RBB Bancorp (RBB) Competitors

RBB Bancorp (NASDAQ:RBB) and LendingClub (NYSE:LC) are both small-cap finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their profitability, dividends, analyst recommendations, media sentiment, earnings, institutional ownership, risk, valuation and community ranking.

Which has stronger earnings & valuation, RBB or LC?

LendingClub has higher revenue and earnings than RBB Bancorp. RBB Bancorp is trading at a lower price-to-earnings ratio than LendingClub, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
RBB Bancorp	$114.91M	2.55	$26.67M	$1.16	14.22
LendingClub	$824.03M	1.45	$51.33M	$0.44	23.78

Do analysts prefer RBB or LC?

RBB Bancorp presently has a consensus target price of $21.25, suggesting a potential upside of 28.87%. LendingClub has a consensus target price of $16.13, suggesting a potential upside of 54.09%. Given LendingClub's stronger consensus rating and higher possible upside, analysts clearly believe LendingClub is more favorable than RBB Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
RBB Bancorp	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
LendingClub	0 Sell rating(s)	1 Hold rating(s)	7 Buy rating(s)	0 Strong Buy rating(s)	2.88

Does the media prefer RBB or LC?

In the previous week, LendingClub had 5 more articles in the media than RBB Bancorp. MarketBeat recorded 7 mentions for LendingClub and 2 mentions for RBB Bancorp. RBB Bancorp's average media sentiment score of 1.13 beat LendingClub's score of 0.81 indicating that RBB Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
RBB Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
LendingClub	2 Very Positive mention(s)	1 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more volatility and risk, RBB or LC?

RBB Bancorp has a beta of 1.06, meaning that its share price is 6% more volatile than the S&P 500. Comparatively, LendingClub has a beta of 2.41, meaning that its share price is 141% more volatile than the S&P 500.

Does the MarketBeat Community prefer RBB or LC?

LendingClub received 420 more outperform votes than RBB Bancorp when rated by MarketBeat users. Likewise, 61.11% of users gave LendingClub an outperform vote while only 55.52% of users gave RBB Bancorp an outperform vote.

Company	Underperform	Outperform
RBB Bancorp	Outperform Votes 166 55.52%	Underperform Votes 133 44.48%
LendingClub	Outperform Votes 586 61.11%	Underperform Votes 373 38.89%

Is RBB or LC more profitable?

RBB Bancorp has a net margin of 11.49% compared to LendingClub's net margin of 6.52%. RBB Bancorp's return on equity of 5.21% beat LendingClub's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
RBB Bancorp	11.49%	5.21%	0.68%
LendingClub	6.52%	4.16%	0.54%

Do institutionals and insiders believe in RBB or LC?

40.1% of RBB Bancorp shares are held by institutional investors. Comparatively, 74.1% of LendingClub shares are held by institutional investors. 4.6% of RBB Bancorp shares are held by insiders. Comparatively, 3.2% of LendingClub shares are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Summary

LendingClub beats RBB Bancorp on 11 of the 18 factors compared between the two stocks.