Richmond Mutual Bancorporation (RMBI) Competitors

Richmond Mutual Bancorporation (NASDAQ:RMBI) and Mid Penn Bancorp (NASDAQ:MPB) are both small-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their media sentiment, analyst recommendations, institutional ownership, dividends, earnings, risk, valuation and profitability.

Which has better earnings and valuation, RMBI or MPB?

Mid Penn Bancorp has higher revenue and earnings than Richmond Mutual Bancorporation. Mid Penn Bancorp is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Richmond Mutual Bancorporation	$85.28M	1.74	$9.38M	$0.88	16.22
Mid Penn Bancorp	$309.08M	1.69	$49.44M	$2.88	9.38

Which has more risk and volatility, RMBI or MPB?

Richmond Mutual Bancorporation has a beta of 0.4, suggesting that its share price is 60% less volatile than the S&P 500. Comparatively, Mid Penn Bancorp has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500.

Is RMBI or MPB more profitable?

Mid Penn Bancorp has a net margin of 13.69% compared to Richmond Mutual Bancorporation's net margin of 10.83%. Mid Penn Bancorp's return on equity of 8.60% beat Richmond Mutual Bancorporation's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Richmond Mutual Bancorporation	10.83%	7.07%	0.63%
Mid Penn Bancorp	13.69%	8.60%	0.99%

Do analysts prefer RMBI or MPB?

Mid Penn Bancorp has a consensus price target of $36.00, suggesting a potential upside of 33.23%. Given Mid Penn Bancorp's stronger consensus rating and higher probable upside, analysts plainly believe Mid Penn Bancorp is more favorable than Richmond Mutual Bancorporation.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Richmond Mutual Bancorporation	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
Mid Penn Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00

Is RMBI or MPB a better dividend stock?

Richmond Mutual Bancorporation pays an annual dividend of $0.60 per share and has a dividend yield of 4.2%. Mid Penn Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. Richmond Mutual Bancorporation pays out 68.2% of its earnings in the form of a dividend. Mid Penn Bancorp pays out 27.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has raised its dividend for 1 consecutive years. Richmond Mutual Bancorporation is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.

Does the media prefer RMBI or MPB?

In the previous week, Mid Penn Bancorp had 5 more articles in the media than Richmond Mutual Bancorporation. MarketBeat recorded 9 mentions for Mid Penn Bancorp and 4 mentions for Richmond Mutual Bancorporation. Richmond Mutual Bancorporation's average media sentiment score of 1.07 beat Mid Penn Bancorp's score of 0.93 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Richmond Mutual Bancorporation	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
Mid Penn Bancorp	1 Very Positive mention(s)	2 Positive mention(s)	3 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Do institutionals & insiders have more ownership in RMBI or MPB?

26.5% of Richmond Mutual Bancorporation shares are owned by institutional investors. Comparatively, 43.1% of Mid Penn Bancorp shares are owned by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are owned by company insiders. Comparatively, 8.1% of Mid Penn Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company is poised for long-term growth.

Summary

Mid Penn Bancorp beats Richmond Mutual Bancorporation on 13 of the 19 factors compared between the two stocks.