64 6.89 8.12 8.70 6.20 8.23 9.25 3.61 2.75 10.36 7.37
Net Debt to NOPAT		 2.76 4.59 5.86 6.99 4.80 6.13 7.59 1.38 -0.35 8.51 5.72
Long-Term Debt to NOPAT		 3.79 4.99 5.65 6.74 4.30 6.31 6.38 3.60 2.74 7.03 6.48
Noncontrolling Interest Sharing Ratio		 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Liquidity Ratios		 - - - - - - - - - - -
Cash Flow Metrics		 - - - - - - - - - - -
Free Cash Flow to Firm (FCFF)		 -25 69 -34 -657 -1,402 12 -397 114 959 2,959 -576
Operating Cash Flow to CapEx		 -38.97% 1,271.27% 2,894.03% 258.98% 22.60% 4,199.37% 771.13% 1,496.25% 1,280.99% 935.82% 824.22%
Free Cash Flow to Firm to Interest Expense		 -0.44 1.14 -0.52 -10.33 -23.24 0.20 -7.45 2.52 25.63 102.66 -31.14
Operating Cash Flow to Interest Expense		 -0.06 2.93 3.62 0.41 0.05 5.15 0.47 0.86 0.58 1.46 1.24
Operating Cash Flow Less CapEx to Interest Expense		 -0.22 2.70 3.50 0.25 -0.16 5.03 0.41 0.80 0.54 1.30 1.09
Efficiency Ratios		 - - - - - - - - - - -
Asset Turnover		 0.04 0.04 0.07 0.07 0.07 0.04 0.05 0.05 0.05 0.04 0.06
Fixed Asset Turnover		 2.29 2.46 4.54 4.53 4.53 2.93 3.82 3.53 3.75 3.17 4.07
Capital & Investment Metrics		 - - - - - - - - - - -
Invested Capital		 1,660 1,782 1,923 1,927 1,609 1,821 1,861 1,241 180 1,799 1,439
Invested Capital Turnover		 0.21 0.19 0.32 0.37 0.64 0.20 0.27 0.32 0.58 0.10 0.34
Increase / (Decrease) in Invested Capital		 51 -39 62 686 1,429 21 422 -85 -932 -2,928 605
Enterprise Value (EV)		 1,518 1,882 1,930 1,804 1,562 1,670 1,655 842 699 1,674 1,406
Market Capitalization		 1,205 1,360 1,247 1,008 1,019 973 808 683 735 831 862
Book Value per Share		 $60.51 $59.13 $57.99 $55.71 $54.03 $52.99 $49.56 $49.21 $47.63 $45.77 $43.19
Tangible Book Value per Share		 $51.70 $50.25 $49.06 $46.70 $44.97 $43.85 $40.37 $39.98 $38.45 $36.62 $34.09
Total Capital		 1,660 1,782 1,923 1,927 1,609 1,821 1,861 1,241 1,084 1,799 1,439
Total Debt		 637 784 946 990 701 934 1,032 418 282 1,027 701
Total Long-Term Debt		 428 568 658 767 487 717 712 417 281 696 616
Net Debt		 312 522 683 796 543 697 847 159 -36 843 544
Capital Expenditures (CapEx)		 9.12 14 8.23 10 12 6.93 3.23 2.59 1.70 4.50 2.79
Net Nonoperating Expense (NNE)		 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Nonoperating Obligations (NNO)		 637 784 946 990 701 934 1,032 418 -622 1,027 701
Total Depreciation and Amortization (D&A)		 3.59 2.43 3.02 3.32 3.18 3.50 3.24 3.36 3.36 3.43 3.49
Earnings Adjustments		 - - - - - - - - - - -
Adjusted Basic Earnings per Share		 $1.53 $1.80 $1.65 $1.73 $1.59 $1.97 $1.50 $1.70 $1.62 $1.82 $1.73
Adjusted Weighted Average Basic Shares Outstanding		 16.90M 16.83M 16.85M 16.81M 16.78M 16.73M 16.72M 16.70M 16.78M 16.68M 16.90M
Adjusted Diluted Earnings per Share		 $1.52 $1.77 $1.64 $1.72 $1.58 $1.95 $1.49 $1.69 $1.60 $1.80 $1.71
Adjusted Weighted Average Diluted Shares Outstanding		 17.01M 16.96M 16.98M 16.92M 16.91M 16.87M 16.85M 16.80M 16.94M 16.89M 17.11M
Adjusted Basic & Diluted Earnings per Share		 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding		 16.93M 16.90M 16.87M 16.84M 16.81M 16.79M 16.73M 16.72M 16.72M 16.83M 16.88M
Normalized Net Operating Profit after Tax (NOPAT)		 26 30 30 29 27 33 25 28 27 31 30
Normalized NOPAT Margin		 33.56% 0.00% 19.67% 19.33% 18.83% 0.00% 18.59% 21.72% 22.78% 0.00% 29.51%
Pre Tax Income Margin		 33.96% 0.00% 19.55% 21.02% 19.66% 0.00% 19.95% 24.75% 24.94% 0.00% 33.99%
Debt Service Ratios		 - - - - - - - - - - -
EBIT to Interest Expense		 0.46 -2.59 1.45 1.50 1.46 -1.74 1.51 1.72 1.80 -1.75 2.84
NOPAT to Interest Expense		 0.46 0.50 0.42 0.46 0.44 0.58 0.47 0.63 0.73 1.07 1.58
EBIT Less CapEx to Interest Expense		 0.30 -2.82 1.33 1.34 1.26 -1.87 1.45 1.66 1.75 -1.91 2.69
NOPAT Less CapEx to Interest Expense		 0.29 0.27 0.30 0.30 0.24 0.46 0.41 0.57 0.68 0.92 1.43
Payout Ratios		 - - - - - - - - - - -
Dividend Payout Ratio		 3.58% 3.54% 4.32% 3.53% 3.55% 3.55% 3.62% 3.54% 3.92% 3.98% 4.08%
Augmented Payout Ratio		 3.58% 3.54% 4.32% 3.53% 3.55% 3.55% 3.62% 3.54% 3.92% 3.98% 4.08%

Frequently Asked Questions About QCR's Financials

When does QCR's fiscal year end?

According to the most recent income statement we have on file, QCR's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has QCR's net income changed over the last 10 years?

QCR's net income appears to be on an upward trend, with a most recent value of $113.85 million in 2024, rising from $14.95 million in 2014. The previous period was $113.56 million in 2023. View QCR's forecast to see where analysts expect QCR to go next.

How has QCR revenue changed over the last 10 years?

Over the last 10 years, QCR's total revenue changed from $90.35 million in 2014 to $347.32 million in 2024, a change of 284.4%.

How much debt does QCR have?

QCR's total liabilities were at $8.03 billion at the end of 2024, a 4.9% increase from 2023, and a 237.2% increase since 2014.

How much cash does QCR have?

In the past 10 years, QCR's cash and equivalents has ranged from $37.49 million in 2021 to $97.12 million in 2023, and is currently $91.73 million as of their latest financial filing in 2024.

How has QCR's book value per share changed over the last 10 years?

Over the last 10 years, QCR's book value per share changed from 18.18 in 2014 to 59.13 in 2024, a change of 225.2%.


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This page (NASDAQ:QCRH) was last updated on 5/21/2025 by MarketBeat.com Staff
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