Richmond Mutual Bancorporation (RMBI) Competitors $13.93 -0.46 (-3.20%) Closing price 04:00 PM EasternExtended Trading$13.98 +0.05 (+0.39%) As of 04:10 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Polygon.io. Learn more. Add Compare Share Share Competitors Stock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestTrendsBuy This Stock RMBI vs. YRD, BCAL, ALRS, GNTY, SHBI, TCBX, CBNK, BHB, UNTY, and FFWMShould you be buying Richmond Mutual Bancorporation stock or one of its competitors? The main competitors of Richmond Mutual Bancorporation include Yirendai (YRD), California BanCorp (BCAL), Alerus Financial (ALRS), Guaranty Bancshares (GNTY), Shore Bancshares (SHBI), Third Coast Bancshares (TCBX), Capital Bancorp (CBNK), Bar Harbor Bankshares (BHB), Unity Bancorp (UNTY), and First Foundation (FFWM). These companies are all part of the "banking" industry. Richmond Mutual Bancorporation vs. Its Competitors Yirendai California BanCorp Alerus Financial Guaranty Bancshares Shore Bancshares Third Coast Bancshares Capital Bancorp Bar Harbor Bankshares Unity Bancorp First Foundation Richmond Mutual Bancorporation (NASDAQ:RMBI) and Yirendai (NYSE:YRD) are both small-cap banking companies, but which is the superior investment? We will compare the two companies based on the strength of their dividends, risk, profitability, earnings, analyst recommendations, media sentiment, institutional ownership and valuation. Is RMBI or YRD more profitable? Yirendai has a net margin of 21.07% compared to Richmond Mutual Bancorporation's net margin of 10.83%. Yirendai's return on equity of 13.42% beat Richmond Mutual Bancorporation's return on equity.Company Net Margins Return on Equity Return on Assets Richmond Mutual Bancorporation10.83% 7.10% 0.63% Yirendai 21.07%13.42%9.73% Do analysts rate RMBI or YRD? Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score Richmond Mutual Bancorporation 0 Sell rating(s) 0 Hold rating(s) 1 Buy rating(s) 0 Strong Buy rating(s) 3.00Yirendai 0 Sell rating(s) 1 Hold rating(s) 0 Buy rating(s) 0 Strong Buy rating(s) 2.00 Do institutionals and insiders hold more shares of RMBI or YRD? 26.5% of Richmond Mutual Bancorporation shares are held by institutional investors. Comparatively, 2.0% of Yirendai shares are held by institutional investors. 8.2% of Richmond Mutual Bancorporation shares are held by insiders. Comparatively, 42.2% of Yirendai shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term. Which has more volatility and risk, RMBI or YRD? Richmond Mutual Bancorporation has a beta of 0.4, indicating that its stock price is 60% less volatile than the S&P 500. Comparatively, Yirendai has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Does the media prefer RMBI or YRD? In the previous week, Richmond Mutual Bancorporation had 3 more articles in the media than Yirendai. MarketBeat recorded 3 mentions for Richmond Mutual Bancorporation and 0 mentions for Yirendai. Richmond Mutual Bancorporation's average media sentiment score of 0.83 beat Yirendai's score of 0.63 indicating that Richmond Mutual Bancorporation is being referred to more favorably in the media. Company Overall Sentiment Richmond Mutual Bancorporation Positive Yirendai Positive Which has stronger earnings & valuation, RMBI or YRD? Yirendai has higher revenue and earnings than Richmond Mutual Bancorporation. Yirendai is trading at a lower price-to-earnings ratio than Richmond Mutual Bancorporation, indicating that it is currently the more affordable of the two stocks. CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings RatioRichmond Mutual Bancorporation$85.28M1.70$9.38M$0.9414.82Yirendai$795.41M0.65$216.77M$2.062.92 Is RMBI or YRD a better dividend stock? Richmond Mutual Bancorporation pays an annual dividend of $0.60 per share and has a dividend yield of 4.3%. Yirendai pays an annual dividend of $0.40 per share and has a dividend yield of 