Sound Financial Bancorp (SFBC) Competitors

Mid Penn Bancorp (NASDAQ:MPB) and Sound Financial Bancorp (NASDAQ:SFBC) are both small-cap finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, valuation, profitability, risk, media sentiment, community ranking, dividends and earnings.

Which has more risk and volatility, MPB or SFBC?

Mid Penn Bancorp has a beta of 0.63, indicating that its stock price is 37% less volatile than the S&P 500. Comparatively, Sound Financial Bancorp has a beta of 0.23, indicating that its stock price is 77% less volatile than the S&P 500.

Is MPB or SFBC more profitable?

Mid Penn Bancorp has a net margin of 15.99% compared to Sound Financial Bancorp's net margin of 7.48%. Mid Penn Bancorp's return on equity of 8.43% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Mid Penn Bancorp	15.99%	8.43%	0.87%
Sound Financial Bancorp	7.48%	4.57%	0.43%

Does the media favor MPB or SFBC?

In the previous week, Mid Penn Bancorp and Mid Penn Bancorp both had 2 articles in the media. Mid Penn Bancorp's average media sentiment score of 1.25 beat Sound Financial Bancorp's score of 0.63 indicating that Mid Penn Bancorp is being referred to more favorably in the media.

Company	Overall Sentiment
Mid Penn Bancorp	Positive
Sound Financial Bancorp	Positive

Does the MarketBeat Community prefer MPB or SFBC?

Mid Penn Bancorp received 47 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. However, 64.08% of users gave Sound Financial Bancorp an outperform vote while only 57.65% of users gave Mid Penn Bancorp an outperform vote.

Company	Underperform	Outperform
Mid Penn Bancorp	Outperform Votes 113 57.65%	Underperform Votes 83 42.35%
Sound Financial Bancorp	Outperform Votes 66 64.08%	Underperform Votes 37 35.92%

Do institutionals and insiders hold more shares of MPB or SFBC?

43.1% of Mid Penn Bancorp shares are held by institutional investors. Comparatively, 68.8% of Sound Financial Bancorp shares are held by institutional investors. 8.1% of Mid Penn Bancorp shares are held by company insiders. Comparatively, 12.4% of Sound Financial Bancorp shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Is MPB or SFBC a better dividend stock?

Mid Penn Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 3.0%. Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.5%. Mid Penn Bancorp pays out 27.8% of its earnings in the form of a dividend. Sound Financial Bancorp pays out 39.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Sound Financial Bancorp has increased its dividend for 2 consecutive years. Mid Penn Bancorp is clearly the better dividend stock, given its higher yield and lower payout ratio.

Do analysts rate MPB or SFBC?

Mid Penn Bancorp presently has a consensus price target of $36.00, indicating a potential upside of 34.18%. Given Mid Penn Bancorp's stronger consensus rating and higher possible upside, analysts plainly believe Mid Penn Bancorp is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Mid Penn Bancorp	0 Sell rating(s)	0 Hold rating(s)	2 Buy rating(s)	0 Strong Buy rating(s)	3.00
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Which has better earnings & valuation, MPB or SFBC?

Mid Penn Bancorp has higher revenue and earnings than Sound Financial Bancorp. Mid Penn Bancorp is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Mid Penn Bancorp	$182.08M	2.85	$49.44M	$2.88	9.32
Sound Financial Bancorp	$36.30M	3.49	$4.64M	$1.95	25.31

Summary

Mid Penn Bancorp beats Sound Financial Bancorp on 14 of the 20 factors compared between the two stocks.