Richmond Mutual Bancorporation (RMBI) Competitors $14.58 +0.11 (+0.76%) As of 12:50 PM Eastern This is a fair market value price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock RMBI vs. XYF, JFIN, RHLD, ALRS, SHBI, HONE, BCAL, TCBX, GNTY, and CBNKShould you be buying Richmond Mutual Bancorporation stock or one of its competitors? The main competitors of Richmond Mutual Bancorporation include X Financial (XYF), Jiayin Group (JFIN), Resolute Holdings Management (RHLD), Alerus Financial (ALRS), Shore Bancshares (SHBI), HarborOne Bancorp (HONE), California BanCorp (BCAL), Third Coast Bancshares (TCBX), Guaranty Bancshares (GNTY), and Capital Bancorp (CBNK). These companies are all part of the "banking" industry. Richmond Mutual Bancorporation vs. Its Competitors X Financial Jiayin Group Resolute Holdings Management Alerus Financial Shore Bancshares HarborOne Bancorp California BanCorp Third Coast Bancshares Guaranty Bancshares Capital Bancorp Richmond Mutual Bancorporation (NASDAQ:RMBI) and X Financial (NYSE:XYF) are both small-cap finance companies, but which is the superior business? We will compare the two companies based on the strength of their profitability, media sentiment, valuation, institutional ownership, dividends, analyst recommendations, risk and earnings. Which has higher earnings and valuation, RMBI or XYF? X Financial has higher revenue and earnings than Richmond Mutual Bancorporation. X Financial is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioRichmond Mutual Bancorporation$44.88M3.39$9.38M$0.9415.51X Financial$3.15B0.19$210.97M$5.342.62 Does the media refer more to RMBI or XYF? In the previous week, X Financial had 1 more articles in the media than Richmond Mutual Bancorporation. MarketBeat recorded 3 mentions for X Financial and 2 mentions for Richmond Mutual Bancorporation. Richmond Mutual Bancorporation's average media sentiment score of 1.29 beat X Financial's score of 0.77 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media. Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment Richmond Mutual Bancorporation 0 Very Positive mention(s) 1 Positive mention(s) 0 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive X Financial 2 Very Positive mention(s) 0 Positive mention(s) 1 Neutral mention(s) 0 Negative mention(s) 0 Very Negative mention(s) Positive Do institutionals & insiders hold more shares of RMBI or XYF? 26.5% of Richmond Mutual Bancorporation shares are owned by institutional investors. Comparatively, 1.1% of X Financial shares are owned by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are owned by company insiders. Comparatively, 31.6% of X Financial shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth. Is RMBI or XYF a better dividend stock? Richmond Mutual Bancorporation pays an annual dividend of $0.60 per share and has a dividend yield of 4.1%. X Financial pays an annual dividend of $0.48 per share and has a dividend yield of 3.4%. Richmond Mutual Bancorporation pays out 63.8% of its earnings in the form of a dividend. X Financial pays out 9.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has increased its dividend for 1 consecutive years. Richmond Mutual Bancorporation is clearly the better dividend stock, given its higher yield and longer track record of dividend growth. Which has more risk & volatility, RMBI or XYF? Richmond Mutual Bancorporation has a beta of 0.43, meaning that its share price is 57% less volatile than the S&P 500. Comparatively, X Financial has a beta of 0.3, meaning that its share price is 70% less volatile than the S&P 500. Is RMBI or XYF more profitable? X Financial has a net margin of 23.30% compared to Richmond Mutual Bancorporation's net margin of 10.83%. X Financial's return on equity of 25.42% beat Richmond Mutual Bancorporation's return on equity.Company Net Margins Return on Equity Return on Assets Richmond Mutual Bancorporation10.83% 7.10% 0.63% X Financial 23.30%25.42%14.98% SummaryX Financial beats Richmond Mutual Bancorporation on 9 of the 16 factors compared between the two stocks. Get Richmond Mutual Bancorporation News Delivered to You Automatically Sign up to receive the latest news and ratings for RMBI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding RMBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart RMBI vs. The Competition Export to ExcelMetricRichmond Mutual BancorporationBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$152.01M$932.45M$248.06B$10.32BDividend Yield4.09%3.02%5.44%4.61%P/E Ratio15.5117.05239.7726.31Price / Sales3.392.62315.95169.30Price / Cash13.7855.0222.7761.52Price / Book1.201.1517.666.34Net Income$9.38M$54.35M$1.01B$270.94M7 Day Performance-1.55%-1.75%1,613.64%0.29%1 Month Performance0.21%0.44%1,937.93%6.89%1 Year Performance12.67%13.67%2,680.94%29.31% Richmond Mutual Bancorporation Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)RMBIRichmond Mutual Bancorporation1.6669 of 5 stars$14.58+0.8%N/A+12.8%$152.01M$44.88M15.51180Positive NewsXYFX Financial2.4024 of 5 stars$14.06+0.1%N/A+162.3%$587.43M$3.15B2.63420Positive NewsGap DownJFINJiayin Group1.6708 of 5 stars$10.91-0.3%N/A+81.1%$582.27M$6.51B2.601,028RHLDResolute Holdings ManagementN/A$68.05+1.9%N/AN/A$580.19M$420.57M0.00N/APositive NewsALRSAlerus Financial4.6839 of 5 stars$22.48-0.3%$25.63+14.0%+5.0%$570.90M$259.97M13.30840Positive NewsSHBIShore Bancshares4.2103 of 5 stars$16.86-1.1%$20.00+18.6%+21.4%$563.46M$326.48M10.47450Positive NewsHONEHarborOne Bancorp3.8504 of 5 stars$13.04+0.4%$13.00-0.3%+5.6%$562.81M$318.33M20.06640Positive NewsBCALCalifornia BanCorp3.0714 of 5 stars$17.15-0.2%$19.50+13.7%+16.9%$557.72M$184.56M19.71204TCBXThird Coast Bancshares2.8225 of 5 stars$39.60+0.4%$40.00+1.0%+51.2%$548.86M$338.98M12.11330Analyst DowngradeHigh Trading VolumeGNTYGuaranty Bancshares2.547 of 5 stars$48.03-1.4%$45.00-6.3%+42.9%$545.37M$123.09M17.46470CBNKCapital Bancorp4.4638 of 5 stars$32.34-2.6%$37.00+14.4%+28.9%$536.20M$244.71M12.11270Positive News Related Companies and Tools Related Companies X Financial Competitors Jiayin Group Competitors Resolute Holdings Management Competitors Alerus Financial Competitors Shore Bancshares Competitors HarborOne Bancorp Competitors California BanCorp Competitors Third Coast Bancshares Competitors Guaranty Bancshares Competitors Capital Bancorp Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:RMBI) was last updated on 9/25/2025 by MarketBeat.com Staff From Our PartnersTrump’s national nightmare is herePorter Stansberry and Jeff Brown say a new U.S. national emergency is already underway — and it could trigger ...Porter & Company | SponsoredHe Called Nvidia at $1.10. 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