Sound Financial Bancorp (SFBC) Competitors

Sound Financial Bancorp (NASDAQ:SFBC) and SmartFinancial (NASDAQ:SMBK) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their media sentiment, risk, earnings, profitability, institutional ownership, dividends, analyst recommendations, valuation and community ranking.

Does the MarketBeat Community believe in SFBC or SMBK?

SmartFinancial received 127 more outperform votes than Sound Financial Bancorp when rated by MarketBeat users. However, 64.71% of users gave Sound Financial Bancorp an outperform vote while only 57.96% of users gave SmartFinancial an outperform vote.

Company	Underperform	Outperform
Sound Financial Bancorp	Outperform Votes 66 64.71%	Underperform Votes 36 35.29%
SmartFinancial	Outperform Votes 193 57.96%	Underperform Votes 140 42.04%

Do institutionals & insiders have more ownership in SFBC or SMBK?

68.8% of Sound Financial Bancorp shares are held by institutional investors. Comparatively, 58.8% of SmartFinancial shares are held by institutional investors. 12.6% of Sound Financial Bancorp shares are held by company insiders. Comparatively, 7.6% of SmartFinancial shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Is SFBC or SMBK more profitable?

SmartFinancial has a net margin of 12.67% compared to Sound Financial Bancorp's net margin of 7.48%. SmartFinancial's return on equity of 7.33% beat Sound Financial Bancorp's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Sound Financial Bancorp	7.48%	4.57%	0.43%
SmartFinancial	12.67%	7.33%	0.71%

Is SFBC or SMBK a better dividend stock?

Sound Financial Bancorp pays an annual dividend of $0.76 per share and has a dividend yield of 1.5%. SmartFinancial pays an annual dividend of $0.32 per share and has a dividend yield of 1.1%. Sound Financial Bancorp pays out 42.2% of its earnings in the form of a dividend. SmartFinancial pays out 14.2% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Do analysts recommend SFBC or SMBK?

SmartFinancial has a consensus target price of $33.70, suggesting a potential upside of 10.70%. Given SmartFinancial's stronger consensus rating and higher probable upside, analysts clearly believe SmartFinancial is more favorable than Sound Financial Bancorp.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sound Financial Bancorp	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00
SmartFinancial	0 Sell rating(s)	4 Hold rating(s)	0 Buy rating(s)	1 Strong Buy rating(s)	2.40

Does the media favor SFBC or SMBK?

In the previous week, Sound Financial Bancorp had 4 more articles in the media than SmartFinancial. MarketBeat recorded 5 mentions for Sound Financial Bancorp and 1 mentions for SmartFinancial. Sound Financial Bancorp's average media sentiment score of 0.85 beat SmartFinancial's score of 0.27 indicating that Sound Financial Bancorp is being referred to more favorably in the media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Sound Financial Bancorp	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive
SmartFinancial	1 Very Positive mention(s)	0 Positive mention(s)	0 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has more volatility & risk, SFBC or SMBK?

Sound Financial Bancorp has a beta of 0.38, meaning that its stock price is 62% less volatile than the S&P 500. Comparatively, SmartFinancial has a beta of 0.59, meaning that its stock price is 41% less volatile than the S&P 500.

Which has higher earnings & valuation, SFBC or SMBK?

SmartFinancial has higher revenue and earnings than Sound Financial Bancorp. SmartFinancial is trading at a lower price-to-earnings ratio than Sound Financial Bancorp, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sound Financial Bancorp	$35.69M	3.65	$4.64M	$1.80	28.21
SmartFinancial	$178.24M	2.91	$36.14M	$2.26	13.47

Summary

SmartFinancial beats Sound Financial Bancorp on 12 of the 20 factors compared between the two stocks.