Qifu Technology (QFIN) Financials

$42.55 +0.03 (+0.07%)

Closing price 05/27/2025 04:00 PM Eastern

Extended Trading

$42.16 -0.39 (-0.93%)

As of 05/27/2025 07:31 PM Eastern

Annual Income Statements for Qifu Technology

This table shows Qifu Technology's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Net Income / (Loss) Attributable to Common Shareholders	858	604	583	907	538	359	-277	25
Consolidated Net Income / (Loss)	856	601	581	905	538	359	174	25
Net Income / (Loss) Continuing Operations	856	601	581	905	538	359	174	25
Total Pre-Tax Income	1,081	743	688	1,102	628	426	242	33
Total Operating Income	1,031	684	648	1,065	583	415	239	32
Total Gross Profit	1,954	1,920	2,056	2,257	1,840	1,168	550	102
Total Revenue	2,352	2,294	2,400	2,610	2,086	1,324	647	121
Operating Revenue	2,352	2,294	2,400	2,610	2,086	1,324	647	121
Total Cost of Revenue	397	375	344	353	246	156	97	19
Operating Cost of Revenue	397	375	344	353	246	156	97	19
Total Operating Expenses	923	1,236	1,408	1,192	1,257	753	311	70
Selling, General & Admin Expense	62	59	60	87	70	61	82	7.04
Marketing Expense	236	273	320	328	166	409	192	53
Other Operating Expenses / (Income)	625	903	1,028	777	1,021	282	37	9.87
Total Other Income / (Expense), net	50	59	39	37	45	11	2.21	0.38
Interest & Investment Income	32	26	24	21	12	0.00	-	-
Other Income / (Expense), net	17	33	16	16	33	17	0.75	0.00
Income Tax Expense	225	142	107	197	90	67	68	7.39
Net Income / (Loss) Attributable to Noncontrolling Interest	-2.22	-2.36	-2.70	-2.70	-0.14	-0.04	0.00	0.00
Basic Earnings per Share	$2.88	$1.88	$1.87	$18.82	$11.72	$8.66	($9.39)	$0.83
Weighted Average Basic Shares Outstanding	298.01M	320.75M	312.59M	307.27M	298.22M	288.83M	202.75M	198.35M
Diluted Earnings per Share	$2.83	$1.84	$1.81	$17.99	$11.40	$8.31	($9.39)	$0.83
Weighted Average Diluted Shares Outstanding	303.45M	328.51M	322.02M	321.40M	306.67M	300.94M	202.75M	198.35M
Weighted Average Basic & Diluted Shares Outstanding	283.98M	315.23M	322.79M	620.97M	608.91M	586.84M	575.31M	-

No quarterly income statements for Qifu Technology are available.

This table details how cash moves in and out of Qifu Technology's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Net Change in Cash & Equivalents	-103	-416	254	312	452	262	154	146
Net Cash From Operating Activities	1,280	1,003	859	909	819	427	41	-17
Net Cash From Continuing Operating Activities	1,280	1,003	859	909	819	427	41	-17
Net Income / (Loss) Continuing Operations	856	601	581	905	538	359	174	25
Consolidated Net Income / (Loss)	856	601	581	905	538	359	174	25
Depreciation Expense	10	10	11	10	5.55	1.10	0.55	0.20
Non-Cash Adjustments To Reconcile Net Income	723	838	992	470	997	136	-56	-12
Changes in Operating Assets and Liabilities, net	-309	-447	-725	-477	-721	-69	-77	-30
Net Cash From Investing Activities	-1,095	-1,570	-1,067	-952	137	-1,272	48	-185
Net Cash From Continuing Investing Activities	-1,095	-1,570	-1,067	-952	137	-1,272	48	-185
Purchase of Property, Plant & Equipment	-21	-12	-3.91	-3.97	-2.35	-3.67	-1.24	-1.09
Acquisitions	-2.79	-6.63	-0.85	-0.23	0.00	-	-	-
Purchase of Investments	-636	-35	-8.26	-7.85	0.00	0.00	-	-
Sale and/or Maturity of Investments	179	43	2.59	0.00	0.00	-	-	-
Other Investing Activities, net	-615	-1,559	-1,056	-940	140	-1,268	49	-184
Net Cash From Financing Activities	-290	150	465	355	-505	1,107	67	348
Net Cash From Continuing Financing Activities	-290	150	465	355	-505	1,107	67	348
Repayment of Debt	-181	-25	-93	-24	-31	-258	-180	-23
Repurchase of Common Equity	-407	-92	-2.29	0.00	-	-	-3.65	0.00
Payment of Dividends	-173	-133	-143	0.00	-0.15	0.00	0.00	-
Issuance of Debt	280	126	52	57	29	287	73	124
Issuance of Common Equity	0.00	0.00	37	0.00	0.00	-	48	0.00
Other Financing Activities, net	191	273	615	322	-503	1,079	-73	246
Effect of Exchange Rate Changes	1.65	-	-2.64	-0.54	0.34	0.25	-1.90	0.00
Cash Interest Paid	2.55	1.81	1.57	2.16	0.88	9.44	0.00	0.00
Cash Income Taxes Paid	-173	-120	-131	-190	-114	-80	-8.49	-0.07

