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Richmond Mutual Bancorporation (RMBI) Competitors

Richmond Mutual Bancorporation logo
$13.93 -0.46 (-3.20%)
Closing price 04:00 PM Eastern
Extended Trading
$13.98 +0.05 (+0.39%)
As of 04:10 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more.

RMBI vs. YRD, BCAL, ALRS, GNTY, SHBI, TCBX, CBNK, BHB, UNTY, and FFWM

Should you be buying Richmond Mutual Bancorporation stock or one of its competitors? The main competitors of Richmond Mutual Bancorporation include Yirendai (YRD), California BanCorp (BCAL), Alerus Financial (ALRS), Guaranty Bancshares (GNTY), Shore Bancshares (SHBI), Third Coast Bancshares (TCBX), Capital Bancorp (CBNK), Bar Harbor Bankshares (BHB), Unity Bancorp (UNTY), and First Foundation (FFWM). These companies are all part of the "banking" industry.

Richmond Mutual Bancorporation vs. Its Competitors

Richmond Mutual Bancorporation (NASDAQ:RMBI) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership and valuation.

Yirendai has a net margin of 21.07% compared to Richmond Mutual Bancorporation's net margin of 10.83%. Yirendai's return on equity of 13.42% beat Richmond Mutual Bancorporation's return on equity.

Company Net Margins Return on Equity Return on Assets
Richmond Mutual Bancorporation10.83% 7.10% 0.63%
Yirendai 21.07%13.42%9.73%

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Richmond Mutual Bancorporation
0 Sell rating(s)
0 Hold rating(s)
1 Buy rating(s)
0 Strong Buy rating(s)
3.00
Yirendai
0 Sell rating(s)
1 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
2.00

26.5% of Richmond Mutual Bancorporation shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Richmond Mutual Bancorporation has a beta of 0.4, indicating that its stock price is 60% less volatile than the S&P 500. Comparatively, Yirendai has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500.

In the previous week, Richmond Mutual Bancorporation had 3 more articles in the media than Yirendai. MarketBeat recorded 3 mentions for Richmond Mutual Bancorporation and 0 mentions for Yirendai. Richmond Mutual Bancorporation's average media sentiment score of 0.83 beat Yirendai's score of 0.63 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media.

Company Overall Sentiment
Richmond Mutual Bancorporation Positive
Yirendai Positive

Yirendai has higher revenue and earnings than Richmond Mutual Bancorporation. Yirendai is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Richmond Mutual Bancorporation$85.28M1.70$9.38M$0.9414.82
Yirendai$795.41M0.65$216.77M$2.062.92

Richmond Mutual Bancorporation pays an annual dividend of $0.60 per share and has a dividend yield of 4.3%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 6.7%. Richmond Mutual Bancorporation pays out 63.8% of its earnings in the form of a dividend. Yirendai pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has raised its dividend for 1 consecutive years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio.

Summary

Yirendai beats Richmond Mutual Bancorporation on 10 of the 18 factors compared between the two stocks.

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New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding RMBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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RMBI vs. The Competition

MetricRichmond Mutual BancorporationBANKS IndustryFinance SectorNASDAQ Exchange
Market Cap$145.29M$911.37M$12.61B$10.51B
Dividend Yield4.33%3.17%5.60%4.80%
P/E Ratio14.8216.6630.0127.36
Price / Sales1.702.2929.75196.40
Price / Cash13.3153.1822.4961.53
Price / Book1.141.122.326.82
Net Income$9.38M$54.76M$1.02B$276.89M
7 Day Performance-2.38%-0.59%-0.06%0.27%
1 Month Performance-3.73%-2.22%-0.23%8.31%
1 Year Performance9.17%8.69%536.77%35.60%

Richmond Mutual Bancorporation Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
RMBI
Richmond Mutual Bancorporation
1.665 of 5 stars
$13.93
-3.2%
N/A+11.7%$145.29M$85.28M14.82180News Coverage
Analyst Forecast
YRD
Yirendai
3.1403 of 5 stars
$6.38
-3.3%
N/A-2.5%$570.28M$795.41M3.203,800
BCAL
California BanCorp
2.7906 of 5 stars
$16.82
-2.1%
$19.50
+15.9%
+22.1%$558.65M$184.56M9.49204
ALRS
Alerus Financial
4.7641 of 5 stars
$21.72
-0.8%
$25.63
+18.0%
-6.7%$556.18M$336.51M11.06840
GNTY
Guaranty Bancshares
2.8901 of 5 stars
$48.74
-0.9%
$45.00
-7.7%
+45.5%$553.44M$123.09M17.72470Upcoming Earnings
High Trading Volume
SHBI
Shore Bancshares
4.1982 of 5 stars
$16.27
-0.9%
$20.00
+22.9%
+16.9%$548.71M$326.48M9.12450Positive News
TCBX
Third Coast Bancshares
2.9571 of 5 stars
$38.66
+0.5%
$40.00
+3.5%
+43.4%$535.83M$338.98M11.82330News Coverage
Positive News
Upcoming Earnings
CBNK
Capital Bancorp
4.8316 of 5 stars
$30.13
-1.2%
$37.00
+22.8%
+17.1%$505.80M$244.71M9.21270News Coverage
Analyst Forecast
BHB
Bar Harbor Bankshares
2.7511 of 5 stars
$30.15
-1.2%
$35.00
+16.1%
N/A$502.99M$147.73M11.69490
UNTY
Unity Bancorp
4.6881 of 5 stars
$48.93
-1.2%
$56.50
+15.5%
+30.7%$496.84M$164.21M10.93230News Coverage
Earnings Report
Analyst Forecast
FFWM
First Foundation
2.5523 of 5 stars
$5.91
+0.1%
$6.25
+5.8%
-19.7%$486.49M$66.26M-4.41710News Coverage

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This page (NASDAQ:RMBI) was last updated on 10/15/2025 by MarketBeat.com Staff
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