RMBI vs. YRD, SMBK, CBNK, ALRS, HKD, BITF, MPB, QD, BTBT, and HONE
Should you be buying Richmond Mutual Bancorporation stock or one of its competitors? The main competitors of Richmond Mutual Bancorporation include Yiren Digital (YRD), SmartFinancial (SMBK), Capital Bancorp (CBNK), Alerus Financial (ALRS), AMTD Digital (HKD), Bitfarms (BITF), Mid Penn Bancorp (MPB), Qudian (QD), Bit Digital (BTBT), and HarborOne Bancorp (HONE). These companies are all part of the "banking" industry.
Richmond Mutual Bancorporation vs. Its Competitors
Richmond Mutual Bancorporation (NASDAQ:RMBI) and Yiren Digital (NYSE:YRD) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, earnings, dividends, institutional ownership, valuation, community ranking, risk, media sentiment and profitability.
Richmond Mutual Bancorporation has a beta of 0.39, indicating that its stock price is 61% less volatile than the S&P 500. Comparatively, Yiren Digital has a beta of 0.76, indicating that its stock price is 24% less volatile than the S&P 500.
Yiren Digital received 318 more outperform votes than Richmond Mutual Bancorporation when rated by MarketBeat users. Likewise, 70.21% of users gave Yiren Digital an outperform vote while only 57.14% of users gave Richmond Mutual Bancorporation an outperform vote.
Yiren Digital has a net margin of 32.37% compared to Richmond Mutual Bancorporation's net margin of 10.99%. Yiren Digital's return on equity of 20.85% beat Richmond Mutual Bancorporation's return on equity.
Yiren Digital has higher revenue and earnings than Richmond Mutual Bancorporation. Yiren Digital is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.
In the previous week, Yiren Digital had 7 more articles in the media than Richmond Mutual Bancorporation. MarketBeat recorded 11 mentions for Yiren Digital and 4 mentions for Richmond Mutual Bancorporation. Richmond Mutual Bancorporation's average media sentiment score of 0.63 beat Yiren Digital's score of 0.18 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media.
26.5% of Richmond Mutual Bancorporation shares are owned by institutional investors. Comparatively, 2.0% of Yiren Digital shares are owned by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are owned by insiders. Comparatively, 42.2% of Yiren Digital shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.
Richmond Mutual Bancorporation pays an annual dividend of $0.60 per share and has a dividend yield of 4.4%. Yiren Digital pays an annual dividend of $0.40 per share and has a dividend yield of 5.9%. Richmond Mutual Bancorporation pays out 68.2% of its earnings in the form of a dividend. Yiren Digital pays out 15.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has increased its dividend for 1 consecutive years. Yiren Digital is clearly the better dividend stock, given its higher yield and lower payout ratio.
Summary
Yiren Digital beats Richmond Mutual Bancorporation on 13 of the 18 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding RMBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Richmond Mutual Bancorporation Competitors List
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This page (NASDAQ:RMBI) was last updated on 6/12/2025 by MarketBeat.com Staff
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