No quarterly cash flow statements for Qifu Technology are available.

This table presents Qifu Technology's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018	2017
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Total Assets	6,594	6,453	5,849	5,258	3,751	2,923	1,070	476
Total Current Assets	5,861	5,605	4,944	4,356	3,365	2,800	1,069	463
Cash & Equivalents	610	588	1,039	960	680	303	210	72
Restricted Cash	322	476	485	415	362	248	83	75
Short-Term Investments	465	2.11	8.26	0.00	-	-	-	-
Note & Lease Receivable	3,660	3,465	2,225	1,545	1,154	1,327	118	224
Accounts Receivable	517	771	906	1,215	946	678	505	66
Prepaid Expenses	223	76	113	198	202	228	132	5.20
Other Current Assets	63	226	168	24	20	17	21	20
Plant, Property, & Equipment, net	50	33	6.90	3.91	2.98	2.46	1.00	0.92
Total Noncurrent Assets	684	816	899	898	383	120	0.12	12
Noncurrent Note & Lease Receivables	371	492	555	565	113	8.51	0.00	-
Goodwill	5.81	5.80	0.00	-	-	-	-	-
Intangible Assets	1.62	1.89	0.68	0.78	0.52	0.50	0.12	0.04
Noncurrent Deferred & Refundable Income Taxes	165	150	148	131	215	100	0.00	12
Other Noncurrent Operating Assets	140	165	195	202	55	11	0.00	-
Total Liabilities & Shareholders' Equity	6,594	6,453	5,849	5,258	3,751	2,923	1,070	476
Total Liabilities	3,272	3,353	3,104	2,870	2,293	1,887	423	363
Total Current Liabilities	2,394	2,803	2,429	2,219	2,059	1,388	421	363
Short-Term Debt	188	112	22	62	29	29	0.00	-
Accrued Expenses	342	284	291	354	125	104	76	15
Current Deferred & Payable Income Tax Liabilities	143	105	96	98	189	152	63	18
Other Taxes Payable	15	23	26	38	39	38	24	4.81
Other Current Liabilities	1,707	2,279	1,994	1,633	1,666	1,058	247	129
Total Noncurrent Liabilities	879	551	676	650	234	499	2.29	0.00
Noncurrent Deferred & Payable Income Tax Liabilities	60	32	15	19	5.82	0.00	2.29	-
Other Noncurrent Operating Liabilities	819	519	661	631	228	499	0.00	0.00
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,322	3,100	2,745	2,388	1,458	1,036	646	113
Total Preferred & Common Equity	3,314	3,090	2,733	2,386	1,458	1,036	646	113
Total Common Equity	3,314	3,090	2,733	2,386	1,458	1,036	646	113
Common Stock	595	853	884	890	833	735	708	0.00
Retained Earnings	2,870	2,295	1,856	1,513	636	297	-63	22
Treasury Stock	-153	-54	0.00	-	-	-	-	-
Accumulated Other Comprehensive Income / (Loss)	1.63	-4.88	-7.51	-17	-11	3.58	0.54	0.00
Noncontrolling Interest	7.70	10	12	2.00	0.08	0.18	0.00	-

No quarterly balance sheets for Qifu Technology are available.