6.7%. Richmond Mutual Bancorporation pays out 63.8% of its earnings in the form of a dividend. Yirendai pays out 19.4% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Richmond Mutual Bancorporation has raised its dividend for 1 consecutive years. Yirendai is clearly the better dividend stock, given its higher yield and lower payout ratio. SummaryYirendai beats Richmond Mutual Bancorporation on 10 of the 18 factors compared between the two stocks. Get Richmond Mutual Bancorporation News Delivered to You Automatically Sign up to receive the latest news and ratings for RMBI and its competitors with MarketBeat's FREE daily newsletter. Subscribe Now View SMS TermsBy entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. New MarketBeat Followers Over TimeWhat are MarkeBeat Followers?This chart shows the number of new MarketBeat users adding RMBI and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period. Skip ChartMedia Sentiment Over TimeWhat is Media Sentiment?This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.Skip Chart RMBI vs. The Competition Export to ExcelMetricRichmond Mutual BancorporationBANKS IndustryFinance SectorNASDAQ ExchangeMarket Cap$145.29M$911.37M$12.61B$10.51BDividend Yield4.33%3.17%5.60%4.80%P/E Ratio14.8216.6630.0127.36Price / Sales1.702.2929.75196.40Price / Cash13.3153.1822.4961.53Price / Book1.141.122.326.82Net Income$9.38M$54.76M$1.02B$276.89M7 Day Performance-2.38%-0.59%-0.06%0.27%1 Month Performance-3.73%-2.22%-0.23%8.31%1 Year Performance9.17%8.69%536.77%35.60% Richmond Mutual Bancorporation Competitors List Export to ExcelCompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)RMBIRichmond Mutual Bancorporation1.665 of 5 stars$13.93-3.2%N/A+11.7%$145.29M$85.28M14.82180News CoverageAnalyst ForecastYRDYirendai3.1403 of 5 stars$6.38-3.3%N/A-2.5%$570.28M$795.41M3.203,800BCALCalifornia BanCorp2.7906 of 5 stars$16.82-2.1%$19.50+15.9%+22.1%$558.65M$184.56M9.49204ALRSAlerus Financial4.7641 of 5 stars$21.72-0.8%$25.63+18.0%-6.7%$556.18M$336.51M11.06840GNTYGuaranty Bancshares2.8901 of 5 stars$48.74-0.9%$45.00-7.7%+45.5%$553.44M$123.09M17.72470Upcoming EarningsHigh Trading VolumeSHBIShore Bancshares4.1982 of 5 stars$16.27-0.9%$20.00+22.9%+16.9%$548.71M$326.48M9.12450Positive NewsTCBXThird Coast Bancshares2.9571 of 5 stars$38.66+0.5%$40.00+3.5%+43.4%$535.83M$338.98M11.82330News CoveragePositive NewsUpcoming EarningsCBNKCapital Bancorp4.8316 of 5 stars$30.13-1.2%$37.00+22.8%+17.1%$505.80M$244.71M9.21270News CoverageAnalyst ForecastBHBBar Harbor Bankshares2.7511 of 5 stars$30.15-1.2%$35.00+16.1%N/A$502.99M$147.73M11.69490UNTYUnity Bancorp4.6881 of 5 stars$48.93-1.2%$56.50+15.5%+30.7%$496.84M$164.21M10.93230News CoverageEarnings ReportAnalyst ForecastFFWMFirst Foundation2.5523 of 5 stars$5.91+0.1%$6.25+5.8%-19.7%$486.49M$66.26M-4.41710News Coverage Related Companies and Tools Related Companies Yirendai Competitors California BanCorp Competitors Alerus Financial Competitors Guaranty Bancshares Competitors Shore Bancshares Competitors Third Coast Bancshares Competitors Capital Bancorp Competitors Bar Harbor Bankshares Competitors Unity Bancorp Competitors First Foundation Competitors Top 10 Stock Comparisons Semiconductor Stocks Artificial Intelligence Stocks Growth Stocks Magnificent Seven Stocks Pharmaceutical Stocks Ecommerce Stocks Bitcoin Stocks Meme Stocks Cryptocurrency Stocks Cybersecurity Stocks This page (NASDAQ:RMBI) was last updated on 10/15/2025 by MarketBeat.com Staff From Our PartnersURGENT: The Market's 3 Red Flags Are FlashingHere’s the uncomfortable truth: The smartest investors in the world are already preparing for a crash befor...StockEarnings | SponsoredINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredCapital Gains Tax Strategies for SeniorsCapital gains taxes can take a bite out of your retirement income—unless you have a smart strategy. 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