This table displays calculated financial ratios and metrics derived from Qifu Technology's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018	2017
Period end date	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018	12/31/2017
Growth Metrics	-	-	-	-	-	-	-	-
Revenue Growth	2.50%	-4.40%	-8.06%	25.13%	57.60%	104.51%	435.21%	0.00%
EBITDA Growth	45.61%	7.72%	-38.11%	75.55%	43.49%	79.97%	640.04%	0.00%
EBIT Growth	46.29%	7.97%	-38.55%	75.45%	42.57%	79.93%	642.94%	0.00%
NOPAT Growth	47.57%	1.03%	-37.35%	75.09%	42.56%	103.49%	588.20%	0.00%
Net Income Growth	42.38%	3.52%	-35.80%	68.24%	49.71%	106.77%	586.58%	0.00%
EPS Growth	53.96%	1.34%	-89.93%	57.81%	37.18%	188.50%	-1,231.33%	0.00%
Operating Cash Flow Growth	27.67%	16.76%	-5.49%	10.91%	91.90%	928.61%	343.71%	0.00%
Free Cash Flow Firm Growth	337.30%	-192.08%	59.75%	-57.12%	199.66%	188.09%	0.00%	0.00%
Invested Capital Growth	-1.57%	73.87%	14.74%	141.67%	-13.39%	45.48%	1,135.53%	0.00%
Revenue Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
EPS Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-	-
Gross Margin	83.10%	83.67%	85.66%	86.46%	88.20%	88.25%	85.02%	84.54%
EBITDA Margin	45.03%	31.70%	28.13%	41.79%	29.79%	32.72%	37.18%	26.89%
Operating Margin	43.86%	29.82%	27.02%	40.79%	27.94%	31.38%	36.98%	26.72%
EBIT Margin	44.60%	31.25%	27.67%	41.40%	29.52%	32.64%	37.10%	26.72%
Profit (Net Income) Margin	36.40%	26.20%	24.20%	34.65%	25.77%	27.13%	26.83%	20.92%
Tax Burden Percent	79.17%	80.88%	84.46%	82.08%	85.64%	84.30%	71.90%	77.39%
Interest Burden Percent	103.10%	103.68%	103.55%	101.98%	101.93%	98.61%	100.61%	101.15%
Effective Tax Rate	20.83%	19.12%	15.54%	17.92%	14.36%	15.70%	28.10%	22.61%
Return on Invested Capital (ROIC)	38.35%	32.74%	47.42%	114.97%	104.13%	80.78%	107.87%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	34.71%	28.86%	45.08%	112.35%	99.13%	78.59%	107.15%	0.00%
Return on Net Nonoperating Assets (RNNOA)	-11.70%	-12.17%	-24.79%	-67.93%	-61.02%	-38.08%	-62.10%	0.00%
Return on Equity (ROE)	26.66%	20.57%	22.63%	47.04%	43.11%	42.70%	45.77%	22.46%
Cash Return on Invested Capital (CROIC)	39.94%	-21.20%	33.70%	32.04%	118.48%	43.73%	-60.93%	0.00%
Operating Return on Assets (OROA)	16.08%	11.66%	11.96%	23.99%	18.46%	21.64%	31.08%	6.80%
Return on Assets (ROA)	13.12%	9.77%	10.46%	20.08%	16.11%	17.99%	22.48%	5.32%
Return on Common Equity (ROCE)	26.58%	20.49%	22.57%	47.01%	43.11%	42.69%	45.77%	22.46%
Return on Equity Simple (ROE_SIMPLE)	25.83%	19.46%	21.25%	37.91%	36.87%	34.68%	26.88%	22.46%
Net Operating Profit after Tax (NOPAT)	817	553	548	874	499	350	172	25
NOPAT Margin	34.72%	24.12%	22.82%	33.48%	23.93%	26.46%	26.59%	20.68%
Net Nonoperating Expense Percent (NNEP)	3.65%	3.89%	2.34%	2.62%	5.00%	2.19%	0.72%	0.20%
Return On Investment Capital (ROIC_SIMPLE)	23.27%	17.22%	19.80%	-	-	-	-	-
Cost of Revenue to Revenue	16.90%	16.33%	14.34%	13.54%	11.80%	11.75%	14.98%	15.46%
SG&A Expenses to Revenue	2.62%	2.58%	2.49%	3.35%	3.36%	4.64%	12.61%	5.82%
R&D to Revenue	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Operating Expenses to Revenue	39.24%	53.86%	58.65%	45.67%	60.26%	56.87%	48.04%	57.82%
Earnings before Interest and Taxes (EBIT)	1,049	717	664	1,081	616	432	240	32
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	1,059	727	675	1,091	621	433	241	33
Valuation Ratios	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.83	0.79	2.11	2.59	2.07	2.37	0.06	0.45
Price to Tangible Book Value (P/TBV)	1.83	0.79	2.11	2.59	2.07	2.37	0.06	0.45
Price to Revenue (P/Rev)	2.57	1.06	2.40	2.37	1.45	1.85	0.06	0.42
Price to Earnings (P/E)	7.05	4.02	9.88	6.81	5.61	6.83	0.00	2.02
Dividend Yield	3.07%	5.45%	4.42%	1.38%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	14.19%	24.87%	10.13%	14.69%	17.82%	14.65%	0.00%	49.46%
Enterprise Value to Invested Capital (EV/IC)	2.30	0.69	3.45	4.52	4.51	3.76	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	2.06	0.65	1.78	1.86	0.96	1.46	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	4.58	2.04	6.31	4.46	3.23	4.46	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	4.62	2.07	6.42	4.50	3.26	4.47	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	5.94	2.68	7.78	5.57	4.02	5.51	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	3.79	1.48	4.97	5.35	2.45	4.52	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	5.70	0.00	10.96	19.97	3.53	10.18	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-
Debt to Equity	0.06	0.04	0.01	0.03	0.02	0.03	0.00	0.00
Long-Term Debt to Equity	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Financial Leverage	-0.34	-0.42	-0.55	-0.60	-0.62	-0.48	-0.58	-1.30
Leverage Ratio	2.03	2.10	2.16	2.34	2.68	2.37	2.04	4.22
Compound Leverage Factor	2.09	2.18	2.24	2.39	2.73	2.34	2.05	4.27
Debt to Total Capital	5.35%	3.50%	0.79%	2.55%	1.93%	2.70%	0.00%	0.00%
Short-Term Debt to Total Capital	5.35%	3.50%	0.79%	2.55%	1.93%	2.70%	0.00%	0.00%
Long-Term Debt to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.22%	0.32%	0.44%	0.08%	0.01%	0.02%	0.00%	0.00%
Common Equity to Total Capital	94.43%	96.18%	98.77%	97.37%	98.06%	97.29%	100.00%	100.00%
Debt to EBITDA	0.18	0.15	0.03	0.06	0.05	0.07	0.00	0.00
Net Debt to EBITDA	-1.14	-1.31	-2.24	-1.20	-1.63	-1.21	0.00	0.00
Long-Term Debt to EBITDA	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Debt to NOPAT	0.23	0.20	0.04	0.07	0.06	0.08	0.00	0.00
Net Debt to NOPAT	-1.48	-1.72	-2.76	-1.50	-2.03	-1.49	0.00	0.00
Long-Term Debt to NOPAT	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Altman Z-Score	3.23	2.18	2.86	3.36	2.54	2.44	2.05	0.88
Noncontrolling Interest Sharing Ratio	0.28%	0.38%	0.28%	0.05%	0.01%	0.01%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-
Current Ratio	2.45	2.00	2.04	1.96	1.63	2.02	2.54	1.28
Quick Ratio	2.19	1.72	1.72	1.68	1.35	1.66	1.98	1.00
Cash Flow Metrics	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	850	-358	389	244	568	190	-215	0.00
Operating Cash Flow to CapEx	6,100.76%	8,418.70%	21,957.20%	22,877.86%	34,873.04%	11,632.66%	3,334.30%	-1,561.04%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	31.66	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	71.28	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	70.67	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-
Asset Turnover	0.36	0.37	0.43	0.58	0.63	0.66	0.84	0.25
Accounts Receivable Turnover	3.65	2.74	2.26	2.42	2.57	2.24	2.27	1.82
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	57.17	116.27	443.83	757.60	767.74	765.88	674.40	131.49
Accounts Payable Turnover	0.00	0.00	0.00	15.85	25.92	15.99	0.93	0.09
Days Sales Outstanding (DSO)	100.02	133.39	161.22	151.08	142.12	163.13	161.09	200.21
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	0.00	23.03	14.08	22.82	392.46	3,847.03
Cash Conversion Cycle (CCC)	100.02	133.39	161.22	128.05	128.04	140.30	-231.37	-3,646.82
Capital & Investment Metrics	-	-	-	-	-	-	-	-
Invested Capital	2,112	2,146	1,234	1,076	445	514	353	-34
Invested Capital Turnover	1.10	1.36	2.08	3.43	4.35	3.05	4.06	-3.55
Increase / (Decrease) in Invested Capital	-34	912	159	631	-69	161	387	0.00
Enterprise Value (EV)	4,847	1,483	4,263	4,865	2,006	1,931	-251	-96
Market Capitalization	6,049	2,427	5,762	6,175	3,019	2,452	42	51
Book Value per Share	$10.51	$9.57	$4.40	$3.92	$2.48	$1.80	$3.19	$0.57
Tangible Book Value per Share	$10.49	$9.55	$4.40	$3.92	$2.48	$1.80	$3.19	$0.57
Total Capital	3,509	3,213	2,767	2,450	1,487	1,065	646	113
Total Debt	188	112	22	62	29	29	0.00	0.00
Total Long-Term Debt	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Debt	-1,210	-954	-1,511	-1,312	-1,013	-522	-293	-147
Capital Expenditures (CapEx)	21	12	3.91	3.97	2.35	3.67	1.24	1.09
Debt-free, Cash-free Net Working Capital (DFCFNWC)	2,258	1,848	1,004	824	293	890	354	-47
Debt-free Net Working Capital (DFNWC)	3,655	2,915	2,537	2,199	1,335	1,441	647	100
Net Working Capital (NWC)	3,467	2,802	2,515	2,136	1,306	1,412	647	100
Net Nonoperating Expense (NNE)	-39	-48	-33	-30	-38	-8.92	-1.59	-0.29
Net Nonoperating Obligations (NNO)	-1,210	-954	-1,511	-1,312	-1,013	-522	-293	-147
Total Depreciation and Amortization (D&A)	10	10	11	10	5.55	1.10	0.55	0.20
Debt-free, Cash-free Net Working Capital to Revenue	96.00%	80.55%	41.85%	31.57%	14.04%	67.25%	54.75%	-38.58%
Debt-free Net Working Capital to Revenue	155.42%	127.04%	105.70%	84.23%	63.98%	108.86%	100.03%	82.77%
Net Working Capital to Revenue	147.44%	122.14%	104.79%	81.84%	62.60%	106.69%	100.03%	82.77%
Earnings Adjustments	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	$2.88	$13.36	$12.87	$18.82	$11.72	$8.66	($1.37)	$0.00
Adjusted Weighted Average Basic Shares Outstanding	298.01M	320.75M	312.59M	307.27M	298.22M	288.83M	202.75M	0.00
Adjusted Diluted Earnings per Share	$2.83	$13.04	$12.50	$17.99	$11.40	$8.31	($1.37)	$0.00
Adjusted Weighted Average Diluted Shares Outstanding	303.45M	328.51M	322.02M	321.40M	306.67M	586.84M	202.75M	0.00
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	283.98M	315.23M	322.79M	620.97M	608.91M	586.84M	575.31M	0.00
Normalized Net Operating Profit after Tax (NOPAT)	817	553	548	874	499	350	172	25
Normalized NOPAT Margin	34.72%	24.12%	22.82%	33.48%	23.93%	26.46%	26.59%	20.68%
Pre Tax Income Margin	45.98%	32.40%	28.65%	42.21%	30.09%	32.18%	37.32%	27.03%
Debt Service Ratios	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	72.15	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	58.48	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	71.53	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	57.87	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-
Dividend Payout Ratio	20.21%	22.06%	24.68%	0.00%	0.03%	0.00%	0.00%	0.00%
Augmented Payout Ratio	67.80%	37.34%	25.07%	0.00%	0.03%	0.00%	2.10%	0.00%

No quarterly metrics and ratios for Qifu Technology are available.

Frequently Asked Questions About Qifu Technology's Financials

When does Qifu Technology's fiscal year end?

According to the most recent income statement we have on file, Qifu Technology's financial year ends in December. Their financial year 2024 ended on December 31, 2024.

How has Qifu Technology's net income changed over the last 7 years?

Qifu Technology's net income appears to be on an upward trend, with a most recent value of $855.99 million in 2024, rising from $25.30 million in 2017. The previous period was $601.22 million in 2023. View Qifu Technology's forecast to see where analysts expect Qifu Technology to go next.

What is Qifu Technology's operating income?

Qifu Technology's total operating income in 2024 was $1.03 billion, based on the following breakdown:

Total Gross Profit: $1.95 billion
Total Operating Expenses: $922.88 million

How has Qifu Technology revenue changed over the last 7 years?

Over the last 7 years, Qifu Technology's total revenue changed from $120.94 million in 2017 to $2.35 billion in 2024, a change of 1,844.6%.

How much debt does Qifu Technology have?

Qifu Technology's total liabilities were at $3.27 billion at the end of 2024, a 2.4% decrease from 2023, and a 801.7% increase since 2017.

How much cash does Qifu Technology have?

In the past 7 years, Qifu Technology's cash and equivalents has ranged from $71.90 million in 2017 to $1.04 billion in 2022, and is currently $609.98 million as of their latest financial filing in 2024.

How has Qifu Technology's book value per share changed over the last 7 years?

Over the last 7 years, Qifu Technology's book value per share changed from 0.57 in 2017 to 10.51 in 2024, a change of 1,750.9%.

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This page (NASDAQ:QFIN) was last updated on 5/28/2025 by MarketBeat.com Staff

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Qifu Technology (QFIN) Financials

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